{"id":8910,"date":"2023-06-02T15:52:56","date_gmt":"2023-06-02T08:52:56","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=8910"},"modified":"2025-04-07T20:36:26","modified_gmt":"2025-04-07T13:36:26","slug":"dau-tu-tai-chinh-ca-nhan","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/","title":{"rendered":"C\u1ea9m nang \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn v\u00e0 gi\u00e0u l\u00ean m\u1ed7i ng\u00e0y"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;8910&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;5&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4.2&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;4.2\\\/5 - (5 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;C\u1ea9m nang \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn v\u00e0 gi\u00e0u l\u00ean m\u1ed7i ng\u00e0y&quot;,&quot;width&quot;:&quot;108.2&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 108.2px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            4.2\/5 - (5 votes)    <\/div>\n    <\/div>\n<p>T\u1eeb sau \u0111\u1ea1i d\u1ecbch covid-19, c\u00f3 r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e3 b\u1eaft \u0111\u1ea7u nghi\u00ean c\u1ee9u l\u0129nh v\u1ef1c \u0111\u1ea7u t\u01b0 &#8211; kinh doanh. M\u1ed7i ng\u01b0\u1eddi s\u1ebd c\u00f3 quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 kh\u00e1c nhau, c\u00f3 ng\u01b0\u1eddi th\u00edch \u0111\u1ea7u t\u01b0 an to\u00e0n b\u1eb1ng c\u00e1ch g\u1eedi ng\u00e2n h\u00e0ng \u0111\u1ec3 nh\u1eadn l\u00e3i ti\u1ebft ki\u1ec7m, c\u00f3 ng\u01b0\u1eddi th\u00edch \u0111\u1ea7u t\u01b0 v\u00e0o tr\u00e1i phi\u1ebfu, c\u1ed5 phi\u1ebfu nh\u01b0ng l\u1ea1i c\u00f3 ng\u01b0\u1eddi th\u00edch \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c ch\u1ee9ng ch\u1ec9 qu\u1ef9,&#8230; B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, <a href=\"https:\/\/www.infina.vn\/\">Infina<\/a> xin h\u01b0\u1edbng d\u1eabn c\u00e1c b\u1ea1n h\u1ecdc c\u00e1ch \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n hi\u1ec7u qu\u1ea3 v\u00e0 an to\u00e0n nh\u1ea5t.<\/p>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/app-quan-ly-tai-chinh-ca-nhan\/\">TOP 5 App qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n ph\u1ed5 bi\u1ebfn gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m th\u1eddi gian<\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" 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href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Y_nghia_cua_viec_dau_tu_tai_chinh\" title=\"\u00dd ngh\u0129a c\u1ee7a vi\u1ec7c \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh\">\u00dd ngh\u0129a c\u1ee7a vi\u1ec7c \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Tai_sao_dau_tu_tai_chinh_la_lua_chon_thong_minh_cho_tuong_lai\" title=\"T\u1ea1i sao \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh l\u00e0 l\u1ef1a ch\u1ecdn th\u00f4ng minh cho t\u01b0\u01a1ng lai?\">T\u1ea1i sao \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh l\u00e0 l\u1ef1a ch\u1ecdn th\u00f4ng minh cho t\u01b0\u01a1ng lai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#TOP_5_loai_dau_tu_tai_chinh_pho_bien_trong_nam_2023\" title=\"TOP 5 lo\u1ea1i \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn trong n\u0103m 2023\">TOP 5 lo\u1ea1i \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn trong n\u0103m 2023<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Hoc_dau_tu_tai_chinh_ca_nhan_tu_nguon_nao\" title=\"H\u1ecdc \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n t\u1eeb ngu\u1ed3n n\u00e0o?\">H\u1ecdc \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n t\u1eeb ngu\u1ed3n n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Nhung_nguyen_tac_khi_dau_tu_tai_chinh\" title=\"Nh\u1eefng nguy\u00ean t\u1eafc khi \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh\">Nh\u1eefng nguy\u00ean t\u1eafc khi \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Tiet_kiem_va_chi_tieu_hop_ly\" title=\"Ti\u1ebft ki\u1ec7m v\u00e0 chi ti\u00eau h\u1ee3p l\u00fd\">Ti\u1ebft ki\u1ec7m v\u00e0 chi ti\u00eau h\u1ee3p l\u00fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Ren_luyen_tinh_kien_nhan_va_binh_tinh\" title=\"R\u00e8n luy\u1ec7n t\u00ednh ki\u00ean nh\u1eabn v\u00e0 b\u0129nh t\u0129nh\">R\u00e8n luy\u1ec7n t\u00ednh ki\u00ean nh\u1eabn v\u00e0 b\u0129nh t\u0129nh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Phan_tan_ty_le_rui_ro\" title=\"Ph\u00e2n t\u00e1n t\u1ef7 l\u1ec7 r\u1ee7i ro\">Ph\u00e2n t\u00e1n t\u1ef7 l\u1ec7 r\u1ee7i ro<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Giu_mot_khoan_tien_mat_de_lam_von\" title=\"Gi\u1eef m\u1ed9t kho\u1ea3n ti\u1ec1n m\u1eb7t \u0111\u1ec3 l\u00e0m v\u1ed1n\">Gi\u1eef m\u1ed9t kho\u1ea3n ti\u1ec1n m\u1eb7t \u0111\u1ec3 l\u00e0m v\u1ed1n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/infina.vn\/blog\/dau-tu-tai-chinh-ca-nhan\/#Tong_ket\" title=\"T\u1ed5ng k\u1ebft\">T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Dau_tu_tai_chinh_la_gi\"><\/span>\u0110\u1ea7u t\u01b0 t\u00e0i ch\u00ednh l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0110\u1ea7u t\u01b0 t\u00e0i ch\u00ednh l\u00e0 h\u00ecnh th\u1ee9c \u0111\u1ea7u t\u01b0 b\u1eb1ng c\u00e1ch tham gia giao d\u1ecbch c\u00e1c lo\u1ea1i ch\u1ee9ng kho\u00e1n, th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i (<a href=\"https:\/\/infina.vn\/blog\/forex-la-gi\/\">Forex<\/a>), b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh kh\u00e1c,&#8230; v\u1edbi mong mu\u1ed1n t\u00ecm ki\u1ebfm kho\u1ea3n l\u1ee3i nhu\u1eadn t\u1eeb ti\u1ec1n v\u1ed1n nh\u00e0n r\u1ed7i v\u00e0 t\u1ea1o th\u00eam kho\u1ea3n thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng m\u1edbi cho b\u1ea3n th\u00e2n. Vi\u1ec7c \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng s\u1ebd \u0111\u01b0\u1ee3c hy v\u1ecdng nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n l\u1ee3i nhu\u1eadn l\u1edbn trong t\u01b0\u01a1ng lai.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-8922 size-full\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1.jpg\" alt=\"\u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh\" width=\"800\" height=\"600\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1-300x225.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1-768x576.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1-696x522.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1-560x420.jpg 560w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1-80x60.jpg 80w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/dau-tu-tai-chinh-1-265x198.jpg 265w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>Hi\u1ec7n t\u1ea1i c\u00f3 v\u00f4 s\u1ed1 c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh kh\u00e1c nhau, t\u00f9y thu\u1ed9c v\u00e0o m\u1ee5c \u0111\u00edch \u0111\u1ea7u t\u01b0 v\u00e0 mong mu\u1ed1n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 m\u00e0 m\u1ed7i ng\u01b0\u1eddi c\u00f3 th\u1ec3 ch\u1ecdn k\u00eanh \u0111\u1ea7u t\u01b0 kh\u00e1c nhau. Tuy nhi\u00ean, m\u1ee5c \u0111\u00edch cu\u1ed1i c\u00f9ng \u0111\u1ec1u h\u01b0\u1edbng \u0111\u1ebfn t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn.<\/p>\n<p>B\u00ean c\u1ea1nh vi\u1ec7c \u0111\u1ea7u t\u01b0, b\u1ea1n c\u1ea7n ph\u1ea3i ph\u00e2n bi\u1ec7t \u0111\u01b0\u1ee3c \u0111\u00e2u l\u00e0 \u0111\u1ea7u t\u01b0, \u0111\u00e2u l\u00e0 \u0111\u1ea7u c\u01a1. Vi\u1ec7c \u0111\u1ea7u c\u01a1 x\u1ea3y ra khi b\u1ea1n thu gom mua v\u00e0o m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng l\u1edbn \u0111\u1ec3 t\u1ea1o \u0111\u1ed9 khan hi\u1ebfm tr\u00ean th\u1ecb tr\u01b0\u1eddng, sau \u0111\u00f3 \u0111\u1ea9y gi\u00e1 l\u00ean cao nhi\u1ec1u l\u1ea7n \u0111\u1ec3 b\u00e1n, t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i t\u1eeb th\u1ecb tr\u01b0\u1eddng \u0111\u1ec3 thu l\u1ee3i trong ng\u1eafn h\u1ea1n. Vi\u1ec7c \u0111\u1ea7u c\u01a1 di\u1ec5n ra d\u1ef1a theo nh\u1eefng tin \u0111\u1ed3n, t\u00e2m l\u00fd th\u1ecb tr\u01b0\u1eddng m\u00e0 kh\u00f4ng c\u00f3 ki\u1ebfn th\u1ee9c b\u00e0i b\u1ea3n, do v\u1eady \u0111i\u1ec1u n\u00e0y c\u0169ng g\u00e2y ra r\u1ea5t nhi\u1ec1u r\u1ee7i ro cho nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Y_nghia_cua_viec_dau_tu_tai_chinh\"><\/span>\u00dd ngh\u0129a c\u1ee7a vi\u1ec7c \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vi\u1ec7c \u0111\u1ea7u t\u01b0 mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch \u0111\u1ed1i v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0, b\u1ea5t k\u1ec3 ph\u01b0\u01a1ng th\u1ee9c \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn b\u1edfi ch\u00ednh ph\u1ee7 hay kh\u00f4ng, v\u00ec n\u00f3 \u0111\u01b0\u1ee3c coi l\u00e0 c\u00f3 \u00fd ngh\u0129a quan tr\u1ecdng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 \u0111i\u1ec3m c\u1ee5 th\u1ec3:<\/p>\n<ul>\n<li><strong>Ch\u1ed1ng m\u1ea5t gi\u00e1 do l\u1ea1m ph\u00e1t:<\/strong> L\u1ea1m ph\u00e1t l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 m\u00e0 t\u1ea5t c\u1ea3 nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u1ec1u ph\u1ea3i \u0111\u1ed1i m\u1eb7t. Khi l\u1ea1m ph\u00e1t x\u1ea3y ra, gi\u00e1 c\u1ea3 c\u1ee7a h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5 t\u0103ng theo th\u1eddi gian. N\u1ebfu b\u1ea1n gi\u1eef nguy\u00ean s\u1ed1 ti\u1ec1n m\u00e0 kh\u00f4ng \u0111\u1ea7u t\u01b0 \u0111\u1ec3 t\u0103ng gi\u00e1 tr\u1ecb c\u1ee7a n\u00f3, th\u00ec s\u1ed1 ti\u1ec1n \u0111\u00f3 s\u1ebd m\u1ea5t gi\u00e1 d\u1ea7n theo th\u1eddi gian.<\/li>\n<\/ul>\n<p>Xem th\u00eam:<\/p>\n<ul>\n<li><a href=\"https:\/\/infina.vn\/blog\/lam-phat-la-gi\/\">L\u1ea1m ph\u00e1t l\u00e0 g\u00ec? V\u00ec sao l\u1ea1m ph\u00e1t l\u00e0 y\u1ebfu t\u1ed1 khi\u1ebfn nh\u00e0 n\u01b0\u1edbc ph\u1ea3i quan t\u00e2m b\u1eadc nh\u1ea5t?<\/a><\/li>\n<li>\u0110\u1ea7u t\u01b0 g\u00ec khi l\u1ea1m ph\u00e1t? B\u1eadt m\u00ed ngay 5 c\u00e1ch \u0111\u1ea7u t\u01b0 khi l\u1ea1m ph\u00e1t c\u1ef1c shock v\u00f4 c\u00f9ng hi\u1ec7u qu\u1ea3<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-8924 size-full\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh.jpg\" alt=\"\u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh\" width=\"800\" height=\"600\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh-300x225.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh-768x576.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh-696x522.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh-560x420.jpg 560w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh-80x60.jpg 80w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/y-nghia-dau-tu-tai-chinh-265x198.jpg 265w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<ul>\n<li><strong>T\u1ea1o c\u01a1 h\u1ed9i sinh l\u1eddi:<\/strong> N\u1ec1n kinh t\u1ebf c\u1ee7a m\u1ed9t qu\u1ed1c gia ph\u00e1t tri\u1ec3n d\u1ef1a v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0. Vi\u1ec7c \u0111\u1ea7u t\u01b0 mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch trong t\u01b0\u01a1ng lai. V\u00ec v\u1eady, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 ki\u1ebfm \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn t\u1eeb ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0. D\u1ef1a theo kinh nghi\u1ec7m, ki\u1ebfn th\u1ee9c v\u00e0 s\u1ef1 hi\u1ec3u bi\u1ebft c\u1ee7a b\u1ea1n, vi\u1ec7c \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 \u00edt r\u1ee7i ro h\u01a1n.<\/li>\n<li><strong>T\u1ea1o thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng:<\/strong> N\u1ebfu ch\u0103m ch\u1ec9 b\u1ecf th\u1eddi gian nghi\u00ean c\u1ee9u th\u1eadt k\u1ef9 vi\u1ec7c \u0111\u1ea7u t\u01b0, sau khi \u0111\u00e3 quen v\u1edbi h\u00ecnh th\u1ee9c \u0111\u1ea7u t\u01b0 \u0111\u00f3 r\u1ed3i, quy tr\u00ecnh \u0111\u00f3 s\u1ebd t\u1ef1 v\u1eadn h\u00e0nh nh\u01b0 \u00fd mu\u1ed1n c\u1ee7a b\u1ea1n. \u0110\u00e2y c\u0169ng ch\u00ednh l\u00e0 kho\u1ea3n thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng m\u00e0 <a href=\"https:\/\/infina.vn\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Infina\" target=\"_blank\" rel=\"noopener\">Infina<\/a> mu\u1ed1n nh\u1eafc \u0111\u1ebfn.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Tai_sao_dau_tu_tai_chinh_la_lua_chon_thong_minh_cho_tuong_lai\"><\/span>T\u1ea1i sao \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh l\u00e0 l\u1ef1a ch\u1ecdn th\u00f4ng minh cho t\u01b0\u01a1ng lai?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>T\u0103ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n:<\/strong> \u0110\u1ea7u t\u01b0 t\u00e0i ch\u00ednh cho ph\u00e9p b\u1ea1n t\u0103ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh theo th\u1eddi gian. B\u1eb1ng c\u00e1ch \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 <a href=\"https:\/\/infina.vn\/blog\/co-phieu-la-gi\/\">c\u1ed5 phi\u1ebfu<\/a>, tr\u00e1i phi\u1ebfu, qu\u1ef9 \u0111\u1ea7u t\u01b0 ho\u1eb7c b\u1ea5t \u0111\u1ed9ng s\u1ea3n, b\u1ea1n c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i t\u0103ng gi\u00e1 tr\u1ecb v\u00e0 sinh l\u1ee3i t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y.<\/li>\n<li><strong>T\u1ea1o ngu\u1ed3n thu nh\u1eadp th\u1ee9 2:<\/strong> \u0110\u1ea7u t\u01b0 c\u00f3 th\u1ec3 t\u1ea1o ra ngu\u1ed3n thu nh\u1eadp th\u1ee9 2 cho b\u1ea1n. V\u00ed d\u1ee5, vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu c\u00f3 th\u1ec3 mang l\u1ea1i c\u1ed5 t\u1ee9c h\u00e0ng n\u0103m, trong khi \u0111\u1ea7u t\u01b0 v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 th\u1ec3 mang l\u1ea1i thu nh\u1eadp t\u1eeb cho thu\u00ea. Nh\u1edd v\u00e0o ngu\u1ed3n thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 \u0111a d\u1ea1ng h\u00f3a thu nh\u1eadp v\u00e0 gi\u1ea3m r\u1ee7i ro t\u00e0i ch\u00ednh.<\/li>\n<li><strong>Ki\u1ec3m so\u00e1t l\u1ea1m ph\u00e1t:<\/strong> \u0110\u1ea7u t\u01b0 kinh t\u1ebf c\u0169ng gi\u00fap b\u1ea1n ki\u1ec3m so\u00e1t t\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t \u0111\u1ebfn gi\u00e1 tr\u1ecb ti\u1ec1n t\u1ec7. Trong th\u1eddi gian d\u00e0i, gi\u00e1 tr\u1ecb ti\u1ec1n t\u1ec7 c\u00f3 th\u1ec3 gi\u1ea3m d\u1ea7n do l\u1ea1m ph\u00e1t, nh\u01b0ng vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 gi\u00fap b\u1ea3o v\u1ec7 gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n kh\u1ecfi t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c c\u1ee7a l\u1ea1m ph\u00e1t.<\/li>\n<li><strong>T\u1ea1o c\u01a1 h\u1ed9i t\u00e0i ch\u00ednh:<\/strong> \u0110\u1ea7u t\u01b0 kinh doanh cung c\u1ea5p c\u01a1 h\u1ed9i t\u00e0i ch\u00ednh \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau l\u1edbn h\u01a1n trong cu\u1ed9c s\u1ed1ng. \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m vi\u1ec7c ti\u1ebft ki\u1ec7m cho h\u01b0u tr\u00ed, mua nh\u00e0, du l\u1ecbch ho\u1eb7c t\u00e0i tr\u1ee3 cho gi\u00e1o d\u1ee5c c\u1ee7a con c\u00e1i. B\u1eb1ng c\u00e1ch \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh th\u00f4ng minh, b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1o ra m\u1ed9t t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 \u0111\u00e1ng m\u01a1 \u01b0\u1edbc.<\/li>\n<li><strong>Ph\u00f2ng ng\u1eeba r\u1ee7i ro t\u00e0i ch\u00ednh:<\/strong> \u0110\u1ea7u t\u01b0 th\u00f4ng minh c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n gi\u1ea3m r\u1ee7i ro t\u00e0i ch\u00ednh. Thay v\u00ec \u0111\u1ec3 ti\u1ec1n m\u1eb7t \u0111\u1ee9ng im trong t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o nhi\u1ec1u l\u0129nh v\u1ef1c kh\u00e1c nhau gi\u00fap ph\u00e2n t\u00e1n r\u1ee7i ro v\u00e0 t\u0103ng c\u01a1 h\u1ed9i sinh l\u1ee3i. B\u1eb1ng c\u00e1ch x\u00e2y d\u1ef1ng m\u1ed9t portflio \u0111\u1ea7u t\u01b0 ph\u00f9 h\u1ee3p, b\u1ea1n c\u00f3 th\u1ec3 t\u1ed1i thi\u1ec3u h\u00f3a r\u1ee7i ro v\u00e0 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n.<\/li>\n<\/ul>\n<p>T\u00f3m l\u1ea1i, \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch cho t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, t\u1eeb t\u0103ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n, t\u1ea1o thu nh\u1eadp th\u1ee5 \u0111\u1ed9ng, ki\u1ec3m so\u00e1t l\u1ea1m ph\u00e1t, t\u1ea1o c\u01a1 h\u1ed9i t\u00e0i ch\u00ednh v\u00e0 ph\u00f2ng ng\u1eeba r\u1ee7i ro t\u00e0i ch\u00ednh. \u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n x\u00e2y d\u1ef1ng m\u1ed9t t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh m\u1ea1nh m\u1ebd v\u00e0 \u0111\u00e1ng tin c\u1eady.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"TOP_5_loai_dau_tu_tai_chinh_pho_bien_trong_nam_2023\"><\/span>TOP 5 lo\u1ea1i \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn trong n\u0103m 2023<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>C\u00f3 nhi\u1ec1u lo\u1ea1i \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 lo\u1ea1i \u0111\u1ea7u t\u01b0 kinh t\u1ebf ph\u1ed5 bi\u1ebfn v\u00e0 m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 \u0111\u1ec3 b\u1ea1n l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p:<\/p>\n<ol>\n<li><strong>C\u1ed5 phi\u1ebfu:<\/strong> \u0110\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu \u0111\u00f2i h\u1ecfi n\u1eafm b\u1eaft th\u00f4ng tin v\u1ec1 c\u00f4ng ty, nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng v\u00e0 \u0111\u00e1nh gi\u00e1 ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng. B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn c\u00e1c c\u00f4ng ty c\u00f3 ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng, l\u0129nh v\u1ef1c ho\u1eb7c qu\u1ef9 giao d\u1ecbch ch\u1ee9ng kho\u00e1n \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu.<\/li>\n<li><strong>Tr\u00e1i phi\u1ebfu:<\/strong> \u0110\u1ea7u t\u01b0 v\u00e0o <a href=\"https:\/\/infina.vn\/blog\/trai-phieu\/\">tr\u00e1i phi\u1ebfu<\/a> c\u00f3 th\u1ec3 mang l\u1ea1i thu nh\u1eadp \u0111\u1ec1u \u0111\u1eb7n th\u00f4ng qua l\u00e3i su\u1ea5t. B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p, tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 ho\u1eb7c qu\u1ef9 tr\u00e1i phi\u1ebfu \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o.<\/li>\n<li><strong>Qu\u1ef9 \u0111\u1ea7u t\u01b0:<\/strong> Qu\u1ef9 \u0111\u1ea7u t\u01b0 l\u00e0 m\u1ed9t t\u00f9y ch\u1ecdn \u0111\u1ea7u t\u01b0 \u0111a d\u1ea1ng h\u00f3a v\u00e0 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd b\u1edfi c\u00e1c chuy\u00ean gia. B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn qu\u1ef9 t\u0103ng tr\u01b0\u1edfng, qu\u1ef9 c\u00e2n b\u1eb1ng, qu\u1ef9 c\u00e2n b\u1eb1ng ho\u1eb7c qu\u1ef9 ETF \u0111\u1ec3 \u0111\u1ea7u t\u01b0.<\/li>\n<li><strong>B\u1ea5t \u0111\u1ed9ng s\u1ea3n:<\/strong> \u0110\u1ea7u t\u01b0 v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 th\u1ec3 mang l\u1ea1i thu nh\u1eadp t\u1eeb cho thu\u00ea ho\u1eb7c t\u0103ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n theo th\u1eddi gian. B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn mua nh\u00e0, c\u0103n h\u1ed9, \u0111\u1ea5t \u0111ai ho\u1eb7c \u0111\u1ea7u t\u01b0 v\u00e0o d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/li>\n<li><strong>Ngo\u1ea1i h\u1ed1i (Forex):<\/strong> \u0110\u1ea7u t\u01b0 ngo\u1ea1i h\u1ed1i \u0111\u00f2i h\u1ecfi hi\u1ec3u bi\u1ebft v\u1ec1 th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf v\u00e0 ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt. B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn c\u00e1c c\u1eb7p ti\u1ec1n t\u1ec7 v\u00e0 tham gia giao d\u1ecbch ngo\u1ea1i h\u1ed1i.<\/li>\n<\/ol>\n<p>Khi l\u1ef1a ch\u1ecdn lo\u1ea1i \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p, h\u00e3y xem x\u00e9t c\u00e1c y\u1ebfu t\u1ed1 sau:<\/p>\n<ul>\n<li><strong>M\u1ee5c ti\u00eau \u0111\u1ea7u t\u01b0:<\/strong> X\u00e1c \u0111\u1ecbnh m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, li\u1ec7u b\u1ea1n mu\u1ed1n t\u1ea1o thu nh\u1eadp \u0111\u1ec1u \u0111\u1eb7n, t\u0103ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n hay \u0111a d\u1ea1ng h\u00f3a.<\/li>\n<li><strong>R\u1ee7i ro:<\/strong> \u0110\u00e1nh gi\u00e1 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro b\u1ea1n c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn. M\u1ed9t s\u1ed1 lo\u1ea1i \u0111\u1ea7u t\u01b0 c\u00f3 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro cao h\u01a1n so v\u1edbi c\u00e1c lo\u1ea1i kh\u00e1c. V\u00ed d\u1ee5 nh\u01b0 c\u1ed5 phi\u1ebfu l\u00e0 lo\u1ea1i h\u00ecnh \u0111\u1ea7u t\u01b0 c\u00f3 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro cao nh\u1ea5t so v\u1edbi c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 kh\u00e1c.<\/li>\n<li><strong>Ki\u1ebfn th\u1ee9c v\u00e0 kinh nghi\u1ec7m:<\/strong> \u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng c\u1ee7a b\u1ea1n \u0111\u1ec3 n\u1eafm b\u1eaft th\u00f4ng tin, ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng v\u00e0 qu\u1ea3n l\u00fd \u0111\u1ea7u t\u01b0.<\/li>\n<li><strong>Th\u1eddi gian:<\/strong> X\u00e1c \u0111\u1ecbnh th\u1eddi gian b\u1ea1n c\u00f3 s\u1eb5n \u0111\u1ec3 \u0111\u1ea7u t\u01b0, c\u00f3 ph\u1ea3i l\u00e0 ng\u1eafn h\u1ea1n hay d\u00e0i h\u1ea1n.<\/li>\n<li><strong>T\u01b0 duy \u0111\u1ea7u t\u01b0:<\/strong> X\u00e1c \u0111\u1ecbnh t\u01b0 duy \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n, li\u1ec7u b\u1ea1n c\u00f3 tin t\u01b0\u1edfng v\u00e0o vi\u1ec7c qu\u1ea3n l\u00fd \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh hay mu\u1ed1n s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb c\u00e1c chuy\u00ean gia.<\/li>\n<\/ul>\n<p>Quan tr\u1ecdng nh\u1ea5t l\u00e0 t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 t\u1eebng lo\u1ea1i \u0111\u1ea7u t\u01b0, \u0111i\u1ec1u tra th\u1ecb tr\u01b0\u1eddng v\u00e0 tham kh\u1ea3o \u00fd ki\u1ebfn \u200b\u200bchuy\u00ean gia tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Hoc_dau_tu_tai_chinh_ca_nhan_tu_nguon_nao\"><\/span>H\u1ecdc \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n t\u1eeb ngu\u1ed3n n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Hi\u1ec7n nay s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a khoa h\u1ecdc c\u00f4ng ngh\u1ec7 v\u00e0 internet \u0111\u00e3 mang l\u1ea1i s\u1ef1 thu\u1eadn ti\u1ec7n v\u00e0 d\u1ec5 d\u00e0ng cho vi\u1ec7c h\u1ecdc \u0111\u1ea7u t\u01b0. Ch\u1ec9 c\u1ea7n m\u1edf m\u00e1y t\u00ednh, b\u1ea1n s\u1ebd c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u h\u00e0ng ngh\u00ecn k\u00eanh h\u01b0\u1edbng d\u1eabn \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n. Tuy nhi\u00ean, c\u0169ng ch\u00ednh v\u00ec s\u1ef1 \u0111a d\u1ea1ng n\u00e0y m\u00e0 \u0111\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi l\u1ea1i tr\u1edf th\u00e0nh s\u1ef1 kh\u00f3 kh\u0103n khi kh\u00f4ng bi\u1ebft ch\u1ecdn h\u00ecnh th\u1ee9c n\u00e0o. Sau \u0111\u00e2y, Infina s\u1ebd g\u1ee3i \u00fd cho b\u1ea1n m\u1ed9t s\u1ed1 ngu\u1ed3n h\u1ecdc \u0111\u1ea7u t\u01b0 ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 hi\u1ec7u qu\u1ea3 nh\u1ea5t:<\/p>\n<ul>\n<li><strong>\u0110\u1ecdc s\u00e1ch \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh:<\/strong> \u0110\u1ea7u ti\u00ean, khi nh\u1eafc \u0111\u1ebfn vi\u1ec7c h\u1ecdc, ch\u1eafc ch\u1eafn kh\u00f4ng th\u1ec3 thi\u1ebfu s\u00e1ch. S\u00e1ch l\u00e0 m\u1ed9t ngu\u1ed3n t\u00e0i nguy\u00ean v\u00f4 c\u00f9ng phong ph\u00fa v\u00e0 \u0111a d\u1ea1ng m\u1ecdi ki\u1ebfn th\u1ee9c trong \u0111\u00f3. Nh\u00e0 \u0111\u1ea7u t\u01b0 n\u00ean ch\u1ecdn nh\u1eefng quy\u1ec3n s\u00e1ch n\u1ed5i ti\u1ebfng v\u1ec1 \u0111\u1ea7u t\u01b0 \u0111i\u1ec3n h\u00ecnh nh\u01b0: \u201cNh\u00e0 \u0111\u1ea7u t\u01b0 th\u00f4ng minh\u201d c\u1ee7a Benjamin Graham, \u201cC\u1ed5 phi\u1ebfu b\u00ecnh th\u01b0\u1eddng v\u00e0 l\u1ee3i nhu\u1eadn b\u1ea5t th\u01b0\u1eddng\u201d c\u1ee7a Philip Fisher, \u201cM\u1ed9t b\u01b0\u1edbc nh\u1ea3y v\u1ecdt \u1edf Wall Street\u201d c\u1ee7a t\u00e1c gi\u1ea3 Peter Lynch,&#8230;<\/li>\n<\/ul>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/sach-chung-khoan\/\">TOP 10 S\u00e1ch ch\u1ee9ng kho\u00e1n h\u00e0ng \u0111\u1ea7u v\u00e0 t\u1eadn d\u1ee5ng tri th\u1ee9c \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn<\/a><\/p>\n<p><img decoding=\"async\" class=\"wp-image-8926 size-full aligncenter\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh.jpg\" alt=\"\" width=\"800\" height=\"600\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh-300x225.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh-768x576.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh-696x522.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh-560x420.jpg 560w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh-80x60.jpg 80w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/nguon-hoc-dau-tu-tai-chinh-265x198.jpg 265w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<ul>\n<li><strong>\u0110\u1ecdc b\u00e1o \u0111\u1ea7u t\u01b0:<\/strong> B\u00e1o t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 c\u1eadp nh\u1eadt tin t\u1ee9c kinh t\u1ebf h\u1eb1ng ng\u00e0y. V\u00ec v\u1eady, vi\u1ec7c \u0111\u1ecdc b\u00e1o \u0111\u1ea7u t\u01b0 s\u1ebd gi\u00fap b\u1ea1n nhanh ch\u00f3ng b\u1eaft nh\u1ecbp \u0111\u01b0\u1ee3c v\u1edbi th\u1ebf gi\u1edbi t\u00e0i ch\u00ednh v\u00e0 t\u00ecnh h\u00ecnh xu th\u1ebf hi\u1ec7n t\u1ea1i.<\/li>\n<li><strong>C\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh online:<\/strong> C\u00f3 r\u1ea5t nhi\u1ec1u k\u00eanh online gi\u00fap b\u1ea1n c\u1ee7ng c\u1ed1 v\u1ec1 \u0111\u1ea7u t\u01b0. V\u00ed d\u1ee5 nh\u01b0: th\u00f4ng qua youtube, c\u00e1c trang m\u1ea1ng x\u00e3 h\u1ed9i (facebook, telegram,&#8230;), c\u00e1c di\u1ec5n \u0111\u00e0n v\u1ec1 kinh t\u1ebf,&#8230; Vi\u1ec7c h\u1ecdc \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n online s\u1ebd gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m chi ph\u00ed, th\u1eddi gian m\u00e0 ch\u1ea5t l\u01b0\u1ee3ng v\u1eabn \u0111\u1ea3m b\u1ea3o.<\/li>\n<\/ul>\n<p>Ngo\u00e0i vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c ngu\u1ed3n h\u1ecdc ph\u1ed5 bi\u1ebfn, nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00e1c \u1ee9ng d\u1ee5ng \u0111\u1ea7u t\u01b0 \u0111\u1ec3 l\u00e0m quen v\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0. C\u00e1c \u1ee9ng d\u1ee5ng n\u00e0y cung c\u1ea5p th\u00f4ng tin th\u1ecb tr\u01b0\u1eddng, c\u00f4ng c\u1ee5 ph\u00e2n t\u00edch, v\u00e0 giao d\u1ecbch tr\u1ef1c tuy\u1ebfn, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 n\u1eafm b\u1eaft v\u00e0 t\u00ecm hi\u1ec3u v\u1ec1 c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n, theo d\u00f5i di\u1ec5n bi\u1ebfn th\u1ecb tr\u01b0\u1eddng v\u00e0 th\u1ef1c hi\u1ec7n giao d\u1ecbch m\u1ed9t c\u00e1ch thu\u1eadn ti\u1ec7n.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Nhung_nguyen_tac_khi_dau_tu_tai_chinh\"><\/span>Nh\u1eefng nguy\u00ean t\u1eafc khi \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Tiet_kiem_va_chi_tieu_hop_ly\"><\/span><strong>Ti\u1ebft ki\u1ec7m v\u00e0 chi ti\u00eau h\u1ee3p l\u00fd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Khi m\u1edbi b\u1eaft \u0111\u1ea7u tham gia v\u00e0o \u0111\u1ea7u t\u01b0, vi\u1ec7c \u0111\u1ea7u ti\u00ean b\u1ea1n c\u1ea7n l\u00e0m l\u00e0 b\u1ea1n ph\u1ea3i c\u00f3 m\u1ed9t kho\u1ea3n v\u1ed1n ho\u1eb7c m\u1ed9t kho\u1ea3n ti\u1ec1n c\u1ed1 \u0111\u1ecbnh h\u00e0ng th\u00e1ng. Ch\u00ednh v\u00ec v\u1eady, khi b\u1eaft \u0111\u1ea7u tham gia \u0111\u1ea7u t\u01b0, vi\u1ec7c h\u1ecdc c\u00e1ch ti\u1ebft ki\u1ec7m v\u00e0 chi ti\u00eau h\u1ee3p l\u00fd l\u00e0 r\u1ea5t quan tr\u1ecdng. \u0110i\u1ec1u n\u00e0y gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 m\u1ed9t kho\u1ea3n ti\u1ec1n d\u01b0 h\u00e0ng th\u00e1ng \u0111\u1ec3 t\u00edch l\u0169y v\u00e0 s\u1eed d\u1ee5ng l\u00e0m v\u1ed1n \u0111\u1ea7u t\u01b0.<\/p>\n<p>\u0110\u1ea7u t\u01b0 l\u00e0 m\u1ed9t qu\u00e3ng th\u1eddi gian d\u00e0i, b\u1ea1n kh\u00f4ng th\u1ec3 d\u1ef1 \u0111o\u00e1n tr\u01b0\u1edbc \u0111\u01b0\u1ee3c th\u1eddi \u0111i\u1ec3m n\u00e0o s\u1ebd l\u00e3i ho\u1eb7c l\u1ed7. Do v\u1eady, s\u1ed1 ti\u1ec1n d\u00f9ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 ch\u1ec9 n\u00ean chi\u1ebfm t\u1eeb 15% &#8211; 20% thu nh\u1eadp c\u1ee7a b\u1ea1n, kho\u1ea3n n\u00e0y s\u1ebd kh\u00f4ng \u1ea3nh h\u01b0\u1edfng qu\u00e1 l\u1edbn \u0111\u1ebfn cu\u1ed9c s\u1ed1ng sinh ho\u1ea1t c\u1ee7a b\u1ea1n. B\u00ean c\u1ea1nh \u0111\u00f3, b\u1ea1n c\u0169ng n\u00ean c\u00f3 m\u1ed9t kho\u1ea3n t\u00edch l\u0169y d\u1ef1 ph\u00f2ng \u0111\u1ec3 d\u00f9ng v\u00e0o nh\u1eefng tr\u01b0\u1eddng h\u1ee3p b\u1ea5t ng\u1edd.<\/p>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/bi-quyet-quan-ly-chi-tieu-ca-nhan\/\">Qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n \u0111\u1ec9nh cao t\u1eeb quy t\u1eafc 6 chi\u1ebfc l\u1ecd<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Ren_luyen_tinh_kien_nhan_va_binh_tinh\"><\/span><strong>R\u00e8n luy\u1ec7n t\u00ednh ki\u00ean nh\u1eabn v\u00e0 b\u0129nh t\u0129nh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1eefa \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ng\u1eafn h\u1ea1n hay d\u00e0i h\u1ea1n ph\u1ee5 thu\u1ed9c v\u00e0o quan \u0111i\u1ec3m c\u1ee7a t\u1eebng c\u00e1 nh\u00e2n. Tuy nhi\u00ean, d\u00f9 cho m\u1ee5c \u0111\u00edch n\u00e0o, nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u1ec1u c\u1ea7n s\u1edf h\u1eefu t\u00ednh ki\u00ean nh\u1eabn v\u00e0 b\u00ecnh t\u0129nh trong m\u1ecdi t\u00ecnh hu\u1ed1ng. Ch\u1ec9 khi gi\u1eef \u0111\u01b0\u1ee3c s\u1ef1 b\u00ecnh t\u0129nh v\u00e0 ki\u00ean nh\u1eabn trong suy x\u00e9t, b\u1ea1n m\u1edbi c\u00f3 th\u1ec3 \u0111\u01b0a ra nh\u1eefng d\u1ef1 \u0111o\u00e1n v\u1ec1 bi\u1ebfn \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-8928 size-full\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh.jpg\" alt=\"\u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh\" width=\"800\" height=\"600\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh-300x225.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh-768x576.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh-696x522.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh-560x420.jpg 560w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh-80x60.jpg 80w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/kha-nang-binh-tinh-265x198.jpg 265w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>Vi\u1ec7c \u0111\u1ea7u t\u01b0 kh\u00f4ng ph\u1ea3i m\u1ed9t s\u1edbm, m\u1ed9t chi\u1ec1u, n\u00f3 c\u1ea7n th\u1eddi gian m\u1edbi sinh ra l\u1ee3i nhu\u1eadn. Do v\u1eady, h\u00e3y luy\u1ec7n t\u1eadp t\u00ednh ki\u00ean nh\u1eabn khi tham gia th\u1ecb tr\u01b0\u1eddng \u0111\u1ea7u t\u01b0. S\u1ef1 n\u00f3ng v\u1ed9i \u0111\u00f4i khi s\u1ebd khi\u1ebfn b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh sai l\u1ea7m kh\u00f4ng \u0111\u00e1ng c\u00f3.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phan_tan_ty_le_rui_ro\"><\/span><strong>Ph\u00e2n t\u00e1n t\u1ef7 l\u1ec7 r\u1ee7i ro<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0110\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 xem x\u00e9t \u00e1p d\u1ee5ng chi\u1ebfn thu\u1eadt \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c \u0111\u1ea7u t\u01b0, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn nhi\u1ec1u k\u00eanh \u0111\u1ea7u t\u01b0 kh\u00e1c nhau. Thay v\u00ec d\u00f9ng to\u00e0n b\u1ed9 ti\u1ec1n v\u1ed1n \u0111\u1ea7u t\u01b0 v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n, b\u1ea1n c\u00f3 th\u1ec3 mua c\u1ed5 phi\u1ebfu, ch\u1ee9ng ch\u1ec9 qu\u1ef9 ho\u1eb7c v\u00e0ng,&#8230;<\/p>\n<p>Khi ngu\u1ed3n v\u1ed1n \u0111\u01b0\u1ee3c chia nh\u1ecf v\u00e0o nhi\u1ec1u danh m\u1ee5c kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o nhau ch\u00ednh l\u00e0 \u0111\u1ec3 gia t\u0103ng l\u1ee3i nhu\u1eadn t\u1ed1i \u0111a v\u00e0 ph\u00e2n t\u00e1n \u0111\u1ed9 r\u1ee7i ro khi khi c\u00f3 m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 b\u1ecb thua l\u1ed7.<\/p>\n<p>Tuy nhi\u00ean, \u0111\u1ec3 \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c \u0111\u1ea7u t\u01b0, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n ph\u1ea3i c\u00f3 kh\u1ea3 n\u0103ng nh\u1ea1y b\u00e9n v\u1edbi th\u1ecb tr\u01b0\u1eddng v\u00e0 theo d\u00f5i c\u1ea9n th\u1eadn nhi\u1ec1u k\u00eanh \u0111\u1ea7u t\u01b0 \u0111\u1ed3ng th\u1eddi.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Giu_mot_khoan_tien_mat_de_lam_von\"><\/span><strong>Gi\u1eef m\u1ed9t kho\u1ea3n ti\u1ec1n m\u1eb7t \u0111\u1ec3 l\u00e0m v\u1ed1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ti\u1ec1n m\u1eb7t lu\u00f4n l\u00e0 m\u1ed9t ph\u01b0\u01a1ng \u00e1n t\u1ed1n trong b\u1ea5t k\u1ef3 t\u00ecnh hu\u1ed1ng n\u00e0o. H\u00e3y t\u00edch tr\u1eef m\u1ed9t kho\u1ea3n ti\u1ec1n m\u1eb7t \u0111\u1ec3 l\u00e0m v\u1ed1n d\u1ef1 ph\u00f2ng, \u0111i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n v\u01b0\u1ee3t qua kh\u00f3 kh\u0103n khi nh\u1eefng kho\u1ea3n \u0111\u1ea7u t\u01b0 b\u1ecb th\u1ea5t b\u1ea1i.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-20075\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat.jpg\" alt=\"ti\u1ec1n m\u1eb7t\" width=\"800\" height=\"600\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat-300x225.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat-768x576.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat-696x522.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat-560x420.jpg 560w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat-80x60.jpg 80w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/06\/tien-mat-265x198.jpg 265w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>Tuy nhi\u00ean, n\u1ebfu vi\u1ec7c \u0111\u1ea7u t\u01b0 c\u00f3 d\u1ea5u hi\u1ec7u t\u00edch c\u1ef1c, b\u1ea1n s\u1ebd ngay l\u1eadp t\u1ee9c c\u00f3 th\u00eam v\u1ed1n \u0111\u1ea7u t\u01b0 v\u00e0 thu l\u1ee3i nhu\u1eadn l\u1edbn.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span><span id=\"Tong_ket\" class=\"ez-toc-section\"><\/span><span id=\"Ket_luan\" class=\"ez-toc-section\"><\/span><span id=\"Ket_luan\" class=\"ez-toc-section\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>B\u1ea1n n\u00ean x\u00e1c \u0111\u1ecbnh r\u00f5 m\u1ee5c ti\u00eau \u0111\u1ea7u t\u01b0, \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, t\u00ecm hi\u1ec3u ki\u1ebfn th\u1ee9c v\u00e0 t\u01b0 duy \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh tr\u01b0\u1edbc khi \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh. S\u1ef1 t\u00ecm hi\u1ec3u k\u1ef9 c\u00e0ng v\u00e0 s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb c\u00e1c chuy\u00ean gia s\u1ebd gi\u00fap b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh th\u00f4ng minh v\u00e0 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i \u00edch t\u1eeb \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh. H\u00e3y b\u1eaft \u0111\u1ea7u h\u00e0nh tr\u00ecnh \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n ngay h\u00f4m nay v\u00e0 x\u00e2y d\u1ef1ng m\u1ed9t t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 \u0111\u00e1ng m\u01a1 \u01b0\u1edbc.<\/p>\n<p>B\u1ea1n c\u00f3 c\u1ea3m ngh\u0129 nh\u01b0 th\u1ebf n\u00e0o? H\u00e3y \u0111\u1ec3 l\u1ea1i b\u00ecnh lu\u1eadn ph\u00eda d\u01b0\u1edbi nh\u00e9!<\/p>\n<p>Xem th\u00eam:<\/p>\n<ul>\n<li>C\u00e1c giai \u0111o\u1ea1n chu\u1ea9n b\u1ecb \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n cho ng\u01b0\u1eddi m\u1edbi<\/li>\n<li><a href=\"https:\/\/infina.vn\/blog\/dau-tu-chung-khoan-dai-han\/\">Kinh nghi\u1ec7m \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n d\u00e0i h\u1ea1n th\u1ef1c chi\u1ebfn \u0111\u1ea1t 10\/10<\/a><\/li>\n<li>TOP 5 k\u00eanh \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh ng\u1eafn h\u1ea1n l\u1ee3i nhu\u1eadn cao nh\u1ea5t n\u0103m 2023<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>T&#7915; sau &#273;&#7841;i d&#7883;ch covid-19, c&oacute; r&#7845;t nhi&#7873;u ng&#432;&#7901;i &#273;&atilde; b&#7855;t &#273;&#7847;u nghi&ecirc;n c&#7913;u l&#297;nh v&#7921;c &#273;&#7847;u t&#432; &ndash; kinh doanh. M&#7895;i ng&#432;&#7901;i s&#7869; c&oacute; quy&#7871;t &#273;&#7883;nh &#273;&#7847;u t&#432; kh&aacute;c nhau, c&oacute; ng&#432;&#7901;i th&iacute;ch &#273;&#7847;u t&#432; an to&agrave;n b&#7857;ng c&aacute;ch g&#7917;i ng&acirc;n h&agrave;ng &#273;&#7875; nh&#7853;n l&atilde;i ti&#7871;t ki&#7879;m, c&oacute; ng&#432;&#7901;i th&iacute;ch &#273;&#7847;u t&#432; v&agrave;o tr&aacute;i [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":20089,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1247],"tags":[],"class_list":{"0":"post-8910","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tai-chinh-ca-nhan"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/8910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=8910"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/8910\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/20089"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=8910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=8910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=8910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}