{"id":26871,"date":"2025-04-08T14:49:54","date_gmt":"2025-04-08T07:49:54","guid":{"rendered":"https:\/\/infina.vn\/blog\/?p=26871"},"modified":"2025-04-08T14:49:54","modified_gmt":"2025-04-08T07:49:54","slug":"tac-dong-cua-lai-suat-den-vn-index-tc","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/","title":{"rendered":"T\u00e1c \u0111\u1ed9ng c\u1ee7a l\u00e3i su\u1ea5t \u0111\u1ebfn VN-Index"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;26871&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;T\u00e1c \u0111\u1ed9ng c\u1ee7a l\u00e3i su\u1ea5t \u0111\u1ebfn VN-Index&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y<\/span>\n    <\/div>\n    <\/div>\n<p><strong>L\u00e3i su\u1ea5t thay \u0111\u1ed5i \u1ea3nh h\u01b0\u1edfng m\u1ea1nh \u0111\u1ebfn <\/strong><strong>VN-Index<\/strong><strong>.<\/strong> Khi l\u00e3i su\u1ea5t t\u0103ng, nh\u00e0 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng r\u00fat v\u1ed1n kh\u1ecfi c\u1ed5 phi\u1ebfu \u0111\u1ec3 chuy\u1ec3n sang c\u00e1c k\u00eanh an to\u00e0n h\u01a1n nh\u01b0 g\u1eedi ti\u1ebft ki\u1ec7m. \u0110\u1ed3ng th\u1eddi, chi ph\u00ed vay v\u1ed1n t\u0103ng khi\u1ebfn doanh nghi\u1ec7p kh\u00f3 kh\u0103n h\u01a1n, l\u00e0m gi\u1ea3m gi\u00e1 c\u1ed5 phi\u1ebfu.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Tom_tat_chinh\" title=\"T\u00f3m t\u1eaft ch\u00ednh:\">T\u00f3m t\u1eaft ch\u00ednh:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Goi_y_chien_luoc_dau_tu\" title=\"G\u1ee3i \u00fd chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0:\">G\u1ee3i \u00fd chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Lai_suat_tac_dong_the_nao_den_VN-Index\" title=\"L\u00e3i su\u1ea5t t\u00e1c \u0111\u1ed9ng th\u1ebf n\u00e0o \u0111\u1ebfn VN-Index\">L\u00e3i su\u1ea5t t\u00e1c \u0111\u1ed9ng th\u1ebf n\u00e0o \u0111\u1ebfn VN-Index<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Cach_thi_truong_phan_ung_voi_thay_doi_lai_suat\" title=\"C\u00e1ch th\u1ecb tr\u01b0\u1eddng ph\u1ea3n \u1ee9ng v\u1edbi thay \u0111\u1ed5i l\u00e3i su\u1ea5t\">C\u00e1ch th\u1ecb tr\u01b0\u1eddng ph\u1ea3n \u1ee9ng v\u1edbi thay \u0111\u1ed5i l\u00e3i su\u1ea5t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Anh_huong_cua_lai_suat_trong_qua_khu_den_VN-Index\" title=\"\u1ea2nh h\u01b0\u1edfng c\u1ee7a l\u00e3i su\u1ea5t trong qu\u00e1 kh\u1ee9 \u0111\u1ebfn VN-Index\">\u1ea2nh h\u01b0\u1edfng c\u1ee7a l\u00e3i su\u1ea5t trong qu\u00e1 kh\u1ee9 \u0111\u1ebfn VN-Index<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Phan_ung_cua_thi_truong_Ngan_han_va_dai_han\" title=\"Ph\u1ea3n \u1ee9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng: Ng\u1eafn h\u1ea1n v\u00e0 d\u00e0i h\u1ea1n\">Ph\u1ea3n \u1ee9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng: Ng\u1eafn h\u1ea1n v\u00e0 d\u00e0i h\u1ea1n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Tinh_hinh_thi_truong_va_lai_suat_2025\" title=\"T\u00ecnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng v\u00e0 l\u00e3i su\u1ea5t 2025\">T\u00ecnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng v\u00e0 l\u00e3i su\u1ea5t 2025<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Bien_dong_lai_suat_noi_dia\" title=\"Bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t n\u1ed9i \u0111\u1ecba\">Bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t n\u1ed9i \u0111\u1ecba<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Dien_bien_VN-Index_tu_dau_nam_2025\" title=\"Di\u1ec5n bi\u1ebfn VN-Index t\u1eeb \u0111\u1ea7u n\u0103m 2025\">Di\u1ec5n bi\u1ebfn VN-Index t\u1eeb \u0111\u1ea7u n\u0103m 2025<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Du_bao_thi_truong_den_cuoi_nam_2025\" title=\"D\u1ef1 b\u00e1o th\u1ecb tr\u01b0\u1eddng \u0111\u1ebfn cu\u1ed1i n\u0103m 2025\">D\u1ef1 b\u00e1o th\u1ecb tr\u01b0\u1eddng \u0111\u1ebfn cu\u1ed1i n\u0103m 2025<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Cac_van_de_chinh_khi_lai_suat_thay_doi\" title=\"C\u00e1c v\u1ea5n \u0111\u1ec1 ch\u00ednh khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i\">C\u00e1c v\u1ea5n \u0111\u1ec1 ch\u00ednh khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Tac_dong_den_gia_co_phieu_va_dong_tien\" title=\"T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu v\u00e0 d\u00f2ng ti\u1ec1n\">T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu v\u00e0 d\u00f2ng ti\u1ec1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Anh_huong_theo_nganh\" title=\"\u1ea2nh h\u01b0\u1edfng theo ng\u00e0nh\">\u1ea2nh h\u01b0\u1edfng theo ng\u00e0nh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Chenh_lech_lai_suat_trong_va_ngoai_nuoc\" title=\"Ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc\">Ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Phuong_phap_dau_tu_khi_lai_suat_thay_doi\" title=\"Ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ea7u t\u01b0 khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i\">Ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ea7u t\u01b0 khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Dieu_chinh_danh_muc_trong_giai_doan_lai_suat_bien_dong\" title=\"\u0110i\u1ec1u ch\u1ec9nh danh m\u1ee5c trong giai \u0111o\u1ea1n l\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed9ng\">\u0110i\u1ec1u ch\u1ec9nh danh m\u1ee5c trong giai \u0111o\u1ea1n l\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed9ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Tieu_chi_de_chon_co_phieu\" title=\"Ti\u00eau ch\u00ed \u0111\u1ec3 ch\u1ecdn c\u1ed5 phi\u1ebfu\">Ti\u00eau ch\u00ed \u0111\u1ec3 ch\u1ecdn c\u1ed5 phi\u1ebfu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Quan_ly_rui_ro_hieu_qua\" title=\"Qu\u1ea3n l\u00fd r\u1ee7i ro hi\u1ec7u qu\u1ea3\">Qu\u1ea3n l\u00fd r\u1ee7i ro hi\u1ec7u qu\u1ea3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Xu_huong_thi_truong_trong_tuong_lai\" title=\"Xu h\u01b0\u1edbng th\u1ecb tr\u01b0\u1eddng trong t\u01b0\u01a1ng lai\">Xu h\u01b0\u1edbng th\u1ecb tr\u01b0\u1eddng trong t\u01b0\u01a1ng lai<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Du_bao_VN-Index_cuoi_nam\" title=\"D\u1ef1 b\u00e1o VN-Index cu\u1ed1i n\u0103m\">D\u1ef1 b\u00e1o VN-Index cu\u1ed1i n\u0103m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Cac_yeu_to_thuc_day_thi_truong\" title=\"C\u00e1c y\u1ebfu t\u1ed1 th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng\">C\u00e1c y\u1ebfu t\u1ed1 th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Goi_y_chien_luoc_cho_cac_nhom_nha_dau_tu\" title=\"G\u1ee3i \u00fd chi\u1ebfn l\u01b0\u1ee3c cho c\u00e1c nh\u00f3m nh\u00e0 \u0111\u1ea7u t\u01b0\">G\u1ee3i \u00fd chi\u1ebfn l\u01b0\u1ee3c cho c\u00e1c nh\u00f3m nh\u00e0 \u0111\u1ea7u t\u01b0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/infina.vn\/blog\/tac-dong-cua-lai-suat-den-vn-index-tc\/#Ket_luan\" title=\"K\u1ebft lu\u1eadn\">K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Tom_tat_chinh\"><\/span>T\u00f3m t\u1eaft ch\u00ednh:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><strong>L\u00e3i su\u1ea5t cao<\/strong>: VN-Index gi\u1ea3m do d\u00f2ng v\u1ed1n chuy\u1ec3n h\u01b0\u1edbng v\u00e0 chi ph\u00ed vay t\u0103ng.<\/li>\n<li><strong>L\u00e3i su\u1ea5t th\u1ea5p<\/strong>: VN-Index c\u00f3 th\u1ec3 t\u0103ng nh\u1edd d\u00f2ng ti\u1ec1n quay l\u1ea1i c\u1ed5 phi\u1ebfu.<\/li>\n<li><strong>Ng\u00e0nh ch\u1ecbu \u1ea3nh h\u01b0\u1edfng l\u1edbn nh\u1ea5t<\/strong>: Ng\u00e2n h\u00e0ng, b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/li>\n<li><strong>L\u00e3i su\u1ea5t t\u1ea1i Vi\u1ec7t Nam (3\/2025)<\/strong>:\n<ul>\n<li>Kh\u00f4ng k\u1ef3 h\u1ea1n: 0,5% &#8211; 4,9%\/n\u0103m.<\/li>\n<li>12 th\u00e1ng: 3,7% &#8211; 5,8%\/n\u0103m (OceanBank cao nh\u1ea5t).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Goi_y_chien_luoc_dau_tu\"><\/span>G\u1ee3i \u00fd chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>\u0110a d\u1ea1ng danh m\u1ee5c gi\u1eefa ti\u1ec1n g\u1eedi v\u00e0 c\u1ed5 phi\u1ebfu.<\/li>\n<li>Ch\u1ecdn c\u1ed5 phi\u1ebfu c\u00f3 n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh m\u1ea1nh, \u00edt n\u1ee3 vay.<\/li>\n<li>Theo d\u00f5i s\u00e1t l\u00e3i su\u1ea5t v\u00e0 c\u00e1c ch\u1ec9 s\u1ed1 kinh t\u1ebf v\u0129 m\u00f4.<\/li>\n<\/ul>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/th>\n<th colspan=\"1\" rowspan=\"1\"><strong>L\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t (%\/n\u0103m)<\/strong><\/th>\n<th colspan=\"1\" rowspan=\"1\"><strong>L\u00e3i su\u1ea5t cao nh\u1ea5t (%\/n\u0103m)<\/strong><\/th>\n<th colspan=\"1\" rowspan=\"1\"><strong>L\u00e3i su\u1ea5t ph\u1ed5 bi\u1ebfn (%\/n\u0103m)<\/strong><\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">0,50<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,90<\/td>\n<td colspan=\"1\" rowspan=\"1\">0,50<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">12 th\u00e1ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">3,70<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,80<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,20<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>K\u1ebft lu\u1eadn<\/strong>: L\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed9ng t\u1ea1o c\u01a1 h\u1ed9i v\u00e0 r\u1ee7i ro. Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n linh ho\u1ea1t v\u00e0 c\u1eadp nh\u1eadt th\u00f4ng tin th\u01b0\u1eddng xuy\u00ean \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_tac_dong_the_nao_den_VN-Index\"><\/span>L\u00e3i su\u1ea5t t\u00e1c \u0111\u1ed9ng th\u1ebf n\u00e0o \u0111\u1ebfn VN-Index<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Cach_thi_truong_phan_ung_voi_thay_doi_lai_suat\"><\/span>C\u00e1ch th\u1ecb tr\u01b0\u1eddng ph\u1ea3n \u1ee9ng v\u1edbi thay \u0111\u1ed5i l\u00e3i su\u1ea5t<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i, d\u00f2ng v\u1ed1n gi\u1eefa c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 c\u0169ng thay \u0111\u1ed5i, \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn VN-Index. S\u1ef1 ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t c\u00f3 hai t\u00e1c \u0111\u1ed9ng ch\u00ednh: nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 xu h\u01b0\u1edbng r\u00fat v\u1ed1n kh\u1ecfi c\u1ed5 phi\u1ebfu v\u00e0 chi ph\u00ed vay v\u1ed1n c\u1ee7a doanh nghi\u1ec7p t\u0103ng l\u00ean. C\u00e1c thay \u0111\u1ed5i n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh r\u00f5 r\u00e0ng qua d\u1eef li\u1ec7u l\u1ecbch s\u1eed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Anh_huong_cua_lai_suat_trong_qua_khu_den_VN-Index\"><\/span>\u1ea2nh h\u01b0\u1edfng c\u1ee7a l\u00e3i su\u1ea5t trong qu\u00e1 kh\u1ee9 \u0111\u1ebfn VN-Index<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Hi\u1ec7n t\u1ea1i, l\u00e3i su\u1ea5t gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t \u0111\u00e1ng k\u1ec3. B\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y minh h\u1ecda m\u1ee9c l\u00e3i su\u1ea5t t\u1ea1i m\u1ed9t s\u1ed1 n\u01a1i g\u1eedi ti\u1ec1n:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">N\u01a1i g\u1eedi ti\u1ec1n<\/th>\n<th colspan=\"1\" rowspan=\"1\">Kh\u00f4ng k\u1ef3 h\u1ea1n (%\/n\u0103m)<\/th>\n<th colspan=\"1\" rowspan=\"1\">12 th\u00e1ng (%\/n\u0103m)<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><a href=\"https:\/\/infina.vn\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Infina\" target=\"_blank\" rel=\"noopener\">Infina<\/a><\/td>\n<td colspan=\"1\" rowspan=\"1\">4,90<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,70<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">ACB<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2264 0,5<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,40<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">AgriBank<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2264 0,5<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,70<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">BIDV<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2264 0,5<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,70<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">OceanBank<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2264 0,5<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,80<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">VietcomBank<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2264 0,5<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,60<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">VietinBank<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2264 0,5<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,70<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Nh\u1eefng thay \u0111\u1ed5i n\u00e0y cho th\u1ea5y c\u00e1ch th\u1ecb tr\u01b0\u1eddng v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3n \u1ee9ng tr\u01b0\u1edbc c\u00e1c bi\u1ebfn \u0111\u1ed9ng v\u1ec1 l\u00e3i su\u1ea5t.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phan_ung_cua_thi_truong_Ngan_han_va_dai_han\"><\/span>Ph\u1ea3n \u1ee9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng: Ng\u1eafn h\u1ea1n v\u00e0 d\u00e0i h\u1ea1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Th\u1ecb tr\u01b0\u1eddng th\u01b0\u1eddng tr\u1ea3i qua hai giai \u0111o\u1ea1n ph\u1ea3n \u1ee9ng r\u00f5 r\u1ec7t khi l\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed9ng:<\/p>\n<p><strong>Ph\u1ea3n \u1ee9ng ng\u1eafn h\u1ea1n:<\/strong><\/p>\n<ul>\n<li>Gi\u00e1 c\u1ed5 phi\u1ebfu thay \u0111\u1ed5i ngay sau khi c\u00f3 th\u00f4ng b\u00e1o.<\/li>\n<li>T\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0 d\u1ec5 b\u1ecb dao \u0111\u1ed9ng, th\u1eadm ch\u00ed c\u00f3 th\u1ec3 ph\u1ea3n \u1ee9ng th\u00e1i qu\u00e1.<\/li>\n<\/ul>\n<p><strong>Ph\u1ea3n \u1ee9ng d\u00e0i h\u1ea1n:<\/strong><\/p>\n<ul>\n<li>Sau giai \u0111o\u1ea1n \u0111\u1ea7u, th\u1ecb tr\u01b0\u1eddng s\u1ebd \u1ed5n \u0111\u1ecbnh h\u01a1n.<\/li>\n<li>Nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 doanh nghi\u1ec7p \u0111\u00e1nh gi\u00e1 l\u1ea1i c\u00e1c y\u1ebfu t\u1ed1 c\u01a1 b\u1ea3n, t\u1eeb \u0111\u00f3 \u0111i\u1ec1u ch\u1ec9nh d\u00f2ng ti\u1ec1n nh\u1eb1m t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn.<\/li>\n<\/ul>\n<p>Hai giai \u0111o\u1ea1n n\u00e0y cho th\u1ea5y s\u1ef1 chuy\u1ec3n bi\u1ebfn t\u1eeb c\u1ea3m t\u00ednh sang ph\u00e2n t\u00edch c\u00f3 c\u01a1 s\u1edf c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tinh_hinh_thi_truong_va_lai_suat_2025\"><\/span>T\u00ecnh h\u00ecnh th\u1ecb tr\u01b0\u1eddng v\u00e0 l\u00e3i su\u1ea5t 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bien_dong_lai_suat_noi_dia\"><\/span>Bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t n\u1ed9i \u0111\u1ecba<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0110\u1ebfn th\u00e1ng 3\/2025, l\u00e3i su\u1ea5t t\u1ea1i Vi\u1ec7t Nam c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t r\u00f5 r\u1ec7t gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng. Ph\u1ea7n l\u1edbn c\u00e1c ng\u00e2n h\u00e0ng duy tr\u00ec l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n \u1edf m\u1ee9c \u22640,5%\/n\u0103m, nh\u01b0ng Infina l\u1ea1i thu h\u00fat s\u1ef1 ch\u00fa \u00fd v\u1edbi m\u1ee9c 4,90%\/n\u0103m cho s\u1ea3n ph\u1ea9m t\u01b0\u01a1ng \u0111\u01b0\u01a1ng. V\u1edbi k\u1ef3 h\u1ea1n 12 th\u00e1ng, l\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 3,70% \u0111\u1ebfn 5,80%\/n\u0103m, trong \u0111\u00f3 OceanBank v\u00e0 VietBank d\u1eabn \u0111\u1ea7u v\u1edbi m\u1ee9c cao nh\u1ea5t.<\/p>\n<p>C\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c chia th\u00e0nh ba nh\u00f3m theo l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng:<\/p>\n<ul>\n<li><strong>Nh\u00f3m l\u00e3i su\u1ea5t cao (tr\u00ean 5,50%\/n\u0103m):<\/strong> OceanBank, VietBank, ABBank<\/li>\n<li><strong>Nh\u00f3m l\u00e3i su\u1ea5t trung b\u00ecnh (4,70% &#8211; 5,40%\/n\u0103m):<\/strong> AgriBank, BIDV, VietinBank<\/li>\n<li><strong>Nh\u00f3m l\u00e3i su\u1ea5t th\u1ea5p (d\u01b0\u1edbi 4,70%\/n\u0103m):<\/strong> VietcomBank, ACB, SCB<\/li>\n<\/ul>\n<p>Nh\u1eefng bi\u1ebfn \u0111\u1ed9ng n\u00e0y \u0111ang \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 v\u1eadn \u0111\u1ed9ng c\u1ee7a VN-Index.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dien_bien_VN-Index_tu_dau_nam_2025\"><\/span>Di\u1ec5n bi\u1ebfn VN-Index t\u1eeb \u0111\u1ea7u n\u0103m 2025<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>S\u1ef1 kh\u00e1c bi\u1ec7t trong l\u00e3i su\u1ea5t \u0111\u00e3 t\u00e1c \u0111\u1ed9ng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn VN-Index t\u1eeb \u0111\u1ea7u n\u0103m. Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n ph\u1ea3n \u00e1nh r\u00f5 r\u00e0ng c\u00e1c ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u00f3m c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng v\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n. C\u00e1c c\u1ed5 phi\u1ebfu thu\u1ed9c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c doanh nh\u01b0 VCB, CTG v\u00e0 BID cho th\u1ea5y m\u1ee9c \u0111\u1ed9 \u1ed5n \u0111\u1ecbnh cao h\u01a1n so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Du_bao_thi_truong_den_cuoi_nam_2025\"><\/span>D\u1ef1 b\u00e1o th\u1ecb tr\u01b0\u1eddng \u0111\u1ebfn cu\u1ed1i n\u0103m 2025<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Nh\u1eefng di\u1ec5n bi\u1ebfn t\u1eeb \u0111\u1ea7u n\u0103m \u0111ang \u0111\u1ecbnh h\u00ecnh d\u1ef1 b\u00e1o cho VN-Index cu\u1ed1i n\u0103m. Xu h\u01b0\u1edbng hi\u1ec7n t\u1ea1i cho th\u1ea5y l\u00e3i su\u1ea5t c\u00f3 kh\u1ea3 n\u0103ng duy tr\u00ec \u1ed5n \u0111\u1ecbnh trong n\u1eeda cu\u1ed1i n\u0103m 2025. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng so s\u00e1nh l\u00e3i su\u1ea5t theo k\u1ef3 h\u1ea1n t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">K\u1ef3 h\u1ea1n<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t (%\/n\u0103m)<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u00e3i su\u1ea5t cao nh\u1ea5t (%\/n\u0103m)<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u00e3i su\u1ea5t ph\u1ed5 bi\u1ebfn (%\/n\u0103m)<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">0,50<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,90<\/td>\n<td colspan=\"1\" rowspan=\"1\">0,50<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">3 th\u00e1ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">1,60<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,40<\/td>\n<td colspan=\"1\" rowspan=\"1\">3,50<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">6 th\u00e1ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">2,90<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,60<\/td>\n<td colspan=\"1\" rowspan=\"1\">4,80<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">12 th\u00e1ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">3,70<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,80<\/td>\n<td colspan=\"1\" rowspan=\"1\">5,20<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>V\u1edbi m\u1ee9c l\u00e3i su\u1ea5t hi\u1ec7n t\u1ea1i, VN-Index c\u00f3 th\u1ec3 ghi nh\u1eadn nh\u1eefng thay \u0111\u1ed5i t\u00edch c\u1ef1c, \u0111\u1eb7c bi\u1ec7t \u1edf nh\u00f3m c\u1ed5 phi\u1ebfu c\u00f3 n\u1ec1n t\u1ea3ng t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 \u00edt ch\u1ecbu t\u00e1c \u0111\u1ed9ng t\u1eeb chi ph\u00ed v\u1ed1n vay.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cac_van_de_chinh_khi_lai_suat_thay_doi\"><\/span>C\u00e1c v\u1ea5n \u0111\u1ec1 ch\u00ednh khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Tac_dong_den_gia_co_phieu_va_dong_tien\"><\/span>T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu v\u00e0 d\u00f2ng ti\u1ec1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Khi l\u00e3i su\u1ea5t t\u0103ng, chi ph\u00ed vay v\u1ed1n c\u0169ng t\u0103ng theo. \u0110i\u1ec1u n\u00e0y l\u00e0m gi\u1ea3m gi\u00e1 tr\u1ecb hi\u1ec7n t\u1ea1i c\u1ee7a d\u00f2ng ti\u1ec1n t\u01b0\u01a1ng lai v\u00e0 kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u1ed5 t\u1ee9c, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 cao. K\u1ebft qu\u1ea3 l\u00e0 gi\u00e1 c\u1ed5 phi\u1ebfu th\u01b0\u1eddng s\u1ebd \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m.<\/p>\n<p>Tuy nhi\u00ean, m\u1ee9c \u0111\u1ed9 \u1ea3nh h\u01b0\u1edfng kh\u00f4ng \u0111\u1ed3ng \u0111\u1ec1u gi\u1eefa c\u00e1c ng\u00e0nh, d\u1eabn \u0111\u1ebfn s\u1ef1 kh\u00e1c bi\u1ec7t trong c\u00e1ch th\u1ecb tr\u01b0\u1eddng ph\u1ea3n \u1ee9ng.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Anh_huong_theo_nganh\"><\/span>\u1ea2nh h\u01b0\u1edfng theo ng\u00e0nh<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Ng\u00e0nh<\/th>\n<th colspan=\"1\" rowspan=\"1\">M\u1ee9c \u0111\u1ed9 \u1ea3nh h\u01b0\u1edfng<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u00fd do ch\u00ednh<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Ng\u00e2n h\u00e0ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">Cao<\/td>\n<td colspan=\"1\" rowspan=\"1\">Bi\u00ean l\u00e3i su\u1ea5t thay \u0111\u1ed5i tr\u1ef1c ti\u1ebfp<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">B\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/td>\n<td colspan=\"1\" rowspan=\"1\">Cao<\/td>\n<td colspan=\"1\" rowspan=\"1\">Chi ph\u00ed vay v\u1ed1n v\u00e0 nhu c\u1ea7u mua nh\u00e0 b\u1ecb t\u00e1c \u0111\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Ti\u1ec7n \u00edch<\/td>\n<td colspan=\"1\" rowspan=\"1\">Trung b\u00ecnh<\/td>\n<td colspan=\"1\" rowspan=\"1\">Doanh thu \u1ed5n \u0111\u1ecbnh nh\u01b0ng chi ph\u00ed v\u1ed1n t\u0103ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">H\u00e0ng ti\u00eau d\u00f9ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">Th\u1ea5p<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u00cdt ph\u1ee5 thu\u1ed9c v\u00e0o v\u1ed1n vay<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Nh\u1eefng kh\u00e1c bi\u1ec7t n\u00e0y gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 x\u00e1c \u0111\u1ecbnh c\u00e1c ng\u00e0nh c\u00f3 kh\u1ea3 n\u0103ng duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh trong b\u1ed1i c\u1ea3nh l\u00e3i su\u1ea5t thay \u0111\u1ed5i.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Chenh_lech_lai_suat_trong_va_ngoai_nuoc\"><\/span>Ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>S\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa l\u00e3i su\u1ea5t trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf c\u00f3 th\u1ec3 t\u1ea1o ra c\u1ea3 r\u1ee7i ro l\u1eabn c\u01a1 h\u1ed9i. Khi ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t l\u1edbn, d\u00f2ng v\u1ed1n c\u00f3 th\u1ec3 d\u1ecbch chuy\u1ec3n gi\u1eefa c\u00e1c th\u1ecb tr\u01b0\u1eddng, l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u1ef7 gi\u00e1 h\u1ed1i \u0111o\u00e1i v\u00e0 gi\u00e1n ti\u1ebfp t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn VN-Index.<\/p>\n<p>C\u00e1c doanh nghi\u1ec7p c\u00f3 ngu\u1ed3n thu ho\u1eb7c n\u1ee3 vay b\u1eb1ng ngo\u1ea1i t\u1ec7 d\u1ec5 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi c\u1ea3 bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t l\u1eabn t\u1ef7 gi\u00e1. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty xu\u1ea5t nh\u1eadp kh\u1ea9u v\u00e0 nh\u1eefng doanh nghi\u1ec7p vay v\u1ed1n qu\u1ed1c t\u1ebf. Vi\u1ec7c hi\u1ec3u r\u00f5 nh\u1eefng bi\u1ebfn \u0111\u1ed9ng n\u00e0y s\u1ebd gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u01b0a ra chi\u1ebfn l\u01b0\u1ee3c ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng giai \u0111o\u1ea1n c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/p>\n    <div class=\"infina-box\">\n\t\t <div class=\"qr-code\" style=\"margin-top: 20px;\">\n            <a href=\"https:\/\/infina.vn\/?utm_content=blog_thuc\" target=\"_blank\">\n                <img decoding=\"async\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/02\/app_banner-09-1-1.png\" alt=\"QR Code Infina\" title=\"\">\n            <\/a>\n        <\/div>\n        <p style=\"color: black;\"><strong>T\u00e0i kho\u1ea3n nh\u1eadn ti\u1ec1n, Sinh l\u1eddi t\u1ef1 \u0111\u1ed9ng nh\u01b0 g\u1eedi ti\u1ebft ki\u1ec7m!<\/strong><\/p>\n        <p class=\"my-3\">T\u00e0i kho\u1ea3n sinh l\u1eddi Infina l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn l\u00fd t\u01b0\u1edfng cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi, nh\u1eefng ai mu\u1ed1n t\u1ed1i \u01b0u h\u00f3a t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 sinh l\u1eddi tr\u00ean d\u00f2ng ti\u1ec1n c\u1ee7a m\u00ecnh.<\/p>\n        <p class=\"my-3\">N\u1ea1p v\u00e0 r\u00fat ti\u1ec1n nhanh ch\u00f3ng trong v\u00f2ng 30 gi\u00e2y, nh\u1eadn l\u1ee3i nhu\u1eadn h\u00e0ng ng\u00e0y v\u00e0 r\u00fat v\u1ed1n b\u1ea5t k\u1ef3 l\u00fac n\u00e0o m\u00e0 kh\u00f4ng b\u1ecb m\u1ea5t l\u1ee3i nhu\u1eadn.<\/p>\n        <p class=\"my-3\">\u0110\u01b0\u1ee3c C\u00f4ng ty TNHH MTV qu\u1ea3n l\u00fd qu\u1ef9 ACB (ACBC), C\u00f4ng ty c\u1ed5 ph\u1ea7n qu\u1ea3n l\u00fd qu\u1ef9 PVI (PVI AM) qu\u1ea3n l\u00fd \u0111\u1ea7u t\u01b0 v\u00e0 Ng\u00e2n h\u00e0ng BIDV l\u01b0u k\u00fd. Qu\u1ef9 ACBC, v\u00e0 Qu\u1ef9 PVI AM s\u1ebd th\u1ef1c hi\u1ec7n g\u1eedi ti\u1ec1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng uy t\u00edn.<\/p>\n        <a class=\"infina-button\" href=\"https:\/\/infina.vn\/?utm_content=blog_thuc\" style=\"margin-bottom: 20px; display: inline-block;\">Tr\u1ea3i nghi\u1ec7m sinh l\u1eddi mi\u1ec5n ph\u00ed<\/a>\n    <\/div>\n    \n<h2><span class=\"ez-toc-section\" id=\"Phuong_phap_dau_tu_khi_lai_suat_thay_doi\"><\/span>Ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ea7u t\u01b0 khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Dieu_chinh_danh_muc_trong_giai_doan_lai_suat_bien_dong\"><\/span>\u0110i\u1ec1u ch\u1ec9nh danh m\u1ee5c trong giai \u0111o\u1ea1n l\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed9ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Vi\u1ec7c ph\u00e2n b\u1ed5 t\u00e0i s\u1ea3n h\u1ee3p l\u00fd \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng khi l\u00e3i su\u1ea5t thay \u0111\u1ed5i. Theo d\u1eef li\u1ec7u th\u1ecb tr\u01b0\u1eddng th\u00e1ng 3\/2025, k\u1ebft h\u1ee3p ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n 6-12 th\u00e1ng (l\u00e3i su\u1ea5t t\u1eeb 5,4% \u0111\u1ebfn 5,8%\/n\u0103m) v\u1edbi c\u1ed5 phi\u1ebfu c\u1ee7a c\u00e1c c\u00f4ng ty c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 vay th\u1ea5p, d\u00f2ng ti\u1ec1n m\u1ea1nh v\u00e0 kh\u1ea3 n\u0103ng \u0111\u1ecbnh gi\u00e1 linh ho\u1ea1t c\u00f3 th\u1ec3 gi\u00fap x\u00e2y d\u1ef1ng m\u1ed9t danh m\u1ee5c \u0111\u1ea7u t\u01b0 \u1ed5n \u0111\u1ecbnh.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Tieu_chi_de_chon_co_phieu\"><\/span>Ti\u00eau ch\u00ed \u0111\u1ec3 ch\u1ecdn c\u1ed5 phi\u1ebfu<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Khi ch\u1ecdn c\u1ed5 phi\u1ebfu, c\u1ea7n d\u1ef1a v\u00e0o c\u00e1c ti\u00eau ch\u00ed sau:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Ti\u00eau ch\u00ed<\/th>\n<th colspan=\"1\" rowspan=\"1\">\u00dd ngh\u0129a<\/th>\n<th colspan=\"1\" rowspan=\"1\">Ng\u00e0nh ph\u00f9 h\u1ee3p<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Doanh nghi\u1ec7p \u00edt d\u00f9ng \u0111\u00f2n b\u1ea9y<\/td>\n<td colspan=\"1\" rowspan=\"1\">H\u1ea1n ch\u1ebf r\u1ee7i ro t\u1eeb chi ph\u00ed v\u1ed1n t\u0103ng cao<\/td>\n<td colspan=\"1\" rowspan=\"1\">H\u00e0ng ti\u00eau d\u00f9ng thi\u1ebft y\u1ebfu<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Kh\u1ea3 n\u0103ng sinh l\u1eddi cao<\/td>\n<td colspan=\"1\" rowspan=\"1\">Duy tr\u00ec bi\u00ean l\u1ee3i nhu\u1eadn ngay c\u1ea3 khi chi ph\u00ed t\u0103ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">C\u00f4ng ngh\u1ec7 th\u00f4ng tin<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Th\u1ecb ph\u1ea7n \u1ed5n \u0111\u1ecbnh<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u1ea1o l\u1ee3i th\u1ebf c\u1ea1nh tranh l\u00e2u d\u00e0i<\/td>\n<td colspan=\"1\" rowspan=\"1\">B\u00e1n l\u1ebb<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Quan_ly_rui_ro_hieu_qua\"><\/span>Qu\u1ea3n l\u00fd r\u1ee7i ro hi\u1ec7u qu\u1ea3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ngo\u00e0i vi\u1ec7c ch\u1ecdn c\u1ed5 phi\u1ebfu theo c\u00e1c ti\u00eau ch\u00ed tr\u00ean, qu\u1ea3n l\u00fd r\u1ee7i ro l\u00e0 y\u1ebfu t\u1ed1 kh\u00f4ng th\u1ec3 b\u1ecf qua trong m\u00f4i tr\u01b0\u1eddng l\u00e3i su\u1ea5t \u0111\u1ea7y bi\u1ebfn \u0111\u1ed9ng:<\/p>\n<ul>\n<li><strong>\u0110a d\u1ea1ng h\u00f3a th\u1eddi h\u1ea1n \u0111\u1ea7u t\u01b0:<\/strong> K\u1ebft h\u1ee3p ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n (4,9%), k\u1ef3 h\u1ea1n 6 th\u00e1ng (5,6%) v\u00e0 12 th\u00e1ng (5,7%) \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro.<\/li>\n<li><strong>Theo d\u00f5i c\u00e1c ch\u1ec9 s\u1ed1 kinh t\u1ebf v\u0129 m\u00f4:<\/strong> \u0110\u1eb7c bi\u1ec7t ch\u00fa \u00fd \u0111\u1ebfn l\u1ea1m ph\u00e1t v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 \u0111\u1ec3 k\u1ecbp th\u1eddi \u0111i\u1ec1u ch\u1ec9nh danh m\u1ee5c.<\/li>\n<li><strong>Duy tr\u00ec l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t h\u1ee3p l\u00fd:<\/strong> Lu\u00f4n gi\u1eef m\u1ed9t ph\u1ea7n ti\u1ec1n m\u1eb7t \u0111\u1ec3 s\u1eb5n s\u00e0ng t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i khi th\u1ecb tr\u01b0\u1eddng c\u00f3 bi\u1ebfn \u0111\u1ed9ng.<\/li>\n<\/ul>\n<p>V\u1edbi c\u00e1c chi\u1ebfn l\u01b0\u1ee3c n\u00e0y, Infina gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd danh m\u1ee5c \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch an to\u00e0n v\u00e0 hi\u1ec7u qu\u1ea3.<\/p>\n<div class=\"sb-iframe-wrapper\" contenteditable=\"false\"><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Xu_huong_thi_truong_trong_tuong_lai\"><\/span>Xu h\u01b0\u1edbng th\u1ecb tr\u01b0\u1eddng trong t\u01b0\u01a1ng lai<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>D\u1ef1a tr\u00ean ph\u00e2n t\u00edch v\u1ec1 l\u00e3i su\u1ea5t v\u00e0 d\u00f2ng ti\u1ec1n, h\u00e3y c\u00f9ng xem x\u00e9t nh\u1eefng d\u1ef1 b\u00e1o cho th\u1ecb tr\u01b0\u1eddng trong th\u1eddi gian t\u1edbi.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Du_bao_VN-Index_cuoi_nam\"><\/span>D\u1ef1 b\u00e1o VN-Index cu\u1ed1i n\u0103m<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>VN-Index c\u00f3 th\u1ec3 ch\u1ecbu \u1ea3nh h\u01b0\u1edfng t\u1eeb ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 kinh t\u1ebf v\u0129 m\u00f4 nh\u01b0 d\u00f2ng v\u1ed1n FDI, xu\u1ea5t kh\u1ea9u v\u00e0 \u0111\u1ea7u t\u01b0 c\u00f4ng. Tuy nhi\u00ean, t\u00ecnh h\u00ecnh kinh t\u1ebf hi\u1ec7n t\u1ea1i kh\u00e1 ph\u1ee9c t\u1ea1p, khi\u1ebfn vi\u1ec7c d\u1ef1 \u0111o\u00e1n m\u1ee9c ch\u1ec9 s\u1ed1 tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cac_yeu_to_thuc_day_thi_truong\"><\/span>C\u00e1c y\u1ebfu t\u1ed1 th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>B\u00ean c\u1ea1nh l\u00e3i su\u1ea5t, th\u1ecb tr\u01b0\u1eddng c\u00f2n \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 kh\u00e1c:<\/p>\n<ul>\n<li><strong>D\u00f2ng v\u1ed1n FDI<\/strong>: T\u1eadp trung v\u00e0o c\u00e1c l\u0129nh v\u1ef1c nh\u01b0 c\u00f4ng ngh\u1ec7 v\u00e0 n\u0103ng l\u01b0\u1ee3ng t\u00e1i t\u1ea1o.<\/li>\n<li><strong>Xu\u1ea5t kh\u1ea9u<\/strong>: H\u01b0\u1edfng l\u1ee3i t\u1eeb c\u00e1c hi\u1ec7p \u0111\u1ecbnh th\u01b0\u01a1ng m\u1ea1i t\u1ef1 do, gi\u00fap t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd.<\/li>\n<li><strong>\u0110\u1ea7u t\u01b0 c\u00f4ng<\/strong>: \u0110\u1ea9y m\u1ea1nh ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng, t\u1ea1o \u0111\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf.<\/li>\n<\/ul>\n<p>Nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0y mang l\u1ea1i c\u1ea3 c\u01a1 h\u1ed9i l\u1eabn th\u00e1ch th\u1ee9c, \u0111\u00f2i h\u1ecfi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i c\u00f3 chi\u1ebfn l\u01b0\u1ee3c ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng b\u1ed1i c\u1ea3nh.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Goi_y_chien_luoc_cho_cac_nhom_nha_dau_tu\"><\/span>G\u1ee3i \u00fd chi\u1ebfn l\u01b0\u1ee3c cho c\u00e1c nh\u00f3m nh\u00e0 \u0111\u1ea7u t\u01b0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><strong>Nh\u00e0 \u0111\u1ea7u t\u01b0 ng\u1eafn h\u1ea1n<\/strong>: N\u00ean t\u1eadp trung v\u00e0o c\u00e1c c\u1ed5 phi\u1ebfu c\u00f3 thanh kho\u1ea3n cao, s\u1eed d\u1ee5ng ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt v\u00e0 gi\u1eef m\u1ed9t ph\u1ea7n ti\u1ec1n m\u1eb7t \u0111\u1ec3 s\u1eb5n s\u00e0ng n\u1eafm b\u1eaft c\u01a1 h\u1ed9i.<\/li>\n<li><strong>Nh\u00e0 \u0111\u1ea7u t\u01b0 trung v\u00e0 d\u00e0i h\u1ea1n<\/strong>: H\u00e3y ch\u1ecdn c\u00e1c c\u1ed5 phi\u1ebfu c\u00f3 n\u1ec1n t\u1ea3ng t\u1ed1t, \u0111\u1ecbnh gi\u00e1 h\u1ee3p l\u00fd v\u00e0 ph\u00e2n b\u1ed5 danh m\u1ee5c \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch c\u00e2n \u0111\u1ed1i \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro.<\/li>\n<li><strong>Nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi<\/strong>: B\u1eaft \u0111\u1ea7u v\u1edbi danh m\u1ee5c \u0111\u01a1n gi\u1ea3n g\u1ed3m c\u00e1c c\u1ed5 phi\u1ebfu blue-chip, t\u00edch l\u0169y kinh nghi\u1ec7m qua t\u1eebng giao d\u1ecbch \u0111\u1ec3 x\u00e2y d\u1ef1ng n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 l\u00e2u d\u00e0i.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span>K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>L\u00e3i su\u1ea5t thay \u0111\u1ed5i c\u00f3 \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn VN-Index v\u00e0 n\u1ec1n kinh t\u1ebf. Trong t\u00ecnh h\u00ecnh hi\u1ec7n t\u1ea1i, vi\u1ec7c \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c \u0111\u1ea7u t\u01b0 v\u00e0 c\u00e2n \u0111\u1ed1i gi\u1eefa c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 l\u00e0 c\u00e1ch hi\u1ec7u qu\u1ea3 \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro. V\u1edbi t\u00e0i kho\u1ea3n sinh l\u1eddi t\u1eeb Infina, m\u1ee9c l\u00e3i su\u1ea5t 4,9%\/n\u0103m n\u1ed5i b\u1eadt h\u01a1n h\u1eb3n so v\u1edbi l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n c\u1ee7a ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/p>\n<p>\u0110\u1ec3 \u0111\u1ea7u t\u01b0 hi\u1ec7u qu\u1ea3, b\u1ea1n c\u1ea7n ch\u00fa \u00fd:<\/p>\n<ul>\n<li>Theo d\u00f5i s\u00e1t sao th\u1ecb tr\u01b0\u1eddng v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t<\/li>\n<li>L\u1eadp chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee9c \u0111\u1ed9 ch\u1ea5p nh\u1eadn r\u1ee7i ro c\u1ee7a b\u1ea3n th\u00e2n<\/li>\n<li>Ph\u00e2n b\u1ed5 ngu\u1ed3n v\u1ed1n h\u1ee3p l\u00fd gi\u1eefa c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 kh\u00e1c nhau<\/li>\n<\/ul>\n<p>Infina, v\u1edbi s\u1ef1 tin t\u01b0\u1edfng c\u1ee7a h\u01a1n 2 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng, mang \u0111\u1ebfn c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh v\u1edbi l\u00e3i su\u1ea5t 4,9%\/n\u0103m, gi\u00fap b\u1ea1n t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn ngay c\u1ea3 khi l\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed9ng. H\u00e3y \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c n\u00e0y \u0111\u1ec3 qu\u1ea3n l\u00fd danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&atilde;i su&#7845;t thay &#273;&#7893;i &#7843;nh h&#432;&#7903;ng m&#7841;nh &#273;&#7871;n VN-Index. Khi l&atilde;i su&#7845;t t&#259;ng, nh&agrave; &#273;&#7847;u t&#432; th&#432;&#7901;ng r&uacute;t v&#7889;n kh&#7887;i c&#7893; phi&#7871;u &#273;&#7875; chuy&#7875;n sang c&aacute;c k&ecirc;nh an to&agrave;n h&#417;n nh&#432; g&#7917;i ti&#7871;t ki&#7879;m. &#272;&#7891;ng th&#7901;i, chi ph&iacute; vay v&#7889;n t&#259;ng khi&#7871;n doanh nghi&#7879;p kh&oacute; kh&#259;n h&#417;n, l&agrave;m gi&#7843;m gi&aacute; c&#7893; phi&#7871;u. T&oacute;m t&#7855;t ch&iacute;nh: [&hellip;]<\/p>\n","protected":false},"author":40,"featured_media":26872,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":{"0":"post-26871","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-kien-thuc-tai-chinh"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/26871","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/40"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=26871"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/26871\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/26872"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=26871"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=26871"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=26871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}