{"id":27539,"date":"2025-10-09T21:51:58","date_gmt":"2025-10-09T14:51:58","guid":{"rendered":"https:\/\/infina.vn\/blog\/?p=27539"},"modified":"2025-10-09T21:51:58","modified_gmt":"2025-10-09T14:51:58","slug":"100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/","title":{"rendered":"100 tri\u1ec7u g\u1eedi ng\u00e2n h\u00e0ng VietinBank l\u00e3i su\u1ea5t bao nhi\u00eau? C\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t 2025"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;27539&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;1&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;5&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;5\\\/5 - (1 vote)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;100 tri\u1ec7u g\u1eedi ng\u00e2n h\u00e0ng VietinBank l\u00e3i su\u1ea5t bao nhi\u00eau? C\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t 2025&quot;,&quot;width&quot;:&quot;129&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 129px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            5\/5 - (1 vote)    <\/div>\n    <\/div>\n<p>VietinBank (Ng\u00e2n h\u00e0ng TMCP C\u00f4ng Th\u01b0\u01a1ng Vi\u1ec7t Nam) l\u00e0 1 trong 4 ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t Vi\u1ec7t Nam, thu\u1ed9c nh\u00f3m Big4 c\u00f9ng v\u1edbi Vietcombank, BIDV v\u00e0 Agribank. V\u1edbi h\u01a1n 150 chi nh\u00e1nh tr\u00ean to\u00e0n qu\u1ed1c v\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng s\u1ed1 ph\u00e1t tri\u1ec3n, VietinBank \u0111\u01b0\u1ee3c xem l\u00e0 \u0111\u1ecba ch\u1ec9 g\u1eedi ti\u1ebft ki\u1ec7m an to\u00e0n, uy t\u00edn v\u00e0 \u1ed5n \u0111\u1ecbnh h\u00e0ng \u0111\u1ea7u. H\u00e3y c\u00f9ng <a href=\"https:\/\/infina.vn\">Infina<\/a> t\u00ecm hi\u1ec3u xem v\u1edbi <strong>100 tri\u1ec7u g\u1eedi ng\u00e2n h\u00e0ng Vietinbank l\u00e3i su\u1ea5t bao nhi\u00eau<\/strong> trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Cac_loai_hinh_gui_tiet_kiem_pho_bien_tai_VietinBank\" title=\"C\u00e1c lo\u1ea1i h\u00ecnh g\u1eedi ti\u1ebft ki\u1ec7m ph\u1ed5 bi\u1ebfn t\u1ea1i VietinBank\">C\u00e1c lo\u1ea1i h\u00ecnh g\u1eedi ti\u1ebft ki\u1ec7m ph\u1ed5 bi\u1ebfn t\u1ea1i VietinBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#100_trieu_gui_ngan_hang_VietinBank_lai_suat_bao_nhieu_nam_2025\" title=\"100 tri\u1ec7u g\u1eedi ng\u00e2n h\u00e0ng VietinBank l\u00e3i su\u1ea5t bao nhi\u00eau n\u0103m 2025?\">100 tri\u1ec7u g\u1eedi ng\u00e2n h\u00e0ng VietinBank l\u00e3i su\u1ea5t bao nhi\u00eau n\u0103m 2025?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Bang_lai_suat_VietinBank_moi_nhat_thang_102025\" title=\"B\u1ea3ng l\u00e3i su\u1ea5t VietinBank m\u1edbi nh\u1ea5t (th\u00e1ng 10\/2025)\">B\u1ea3ng l\u00e3i su\u1ea5t VietinBank m\u1edbi nh\u1ea5t (th\u00e1ng 10\/2025)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Phan_tich_100_trieu_gui_tai_VietinBank_lai_bao_nhieu\" title=\"Ph\u00e2n t\u00edch: 100 tri\u1ec7u g\u1eedi t\u1ea1i VietinBank l\u00e3i bao nhi\u00eau\">Ph\u00e2n t\u00edch: 100 tri\u1ec7u g\u1eedi t\u1ea1i VietinBank l\u00e3i bao nhi\u00eau<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Cach_tinh_lai_suat_tiet_kiem_VietinBank_chi_tiet\" title=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m VietinBank chi ti\u1ebft\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m VietinBank chi ti\u1ebft<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Cong_thuc_tinh_lai_suat_VietinBank\" title=\"C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t VietinBank\">C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t VietinBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Vi_du_thuc_te\" title=\"V\u00ed d\u1ee5 th\u1ef1c t\u1ebf\">V\u00ed d\u1ee5 th\u1ef1c t\u1ebf<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Cac_yeu_to_anh_huong_den_lai_suat_VietinBank\" title=\"C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u00e3i su\u1ea5t VietinBank\">C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u00e3i su\u1ea5t VietinBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#So_sanh_lai_suat_VietinBank_voi_cac_ngan_hang_khac\" title=\"So s\u00e1nh l\u00e3i su\u1ea5t VietinBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c\">So s\u00e1nh l\u00e3i su\u1ea5t VietinBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Kinh_nghiem_gui_tiet_kiem_100_trieu_de_toi_da_hoa_loi_nhuan\" title=\"Kinh nghi\u1ec7m g\u1eedi ti\u1ebft ki\u1ec7m 100 tri\u1ec7u \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn\">Kinh nghi\u1ec7m g\u1eedi ti\u1ebft ki\u1ec7m 100 tri\u1ec7u \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Nen_chon_ky_han_nao_de_co_lai_cao_nhat\" title=\"N\u00ean ch\u1ecdn k\u1ef3 h\u1ea1n n\u00e0o \u0111\u1ec3 c\u00f3 l\u00e3i cao nh\u1ea5t\">N\u00ean ch\u1ecdn k\u1ef3 h\u1ea1n n\u00e0o \u0111\u1ec3 c\u00f3 l\u00e3i cao nh\u1ea5t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Meo_gui_tiet_kiem_thong_minh\" title=\"M\u1eb9o g\u1eedi ti\u1ebft ki\u1ec7m th\u00f4ng minh\">M\u1eb9o g\u1eedi ti\u1ebft ki\u1ec7m th\u00f4ng minh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Gui_tiet_kiem_online_%E2%80%93_xu_huong_moi_2025\" title=\"G\u1eedi ti\u1ebft ki\u1ec7m online \u2013 xu h\u01b0\u1edbng m\u1edbi 2025\">G\u1eedi ti\u1ebft ki\u1ec7m online \u2013 xu h\u01b0\u1edbng m\u1edbi 2025<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Cau_hoi_thuong_gap\" title=\"C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/infina.vn\/blog\/100-trieu-gui-ngan-hang-vietinbank-lai-suat-bao-nhieu\/#Ket_luan\" title=\"K\u1ebft lu\u1eadn\">K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Cac_loai_hinh_gui_tiet_kiem_pho_bien_tai_VietinBank\"><\/span><strong>C\u00e1c lo\u1ea1i h\u00ecnh g\u1eedi ti\u1ebft ki\u1ec7m ph\u1ed5 bi\u1ebfn t\u1ea1i VietinBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n:<\/strong> k\u1ef3 h\u1ea1n t\u1eeb 1 th\u00e1ng \u0111\u1ebfn 36 th\u00e1ng.<\/li>\n<li><strong><a href=\"https:\/\/infina.vn\/blog\/gui-tiet-kiem-khong-ky-han\/\">Ti\u1ebft ki\u1ec7m kh\u00f4ng k\u1ef3 h\u1ea1n<\/a>:<\/strong> linh ho\u1ea1t r\u00fat ti\u1ec1n, nh\u01b0ng l\u00e3i su\u1ea5t th\u1ea5p.<\/li>\n<li><strong>Ti\u1ebft ki\u1ec7m online:<\/strong> g\u1eedi v\u00e0 t\u1ea5t to\u00e1n qua app VietinBank iPay, l\u00e3i su\u1ea5t cao h\u01a1n t\u1ea1i qu\u1ea7y 0,1\u20130,3%.<\/li>\n<li><strong>Ti\u1ebft ki\u1ec7m t\u00edch l\u0169y:<\/strong> g\u1eedi th\u00eam h\u00e0ng th\u00e1ng, th\u00edch h\u1ee3p cho ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp c\u1ed1 \u0111\u1ecbnh.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"100_trieu_gui_ngan_hang_VietinBank_lai_suat_bao_nhieu_nam_2025\"><\/span><strong>100 tri\u1ec7u g\u1eedi ng\u00e2n h\u00e0ng VietinBank l\u00e3i su\u1ea5t bao nhi\u00eau n\u0103m 2025?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bang_lai_suat_VietinBank_moi_nhat_thang_102025\"><\/span><strong><a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vietinbank\/\">B\u1ea3ng l\u00e3i su\u1ea5t VietinBank<\/a> m\u1edbi nh\u1ea5t (th\u00e1ng 10\/2025)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th>K\u1ef3 h\u1ea1n g\u1eedi<\/th>\n<th>L\u00e3i su\u1ea5t t\u1ea1i qu\u1ea7y (%\/n\u0103m)<\/th>\n<th>L\u00e3i su\u1ea5t online (%\/n\u0103m)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td>\n<td>0.20<\/td>\n<td>0.20<\/td>\n<\/tr>\n<tr>\n<td>1 th\u00e1ng<\/td>\n<td>3.00<\/td>\n<td>3.20<\/td>\n<\/tr>\n<tr>\n<td>3 th\u00e1ng<\/td>\n<td>3.30<\/td>\n<td>3.50<\/td>\n<\/tr>\n<tr>\n<td>6 th\u00e1ng<\/td>\n<td>4.50<\/td>\n<td>4.70<\/td>\n<\/tr>\n<tr>\n<td>9 th\u00e1ng<\/td>\n<td>4.70<\/td>\n<td>4.90<\/td>\n<\/tr>\n<tr>\n<td>12 th\u00e1ng<\/td>\n<td>5.10<\/td>\n<td>5.30<\/td>\n<\/tr>\n<tr>\n<td>18 th\u00e1ng<\/td>\n<td>5.30<\/td>\n<td>5.50<\/td>\n<\/tr>\n<tr>\n<td>24 th\u00e1ng<\/td>\n<td>5.50<\/td>\n<td>5.70<\/td>\n<\/tr>\n<tr>\n<td>36 th\u00e1ng<\/td>\n<td>5.60<\/td>\n<td>5.80<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><em>(Ngu\u1ed3n: VietinBank \u2013 C\u1eadp nh\u1eadt th\u00e1ng 10\/2025)<\/em><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phan_tich_100_trieu_gui_tai_VietinBank_lai_bao_nhieu\"><\/span><strong>Ph\u00e2n t\u00edch: 100 tri\u1ec7u g\u1eedi t\u1ea1i VietinBank l\u00e3i bao nhi\u00eau<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th>K\u1ef3 h\u1ea1n<\/th>\n<th>L\u00e3i su\u1ea5t trung b\u00ecnh<\/th>\n<th>Ti\u1ec1n l\u00e3i \u01b0\u1edbc t\u00ednh (VN\u0110)<\/th>\n<th>T\u1ed5ng nh\u1eadn<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1 th\u00e1ng<\/td>\n<td>3.0%<\/td>\n<td>~250.000<\/td>\n<td>100.250.000<\/td>\n<\/tr>\n<tr>\n<td>6 th\u00e1ng<\/td>\n<td>4.5%<\/td>\n<td>~2.250.000<\/td>\n<td>102.250.000<\/td>\n<\/tr>\n<tr>\n<td>12 th\u00e1ng<\/td>\n<td>5.1%<\/td>\n<td>~5.100.000<\/td>\n<td>105.100.000<\/td>\n<\/tr>\n<tr>\n<td>24 th\u00e1ng<\/td>\n<td>5.5%<\/td>\n<td>~11.000.000<\/td>\n<td>111.000.000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><strong>Nh\u1eadn x\u00e9t:<\/strong><\/p>\n<ul>\n<li>G\u1eedi k\u1ef3 h\u1ea1n <strong>12 th\u00e1ng tr\u1edf l\u00ean<\/strong> cho <a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-nao-cao-nhat\/\">l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng<\/a> t\u1ed1i \u01b0u.<\/li>\n<li>G\u1eedi <strong>online<\/strong> qua VietinBank iPay s\u1ebd c\u00f3 l\u00e3i cao h\u01a1n g\u1eedi tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Cach_tinh_lai_suat_tiet_kiem_VietinBank_chi_tiet\"><\/span><strong>C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m VietinBank chi ti\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-27553\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/cach-tinh-lai-suat-tiet-kiem-ngan-hang.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m VietinBank chi ti\u1ebft\" width=\"800\" height=\"449\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/cach-tinh-lai-suat-tiet-kiem-ngan-hang.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/cach-tinh-lai-suat-tiet-kiem-ngan-hang-300x168.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/cach-tinh-lai-suat-tiet-kiem-ngan-hang-768x431.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/cach-tinh-lai-suat-tiet-kiem-ngan-hang-748x420.jpg 748w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/10\/cach-tinh-lai-suat-tiet-kiem-ngan-hang-696x391.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cong_thuc_tinh_lai_suat_VietinBank\"><\/span><strong>C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t VietinBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>L\u00e3i su\u1ea5t = (S\u1ed1 ti\u1ec1n g\u1eedi \u00d7 L\u00e3i su\u1ea5t (% n\u0103m) \u00d7 S\u1ed1 ng\u00e0y g\u1eedi) \/ 365<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Vi_du_thuc_te\"><\/span><strong>V\u00ed d\u1ee5 th\u1ef1c t\u1ebf<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>N\u1ebfu b\u1ea1n g\u1eedi <strong>100 tri\u1ec7u \u0111\u1ed3ng k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/strong>, l\u00e3i su\u1ea5t 5.1%\/n\u0103m:<\/p>\n<p style=\"text-align: center;\">L\u00e3i = 100.000.000 \u00d7 5.1% = <strong>5.100.000 VN\u0110<\/strong><\/p>\n<p>Sau 1 n\u0103m, b\u1ea1n nh\u1eadn t\u1ed5ng c\u1ed9ng <strong>105.100.000 VN\u0110<\/strong> (ch\u01b0a tr\u1eeb thu\u1ebf 5%).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cac_yeu_to_anh_huong_den_lai_suat_VietinBank\"><\/span><strong>C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u00e3i su\u1ea5t VietinBank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><strong>K\u1ef3 h\u1ea1n g\u1eedi ti\u1ec1n:<\/strong> k\u1ef3 h\u1ea1n c\u00e0ng d\u00e0i, l\u00e3i su\u1ea5t c\u00e0ng cao.<\/li>\n<li><strong>H\u00ecnh th\u1ee9c g\u1eedi:<\/strong> g\u1eedi online lu\u00f4n cao h\u01a1n g\u1eedi t\u1ea1i qu\u1ea7y.<\/li>\n<li><strong>Bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng:<\/strong> n\u1ebfu l\u1ea1m ph\u00e1t t\u0103ng, VietinBank c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t \u0111\u1ec3 thu h\u00fat v\u1ed1n.<\/li>\n<li><strong>Ch\u00ednh s\u00e1ch khuy\u1ebfn m\u00e3i:<\/strong> v\u00e0o d\u1ecbp T\u1ebft ho\u1eb7c l\u1ec5, ng\u00e2n h\u00e0ng th\u01b0\u1eddng t\u1eb7ng th\u00eam l\u00e3i su\u1ea5t ho\u1eb7c qu\u00e0.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"So_sanh_lai_suat_VietinBank_voi_cac_ngan_hang_khac\"><\/span><strong>So s\u00e1nh l\u00e3i su\u1ea5t VietinBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th>Ng\u00e2n h\u00e0ng<\/th>\n<th>L\u00e3i su\u1ea5t 12 th\u00e1ng (%\/n\u0103m)<\/th>\n<th>\u0110\u00e1nh gi\u00e1<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>VietinBank<\/strong><\/td>\n<td><strong>5.10 \u2013 5.30<\/strong><\/td>\n<td>\u1ed4n \u0111\u1ecbnh, an to\u00e0n<\/td>\n<\/tr>\n<tr>\n<td><strong>BIDV<\/strong><\/td>\n<td>5.20<\/td>\n<td>T\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/td>\n<\/tr>\n<tr>\n<td><strong>Vietcombank<\/strong><\/td>\n<td>4.90<\/td>\n<td>Th\u1ea5p h\u01a1n<\/td>\n<\/tr>\n<tr>\n<td><strong>Agribank<\/strong><\/td>\n<td>5.00<\/td>\n<td>G\u1ea7n t\u01b0\u01a1ng \u0111\u01b0\u01a1ng<\/td>\n<\/tr>\n<tr>\n<td><strong>Techcombank<\/strong><\/td>\n<td>5.60<\/td>\n<td>Cao h\u01a1n, nh\u01b0ng r\u1ee7i ro bi\u1ebfn \u0111\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td><strong>VPBank<\/strong><\/td>\n<td>6.00<\/td>\n<td>L\u00e3i cao, song n\u00ean c\u00e2n nh\u1eafc an to\u00e0n v\u1ed1n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><strong>K\u1ebft lu\u1eadn:<\/strong> VietinBank c\u00f3 <strong>m\u1ee9c l\u00e3i su\u1ea5t trung b\u00ecnh \u2013 \u1ed5n \u0111\u1ecbnh<\/strong>, ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi \u01b0u ti\u00ean <strong>an to\u00e0n v\u00e0 uy t\u00edn<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kinh_nghiem_gui_tiet_kiem_100_trieu_de_toi_da_hoa_loi_nhuan\"><\/span><strong>Kinh nghi\u1ec7m g\u1eedi ti\u1ebft ki\u1ec7m 100 tri\u1ec7u \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Nen_chon_ky_han_nao_de_co_lai_cao_nhat\"><\/span><strong>N\u00ean ch\u1ecdn k\u1ef3 h\u1ea1n n\u00e0o \u0111\u1ec3 c\u00f3 l\u00e3i cao nh\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>N\u1ebfu <strong>c\u1ea7n linh ho\u1ea1t<\/strong>, ch\u1ecdn k\u1ef3 h\u1ea1n 6 th\u00e1ng.<\/li>\n<li>N\u1ebfu <strong>mu\u1ed1n l\u00e3i cao<\/strong>, ch\u1ecdn <strong>12 ho\u1eb7c 24 th\u00e1ng<\/strong>.<\/li>\n<li>C\u00f3 th\u1ec3 chia ti\u1ec1n th\u00e0nh <strong>2 s\u1ed5 ti\u1ebft ki\u1ec7m<\/strong>, g\u1eedi theo 2 k\u1ef3 h\u1ea1n kh\u00e1c nhau \u0111\u1ec3 v\u1eeba linh ho\u1ea1t v\u1eeba sinh l\u1eddi cao.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Meo_gui_tiet_kiem_thong_minh\"><\/span><strong>M\u1eb9o g\u1eedi ti\u1ebft ki\u1ec7m th\u00f4ng minh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\u01afu ti\u00ean <strong>g\u1eedi online<\/strong> \u0111\u1ec3 h\u01b0\u1edfng l\u00e3i cao h\u01a1n.<\/li>\n<li>Kh\u00f4ng t\u1ea5t to\u00e1n tr\u01b0\u1edbc h\u1ea1n v\u00ec s\u1ebd b\u1ecb t\u00ednh l\u1ea1i theo l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n (r\u1ea5t th\u1ea5p).<\/li>\n<li>Theo d\u00f5i th\u00f4ng b\u00e1o l\u00e3i su\u1ea5t m\u1edbi h\u1eb1ng th\u00e1ng tr\u00ean website VietinBank.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Gui_tiet_kiem_online_%E2%80%93_xu_huong_moi_2025\"><\/span><strong>G\u1eedi ti\u1ebft ki\u1ec7m online \u2013 xu h\u01b0\u1edbng m\u1edbi 2025<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>G\u1eedi online qua <strong>VietinBank iPay<\/strong> gi\u00fap:<\/p>\n<ul>\n<li>Giao d\u1ecbch 24\/7 kh\u00f4ng c\u1ea7n ra chi nh\u00e1nh.<\/li>\n<li>H\u01b0\u1edfng l\u00e3i su\u1ea5t cao h\u01a1n 0.1\u20130.3%.<\/li>\n<li>D\u1ec5 d\u00e0ng t\u1ea5t to\u00e1n ho\u1eb7c t\u00e1i t\u1ee5c t\u1ef1 \u0111\u1ed9ng.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Cau_hoi_thuong_gap\"><\/span><strong>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>1. 100 tri\u1ec7u g\u1eedi VietinBank l\u00e3i bao nhi\u00eau 1 n\u0103m?<\/strong><\/p>\n<p>Kho\u1ea3ng <strong>5.100.000 VN\u0110<\/strong> v\u1edbi k\u1ef3 h\u1ea1n 12 th\u00e1ng, l\u00e3i su\u1ea5t 5.1%\/n\u0103m.<\/p>\n<p><strong>2. G\u1eedi ti\u1ebft ki\u1ec7m online c\u00f3 an to\u00e0n kh\u00f4ng?<\/strong><\/p>\n<p>Ho\u00e0n to\u00e0n an to\u00e0n \u2013 giao d\u1ecbch \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt v\u00e0 x\u00e1c th\u1ef1c OTP qua \u1ee9ng d\u1ee5ng VietinBank iPay.<\/p>\n<p><strong>3. C\u00f3 th\u1ec3 r\u00fat ti\u1ec1n tr\u01b0\u1edbc h\u1ea1n kh\u00f4ng?<\/strong><\/p>\n<p>C\u00f3, nh\u01b0ng s\u1ebd b\u1ecb t\u00ednh l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n (ch\u1ec9 kho\u1ea3ng 0.2%\/n\u0103m).<\/p>\n<p><strong>4. L\u00e3i su\u1ea5t VietinBank c\u00f3 thay \u0111\u1ed5i th\u01b0\u1eddng xuy\u00ean kh\u00f4ng?<\/strong><\/p>\n<p>C\u00f3, ng\u00e2n h\u00e0ng \u0111i\u1ec1u ch\u1ec9nh \u0111\u1ecbnh k\u1ef3 theo ch\u00ednh s\u00e1ch c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n<p><strong>5. G\u1eedi ti\u1ec1n VietinBank c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/strong><\/p>\n<p>C\u00f3, \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt Vi\u1ec7t Nam.<\/p>\n<p><strong>6. N\u00ean g\u1eedi ti\u1ec1n VietinBank hay ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n?<\/strong><\/p>\n<p>N\u1ebfu b\u1ea1n \u01b0u ti\u00ean an to\u00e0n v\u00e0 \u1ed5n \u0111\u1ecbnh, VietinBank l\u00e0 l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><strong>K\u1ebft lu\u1eadn<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>N\u1ebfu b\u1ea1n g\u1eedi 100 tri\u1ec7u \u0111\u1ed3ng t\u1ea1i VietinBank k\u1ef3 h\u1ea1n 12 th\u00e1ng, b\u1ea1n s\u1ebd nh\u1eadn kho\u1ea3ng 5,1 \u2013 5,3 tri\u1ec7u ti\u1ec1n l\u00e3i\/n\u0103m. N\u1ebfu g\u1eedi online, con s\u1ed1 n\u00e0y c\u00f3 th\u1ec3 t\u0103ng th\u00eam 200.000 \u2013 300.000 VN\u0110.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>VietinBank (Ng&acirc;n h&agrave;ng TMCP C&ocirc;ng Th&#432;&#417;ng Vi&#7879;t Nam) l&agrave; 1 trong 4 ng&acirc;n h&agrave;ng l&#7899;n nh&#7845;t Vi&#7879;t Nam, thu&#7897;c nh&oacute;m Big4 c&ugrave;ng v&#7899;i Vietcombank, BIDV v&agrave; Agribank. V&#7899;i h&#417;n 150 chi nh&aacute;nh tr&ecirc;n to&agrave;n qu&#7889;c v&agrave; h&#7879; th&#7889;ng ng&acirc;n h&agrave;ng s&#7889; ph&aacute;t tri&#7875;n, VietinBank &#273;&#432;&#7907;c xem l&agrave; &#273;&#7883;a ch&#7881; g&#7917;i ti&#7871;t ki&#7879;m an to&agrave;n, uy [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":27552,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-27539","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/27539","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=27539"}],"version-history":[{"count":3,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/27539\/revisions"}],"predecessor-version":[{"id":27554,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/27539\/revisions\/27554"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/27552"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=27539"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=27539"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=27539"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}