{"id":27555,"date":"2025-10-12T17:13:48","date_gmt":"2025-10-12T10:13:48","guid":{"rendered":"https:\/\/infina.vn\/blog\/?p=27555"},"modified":"2025-10-12T17:13:48","modified_gmt":"2025-10-12T10:13:48","slug":"1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/","title":{"rendered":"1 t\u1ef7 g\u1eedi ng\u00e2n h\u00e0ng Agribank l\u00e3i su\u1ea5t bao nhi\u00eau?"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;27555&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;2&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;3&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;3\\\/5 - (2 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;1 t\u1ef7 g\u1eedi ng\u00e2n h\u00e0ng Agribank l\u00e3i su\u1ea5t bao nhi\u00eau?&quot;,&quot;width&quot;:&quot;77&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 77px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            3\/5 - (2 votes)    <\/div>\n    <\/div>\n<p>B\u1ea1n \u0111ang c\u00f3 trong tay 1 t\u1ef7 \u0111\u1ed3ng v\u00e0 mu\u1ed1n t\u00ecm k\u00eanh \u0111\u1ea7u t\u01b0 an to\u00e0n, sinh l\u1eddi \u1ed5n \u0111\u1ecbnh? M\u1ed9t trong nh\u1eefng l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u ch\u00ednh l\u00e0 g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i Agribank \u2013 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc uy t\u00edn h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam. Tuy nhi\u00ean, nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft 1 t\u1ef7 g\u1eedi ng\u00e2n h\u00e0ng Agribank l\u00e3i su\u1ea5t bao nhi\u00eau, g\u1eedi k\u1ef3 h\u1ea1n n\u00e0o th\u00ec c\u00f3 l\u1ee3i nh\u1ea5t, v\u00e0 n\u00ean ch\u1ecdn h\u00ecnh th\u1ee9c g\u1eedi n\u00e0o \u0111\u1ec3 sinh l\u1eddi t\u1ed1i \u0111a.<\/p>\n<p>B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, <a href=\"https:\/\/infina.vn\">Infina<\/a> s\u1ebd <strong>c\u1eadp nh\u1eadt chi ti\u1ebft l\u00e3i su\u1ea5t Agribank m\u1edbi nh\u1ea5t n\u0103m 2025<\/strong>, h\u01b0\u1edbng d\u1eabn c\u00e1ch t\u00ednh ti\u1ec1n l\u00e3i th\u1ef1c t\u1ebf cho 1 t\u1ef7 \u0111\u1ed3ng, \u0111\u1ed3ng th\u1eddi chia s\u1ebb kinh nghi\u1ec7m g\u1eedi ti\u1ebft ki\u1ec7m th\u00f4ng minh gi\u00fap b\u1ea1n an t\u00e2m v\u00e0 t\u1ed1i \u01b0u l\u1ee3i nhu\u1eadn.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Cap_nhat_lai_suat_ngan_hang_Agribank_moi_nhat_thang_102025\" title=\"C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t th\u00e1ng 10\/2025\">C\u1eadp nh\u1eadt l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank m\u1edbi nh\u1ea5t th\u00e1ng 10\/2025<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Lai_suat_tien_gui_co_ky_han_tai_quay\" title=\"L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1ea1i qu\u1ea7y\">L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1ea1i qu\u1ea7y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Lai_suat_gui_online_Agribank\" title=\"L\u00e3i su\u1ea5t g\u1eedi online Agribank\">L\u00e3i su\u1ea5t g\u1eedi online Agribank<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#1_ty_gui_ngan_hang_Agribank_lai_bao_nhieu_theo_tung_ky_han\" title=\"1 t\u1ef7 g\u1eedi ng\u00e2n h\u00e0ng Agribank l\u00e3i bao nhi\u00eau theo t\u1eebng k\u1ef3 h\u1ea1n?\">1 t\u1ef7 g\u1eedi ng\u00e2n h\u00e0ng Agribank l\u00e3i bao nhi\u00eau theo t\u1eebng k\u1ef3 h\u1ea1n?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Cach_tinh_lai_suat_Agribank_chinh_xac\" title=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Agribank ch\u00ednh x\u00e1c\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Agribank ch\u00ednh x\u00e1c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Cong_thuc_tinh_lai_suat\" title=\"C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t\">C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Vi_du_thuc_te\" title=\"V\u00ed d\u1ee5 th\u1ef1c t\u1ebf\">V\u00ed d\u1ee5 th\u1ef1c t\u1ebf<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Cac_yeu_to_anh_huong_den_lai_suat_Agribank\" title=\"C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u00e3i su\u1ea5t Agribank\">C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u00e3i su\u1ea5t Agribank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#So_sanh_lai_suat_Agribank_voi_cac_ngan_hang_khac\" title=\"So s\u00e1nh l\u00e3i su\u1ea5t Agribank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c\">So s\u00e1nh l\u00e3i su\u1ea5t Agribank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Kinh_nghiem_gui_tiet_kiem_1_ty_dong_hieu_qua\" title=\"Kinh nghi\u1ec7m g\u1eedi ti\u1ebft ki\u1ec7m 1 t\u1ef7 \u0111\u1ed3ng hi\u1ec7u qu\u1ea3\">Kinh nghi\u1ec7m g\u1eedi ti\u1ebft ki\u1ec7m 1 t\u1ef7 \u0111\u1ed3ng hi\u1ec7u qu\u1ea3<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Chon_ky_han_phu_hop\" title=\"Ch\u1ecdn k\u1ef3 h\u1ea1n ph\u00f9 h\u1ee3p\">Ch\u1ecdn k\u1ef3 h\u1ea1n ph\u00f9 h\u1ee3p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Meo_tang_loi_nhuan\" title=\"M\u1eb9o t\u0103ng l\u1ee3i nhu\u1eadn\">M\u1eb9o t\u0103ng l\u1ee3i nhu\u1eadn<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Cau_hoi_thuong_gap_FAQ\" title=\"C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p (FAQ)\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p (FAQ)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/infina.vn\/blog\/1-ty-gui-ngan-hang-agribank-lai-suat-bao-nhieu\/#Ket_luan\" title=\"K\u1ebft lu\u1eadn\">K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Cap_nhat_lai_suat_ngan_hang_Agribank_moi_nhat_thang_102025\"><\/span><strong>C\u1eadp nh\u1eadt <a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-agribank\/\">l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng Agribank<\/a> m\u1edbi nh\u1ea5t th\u00e1ng 10\/2025<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Lai_suat_tien_gui_co_ky_han_tai_quay\"><\/span><strong>L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1ea1i qu\u1ea7y<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th>K\u1ef3 h\u1ea1n<\/th>\n<th>L\u00e3i su\u1ea5t (%\/n\u0103m)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td>\n<td>0.20<\/td>\n<\/tr>\n<tr>\n<td>1 th\u00e1ng<\/td>\n<td>3.10<\/td>\n<\/tr>\n<tr>\n<td>3 th\u00e1ng<\/td>\n<td>3.40<\/td>\n<\/tr>\n<tr>\n<td>6 th\u00e1ng<\/td>\n<td>4.60<\/td>\n<\/tr>\n<tr>\n<td>9 th\u00e1ng<\/td>\n<td>4.80<\/td>\n<\/tr>\n<tr>\n<td>12 th\u00e1ng<\/td>\n<td>5.10<\/td>\n<\/tr>\n<tr>\n<td>18 th\u00e1ng<\/td>\n<td>5.30<\/td>\n<\/tr>\n<tr>\n<td>24 th\u00e1ng<\/td>\n<td>5.50<\/td>\n<\/tr>\n<tr>\n<td>36 th\u00e1ng<\/td>\n<td>5.60<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><em>(Ngu\u1ed3n: Agribank \u2013 C\u1eadp nh\u1eadt th\u00e1ng 10\/2025)<\/em><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Lai_suat_gui_online_Agribank\"><\/span><strong>L\u00e3i su\u1ea5t g\u1eedi online Agribank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>G\u1eedi ti\u1ebft ki\u1ec7m qua \u1ee9ng d\u1ee5ng Agribank E-Mobile Banking c\u00f3 th\u1ec3 cao h\u01a1n t\u1ea1i qu\u1ea7y 0,2\u20130,3%\/n\u0103m, t\u00f9y k\u1ef3 h\u1ea1n.<\/p>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-nao-cao-nhat\/\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0o cao nh\u1ea5t h\u00f4m nay ng\u00e0y 12\/10\/2025<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_ty_gui_ngan_hang_Agribank_lai_bao_nhieu_theo_tung_ky_han\"><\/span><strong>1 t\u1ef7 g\u1eedi ng\u00e2n h\u00e0ng Agribank l\u00e3i bao nhi\u00eau theo t\u1eebng k\u1ef3 h\u1ea1n?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th>K\u1ef3 h\u1ea1n<\/th>\n<th>L\u00e3i su\u1ea5t (%\/n\u0103m)<\/th>\n<th>Ti\u1ec1n l\u00e3i \u01b0\u1edbc t\u00ednh (VN\u0110)<\/th>\n<th>T\u1ed5ng nh\u1eadn<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1 th\u00e1ng<\/td>\n<td>3.10<\/td>\n<td>~2.583.000<\/td>\n<td>1.002.583.000<\/td>\n<\/tr>\n<tr>\n<td>6 th\u00e1ng<\/td>\n<td>4.60<\/td>\n<td>~23.000.000<\/td>\n<td>1.023.000.000<\/td>\n<\/tr>\n<tr>\n<td>12 th\u00e1ng<\/td>\n<td>5.10<\/td>\n<td>~51.000.000<\/td>\n<td>1.051.000.000<\/td>\n<\/tr>\n<tr>\n<td>24 th\u00e1ng<\/td>\n<td>5.50<\/td>\n<td>~110.000.000<\/td>\n<td>1.110.000.000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><strong>L\u01b0u \u00fd:<\/strong> \u0110\u00e2y l\u00e0 m\u1ee9c t\u00ednh \u01b0\u1edbc l\u01b0\u1ee3ng, l\u00e3i su\u1ea5t th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo t\u1eebng th\u1eddi \u0111i\u1ec3m ho\u1eb7c khu v\u1ef1c.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cach_tinh_lai_suat_Agribank_chinh_xac\"><\/span><strong>C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Agribank ch\u00ednh x\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-27559\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/so-sanh-lai-suat-agribank-voi-cac-ngan-hang-khac.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t Agribank ch\u00ednh x\u00e1c\" width=\"800\" height=\"533\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/so-sanh-lai-suat-agribank-voi-cac-ngan-hang-khac.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/so-sanh-lai-suat-agribank-voi-cac-ngan-hang-khac-300x200.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/so-sanh-lai-suat-agribank-voi-cac-ngan-hang-khac-768x512.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/so-sanh-lai-suat-agribank-voi-cac-ngan-hang-khac-630x420.jpg 630w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/so-sanh-lai-suat-agribank-voi-cac-ngan-hang-khac-696x464.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cong_thuc_tinh_lai_suat\"><\/span><strong>C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<blockquote><p>L\u00e3i = S\u1ed1 ti\u1ec1n g\u1eedi \u00d7 L\u00e3i su\u1ea5t (% n\u0103m) \u00d7 (S\u1ed1 ng\u00e0y g\u1eedi \/ 365)<\/p><\/blockquote>\n<h3><span class=\"ez-toc-section\" id=\"Vi_du_thuc_te\"><\/span><strong>V\u00ed d\u1ee5 th\u1ef1c t\u1ebf<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>G\u1eedi 1 t\u1ef7 \u0111\u1ed3ng k\u1ef3 h\u1ea1n 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 5.1%\/n\u0103m:<\/p>\n<blockquote><p>L\u00e3i = 1.000.000.000 \u00d7 5.1% = <strong>51.000.000 VN\u0110<\/strong><\/p><\/blockquote>\n<p>N\u1ebfu g\u1eedi online (5.3%), b\u1ea1n s\u1ebd nh\u1eadn:<\/p>\n<blockquote><p>L\u00e3i = 1.000.000.000 \u00d7 5.3% = <strong>53.000.000 VN\u0110<\/strong><\/p><\/blockquote>\n<h2><span class=\"ez-toc-section\" id=\"Cac_yeu_to_anh_huong_den_lai_suat_Agribank\"><\/span><strong>C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u00e3i su\u1ea5t Agribank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><strong>K\u1ef3 h\u1ea1n g\u1eedi:<\/strong> d\u00e0i h\u01a1n = l\u00e3i cao h\u01a1n.<\/li>\n<li><strong>H\u00ecnh th\u1ee9c g\u1eedi:<\/strong> g\u1eedi online h\u01b0\u1edfng l\u00e3i cao h\u01a1n g\u1eedi t\u1ea1i qu\u1ea7y.<\/li>\n<li><strong>Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7:<\/strong> khi l\u1ea1m ph\u00e1t th\u1ea5p, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m th\u01b0\u1eddng gi\u1ea3m.<\/li>\n<li><strong>Ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i:<\/strong> Agribank th\u01b0\u1eddng c\u00f3 khuy\u1ebfn m\u00e3i T\u1ebft, t\u1eb7ng l\u00e3i su\u1ea5t th\u00eam 0.2\u20130.3%.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"So_sanh_lai_suat_Agribank_voi_cac_ngan_hang_khac\"><\/span><strong>So s\u00e1nh l\u00e3i su\u1ea5t Agribank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th>Ng\u00e2n h\u00e0ng<\/th>\n<th>L\u00e3i su\u1ea5t 12 th\u00e1ng (%\/n\u0103m)<\/th>\n<th>M\u1ee9c ch\u00eanh l\u1ec7ch<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Agribank<\/strong><\/td>\n<td><strong>5.10 \u2013 5.30<\/strong><\/td>\n<td>Chu\u1ea9n Big4<\/td>\n<\/tr>\n<tr>\n<td><strong>VietinBank<\/strong><\/td>\n<td>5.20<\/td>\n<td>T\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/td>\n<\/tr>\n<tr>\n<td><strong>Vietcombank<\/strong><\/td>\n<td>4.90<\/td>\n<td>Th\u1ea5p h\u01a1n<\/td>\n<\/tr>\n<tr>\n<td><strong>BIDV<\/strong><\/td>\n<td>5.10<\/td>\n<td>G\u1ea7n b\u1eb1ng<\/td>\n<\/tr>\n<tr>\n<td><strong>VPBank<\/strong><\/td>\n<td>6.00<\/td>\n<td>Cao h\u01a1n<\/td>\n<\/tr>\n<tr>\n<td><strong>Techcombank<\/strong><\/td>\n<td>5.80<\/td>\n<td>Cao h\u01a1n m\u1ed9t ch\u00fat<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p>Agribank c\u00f3 l\u00e3i su\u1ea5t \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n nh\u1ea5t trong nh\u00f3m Big4, ph\u00f9 h\u1ee3p v\u1edbi ng\u01b0\u1eddi mu\u1ed1n b\u1ea3o to\u00e0n v\u1ed1n l\u00e2u d\u00e0i.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kinh_nghiem_gui_tiet_kiem_1_ty_dong_hieu_qua\"><\/span><strong>Kinh nghi\u1ec7m g\u1eedi ti\u1ebft ki\u1ec7m 1 t\u1ef7 \u0111\u1ed3ng hi\u1ec7u qu\u1ea3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Chon_ky_han_phu_hop\"><\/span><strong>Ch\u1ecdn k\u1ef3 h\u1ea1n ph\u00f9 h\u1ee3p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>N\u1ebfu <strong>c\u1ea7n linh ho\u1ea1t:<\/strong> chia ti\u1ec1n l\u00e0m 2 s\u1ed5 (1 k\u1ef3 h\u1ea1n ng\u1eafn, 1 d\u00e0i).<\/li>\n<li>N\u1ebfu <strong>\u01b0u ti\u00ean sinh l\u1eddi cao:<\/strong> ch\u1ecdn <strong>12 \u2013 24 th\u00e1ng<\/strong>.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Meo_tang_loi_nhuan\"><\/span><strong>M\u1eb9o t\u0103ng l\u1ee3i nhu\u1eadn<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>G\u1eedi online \u0111\u1ec3 \u0111\u01b0\u1ee3c l\u00e3i cao h\u01a1n.<\/li>\n<li>Kh\u00f4ng t\u1ea5t to\u00e1n tr\u01b0\u1edbc h\u1ea1n.<\/li>\n<li>Theo d\u00f5i l\u00e3i su\u1ea5t \u0111\u1ecbnh k\u1ef3 \u0111\u1ec3 t\u00e1i \u0111\u1ea7u t\u01b0 h\u1ee3p l\u00fd.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Cau_hoi_thuong_gap_FAQ\"><\/span><strong>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p (FAQ)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>1. 1 t\u1ef7 g\u1eedi Agribank 1 n\u0103m l\u00e3i bao nhi\u00eau?<\/strong><\/p>\n<p>Kho\u1ea3ng <strong>51 \u2013 53 tri\u1ec7u \u0111\u1ed3ng<\/strong>, t\u00f9y h\u00ecnh th\u1ee9c g\u1eedi.<\/p>\n<p><strong>2. G\u1eedi ti\u1ec1n online Agribank c\u00f3 an to\u00e0n kh\u00f4ng?<\/strong><\/p>\n<p>R\u1ea5t an to\u00e0n, \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt b\u1eb1ng OTP v\u00e0 x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc.<\/p>\n<p><strong>3. C\u00f3 n\u00ean g\u1eedi k\u1ef3 h\u1ea1n d\u00e0i h\u01a1n 12 th\u00e1ng kh\u00f4ng?<\/strong><\/p>\n<p>C\u00f3, n\u1ebfu b\u1ea1n kh\u00f4ng c\u1ea7n r\u00fat ti\u1ec1n s\u1edbm v\u00e0 mu\u1ed1n sinh l\u1eddi t\u1ed1i \u0111a.<\/p>\n<p><strong>4. G\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 b\u1ecb t\u00ednh thu\u1ebf kh\u00f4ng?<\/strong><\/p>\n<p>Hi\u1ec7n t\u1ea1i <strong>ch\u01b0a \u00e1p d\u1ee5ng thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n cho l\u00e3i ti\u1ebft ki\u1ec7m<\/strong> d\u01b0\u1edbi 500 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m.<\/p>\n<p><strong>5. Agribank c\u00f3 khuy\u1ebfn m\u00e3i g\u00ec cho ng\u01b0\u1eddi g\u1eedi ti\u1ebft ki\u1ec7m?<\/strong><\/p>\n<p>C\u00f3 nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u201cG\u1eedi ti\u1ec1n tr\u00fang th\u01b0\u1edfng\u201d, \u201cT\u1eb7ng qu\u00e0 T\u1ebft\u201d, \u201cL\u00e3i su\u1ea5t c\u1ed9ng th\u00eam\u201d v\u00e0o d\u1ecbp cu\u1ed1i n\u0103m.<\/p>\n<p><strong>6. L\u00e3i su\u1ea5t Agribank c\u00f3 thay \u0111\u1ed5i theo v\u00f9ng mi\u1ec1n kh\u00f4ng?<\/strong><\/p>\n<p>C\u00f3 th\u1ec3 c\u00f3 ch\u00eanh l\u1ec7ch nh\u1ecf (0.05\u20130.1%) t\u00f9y chi nh\u00e1nh v\u00e0 khu v\u1ef1c.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><strong>K\u1ebft lu\u1eadn<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>N\u1ebfu g\u1eedi <strong>1 t\u1ef7 t\u1ea1i Agribank k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/strong>, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn t\u1eeb 51 \u2013 53 tri\u1ec7u \u0111\u1ed3ng ti\u1ec1n l\u00e3i\/n\u0103m, t\u00f9y h\u00ecnh th\u1ee9c g\u1eedi. N\u1ebfu ch\u1ecdn k\u1ef3 h\u1ea1n 24 th\u00e1ng, t\u1ed5ng l\u1ee3i nhu\u1eadn c\u00f3 th\u1ec3 \u0111\u1ea1t 110 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B&#7841;n &#273;ang c&oacute; trong tay 1 t&#7927; &#273;&#7891;ng v&agrave; mu&#7889;n t&igrave;m k&ecirc;nh &#273;&#7847;u t&#432; an to&agrave;n, sinh l&#7901;i &#7893;n &#273;&#7883;nh? M&#7897;t trong nh&#7919;ng l&#7921;a ch&#7885;n h&agrave;ng &#273;&#7847;u ch&iacute;nh l&agrave; g&#7917;i ti&#7871;t ki&#7879;m t&#7841;i Agribank &ndash; ng&acirc;n h&agrave;ng th&#432;&#417;ng m&#7841;i nh&agrave; n&#432;&#7899;c uy t&iacute;n h&agrave;ng &#273;&#7847;u Vi&#7879;t Nam. Tuy nhi&ecirc;n, nhi&#7873;u ng&#432;&#7901;i v&#7851;n b&#259;n kho&#259;n kh&ocirc;ng [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":27558,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-27555","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/27555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=27555"}],"version-history":[{"count":3,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/27555\/revisions"}],"predecessor-version":[{"id":27560,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/27555\/revisions\/27560"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/27558"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=27555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=27555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=27555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}