{"id":26894,"date":"2025-04-08T15:48:52","date_gmt":"2025-04-08T08:48:52","guid":{"rendered":"https:\/\/infina.vn\/blog\/?p=26894"},"modified":"2025-04-08T15:48:52","modified_gmt":"2025-04-08T08:48:52","slug":"so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/","title":{"rendered":"So s\u00e1nh l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;26894&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;So s\u00e1nh l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y<\/span>\n    <\/div>\n    <\/div>\n<p>L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i (IRS) v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai (Futures) l\u00e0 hai c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh quan tr\u1ecdng \u0111\u1ec3 qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e3i su\u1ea5t. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng \u0111i\u1ec3m ch\u00ednh b\u1ea1n c\u1ea7n bi\u1ebft:<\/p>\n<ul>\n<li><strong>L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i (IRS)<\/strong>:\n<ul>\n<li>Th\u1ecfa thu\u1eadn ho\u00e1n \u0111\u1ed5i d\u00f2ng thanh to\u00e1n l\u00e3i su\u1ea5t (c\u1ed1 \u0111\u1ecbnh v\u00e0 th\u1ea3 n\u1ed5i).<\/li>\n<li>Linh ho\u1ea1t, \u0111i\u1ec1u ch\u1ec9nh theo th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean.<\/li>\n<li>Ph\u00f9 h\u1ee3p v\u1edbi chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n, kh\u00f4ng y\u00eau c\u1ea7u k\u00fd qu\u1ef9.<\/li>\n<\/ul>\n<\/li>\n<li><strong>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai (Futures)<\/strong>:\n<ul>\n<li>Th\u1ecfa thu\u1eadn mua\/b\u00e1n t\u00e0i s\u1ea3n t\u1ea1i m\u1ee9c gi\u00e1 c\u1ed1 \u0111\u1ecbnh trong t\u01b0\u01a1ng lai.<\/li>\n<li>Giao d\u1ecbch tr\u00ean s\u00e0n, ti\u00eau chu\u1ea9n h\u00f3a v\u00e0 y\u00eau c\u1ea7u k\u00fd qu\u1ef9.<\/li>\n<li>Thanh kho\u1ea3n cao, ph\u00f9 h\u1ee3p v\u1edbi giao d\u1ecbch ng\u1eafn h\u1ea1n.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: 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href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Lai_suat_hoan_doi_la_gi\" title=\"L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i l\u00e0 g\u00ec?\">L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Cau_truc_co_ban_va_thanh_phan\" title=\"C\u1ea5u tr\u00fac c\u01a1 b\u1ea3n v\u00e0 th\u00e0nh ph\u1ea7n\">C\u1ea5u tr\u00fac c\u01a1 b\u1ea3n v\u00e0 th\u00e0nh ph\u1ea7n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Cac_yeu_to_tuy_chinh\" title=\"C\u00e1c y\u1ebfu t\u1ed1 t\u00f9y ch\u1ec9nh\">C\u00e1c y\u1ebfu t\u1ed1 t\u00f9y ch\u1ec9nh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Muc_dich_su_dung_va_rui_ro\" title=\"M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0 r\u1ee7i ro\">M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0 r\u1ee7i ro<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Hop_dong_tuong_lai_la_gi\" title=\"H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai l\u00e0 g\u00ec?\">H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Cau_truc_co_ban_va_cac_thanh_phan_chinh\" title=\"C\u1ea5u tr\u00fac c\u01a1 b\u1ea3n v\u00e0 c\u00e1c th\u00e0nh ph\u1ea7n ch\u00ednh\">C\u1ea5u tr\u00fac c\u01a1 b\u1ea3n v\u00e0 c\u00e1c th\u00e0nh ph\u1ea7n ch\u00ednh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Quy_tac_giao_dich_tren_san\" title=\"Quy t\u1eafc giao d\u1ecbch tr\u00ean s\u00e0n\">Quy t\u1eafc giao d\u1ecbch tr\u00ean s\u00e0n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Muc_dich_su_dung_va_cac_rui_ro_tiem_an\" title=\"M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0 c\u00e1c r\u1ee7i ro ti\u1ec1m \u1ea9n\">M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0 c\u00e1c r\u1ee7i ro ti\u1ec1m \u1ea9n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#So_sanh_lai_suat_hoan_doi_va_hop_dong_tuong_lai\" title=\"So s\u00e1nh l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai\">So s\u00e1nh l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Dieu_khoan_va_tinh_linh_hoat\" title=\"\u0110i\u1ec1u kho\u1ea3n v\u00e0 t\u00ednh linh ho\u1ea1t\">\u0110i\u1ec1u kho\u1ea3n v\u00e0 t\u00ednh linh ho\u1ea1t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Chi_phi_va_phi_giao_dich\" title=\"Chi ph\u00ed v\u00e0 ph\u00ed giao d\u1ecbch\">Chi ph\u00ed v\u00e0 ph\u00ed giao d\u1ecbch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Giao_dich_va_rui_ro\" title=\"Giao d\u1ecbch v\u00e0 r\u1ee7i ro\">Giao d\u1ecbch v\u00e0 r\u1ee7i ro<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Su_dung_Hoan_Doi_va_Hop_Dong_Tuong_Lai_tai_Viet_Nam\" title=\"S\u1eed d\u1ee5ng Ho\u00e1n \u0110\u1ed5i v\u00e0 H\u1ee3p \u0110\u1ed3ng T\u01b0\u01a1ng Lai t\u1ea1i Vi\u1ec7t Nam\">S\u1eed d\u1ee5ng Ho\u00e1n \u0110\u1ed5i v\u00e0 H\u1ee3p \u0110\u1ed3ng T\u01b0\u01a1ng Lai t\u1ea1i Vi\u1ec7t Nam<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Ung_Dung_Trong_Ngan_Hang_va_Doanh_Nghiep\" title=\"\u1ee8ng D\u1ee5ng Trong Ng\u00e2n H\u00e0ng v\u00e0 Doanh Nghi\u1ec7p\">\u1ee8ng D\u1ee5ng Trong Ng\u00e2n H\u00e0ng v\u00e0 Doanh Nghi\u1ec7p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Huong_Dan_Dau_Tu\" title=\"H\u01b0\u1edbng D\u1eabn \u0110\u1ea7u T\u01b0\">H\u01b0\u1edbng D\u1eabn \u0110\u1ea7u T\u01b0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/infina.vn\/blog\/so-sanh-lai-suat-hoan-doi-va-hop-dong-tuong-lai-tc\/#Tong_Ket_va_Cac_Buoc_Tiep_Theo\" title=\"T\u1ed5ng K\u1ebft v\u00e0 C\u00e1c B\u01b0\u1edbc Ti\u1ebfp Theo\">T\u1ed5ng K\u1ebft v\u00e0 C\u00e1c B\u01b0\u1edbc Ti\u1ebfp Theo<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"So_sanh_nhanh\"><\/span>So s\u00e1nh nhanh<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Ti\u00eau ch\u00ed<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i<\/th>\n<th colspan=\"1\" rowspan=\"1\">H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>\u0110i\u1ec1u kho\u1ea3n<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">Linh ho\u1ea1t<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ti\u00eau chu\u1ea9n h\u00f3a<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">1-30 n\u0103m<\/td>\n<td colspan=\"1\" rowspan=\"1\">3-12 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>K\u00fd qu\u1ef9<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">Kh\u00f4ng y\u00eau c\u1ea7u<\/td>\n<td colspan=\"1\" rowspan=\"1\">10-15% gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>Thanh kho\u1ea3n<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">Th\u1ea5p<\/td>\n<td colspan=\"1\" rowspan=\"1\">Cao<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>R\u1ee7i ro ch\u00ednh<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">R\u1ee7i ro \u0111\u1ed1i t\u00e1c<\/td>\n<td colspan=\"1\" rowspan=\"1\">Bi\u1ebfn \u0111\u1ed9ng gi\u00e1, y\u00eau c\u1ea7u k\u00fd qu\u1ef9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>L\u1ef1a ch\u1ecdn c\u00f4ng c\u1ee5 n\u00e0o ph\u1ee5 thu\u1ed9c v\u00e0o nhu c\u1ea7u v\u00e0 m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n:<\/p>\n<ul>\n<li><strong>Ng\u1eafn h\u1ea1n, thanh kho\u1ea3n cao<\/strong>: Ch\u1ecdn h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai.<\/li>\n<li><strong>D\u00e0i h\u1ea1n, \u0111i\u1ec1u kho\u1ea3n linh ho\u1ea1t<\/strong>: Ch\u1ecdn l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i.<\/li>\n<\/ul>\n<p>H\u00e3y ph\u00e2n t\u00edch k\u1ef9 nhu c\u1ea7u v\u00e0 m\u1ee5c ti\u00eau tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh!<\/p>\n<div class=\"sb-iframe-wrapper\" contenteditable=\"false\"><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_hoan_doi_la_gi\"><\/span>L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i (IRS) l\u00e0 m\u1ed9t th\u1ecfa thu\u1eadn t\u00e0i ch\u00ednh gi\u1eefa hai b\u00ean, trong \u0111\u00f3 c\u00e1c b\u00ean trao \u0111\u1ed5i d\u00f2ng thanh to\u00e1n l\u00e3i su\u1ea5t trong m\u1ed9t kho\u1ea3ng th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 chi ti\u1ebft v\u1ec1 c\u1ea5u tr\u00fac v\u00e0 c\u00e1c bi\u1ebfn th\u1ec3 c\u1ee7a lo\u1ea1i h\u1ee3p \u0111\u1ed3ng n\u00e0y.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cau_truc_co_ban_va_thanh_phan\"><\/span>C\u1ea5u tr\u00fac c\u01a1 b\u1ea3n v\u00e0 th\u00e0nh ph\u1ea7n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>M\u1ed9t h\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t th\u01b0\u1eddng bao g\u1ed3m c\u00e1c y\u1ebfu t\u1ed1 ch\u00ednh:<\/p>\n<ul>\n<li><strong>S\u1ed1 ti\u1ec1n g\u1ed1c danh ngh\u0129a<\/strong>: L\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 t\u00ednh to\u00e1n l\u00e3i su\u1ea5t.<\/li>\n<li><strong>K\u1ef3 h\u1ea1n h\u1ee3p \u0111\u1ed3ng<\/strong>: Th\u01b0\u1eddng k\u00e9o d\u00e0i t\u1eeb 2 \u0111\u1ebfn 10 n\u0103m.<\/li>\n<li><strong>L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh<\/strong>: \u0110\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc v\u00e0 kh\u00f4ng thay \u0111\u1ed5i trong su\u1ed1t th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng.<\/li>\n<li><strong>L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i<\/strong>: Th\u01b0\u1eddng d\u1ef1a tr\u00ean c\u00e1c ch\u1ec9 s\u1ed1 tham chi\u1ebfu nh\u01b0 LIBOR ho\u1eb7c VND Interbank.<\/li>\n<\/ul>\n<p>V\u00ed d\u1ee5: Ng\u00e2n h\u00e0ng A \u0111\u1ed3ng \u00fd tr\u1ea3 cho Ng\u00e2n h\u00e0ng B l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh 5%\/n\u0103m, v\u00e0 \u0111\u1ed5i l\u1ea1i nh\u1eadn l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i VND Interbank + 0,5% tr\u00ean s\u1ed1 ti\u1ec1n g\u1ed1c 1.000 t\u1ef7 \u0111\u1ed3ng trong th\u1eddi h\u1ea1n 5 n\u0103m.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cac_yeu_to_tuy_chinh\"><\/span>C\u00e1c y\u1ebfu t\u1ed1 t\u00f9y ch\u1ec9nh<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>H\u1ee3p \u0111\u1ed3ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo c\u00e1c y\u1ebfu t\u1ed1 sau:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Y\u1ebfu t\u1ed1<\/th>\n<th colspan=\"1\" rowspan=\"1\">T\u00f9y ch\u1ec9nh ph\u1ed5 bi\u1ebfn<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">K\u1ef3 thanh to\u00e1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">H\u00e0ng qu\u00fd, 6 th\u00e1ng, ho\u1eb7c h\u00e0ng n\u0103m<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Lo\u1ea1i l\u00e3i su\u1ea5t<\/td>\n<td colspan=\"1\" rowspan=\"1\">C\u1ed1 \u0111\u1ecbnh-th\u1ea3 n\u1ed5i ho\u1eb7c Th\u1ea3 n\u1ed5i-th\u1ea3 n\u1ed5i<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Ti\u1ec1n t\u1ec7<\/td>\n<td colspan=\"1\" rowspan=\"1\">VND, USD, EUR<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">S\u1ed1 ti\u1ec1n g\u1ed1c<\/td>\n<td colspan=\"1\" rowspan=\"1\">C\u1ed1 \u0111\u1ecbnh ho\u1eb7c thay \u0111\u1ed5i theo th\u1eddi gian<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Muc_dich_su_dung_va_rui_ro\"><\/span>M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0 r\u1ee7i ro<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng<\/strong>:<\/p>\n<ul>\n<li>Gi\u1ea3m thi\u1ec3u r\u1ee7i ro t\u1eeb bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t.<\/li>\n<li>T\u1ed1i \u01b0u h\u00f3a chi ph\u00ed v\u1ed1n.<\/li>\n<li>\u0110a d\u1ea1ng h\u00f3a c\u00e1c ngu\u1ed3n v\u1ed1n.<\/li>\n<\/ul>\n<p><strong>R\u1ee7i ro ti\u1ec1m \u1ea9n<\/strong>:<\/p>\n<ul>\n<li>R\u1ee7i ro \u0111\u1ed1i t\u00e1c kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 thanh to\u00e1n.<\/li>\n<li>R\u1ee7i ro thanh kho\u1ea3n.<\/li>\n<li>R\u1ee7i ro \u0111\u1ecbnh gi\u00e1 do bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng.<\/li>\n<\/ul>\n<p>Tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n giao d\u1ecbch, c\u00e1c t\u1ed5 ch\u1ee9c c\u1ea7n \u0111\u00e1nh gi\u00e1 k\u1ef9 l\u01b0\u1ee1ng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 m\u1ee9c \u0111\u1ed9 ch\u1ecbu \u0111\u1ef1ng r\u1ee7i ro c\u1ee7a m\u00ecnh. \u0110\u1ed3ng th\u1eddi, vi\u1ec7c thi\u1ebft l\u1eadp h\u1ea1n m\u1ee9c giao d\u1ecbch v\u00e0 theo d\u00f5i gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng th\u01b0\u1eddng xuy\u00ean l\u00e0 r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 qu\u1ea3n l\u00fd r\u1ee7i ro m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Hop_dong_tuong_lai_la_gi\"><\/span>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai l\u00e0 m\u1ed9t th\u1ecfa thu\u1eadn mua b\u00e1n t\u00e0i s\u1ea3n v\u1edbi gi\u00e1 \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc, th\u1ef1c hi\u1ec7n v\u00e0o m\u1ed9t ng\u00e0y c\u1ee5 th\u1ec3 trong t\u01b0\u01a1ng lai. \u0110\u00e2y l\u00e0 lo\u1ea1i c\u00f4ng c\u1ee5 ph\u00e1i sinh \u0111\u01b0\u1ee3c giao d\u1ecbch tr\u00ean s\u00e0n ch\u1ee9ng kho\u00e1n v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n ti\u00eau chu\u1ea9n.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cau_truc_co_ban_va_cac_thanh_phan_chinh\"><\/span>C\u1ea5u tr\u00fac c\u01a1 b\u1ea3n v\u00e0 c\u00e1c th\u00e0nh ph\u1ea7n ch\u00ednh<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai bao g\u1ed3m nh\u1eefng y\u1ebfu t\u1ed1 ch\u00ednh sau:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Th\u00e0nh ph\u1ea7n<\/th>\n<th colspan=\"1\" rowspan=\"1\">M\u00f4 t\u1ea3<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">T\u00e0i s\u1ea3n c\u01a1 s\u1edf<\/td>\n<td colspan=\"1\" rowspan=\"1\">C\u00f3 th\u1ec3 l\u00e0 l\u00e3i su\u1ea5t, ngo\u1ea1i t\u1ec7, ch\u1ee9ng kho\u00e1n ho\u1eb7c h\u00e0ng h\u00f3a<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Quy m\u00f4 h\u1ee3p \u0111\u1ed3ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">S\u1ed1 l\u01b0\u1ee3ng t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c chu\u1ea9n h\u00f3a cho m\u1ed7i h\u1ee3p \u0111\u1ed3ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Gi\u00e1 giao d\u1ecbch<\/td>\n<td colspan=\"1\" rowspan=\"1\">M\u1ee9c gi\u00e1 \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn t\u1ea1i th\u1eddi \u0111i\u1ec3m k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Ng\u00e0y \u0111\u00e1o h\u1ea1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">Th\u1eddi \u0111i\u1ec3m h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">K\u00fd qu\u1ef9 ban \u0111\u1ea7u<\/td>\n<td colspan=\"1\" rowspan=\"1\">Kho\u1ea3n ti\u1ec1n \u0111\u1eb7t c\u1ecdc c\u1ea7n thi\u1ebft \u0111\u1ec3 m\u1edf v\u1ecb th\u1ebf<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>V\u00ed d\u1ee5: H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7 k\u1ef3 h\u1ea1n 5 n\u0103m giao d\u1ecbch tr\u00ean HNX c\u00f3 m\u1ec7nh gi\u00e1 100 tri\u1ec7u \u0111\u1ed3ng m\u1ed7i h\u1ee3p \u0111\u1ed3ng, v\u1edbi t\u1ef7 l\u1ec7 k\u00fd qu\u1ef9 ban \u0111\u1ea7u l\u00e0 10% gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Quy_tac_giao_dich_tren_san\"><\/span>Quy t\u1eafc giao d\u1ecbch tr\u00ean s\u00e0n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Giao d\u1ecbch h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai tu\u00e2n theo c\u00e1c quy \u0111\u1ecbnh nghi\u00eam ng\u1eb7t tr\u00ean s\u00e0n ch\u1ee9ng kho\u00e1n:<\/p>\n<ul>\n<li>Thanh to\u00e1n h\u00e0ng ng\u00e0y \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua trung t\u00e2m b\u00f9 tr\u1eeb.<\/li>\n<li>Bi\u00ean \u0111\u1ed9 dao \u0111\u1ed9ng gi\u00e1 \u0111\u01b0\u1ee3c gi\u1edbi h\u1ea1n \u00b17% so v\u1edbi gi\u00e1 tham chi\u1ebfu.<\/li>\n<li>Th\u1eddi gian giao d\u1ecbch t\u1eeb 9h00 \u0111\u1ebfn 15h00 v\u00e0o c\u00e1c ng\u00e0y l\u00e0m vi\u1ec7c.<\/li>\n<li>Kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch ph\u1ea3i tu\u00e2n theo l\u00f4 chu\u1ea9n quy \u0111\u1ecbnh c\u1ee7a s\u00e0n.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Muc_dich_su_dung_va_cac_rui_ro_tiem_an\"><\/span>M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0 c\u00e1c r\u1ee7i ro ti\u1ec1m \u1ea9n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng<\/strong>:<\/p>\n<ul>\n<li>Gi\u1ea3m thi\u1ec3u r\u1ee7i ro t\u1eeb bi\u1ebfn \u0111\u1ed9ng gi\u00e1.<\/li>\n<li>\u0110\u1ea7u c\u01a1 \u0111\u1ec3 ki\u1ebfm l\u1ee3i nhu\u1eadn t\u1eeb s\u1ef1 ch\u00eanh l\u1ec7ch gi\u00e1.<\/li>\n<li>G\u00f3p ph\u1ea7n t\u0103ng t\u00ednh thanh kho\u1ea3n cho th\u1ecb tr\u01b0\u1eddng.<\/li>\n<\/ul>\n<p><strong>R\u1ee7i ro c\u1ea7n c\u00e2n nh\u1eafc<\/strong>:<\/p>\n<ul>\n<li>Thua l\u1ed7 do gi\u00e1 th\u1ecb tr\u01b0\u1eddng bi\u1ebfn \u0111\u1ed9ng kh\u00f4ng nh\u01b0 d\u1ef1 \u0111o\u00e1n.<\/li>\n<li>Ph\u00e1t sinh y\u00eau c\u1ea7u b\u1ed5 sung k\u00fd qu\u1ef9 khi th\u1ecb tr\u01b0\u1eddng bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh.<\/li>\n<li>Chi ph\u00ed giao d\u1ecbch v\u00e0 chi ph\u00ed duy tr\u00ec v\u1ecb th\u1ebf c\u00f3 th\u1ec3 cao.<\/li>\n<li>Thanh kho\u1ea3n th\u1ea5p trong nh\u1eefng giai \u0111o\u1ea1n th\u1ecb tr\u01b0\u1eddng k\u00e9m s\u00f4i \u0111\u1ed9ng.<\/li>\n<\/ul>\n<p>Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n n\u1eafm r\u00f5 c\u00e1ch ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai v\u00e0 x\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd r\u1ee7i ro h\u1ee3p l\u00fd. Theo d\u00f5i s\u00e1t sao di\u1ec5n bi\u1ebfn th\u1ecb tr\u01b0\u1eddng v\u00e0 duy tr\u00ec t\u1ef7 l\u1ec7 k\u00fd qu\u1ef9 an to\u00e0n l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c hi\u1ec7u qu\u1ea3. Nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m n\u00e0y s\u1ebd gi\u00fap l\u00e0m r\u00f5 h\u01a1n s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai v\u00e0 l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i trong c\u00e1c ph\u1ea7n ti\u1ebfp theo.<\/p>\n    <div class=\"infina-box\">\n\t\t <div class=\"qr-code\" style=\"margin-top: 20px;\">\n            <a href=\"https:\/\/infina.vn\/?utm_content=blog_thuc\" target=\"_blank\">\n                <img decoding=\"async\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/02\/app_banner-09-1-1.png\" alt=\"QR Code Infina\" title=\"\">\n            <\/a>\n        <\/div>\n        <p style=\"color: black;\"><strong>T\u00e0i kho\u1ea3n nh\u1eadn ti\u1ec1n, Sinh l\u1eddi t\u1ef1 \u0111\u1ed9ng nh\u01b0 g\u1eedi ti\u1ebft ki\u1ec7m!<\/strong><\/p>\n        <p class=\"my-3\">T\u00e0i kho\u1ea3n sinh l\u1eddi <a href=\"https:\/\/infina.vn\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Infina\" target=\"_blank\" rel=\"noopener\">Infina<\/a> l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn l\u00fd t\u01b0\u1edfng cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi, nh\u1eefng ai mu\u1ed1n t\u1ed1i \u01b0u h\u00f3a t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 sinh l\u1eddi tr\u00ean d\u00f2ng ti\u1ec1n c\u1ee7a m\u00ecnh.<\/p>\n        <p class=\"my-3\">N\u1ea1p v\u00e0 r\u00fat ti\u1ec1n nhanh ch\u00f3ng trong v\u00f2ng 30 gi\u00e2y, nh\u1eadn l\u1ee3i nhu\u1eadn h\u00e0ng ng\u00e0y v\u00e0 r\u00fat v\u1ed1n b\u1ea5t k\u1ef3 l\u00fac n\u00e0o m\u00e0 kh\u00f4ng b\u1ecb m\u1ea5t l\u1ee3i nhu\u1eadn.<\/p>\n        <p class=\"my-3\">\u0110\u01b0\u1ee3c C\u00f4ng ty TNHH MTV qu\u1ea3n l\u00fd qu\u1ef9 ACB (ACBC), C\u00f4ng ty c\u1ed5 ph\u1ea7n qu\u1ea3n l\u00fd qu\u1ef9 PVI (PVI AM) qu\u1ea3n l\u00fd \u0111\u1ea7u t\u01b0 v\u00e0 Ng\u00e2n h\u00e0ng BIDV l\u01b0u k\u00fd. Qu\u1ef9 ACBC, v\u00e0 Qu\u1ef9 PVI AM s\u1ebd th\u1ef1c hi\u1ec7n g\u1eedi ti\u1ec1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng uy t\u00edn.<\/p>\n        <a class=\"infina-button\" href=\"https:\/\/infina.vn\/?utm_content=blog_thuc\" style=\"margin-bottom: 20px; display: inline-block;\">Tr\u1ea3i nghi\u1ec7m sinh l\u1eddi mi\u1ec5n ph\u00ed<\/a>\n    <\/div>\n    \n<h2><span class=\"ez-toc-section\" id=\"So_sanh_lai_suat_hoan_doi_va_hop_dong_tuong_lai\"><\/span>So s\u00e1nh l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Sau khi t\u00ecm hi\u1ec3u v\u1ec1 c\u1ea5u tr\u00fac c\u1ee7a l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i (IRS) v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai, h\u00e3y c\u00f9ng xem x\u00e9t nh\u1eefng \u0111i\u1ec3m kh\u00e1c bi\u1ec7t ch\u00ednh gi\u1eefa hai c\u00f4ng c\u1ee5 n\u00e0y.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dieu_khoan_va_tinh_linh_hoat\"><\/span>\u0110i\u1ec1u kho\u1ea3n v\u00e0 t\u00ednh linh ho\u1ea1t<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Hai c\u00f4ng c\u1ee5 n\u00e0y kh\u00e1c nhau r\u00f5 r\u1ec7t \u1edf m\u1ee9c \u0111\u1ed9 linh ho\u1ea1t trong \u0111i\u1ec1u kho\u1ea3n:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Ti\u00eau ch\u00ed<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i<\/th>\n<th colspan=\"1\" rowspan=\"1\">H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">\u0110i\u1ec1u kho\u1ea3n<\/td>\n<td colspan=\"1\" rowspan=\"1\">Linh ho\u1ea1t, t\u00f9y ch\u1ec9nh theo th\u1ecfa thu\u1eadn<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ti\u00eau chu\u1ea9n h\u00f3a, c\u1ed1 \u0111\u1ecbnh<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">K\u1ef3 h\u1ea1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">1-30 n\u0103m<\/td>\n<td colspan=\"1\" rowspan=\"1\">Chu\u1ed7i k\u1ef3 h\u1ea1n t\u1eeb 3-12 th\u00e1ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Gi\u00e1 tr\u1ecb giao d\u1ecbch<\/td>\n<td colspan=\"1\" rowspan=\"1\">Theo th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u0110\u01b0\u1ee3c chu\u1ea9n h\u00f3a theo quy \u0111\u1ecbnh s\u00e0n<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">Theo th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean<\/td>\n<td colspan=\"1\" rowspan=\"1\">Thanh to\u00e1n h\u00e0ng ng\u00e0y qua trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Chi_phi_va_phi_giao_dich\"><\/span>Chi ph\u00ed v\u00e0 ph\u00ed giao d\u1ecbch<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Chi ph\u00ed giao d\u1ecbch c\u1ee7a hai c\u00f4ng c\u1ee5 c\u0169ng c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t \u0111\u00e1ng k\u1ec3:<\/p>\n<p><strong>L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i<\/strong>:<\/p>\n<ul>\n<li>Kh\u00f4ng y\u00eau c\u1ea7u k\u00fd qu\u1ef9.<\/li>\n<li>Ph\u00ed m\u00f4i gi\u1edbi dao \u0111\u1ed9ng t\u1eeb 0,02% \u0111\u1ebfn 0,05% gi\u00e1 tr\u1ecb giao d\u1ecbch.<\/li>\n<li>Bao g\u1ed3m chi ph\u00ed \u0111\u00e1nh gi\u00e1 t\u00edn d\u1ee5ng.<\/li>\n<li>C\u00f3 ph\u00ed qu\u1ea3n l\u00fd h\u00e0ng n\u0103m.<\/li>\n<\/ul>\n<p><strong>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai<\/strong>:<\/p>\n<ul>\n<li>Y\u00eau c\u1ea7u k\u00fd qu\u1ef9 t\u1eeb 10-15% gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng.<\/li>\n<li>Ph\u00ed giao d\u1ecbch \u0111\u01b0\u1ee3c t\u00ednh theo bi\u1ec3u ph\u00ed c\u1ee7a s\u00e0n giao d\u1ecbch.<\/li>\n<li>C\u00f3 chi ph\u00ed duy tr\u00ec k\u00fd qu\u1ef9.<\/li>\n<li>Kh\u00f4ng c\u00f3 ph\u00ed qu\u1ea3n l\u00fd h\u00e0ng n\u0103m.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Giao_dich_va_rui_ro\"><\/span>Giao d\u1ecbch v\u00e0 r\u1ee7i ro<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>C\u00e1ch giao d\u1ecbch v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 r\u1ee7i ro c\u1ee7a hai c\u00f4ng c\u1ee5 n\u00e0y c\u0169ng r\u1ea5t kh\u00e1c nhau:<\/p>\n<p><strong>Kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn<\/strong>:<\/p>\n<ul>\n<li>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai: Giao d\u1ecbch c\u00f4ng khai tr\u00ean s\u00e0n, v\u1edbi t\u00ednh thanh kho\u1ea3n cao.<\/li>\n<li>L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i: Giao d\u1ecbch qua th\u1ecb tr\u01b0\u1eddng OTC, th\u00f4ng qua c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh.<\/li>\n<\/ul>\n<p><strong>R\u1ee7i ro ch\u00ednh<\/strong>:<\/p>\n<ul>\n<li>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai: C\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi bi\u1ebfn \u0111\u1ed9ng gi\u00e1 ng\u1eafn h\u1ea1n v\u00e0 y\u00eau c\u1ea7u b\u1ed5 sung k\u00fd qu\u1ef9 khi c\u1ea7n.<\/li>\n<li>L\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i: \u0110\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro t\u1eeb \u0111\u1ed1i t\u00e1c v\u00e0 kh\u00f3 \u0111i\u1ec1u ch\u1ec9nh tr\u01b0\u1edbc th\u1eddi h\u1ea1n.<\/li>\n<\/ul>\n<p>Vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1eefa hai c\u00f4ng c\u1ee5 n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee5c ti\u00eau v\u00e0 nhu c\u1ea7u c\u1ee7a doanh nghi\u1ec7p. N\u1ebfu c\u1ea7n thanh kho\u1ea3n cao, h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p. Trong khi \u0111\u00f3, l\u00e3i su\u1ea5t ho\u00e1n \u0111\u1ed5i ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi c\u00e1c chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Su_dung_Hoan_Doi_va_Hop_Dong_Tuong_Lai_tai_Viet_Nam\"><\/span>S\u1eed d\u1ee5ng Ho\u00e1n \u0110\u1ed5i v\u00e0 H\u1ee3p \u0110\u1ed3ng T\u01b0\u01a1ng Lai t\u1ea1i Vi\u1ec7t Nam<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Ung_Dung_Trong_Ngan_Hang_va_Doanh_Nghiep\"><\/span>\u1ee8ng D\u1ee5ng Trong Ng\u00e2n H\u00e0ng v\u00e0 Doanh Nghi\u1ec7p<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>T\u1ea1i Vi\u1ec7t Nam, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 doanh nghi\u1ec7p l\u1edbn th\u01b0\u1eddng d\u00f9ng ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai \u0111\u1ec3 ki\u1ec3m so\u00e1t r\u1ee7i ro l\u00e3i su\u1ea5t, trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng ph\u00e1i sinh ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n.<\/p>\n<p>C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i th\u01b0\u1eddng d\u00f9ng nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0y theo hai m\u1ee5c \u0111\u00edch ch\u00ednh:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">M\u1ee5c \u0111\u00edch<\/th>\n<th colspan=\"1\" rowspan=\"1\">C\u00f4ng c\u1ee5 s\u1eed d\u1ee5ng<\/th>\n<th colspan=\"1\" rowspan=\"1\">\u1ee8ng d\u1ee5ng c\u1ee5 th\u1ec3<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Qu\u1ea3n l\u00fd r\u1ee7i ro<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u0110i\u1ec1u ch\u1ec9nh c\u00e2n \u0111\u1ed1i gi\u1eefa danh m\u1ee5c cho vay v\u00e0 huy \u0111\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">T\u1ea1o l\u1ee3i nhu\u1eadn<\/td>\n<td colspan=\"1\" rowspan=\"1\">H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u1eadn d\u1ee5ng ch\u00eanh l\u1ec7ch gi\u00e1 \u0111\u1ec3 t\u0103ng thu nh\u1eadp<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1ea3m chi ph\u00ed<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t<\/td>\n<td colspan=\"1\" rowspan=\"1\">Chuy\u1ec3n \u0111\u1ed5i t\u1eeb l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh sang th\u1ea3 n\u1ed5i ho\u1eb7c ng\u01b0\u1ee3c l\u1ea1i<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c doanh nghi\u1ec7p c\u0169ng s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 n\u00e0y \u0111\u1ec3 gi\u1ea3m chi ph\u00ed v\u1ed1n, b\u1ea3o v\u1ec7 c\u00e1c kho\u1ea3n vay v\u00e0 qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3 h\u01a1n.<\/p>\n<p>Doanh nghi\u1ec7p th\u01b0\u1eddng \u00e1p d\u1ee5ng \u0111\u1ec3:<\/p>\n<ul>\n<li><strong>Qu\u1ea3n l\u00fd chi ph\u00ed v\u1ed1n<\/strong>: Chuy\u1ec3n \u0111\u1ed5i kho\u1ea3n vay l\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i sang c\u1ed1 \u0111\u1ecbnh, ho\u1eb7c ng\u01b0\u1ee3c l\u1ea1i.<\/li>\n<li><strong>B\u1ea3o v\u1ec7 r\u1ee7i ro<\/strong>: Gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t l\u00ean c\u00e1c kho\u1ea3n vay l\u1edbn.<\/li>\n<li><strong>Qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n<\/strong>: \u0110i\u1ec1u ch\u1ec9nh thu chi ph\u00f9 h\u1ee3p v\u1edbi chu k\u1ef3 kinh doanh.<\/li>\n<\/ul>\n<p>Ti\u1ebfp theo, h\u00e3y c\u00f9ng xem x\u00e9t c\u00e1c y\u1ebfu t\u1ed1 c\u1ea7n l\u01b0u \u00fd khi ch\u1ecdn gi\u1eefa hai c\u00f4ng c\u1ee5 n\u00e0y.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Huong_Dan_Dau_Tu\"><\/span>H\u01b0\u1edbng D\u1eabn \u0110\u1ea7u T\u01b0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Khi c\u00e2n nh\u1eafc gi\u1eefa ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n xem x\u00e9t c\u00e1c y\u1ebfu t\u1ed1 sau:<\/p>\n<p><strong>Quy m\u00f4 giao d\u1ecbch<\/strong>:<\/p>\n<ul>\n<li>H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai: Ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c giao d\u1ecbch t\u1eeb 1 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean.<\/li>\n<li>Ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t: Th\u01b0\u1eddng \u00e1p d\u1ee5ng cho giao d\u1ecbch t\u1eeb 10 t\u1ef7 \u0111\u1ed3ng.<\/li>\n<\/ul>\n<p><strong>Th\u1eddi gian \u00e1p d\u1ee5ng<\/strong>:<\/p>\n<ul>\n<li>D\u01b0\u1edbi 1 n\u0103m: H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t h\u01a1n.<\/li>\n<li>Trung v\u00e0 d\u00e0i h\u1ea1n: N\u00ean \u01b0u ti\u00ean ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t.<\/li>\n<\/ul>\n<p><strong>Thanh kho\u1ea3n<\/strong>:<\/p>\n<ul>\n<li>N\u1ebfu c\u1ea7n thanh kho\u1ea3n cao: H\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p.<\/li>\n<li>N\u1ebfu c\u1ea7n \u0111i\u1ec1u kho\u1ea3n linh ho\u1ea1t: Ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t s\u1ebd \u0111\u00e1p \u1ee9ng t\u1ed1t h\u01a1n.<\/li>\n<\/ul>\n<p>C\u00e1c t\u1ed5 ch\u1ee9c n\u00ean th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc sau:<\/p>\n<ol>\n<li>Ph\u00e2n t\u00edch nhu c\u1ea7u qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e3i su\u1ea5t.<\/li>\n<li>\u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh v\u00e0 ngu\u1ed3n l\u1ef1c qu\u1ea3n l\u00fd.<\/li>\n<li>T\u00ecm ki\u1ebfm t\u01b0 v\u1ea5n t\u1eeb chuy\u00ean gia t\u00e0i ch\u00ednh.<\/li>\n<li>X\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng hi\u1ec7n t\u1ea1i.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Tong_Ket_va_Cac_Buoc_Tiep_Theo\"><\/span>T\u1ed5ng K\u1ebft v\u00e0 C\u00e1c B\u01b0\u1edbc Ti\u1ebfp Theo<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>M\u1ed7i c\u00f4ng c\u1ee5 nh\u01b0 ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t v\u00e0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai \u0111\u1ec1u c\u00f3 nh\u1eefng l\u1ee3i \u00edch ri\u00eang, ph\u1ee5c v\u1ee5 c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh kh\u00e1c nhau. Ho\u00e1n \u0111\u1ed5i l\u00e3i su\u1ea5t cho ph\u00e9p \u0111i\u1ec1u ch\u1ec9nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n giao d\u1ecbch, ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u trung v\u00e0 d\u00e0i h\u1ea1n. Trong khi \u0111\u00f3, h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n ti\u00eau chu\u1ea9n tr\u00ean s\u00e0n giao d\u1ecbch mang l\u1ea1i t\u00ednh thanh kho\u1ea3n cao, th\u00edch h\u1ee3p cho c\u00e1c giao d\u1ecbch ng\u1eafn h\u1ea1n.<\/p>\n<p>\u0110\u1ec3 s\u1eed d\u1ee5ng hi\u1ec7u qu\u1ea3 c\u00e1c c\u00f4ng c\u1ee5 ph\u00e1i sinh, b\u1ea1n n\u00ean:<\/p>\n<ul>\n<li><strong>X\u00e1c \u0111\u1ecbnh r\u00f5 m\u1ee5c ti\u00eau qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e3i su\u1ea5t.<\/strong><\/li>\n<li><strong>\u0110\u00e1nh gi\u00e1 ngu\u1ed3n l\u1ef1c v\u00e0 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/strong><\/li>\n<li><strong>Tham kh\u1ea3o \u00fd ki\u1ebfn chuy\u00ean gia \u0111\u1ec3 x\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c ph\u00f9 h\u1ee3p.<\/strong><\/li>\n<li><strong>L\u1ef1a ch\u1ecdn \u0111\u1ed1i t\u00e1c giao d\u1ecbch \u0111\u00e1ng tin c\u1eady.<\/strong><\/li>\n<\/ul>\n<p>Ngo\u00e0i ra, v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n, c\u00e1c gi\u1ea3i ph\u00e1p t\u1eeb Infina c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3. V\u00ed d\u1ee5, s\u1ea3n ph\u1ea9m <em>&#8220;T\u00e0i kho\u1ea3n sinh l\u1eddi&#8221;<\/em> c\u1ee7a Infina mang l\u1ea1i l\u00e3i su\u1ea5t 4,9%\/n\u0103m kh\u00f4ng k\u1ef3 h\u1ea1n. \u0110\u00e2y l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n, \u0111\u1eb7c bi\u1ec7t v\u1edbi s\u1ed1 d\u01b0 ch\u1edd \u0111\u1ea7u t\u01b0 ho\u1eb7c qu\u1ef9 d\u1ef1 ph\u00f2ng.<\/p>\n<p>Theo s\u1ed1 li\u1ec7u qu\u00fd 4\/2024, s\u1ea3n ph\u1ea9m n\u00e0y \u0111\u00e3 ghi nh\u1eadn m\u1ee9c t\u0103ng tr\u01b0\u1edfng 35% ng\u01b0\u1eddi d\u00f9ng m\u1edbi, c\u00f9ng v\u1edbi m\u1ee9c t\u0103ng trung b\u00ecnh 20% v\u1ec1 s\u1ed1 ti\u1ec1n g\u1eedi trong th\u00e1ng \u0111\u1ea7u ti\u00ean c\u1ee7a m\u1ed7i kh\u00e1ch h\u00e0ng.<\/p>\n<p><strong>L\u01b0u \u00fd:<\/strong> Khi ch\u1ecdn c\u00f4ng c\u1ee5 ph\u00e1i sinh, b\u1ea1n c\u1ea7n c\u00e2n nh\u1eafc k\u1ef9 v\u1ec1 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh, m\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro v\u00e0 m\u1ee5c ti\u00eau \u0111\u1ea7u t\u01b0 d\u00e0i h\u1ea1n. Vi\u1ec7c th\u01b0\u1eddng xuy\u00ean c\u1eadp nh\u1eadt ki\u1ebfn th\u1ee9c v\u00e0 theo d\u00f5i th\u1ecb tr\u01b0\u1eddng l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e3i su\u1ea5t hi\u1ec7u qu\u1ea3.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&atilde;i su&#7845;t ho&aacute;n &#273;&#7893;i (IRS) v&agrave; h&#7907;p &#273;&#7891;ng t&#432;&#417;ng lai (Futures) l&agrave; hai c&ocirc;ng c&#7909; t&agrave;i ch&iacute;nh quan tr&#7885;ng &#273;&#7875; qu&#7843;n l&yacute; r&#7911;i ro l&atilde;i su&#7845;t. D&#432;&#7899;i &#273;&acirc;y l&agrave; nh&#7919;ng &#273;i&#7875;m ch&iacute;nh b&#7841;n c&#7847;n bi&#7871;t: L&atilde;i su&#7845;t ho&aacute;n &#273;&#7893;i (IRS): Th&#7887;a thu&#7853;n ho&aacute;n &#273;&#7893;i d&ograve;ng thanh to&aacute;n l&atilde;i su&#7845;t (c&#7889; &#273;&#7883;nh v&agrave; th&#7843; n&#7893;i). Linh [&hellip;]<\/p>\n","protected":false},"author":40,"featured_media":26895,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1328],"tags":[],"class_list":{"0":"post-26894","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-kien-thuc-thu-vi"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/26894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/40"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=26894"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/26894\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/26895"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=26894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=26894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=26894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}