{"id":26291,"date":"2025-03-05T14:06:28","date_gmt":"2025-03-05T07:06:28","guid":{"rendered":"https:\/\/wp-blog-test.realstake.net\/blog\/?p=26291"},"modified":"2025-03-05T14:06:28","modified_gmt":"2025-03-05T07:06:28","slug":"5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/","title":{"rendered":"5 C\u00e1ch T\u1ed1i \u01afu C\u00f4ng N\u1ee3 Ph\u1ea3i Thu V\u00e0 Ph\u1ea3i Tr\u1ea3"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;26291&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;5 C\u00e1ch T\u1ed1i \u01afu C\u00f4ng N\u1ee3 Ph\u1ea3i Thu V\u00e0 Ph\u1ea3i Tr\u1ea3&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y<\/span>\n    <\/div>\n    <\/div>\n<p><strong>87% doanh nghi\u1ec7p g\u1eb7p kh\u00f3 kh\u0103n v\u1edbi thanh to\u00e1n ch\u1eadm, v\u00e0 40% doanh nghi\u1ec7p nh\u1ecf \u0111\u00f3ng c\u1eeda trong 5 n\u0103m \u0111\u1ea7u v\u00ec d\u00f2ng ti\u1ec1n kh\u00f4ng \u1ed5n \u0111\u1ecbnh.<\/strong> \u0110\u1ec3 tr\u00e1nh r\u1ee7i ro n\u00e0y, d\u01b0\u1edbi \u0111\u00e2y l\u00e0 5 c\u00e1ch gi\u00fap doanh nghi\u1ec7p t\u1ed1i \u01b0u c\u00f4ng n\u1ee3 ph\u1ea3i thu v\u00e0 ph\u1ea3i tr\u1ea3:<\/p>\n<ol>\n<li><strong>Thi\u1ebft l\u1eadp ch\u00ednh s\u00e1ch thanh to\u00e1n r\u00f5 r\u00e0ng<\/strong>: \u0110\u1eb7t h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng, th\u1eddi h\u1ea1n thanh to\u00e1n, ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u00e0 quy \u0111\u1ecbnh x\u1eed ph\u1ea1t ch\u1eb7t ch\u1ebd.<\/li>\n<li><strong>\u1ee8ng d\u1ee5ng h\u1ec7 th\u1ed1ng thanh to\u00e1n s\u1ed1<\/strong>: Gi\u1ea3m sai s\u00f3t, t\u0103ng t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed. V\u00ed d\u1ee5: Sapo, KiotViet.<\/li>\n<li><strong>C\u00e2n \u0111\u1ed1i th\u1eddi gian thanh to\u00e1n<\/strong>: Thu ti\u1ec1n nhanh, k\u00e9o d\u00e0i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 \u0111\u1ec3 duy tr\u00ec d\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh.<\/li>\n<li><strong>\u00c1p d\u1ee5ng chi\u1ebft kh\u1ea5u thanh to\u00e1n s\u1edbm<\/strong>: T\u0103ng t\u1ed1c thu h\u1ed3i v\u1ed1n v\u00e0 khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng thanh to\u00e1n tr\u01b0\u1edbc h\u1ea1n.<\/li>\n<li><strong>Theo d\u00f5i ch\u1ec9 s\u1ed1 hi\u1ec7u su\u1ea5t c\u00f4ng n\u1ee3<\/strong>: S\u1eed d\u1ee5ng c\u00e1c ch\u1ec9 s\u1ed1 nh\u01b0 v\u00f2ng quay kho\u1ea3n ph\u1ea3i thu v\u00e0 tu\u1ed5i n\u1ee3 \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 hi\u1ec7u qu\u1ea3 qu\u1ea3n l\u00fd.<\/li>\n<\/ol>\n<p><strong>B\u1ea3ng so s\u00e1nh nhanh<\/strong>:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">C\u00e1ch l\u00e0m<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u1ee3i \u00edch ch\u00ednh<\/th>\n<th colspan=\"1\" rowspan=\"1\">C\u00f4ng c\u1ee5 h\u1ed7 tr\u1ee3<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Ch\u00ednh s\u00e1ch thanh to\u00e1n r\u00f5 r\u00e0ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1ea3m tranh ch\u1ea5p, t\u0103ng t\u00ednh minh b\u1ea1ch<\/td>\n<td colspan=\"1\" rowspan=\"1\">V\u0103n b\u1ea3n, h\u1ee3p \u0111\u1ed3ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Thanh to\u00e1n s\u1ed1<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u1ef1 \u0111\u1ed9ng h\u00f3a, b\u1ea3o m\u1eadt cao<\/td>\n<td colspan=\"1\" rowspan=\"1\">Sapo, KiotViet, Nhanh.vn<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">C\u00e2n \u0111\u1ed1i th\u1eddi gian<\/td>\n<td colspan=\"1\" rowspan=\"1\">Duy tr\u00ec d\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh<\/td>\n<td colspan=\"1\" rowspan=\"1\">K\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Chi\u1ebft kh\u1ea5u thanh to\u00e1n s\u1edbm<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u0103ng v\u00f2ng quay v\u1ed1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ch\u00ednh s\u00e1ch chi\u1ebft kh\u1ea5u<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Theo d\u00f5i ch\u1ec9 s\u1ed1<\/td>\n<td colspan=\"1\" rowspan=\"1\">C\u1ea3i thi\u1ec7n qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ph\u1ea7n m\u1ec1m ph\u00e2n t\u00edch<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>H\u00e3y b\u1eaft \u0111\u1ea7u \u00e1p d\u1ee5ng ngay \u0111\u1ec3 c\u1ea3i thi\u1ec7n d\u00f2ng ti\u1ec1n v\u00e0 gi\u1ea3m r\u1ee7i ro t\u00e0i ch\u00ednh!<\/p>\n<div class=\"sb-iframe-wrapper\" contenteditable=\"false\"><\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#1_Thiet_Lap_Dieu_Khoan_va_Chinh_Sach_Thanh_Toan_Ro_Rang\" title=\"1. Thi\u1ebft L\u1eadp \u0110i\u1ec1u Kho\u1ea3n v\u00e0 Ch\u00ednh S\u00e1ch Thanh To\u00e1n R\u00f5 R\u00e0ng\">1. Thi\u1ebft L\u1eadp \u0110i\u1ec1u Kho\u1ea3n v\u00e0 Ch\u00ednh S\u00e1ch Thanh To\u00e1n R\u00f5 R\u00e0ng<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Cac_Thanh_Phan_Quan_Trong_Trong_Chinh_Sach_Thanh_Toan\" title=\"C\u00e1c Th\u00e0nh Ph\u1ea7n Quan Tr\u1ecdng Trong Ch\u00ednh S\u00e1ch Thanh To\u00e1n\">C\u00e1c Th\u00e0nh Ph\u1ea7n Quan Tr\u1ecdng Trong Ch\u00ednh S\u00e1ch Thanh To\u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Quy_Trinh_Thu_Hoi_Cong_No_Hieu_Qua\" title=\"Quy Tr\u00ecnh Thu H\u1ed3i C\u00f4ng N\u1ee3 Hi\u1ec7u Qu\u1ea3\">Quy Tr\u00ecnh Thu H\u1ed3i C\u00f4ng N\u1ee3 Hi\u1ec7u Qu\u1ea3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Dieu_Chinh_va_Cap_Nhat_Chinh_Sach\" title=\"\u0110i\u1ec1u Ch\u1ec9nh v\u00e0 C\u1eadp Nh\u1eadt Ch\u00ednh S\u00e1ch\">\u0110i\u1ec1u Ch\u1ec9nh v\u00e0 C\u1eadp Nh\u1eadt Ch\u00ednh S\u00e1ch<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#2_Ung_Dung_He_Thong_Thanh_Toan_So\" title=\"2. \u1ee8ng D\u1ee5ng H\u1ec7 Th\u1ed1ng Thanh To\u00e1n S\u1ed1\">2. \u1ee8ng D\u1ee5ng H\u1ec7 Th\u1ed1ng Thanh To\u00e1n S\u1ed1<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Loi_Ich_Cua_He_Thong_Thanh_Toan_So\" title=\"L\u1ee3i \u00cdch C\u1ee7a H\u1ec7 Th\u1ed1ng Thanh To\u00e1n S\u1ed1\">L\u1ee3i \u00cdch C\u1ee7a H\u1ec7 Th\u1ed1ng Thanh To\u00e1n S\u1ed1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Giai_Phap_Phan_Mem_Phu_Hop_Cho_Doanh_Nghiep_Viet_Nam\" title=\"Gi\u1ea3i Ph\u00e1p Ph\u1ea7n M\u1ec1m Ph\u00f9 H\u1ee3p Cho Doanh Nghi\u1ec7p Vi\u1ec7t Nam\">Gi\u1ea3i Ph\u00e1p Ph\u1ea7n M\u1ec1m Ph\u00f9 H\u1ee3p Cho Doanh Nghi\u1ec7p Vi\u1ec7t Nam<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Dam_Bao_An_Toan_Trong_Thanh_Toan_So\" title=\"\u0110\u1ea3m B\u1ea3o An To\u00e0n Trong Thanh To\u00e1n S\u1ed1\">\u0110\u1ea3m B\u1ea3o An To\u00e0n Trong Thanh To\u00e1n S\u1ed1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#3_Can_Doi_Thoi_Gian_Thanh_Toan\" title=\"3. C\u00e2n \u0110\u1ed1i Th\u1eddi Gian Thanh To\u00e1n\">3. C\u00e2n \u0110\u1ed1i Th\u1eddi Gian Thanh To\u00e1n<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Chien_Luoc_Quan_Ly_Dong_Tien\" title=\"Chi\u1ebfn L\u01b0\u1ee3c Qu\u1ea3n L\u00fd D\u00f2ng Ti\u1ec1n\">Chi\u1ebfn L\u01b0\u1ee3c Qu\u1ea3n L\u00fd D\u00f2ng Ti\u1ec1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Quy_Trinh_Quan_Ly_Hieu_Qua\" title=\"Quy Tr\u00ecnh Qu\u1ea3n L\u00fd Hi\u1ec7u Qu\u1ea3\">Quy Tr\u00ecnh Qu\u1ea3n L\u00fd Hi\u1ec7u Qu\u1ea3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#4_Ap_Dung_Chiet_Khau_Thanh_Toan_Som\" title=\"4. \u00c1p D\u1ee5ng Chi\u1ebft Kh\u1ea5u Thanh To\u00e1n S\u1edbm\">4. \u00c1p D\u1ee5ng Chi\u1ebft Kh\u1ea5u Thanh To\u00e1n S\u1edbm<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Loi_Ich_Cua_Chiet_Khau_Thanh_Toan\" title=\"L\u1ee3i \u00cdch C\u1ee7a Chi\u1ebft Kh\u1ea5u Thanh To\u00e1n\">L\u1ee3i \u00cdch C\u1ee7a Chi\u1ebft Kh\u1ea5u Thanh To\u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Cach_Xac_Dinh_Ty_Le_Chiet_Khau_Phu_Hop\" title=\"C\u00e1ch X\u00e1c \u0110\u1ecbnh T\u1ef7 L\u1ec7 Chi\u1ebft Kh\u1ea5u Ph\u00f9 H\u1ee3p\">C\u00e1ch X\u00e1c \u0110\u1ecbnh T\u1ef7 L\u1ec7 Chi\u1ebft Kh\u1ea5u Ph\u00f9 H\u1ee3p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Cac_Buoc_Thuc_Hien_Chuong_Trinh_Chiet_Khau\" title=\"C\u00e1c B\u01b0\u1edbc Th\u1ef1c Hi\u1ec7n Ch\u01b0\u01a1ng Tr\u00ecnh Chi\u1ebft Kh\u1ea5u\">C\u00e1c B\u01b0\u1edbc Th\u1ef1c Hi\u1ec7n Ch\u01b0\u01a1ng Tr\u00ecnh Chi\u1ebft Kh\u1ea5u<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Vi_Du_Thuc_Te\" title=\"V\u00ed D\u1ee5 Th\u1ef1c T\u1ebf\">V\u00ed D\u1ee5 Th\u1ef1c T\u1ebf<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#5_Theo_Doi_Cac_Chi_So_Hieu_Suat_Cong_No\" title=\"5. Theo D\u00f5i C\u00e1c Ch\u1ec9 S\u1ed1 Hi\u1ec7u Su\u1ea5t C\u00f4ng N\u1ee3\">5. Theo D\u00f5i C\u00e1c Ch\u1ec9 S\u1ed1 Hi\u1ec7u Su\u1ea5t C\u00f4ng N\u1ee3<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Cac_Chi_So_Quan_Trong\" title=\"C\u00e1c Ch\u1ec9 S\u1ed1 Quan Tr\u1ecdng\">C\u00e1c Ch\u1ec9 S\u1ed1 Quan Tr\u1ecdng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Ung_Dung_Cong_Nghe_De_Quan_Ly\" title=\"\u1ee8ng D\u1ee5ng C\u00f4ng Ngh\u1ec7 \u0110\u1ec3 Qu\u1ea3n L\u00fd\">\u1ee8ng D\u1ee5ng C\u00f4ng Ngh\u1ec7 \u0110\u1ec3 Qu\u1ea3n L\u00fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Phan_Tich_Tai_Chinh_Thuc_Te\" title=\"Ph\u00e2n T\u00edch T\u00e0i Ch\u00ednh Th\u1ef1c T\u1ebf\">Ph\u00e2n T\u00edch T\u00e0i Ch\u00ednh Th\u1ef1c T\u1ebf<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Thiet_Lap_He_Thong_Giam_Sat\" title=\"Thi\u1ebft L\u1eadp H\u1ec7 Th\u1ed1ng Gi\u00e1m S\u00e1t\">Thi\u1ebft L\u1eadp H\u1ec7 Th\u1ed1ng Gi\u00e1m S\u00e1t<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Ket_Luan\" title=\"K\u1ebft Lu\u1eadn\">K\u1ebft Lu\u1eadn<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#Tom_Tat_Loi_Ich\" title=\"T\u00f3m T\u1eaft L\u1ee3i \u00cdch\">T\u00f3m T\u1eaft L\u1ee3i \u00cdch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/infina.vn\/blog\/5-cach-toi-uu-cong-no-phai-thu-va-phai-tra-tc\/#De_Xuat_Hanh_Dong\" title=\"\u0110\u1ec1 Xu\u1ea5t H\u00e0nh \u0110\u1ed9ng\">\u0110\u1ec1 Xu\u1ea5t H\u00e0nh \u0110\u1ed9ng<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Thiet_Lap_Dieu_Khoan_va_Chinh_Sach_Thanh_Toan_Ro_Rang\"><\/span>1. Thi\u1ebft L\u1eadp \u0110i\u1ec1u Kho\u1ea3n v\u00e0 Ch\u00ednh S\u00e1ch Thanh To\u00e1n R\u00f5 R\u00e0ng<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vi\u1ec7c thi\u1ebft l\u1eadp c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 ch\u00ednh s\u00e1ch thanh to\u00e1n r\u00f5 r\u00e0ng \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3. Theo nghi\u00ean c\u1ee9u, m\u1ed9t ch\u00ednh s\u00e1ch thanh to\u00e1n \u0111\u01b0\u1ee3c chu\u1ea9n h\u00f3a c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n qu\u00e1 tr\u00ecnh thu h\u1ed3i c\u00f4ng n\u1ee3 v\u00e0 duy tr\u00ec d\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cac_Thanh_Phan_Quan_Trong_Trong_Chinh_Sach_Thanh_Toan\"><\/span>C\u00e1c Th\u00e0nh Ph\u1ea7n Quan Tr\u1ecdng Trong Ch\u00ednh S\u00e1ch Thanh To\u00e1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<colgroup>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Th\u00e0nh ph\u1ea7n<\/th>\n<th colspan=\"1\" rowspan=\"1\">M\u00f4 t\u1ea3<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">H\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1edbi h\u1ea1n s\u1ed1 ti\u1ec1n n\u1ee3 d\u1ef1a tr\u00ean kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Th\u1eddi h\u1ea1n thanh to\u00e1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">Kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c ph\u00e9p thanh to\u00e1n (30, 45 ho\u1eb7c 60 ng\u00e0y)<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">C\u00e1c h\u00ecnh th\u1ee9c nh\u01b0 chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed, ho\u1eb7c s\u00e9c doanh nghi\u1ec7p<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Quy \u0111\u1ecbnh x\u1eed ph\u1ea1t<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u00c1p d\u1ee5ng l\u00e3i su\u1ea5t ph\u1ea1t ho\u1eb7c bi\u1ec7n ph\u00e1p kh\u00e1c cho thanh to\u00e1n ch\u1eadm<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Quy_Trinh_Thu_Hoi_Cong_No_Hieu_Qua\"><\/span>Quy Tr\u00ecnh Thu H\u1ed3i C\u00f4ng N\u1ee3 Hi\u1ec7u Qu\u1ea3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>G\u1eedi h\u00f3a \u0111\u01a1n ngay sau khi ho\u00e0n th\u00e0nh giao h\u00e0ng ho\u1eb7c d\u1ecbch v\u1ee5<\/li>\n<li>Nh\u1eafc nh\u1edf thanh to\u00e1n tr\u01b0\u1edbc h\u1ea1n t\u1eeb 5-7 ng\u00e0y<\/li>\n<li>Li\u00ean h\u1ec7 ngay l\u1eadp t\u1ee9c khi kh\u00e1ch h\u00e0ng ch\u1eadm thanh to\u00e1n<\/li>\n<li>\u00c1p d\u1ee5ng l\u00e3i ph\u1ea1t n\u1ebfu qu\u00e1 h\u1ea1n theo quy \u0111\u1ecbnh<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Dieu_Chinh_va_Cap_Nhat_Chinh_Sach\"><\/span>\u0110i\u1ec1u Ch\u1ec9nh v\u00e0 C\u1eadp Nh\u1eadt Ch\u00ednh S\u00e1ch<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ch\u00ednh s\u00e1ch thanh to\u00e1n c\u1ea7n \u0111\u01b0\u1ee3c r\u00e0 so\u00e1t v\u00e0 c\u1eadp nh\u1eadt th\u01b0\u1eddng xuy\u00ean \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng v\u00e0 \u0111\u1eb7c \u0111i\u1ec3m kh\u00e1ch h\u00e0ng. Truy\u1ec1n \u0111\u1ea1t r\u00f5 r\u00e0ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n ngay t\u1eeb \u0111\u1ea7u kh\u00f4ng ch\u1ec9 gi\u1ea3m thi\u1ec3u r\u1ee7i ro m\u00e0 c\u00f2n h\u1ea1n ch\u1ebf c\u00e1c tranh ch\u1ea5p ti\u1ec1m \u1ea9n. Ngo\u00e0i ra, vi\u1ec7c l\u1eadp th\u1ecfa thu\u1eadn b\u1eb1ng v\u0103n b\u1ea3n v\u1edbi c\u00e1c y\u00eau c\u1ea7u v\u00e0 ngh\u0129a v\u1ee5 r\u00f5 r\u00e0ng gi\u1eefa c\u00e1c b\u00ean s\u1ebd h\u1ed7 tr\u1ee3 qu\u00e1 tr\u00ecnh thu h\u1ed3i c\u00f4ng n\u1ee3 hi\u1ec7u qu\u1ea3 h\u01a1n.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, doanh nghi\u1ec7p n\u00ean c\u00e2n nh\u1eafc tri\u1ec3n khai h\u1ec7 th\u1ed1ng thanh to\u00e1n s\u1ed1 \u0111\u1ec3 qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 m\u1ed9t c\u00e1ch t\u1ed1i \u01b0u.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Ung_Dung_He_Thong_Thanh_Toan_So\"><\/span>2. \u1ee8ng D\u1ee5ng H\u1ec7 Th\u1ed1ng Thanh To\u00e1n S\u1ed1<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>S\u1ed1 h\u00f3a thanh to\u00e1n gi\u00fap c\u1ea3i thi\u1ec7n quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3. Theo th\u1ed1ng k\u00ea n\u0103m 2022, 41% doanh nghi\u1ec7p \u0111\u00e3 l\u00ean k\u1ebf ho\u1ea1ch \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 n\u00e0y trong v\u00f2ng 12 th\u00e1ng t\u1edbi.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Loi_Ich_Cua_He_Thong_Thanh_Toan_So\"><\/span>L\u1ee3i \u00cdch C\u1ee7a H\u1ec7 Th\u1ed1ng Thanh To\u00e1n S\u1ed1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Ti\u00eau ch\u00ed<\/th>\n<th colspan=\"1\" rowspan=\"1\">H\u1ec7 th\u1ed1ng truy\u1ec1n th\u1ed1ng<\/th>\n<th colspan=\"1\" rowspan=\"1\">H\u1ec7 th\u1ed1ng s\u1ed1 h\u00f3a<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">T\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ch\u1eadm, th\u1ee7 c\u00f4ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u1ef1 \u0111\u1ed9ng, nhanh h\u01a1n nhi\u1ec1u<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">T\u1ef7 l\u1ec7 sai s\u00f3t<\/td>\n<td colspan=\"1\" rowspan=\"1\">Cao do thao t\u00e1c th\u1ee7 c\u00f4ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1ea3m \u0111\u1ebfn 25% nh\u1edd AI<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Chi ph\u00ed v\u1eadn h\u00e0nh<\/td>\n<td colspan=\"1\" rowspan=\"1\">Chi ph\u00ed nh\u00e2n s\u1ef1 cao<\/td>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1ea3m 30% chi ph\u00ed<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">H\u1ea1n ch\u1ebf<\/td>\n<td colspan=\"1\" rowspan=\"1\">D\u1ec5 d\u00e0ng t\u00edch h\u1ee3p v\u00e0 m\u1edf r\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">B\u00e1o c\u00e1o ph\u00e2n t\u00edch<\/td>\n<td colspan=\"1\" rowspan=\"1\">Th\u1ee7 c\u00f4ng, kh\u00f4ng theo th\u1eddi gian th\u1ef1c<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u1ef1 \u0111\u1ed9ng, c\u1eadp nh\u1eadt li\u00ean t\u1ee5c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Giai_Phap_Phan_Mem_Phu_Hop_Cho_Doanh_Nghiep_Viet_Nam\"><\/span>Gi\u1ea3i Ph\u00e1p Ph\u1ea7n M\u1ec1m Ph\u00f9 H\u1ee3p Cho Doanh Nghi\u1ec7p Vi\u1ec7t Nam<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>T\u1ea1i Vi\u1ec7t Nam, c\u00e1c ph\u1ea7n m\u1ec1m nh\u01b0 Sapo POS, KiotViet v\u00e0 Nhanh.vn \u0111ang h\u1ed7 tr\u1ee3 t\u1ed1t cho doanh nghi\u1ec7p trong vi\u1ec7c qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3. \u0110\u1eb7c bi\u1ec7t, Sapo hi\u1ec7n ph\u1ee5c v\u1ee5 h\u01a1n 230.000 doanh nghi\u1ec7p tr\u00ean kh\u1eafp 63 t\u1ec9nh th\u00e0nh. Ph\u1ea7n m\u1ec1m n\u00e0y cung c\u1ea5p c\u00e1c t\u00ednh n\u0103ng qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 to\u00e0n di\u1ec7n, t\u1eeb nh\u00e0 cung c\u1ea5p \u0111\u1ebfn kh\u00e1ch h\u00e0ng v\u00e0 \u0111\u1ed1i t\u00e1c. Tuy nhi\u00ean, b\u00ean c\u1ea1nh t\u00ednh n\u0103ng, y\u1ebfu t\u1ed1 b\u1ea3o m\u1eadt c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c \u01b0u ti\u00ean.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dam_Bao_An_Toan_Trong_Thanh_Toan_So\"><\/span>\u0110\u1ea3m B\u1ea3o An To\u00e0n Trong Thanh To\u00e1n S\u1ed1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ngo\u00e0i l\u1ee3i \u00edch v\u1ec1 t\u1ed1c \u0111\u1ed9 v\u00e0 hi\u1ec7u qu\u1ea3, b\u1ea3o m\u1eadt l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o d\u00f2ng ti\u1ec1n c\u1ee7a doanh nghi\u1ec7p \u0111\u01b0\u1ee3c an to\u00e0n. Vi\u1ec7c ch\u1ecdn ph\u1ea7n m\u1ec1m ph\u00f9 h\u1ee3p n\u00ean \u0111i k\u00e8m v\u1edbi c\u00e1c c\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt hi\u1ec7n \u0111\u1ea1i.<\/p>\n<blockquote><p>&#8220;Trong th\u1ebf gi\u1edbi s\u1ed1 li\u00ean k\u1ebft ng\u00e0y nay, b\u1ea3o m\u1eadt thanh to\u00e1n l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t. AI v\u00e0 tokenization mang l\u1ea1i l\u1ee3i \u00edch v\u01b0\u1ee3t tr\u1ed9i so v\u1edbi c\u00e1c ph\u01b0\u01a1ng ph\u00e1p truy\u1ec1n th\u1ed1ng, gi\u1ea3m thi\u1ec3u c\u00e1c m\u1ed1i \u0111e d\u1ecda m\u1ea1ng v\u00e0 t\u0103ng c\u01b0\u1eddng b\u1ea3o v\u1ec7. Visa ti\u1ebfp t\u1ee5c t\u1eadn d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p n\u00e0y \u0111\u1ec3 x\u00e2y d\u1ef1ng m\u1ed9t m\u00f4i tr\u01b0\u1eddng thanh to\u00e1n an to\u00e0n m\u00e0 kh\u00e1ch h\u00e0ng v\u00e0 doanh nghi\u1ec7p c\u00f3 th\u1ec3 tin t\u01b0\u1edfng.&#8221; &#8211; B\u00e0 \u0110\u1eb7ng Tuy\u1ebft Dung, Gi\u00e1m \u0111\u1ed1c Visa Vi\u1ec7t Nam v\u00e0 L\u00e0o<\/p><\/blockquote>\n<p>\u0110\u1ec3 t\u0103ng c\u01b0\u1eddng an to\u00e0n trong thanh to\u00e1n s\u1ed1, doanh nghi\u1ec7p n\u00ean:<\/p>\n<ul>\n<li>\u00c1p d\u1ee5ng x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc.<\/li>\n<li>S\u1eed d\u1ee5ng AI \u0111\u1ec3 ph\u00e1t hi\u1ec7n c\u00e1c giao d\u1ecbch b\u1ea5t th\u01b0\u1eddng.<\/li>\n<li>Th\u1ef1c hi\u1ec7n tokenization nh\u1eb1m b\u1ea3o v\u1ec7 th\u00f4ng tin t\u00e0i kho\u1ea3n.<\/li>\n<li>Tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 gi\u1edbi h\u1ea1n giao d\u1ecbch.<\/li>\n<\/ul>\n<p>\u0110\u1eb7c bi\u1ec7t, t\u1eeb n\u0103m 2024, c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n tr\u1ef1c tuy\u1ebfn tr\u00ean 10 tri\u1ec7u \u0111\u1ed3ng s\u1ebd y\u00eau c\u1ea7u x\u00e1c th\u1ef1c khu\u00f4n m\u1eb7t.<\/p>\n    <div class=\"infina-box\">\n\t\t <div class=\"qr-code\" style=\"margin-top: 20px;\">\n            <a href=\"https:\/\/infina.vn\/?utm_content=blog_thuc\" target=\"_blank\">\n                <img decoding=\"async\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2025\/02\/app_banner-09-1-1.png\" alt=\"QR Code Infina\" title=\"\">\n            <\/a>\n        <\/div>\n        <p style=\"color: black;\"><strong>T\u00e0i kho\u1ea3n nh\u1eadn ti\u1ec1n, Sinh l\u1eddi t\u1ef1 \u0111\u1ed9ng nh\u01b0 g\u1eedi ti\u1ebft ki\u1ec7m!<\/strong><\/p>\n        <p class=\"my-3\">T\u00e0i kho\u1ea3n sinh l\u1eddi <a href=\"https:\/\/infina.vn\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Infina\" target=\"_blank\" rel=\"noopener\">Infina<\/a> l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn l\u00fd t\u01b0\u1edfng cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi, nh\u1eefng ai mu\u1ed1n t\u1ed1i \u01b0u h\u00f3a t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 sinh l\u1eddi tr\u00ean d\u00f2ng ti\u1ec1n c\u1ee7a m\u00ecnh.<\/p>\n        <p class=\"my-3\">N\u1ea1p v\u00e0 r\u00fat ti\u1ec1n nhanh ch\u00f3ng trong v\u00f2ng 30 gi\u00e2y, nh\u1eadn l\u1ee3i nhu\u1eadn h\u00e0ng ng\u00e0y v\u00e0 r\u00fat v\u1ed1n b\u1ea5t k\u1ef3 l\u00fac n\u00e0o m\u00e0 kh\u00f4ng b\u1ecb m\u1ea5t l\u1ee3i nhu\u1eadn.<\/p>\n        <p class=\"my-3\">\u0110\u01b0\u1ee3c C\u00f4ng ty TNHH MTV qu\u1ea3n l\u00fd qu\u1ef9 ACB (ACBC), C\u00f4ng ty c\u1ed5 ph\u1ea7n qu\u1ea3n l\u00fd qu\u1ef9 PVI (PVI AM) qu\u1ea3n l\u00fd \u0111\u1ea7u t\u01b0 v\u00e0 Ng\u00e2n h\u00e0ng BIDV l\u01b0u k\u00fd. Qu\u1ef9 ACBC, v\u00e0 Qu\u1ef9 PVI AM s\u1ebd th\u1ef1c hi\u1ec7n g\u1eedi ti\u1ec1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng uy t\u00edn.<\/p>\n        <a class=\"infina-button\" href=\"https:\/\/infina.vn\/?utm_content=blog_thuc\" style=\"margin-bottom: 20px; display: inline-block;\">Tr\u1ea3i nghi\u1ec7m sinh l\u1eddi mi\u1ec5n ph\u00ed<\/a>\n    <\/div>\n    \n<h2><span class=\"ez-toc-section\" id=\"3_Can_Doi_Thoi_Gian_Thanh_Toan\"><\/span>3. C\u00e2n \u0110\u1ed1i Th\u1eddi Gian Thanh To\u00e1n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>C\u00e2n \u0111\u1ed1i th\u1eddi gian gi\u1eefa thu v\u00e0 chi l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n hi\u1ec7u qu\u1ea3. Theo c\u00e1c nghi\u00ean c\u1ee9u, doanh nghi\u1ec7p c\u1ea7n l\u1eadp k\u1ebf ho\u1ea1ch chi ti\u1ebft cho c\u1ea3 kho\u1ea3n ph\u1ea3i thu v\u00e0 ph\u1ea3i tr\u1ea3, th\u01b0\u1eddng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n h\u00e0ng th\u00e1ng. \u0110\u00e2y l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a vi\u1ec7c t\u1ed1i \u01b0u h\u00f3a d\u00f2ng ti\u1ec1n v\u00e0 \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh t\u1ed5ng th\u1ec3.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Chien_Luoc_Quan_Ly_Dong_Tien\"><\/span>Chi\u1ebfn L\u01b0\u1ee3c Qu\u1ea3n L\u00fd D\u00f2ng Ti\u1ec1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Kho\u1ea3n m\u1ee5c<\/th>\n<th colspan=\"1\" rowspan=\"1\">Chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u1ee3i \u00edch<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>Ph\u1ea3i thu<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">Thu ti\u1ec1n nhanh nh\u1ea5t c\u00f3 th\u1ec3<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u0103ng v\u1ed1n l\u01b0u \u0111\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>Ph\u1ea3i tr\u1ea3<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">K\u00e9o d\u00e0i th\u1eddi h\u1ea1n thanh to\u00e1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1eef d\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>C\u00f4ng n\u1ee3 t\u1ed3n \u0111\u1ecdng<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">\u01afu ti\u00ean thanh to\u00e1n n\u1ee3 c\u0169<\/td>\n<td colspan=\"1\" rowspan=\"1\">Duy tr\u00ec m\u1ed1i quan h\u1ec7 t\u1ed1t<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>Chi\u1ebft kh\u1ea5u<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">\u00c1p d\u1ee5ng cho thanh to\u00e1n s\u1edbm<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u0110\u1ea9y nhanh thu h\u1ed3i v\u1ed1n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>D\u1ef1a tr\u00ean nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c n\u00e0y, doanh nghi\u1ec7p c\u00f3 th\u1ec3 tri\u1ec3n khai c\u00e1c quy tr\u00ecnh c\u1ee5 th\u1ec3 \u0111\u1ec3 duy tr\u00ec s\u1ef1 c\u00e2n b\u1eb1ng gi\u1eefa thu v\u00e0 chi.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Quy_Trinh_Quan_Ly_Hieu_Qua\"><\/span>Quy Tr\u00ecnh Qu\u1ea3n L\u00fd Hi\u1ec7u Qu\u1ea3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0110\u1ec3 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3, doanh nghi\u1ec7p c\u1ea7n:<\/p>\n<ul>\n<li><strong>L\u1eadp k\u1ebf ho\u1ea1ch r\u00f5 r\u00e0ng<\/strong>: X\u00e2y d\u1ef1ng l\u1ecbch tr\u00ecnh thu \u2013 chi chi ti\u1ebft, bao g\u1ed3m c\u00e1c b\u01b0\u1edbc nh\u01b0 th\u1eddi gian giao h\u00e0ng, x\u00e1c nh\u1eadn v\u00e0 xu\u1ea5t h\u00f3a \u0111\u01a1n.<\/li>\n<li><strong>Theo d\u00f5i th\u01b0\u1eddng xuy\u00ean<\/strong>: \u0110i\u1ec1u ch\u1ec9nh k\u1ebf ho\u1ea1ch thanh to\u00e1n ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh kinh doanh th\u1ef1c t\u1ebf<\/li>\n<li><strong>\u1ee8ng d\u1ee5ng c\u00f4ng ngh\u1ec7<\/strong>: S\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 t\u1ef1 \u0111\u1ed9ng h\u00f3a \u0111\u1ec3 gi\u1ea3m thi\u1ec3u sai s\u00f3t v\u00e0 t\u0103ng hi\u1ec7u qu\u1ea3.<\/li>\n<\/ul>\n<p>V\u00ed D\u1ee5 Th\u1ef1c T\u1ebf<\/p>\n<p>M\u1ed9t c\u00f4ng ty v\u1eadt li\u1ec7u x\u00e2y d\u1ef1ng \u0111\u00e3 \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p ph\u00e2n t\u1ea7ng trong x\u1eed l\u00fd c\u00f4ng n\u1ee3 v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c. H\u1ecd tri\u1ec3n khai c\u00e1c b\u01b0\u1edbc t\u1eeb nh\u1eafc nh\u1edf nh\u1eb9 nh\u00e0ng \u0111\u1ebfn s\u1ef1 can thi\u1ec7p t\u1eeb l\u00e3nh \u0111\u1ea1o ho\u1eb7c t\u01b0 v\u1ea5n ph\u00e1p l\u00fd, t\u00f9y theo m\u1ee9c \u0111\u1ed9 nghi\u00eam tr\u1ecdng.<\/p>\n<blockquote><p>&#8220;Cash is King&#8221; &#8211; C\u00e2u n\u00f3i n\u00e0y nh\u1ea5n m\u1ea1nh vai tr\u00f2 quan tr\u1ecdng c\u1ee7a d\u00f2ng ti\u1ec1n trong vi\u1ec7c duy tr\u00ec v\u00e0 ph\u00e1t tri\u1ec3n doanh nghi\u1ec7p.<\/p><\/blockquote>\n<h2><span class=\"ez-toc-section\" id=\"4_Ap_Dung_Chiet_Khau_Thanh_Toan_Som\"><\/span>4. \u00c1p D\u1ee5ng Chi\u1ebft Kh\u1ea5u Thanh To\u00e1n S\u1edbm<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Chi\u1ebft kh\u1ea5u thanh to\u00e1n s\u1edbm gi\u00fap c\u1ea3i thi\u1ec7n d\u00f2ng ti\u1ec1n, gi\u1ea3m nguy c\u01a1 thanh to\u00e1n ch\u1eadm v\u00e0 x\u00e2y d\u1ef1ng l\u00f2ng tin v\u1edbi kh\u00e1ch h\u00e0ng.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Loi_Ich_Cua_Chiet_Khau_Thanh_Toan\"><\/span>L\u1ee3i \u00cdch C\u1ee7a Chi\u1ebft Kh\u1ea5u Thanh To\u00e1n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<colgroup>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">\u0110\u1ed1i t\u01b0\u1ee3ng<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u1ee3i \u00edch ch\u00ednh<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>Doanh nghi\u1ec7p<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2013 T\u0103ng t\u1ed1c \u0111\u1ed9 thu h\u1ed3i v\u1ed1n<br \/>\n\u2013 H\u1ea1n ch\u1ebf r\u1ee7i ro thanh to\u00e1n ch\u1eadm<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>Kh\u00e1ch h\u00e0ng<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">\u2013 Gi\u1ea3m chi ph\u00ed mua h\u00e0ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Cach_Xac_Dinh_Ty_Le_Chiet_Khau_Phu_Hop\"><\/span>C\u00e1ch X\u00e1c \u0110\u1ecbnh T\u1ef7 L\u1ec7 Chi\u1ebft Kh\u1ea5u Ph\u00f9 H\u1ee3p<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0110\u1ec3 tri\u1ec3n khai ch\u00ednh s\u00e1ch chi\u1ebft kh\u1ea5u hi\u1ec7u qu\u1ea3, c\u00e1c doanh nghi\u1ec7p c\u1ea7n ch\u00fa \u00fd:<\/p>\n<ul>\n<li><strong>X\u00e1c \u0111\u1ecbnh chi ph\u00ed v\u1ed1n<\/strong>: \u0110\u1ea3m b\u1ea3o t\u1ef7 l\u1ec7 chi\u1ebft kh\u1ea5u th\u1ea5p h\u01a1n chi ph\u00ed huy \u0111\u1ed9ng v\u1ed1n \u0111\u1ec3 kh\u00f4ng g\u00e2y t\u1ed5n th\u1ea5t.<\/li>\n<li><strong>\u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng<\/strong>: Ki\u1ec3m tra kh\u1ea3 n\u0103ng thanh to\u00e1n \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro kh\u00f4ng c\u1ea7n thi\u1ebft.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Cac_Buoc_Thuc_Hien_Chuong_Trinh_Chiet_Khau\"><\/span>C\u00e1c B\u01b0\u1edbc Th\u1ef1c Hi\u1ec7n Ch\u01b0\u01a1ng Tr\u00ecnh Chi\u1ebft Kh\u1ea5u<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>H\u00e3y thi\u1ebft l\u1eadp quy tr\u00ecnh r\u00f5 r\u00e0ng, minh b\u1ea1ch. C\u1ee5 th\u1ec3, doanh nghi\u1ec7p c\u1ea7n:<\/p>\n<ul>\n<li>Truy\u1ec1n \u0111\u1ea1t chi ti\u1ebft \u0111i\u1ec1u ki\u1ec7n v\u00e0 l\u1ee3i \u00edch c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh.<\/li>\n<li>Theo d\u00f5i v\u00e0 \u0111\u00e1nh gi\u00e1 hi\u1ec7u qu\u1ea3 ch\u01b0\u01a1ng tr\u00ecnh \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh k\u1ecbp th\u1eddi.<\/li>\n<\/ul>\n<blockquote><p>&#8220;T\u1ef7 l\u1ec7 chi\u1ebft kh\u1ea5u (Discount rate) l\u00e0 l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 chi\u1ebft kh\u1ea5u c\u00e1c d\u00f2ng ti\u1ec1n m\u1eb7t ch\u1ea3y v\u00e0o v\u00e0 ch\u1ea3y ra c\u00f3 li\u00ean quan \u0111\u1ebfn d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0.&#8221; &#8211; Nguy\u1ec5n V\u0103n Ng\u1ecdc, T\u1eeb \u0111i\u1ec3n Kinh t\u1ebf h\u1ecdc, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n<\/p><\/blockquote>\n<h3><span class=\"ez-toc-section\" id=\"Vi_Du_Thuc_Te\"><\/span>V\u00ed D\u1ee5 Th\u1ef1c T\u1ebf<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Spotify \u0111\u00e3 \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c chi\u1ebft kh\u1ea5u hi\u1ec7u qu\u1ea3 v\u1edbi c\u00e1c g\u00f3i \u0111\u0103ng k\u00fd d\u00e0i h\u1ea1n. Kh\u00e1ch h\u00e0ng ch\u1ecdn thanh to\u00e1n tr\u01b0\u1edbc cho g\u00f3i d\u1ecbch v\u1ee5 theo n\u0103m nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c chi\u1ebft kh\u1ea5u cao h\u01a1n so v\u1edbi thanh to\u00e1n h\u00e0ng th\u00e1ng. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap c\u1ea3i thi\u1ec7n d\u00f2ng ti\u1ec1n m\u00e0 c\u00f2n t\u0103ng t\u1ef7 l\u1ec7 gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng.<\/p>\n<p>Chi\u1ebft kh\u1ea5u thanh to\u00e1n s\u1edbm l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 h\u1eefu \u00edch trong qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3, h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p t\u1ed1i \u01b0u h\u00f3a hi\u1ec7u qu\u1ea3 t\u00e0i ch\u00ednh v\u00e0 duy tr\u00ec d\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh. \u0110\u00e2y c\u0169ng l\u00e0 m\u1ed9t ph\u1ea7n quan tr\u1ecdng trong chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh t\u1ed5ng th\u1ec3 c\u1ee7a doanh nghi\u1ec7p.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Theo_Doi_Cac_Chi_So_Hieu_Suat_Cong_No\"><\/span>5. Theo D\u00f5i C\u00e1c Ch\u1ec9 S\u1ed1 Hi\u1ec7u Su\u1ea5t C\u00f4ng N\u1ee3<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vi\u1ec7c theo d\u00f5i c\u00e1c ch\u1ec9 s\u1ed1 hi\u1ec7u su\u1ea5t c\u00f4ng n\u1ee3 gi\u00fap doanh nghi\u1ec7p nh\u1eadn di\u1ec7n xu h\u01b0\u1edbng v\u00e0 \u0111i\u1ec1u ch\u1ec9nh chi\u1ebfn l\u01b0\u1ee3c thu h\u1ed3i n\u1ee3 m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3. \u0110\u00e2y l\u00e0 b\u01b0\u1edbc ti\u1ebfp n\u1ed1i quan tr\u1ecdng trong qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3, h\u1ed7 tr\u1ee3 ki\u1ec3m so\u00e1t v\u00e0 c\u1ea3i thi\u1ec7n t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cac_Chi_So_Quan_Trong\"><\/span>C\u00e1c Ch\u1ec9 S\u1ed1 Quan Tr\u1ecdng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Ch\u1ec9 s\u1ed1<\/th>\n<th colspan=\"1\" rowspan=\"1\">C\u00f4ng th\u1ee9c t\u00ednh<\/th>\n<th colspan=\"1\" rowspan=\"1\">\u00dd ngh\u0129a<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>V\u00f2ng quay kho\u1ea3n ph\u1ea3i thu<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">Doanh thu t\u00edn d\u1ee5ng \/ Kho\u1ea3n ph\u1ea3i thu trung b\u00ecnh<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u0110o l\u01b0\u1eddng t\u1ed1c \u0111\u1ed9 thu h\u1ed3i c\u00f4ng n\u1ee3 c\u1ee7a doanh nghi\u1ec7p.<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>T\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean doanh thu<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u1ed5ng n\u1ee3 ph\u1ea3i thu \/ Doanh thu<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ph\u1ea3n \u00e1nh m\u1ee9c \u0111\u1ed9 r\u1ee7i ro t\u00e0i ch\u00ednh li\u00ean quan \u0111\u1ebfn c\u00f4ng n\u1ee3.<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\"><strong>Tu\u1ed5i n\u1ee3<\/strong><\/td>\n<td colspan=\"1\" rowspan=\"1\">Ph\u00e2n lo\u1ea1i theo th\u1eddi gian n\u1ee3<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u0110\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng kho\u1ea3n ph\u1ea3i thu d\u1ef1a tr\u00ean th\u1eddi gian t\u1ed3n \u0111\u1ecdng.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"Ung_Dung_Cong_Nghe_De_Quan_Ly\"><\/span>\u1ee8ng D\u1ee5ng C\u00f4ng Ngh\u1ec7 \u0110\u1ec3 Qu\u1ea3n L\u00fd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>S\u1eed d\u1ee5ng ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 gi\u00fap t\u1ef1 \u0111\u1ed9ng h\u00f3a quy tr\u00ecnh v\u00e0 gi\u1ea3m thi\u1ec3u sai s\u00f3t. M\u1ed9t s\u1ed1 gi\u1ea3i ph\u00e1p ph\u1ed5 bi\u1ebfn t\u1ea1i Vi\u1ec7t Nam bao g\u1ed3m:<\/p>\n<ul>\n<li><strong>Sapo<\/strong>: H\u1ed7 tr\u1ee3 qu\u1ea3n l\u00fd b\u00e1n h\u00e0ng \u0111a k\u00eanh, v\u1edbi chi ph\u00ed t\u1eeb 170.000\u0111\/th\u00e1ng.<\/li>\n<li><strong>KiotViet<\/strong>: C\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd c\u1eeda h\u00e0ng v\u00e0 theo d\u00f5i c\u00f4ng n\u1ee3, gi\u00e1 t\u1eeb 200.000\u0111\/th\u00e1ng.<\/li>\n<li><strong>Nhanh.vn<\/strong>: T\u00edch h\u1ee3p qu\u1ea3n l\u00fd b\u00e1n h\u00e0ng v\u00e0 c\u00f4ng n\u1ee3, gi\u00e1 t\u1eeb 150.000\u0111\/th\u00e1ng.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Phan_Tich_Tai_Chinh_Thuc_Te\"><\/span>Ph\u00e2n T\u00edch T\u00e0i Ch\u00ednh Th\u1ef1c T\u1ebf<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>M\u1ed9t t\u1ef7 l\u1ec7 v\u1ed1n l\u01b0u \u0111\u1ed9ng l\u1edbn h\u01a1n 1:1 cho th\u1ea5y doanh nghi\u1ec7p c\u00f3 kh\u1ea3 n\u0103ng trang tr\u1ea3i c\u00e1c kho\u1ea3n n\u1ee3 ng\u1eafn h\u1ea1n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3.<\/p>\n<p>V\u00ed d\u1ee5 minh h\u1ecda t\u1eeb m\u1ed9t doanh nghi\u1ec7p vi\u1ec5n th\u00f4ng (\u0111\u01a1n v\u1ecb: tri\u1ec7u \u0111\u1ed3ng):<\/p>\n<ul>\n<li><strong>Thu nh\u1eadp r\u00f2ng<\/strong>: 7.500<\/li>\n<li><strong>Kh\u1ea5u hao<\/strong>: 20.000<\/li>\n<li><strong>\u0110i\u1ec1u ch\u1ec9nh h\u00e0ng t\u1ed3n kho<\/strong>: -13.000<\/li>\n<li><strong>\u0110i\u1ec1u ch\u1ec9nh kho\u1ea3n ph\u1ea3i thu<\/strong>: +2.200<\/li>\n<li><strong>\u0110i\u1ec1u ch\u1ec9nh kho\u1ea3n ph\u1ea3i tr\u1ea3<\/strong>: -1.400<\/li>\n<li><strong>D\u00f2ng ti\u1ec1n ho\u1ea1t \u0111\u1ed9ng<\/strong>: 36.900<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Thiet_Lap_He_Thong_Giam_Sat\"><\/span>Thi\u1ebft L\u1eadp H\u1ec7 Th\u1ed1ng Gi\u00e1m S\u00e1t<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Doanh nghi\u1ec7p c\u1ea7n x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o n\u1ee3 qu\u00e1 h\u1ea1n, theo d\u00f5i \u0111\u1ecbnh k\u1ef3 c\u00e1c ch\u1ec9 s\u1ed1 t\u00e0i ch\u00ednh, c\u1eadp nh\u1eadt l\u1ecbch s\u1eed t\u00edn d\u1ee5ng v\u00e0 t\u1ef1 \u0111\u1ed9ng h\u00f3a quy tr\u00ecnh thanh to\u00e1n. \u0110i\u1ec1u n\u00e0y gi\u00fap t\u1ed1i \u01b0u d\u00f2ng ti\u1ec1n v\u00e0 duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh l\u00e2u d\u00e0i.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_Luan\"><\/span>K\u1ebft Lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 hi\u1ec7u qu\u1ea3 l\u00e0 ch\u00eca kh\u00f3a \u0111\u1ec3 doanh nghi\u1ec7p duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 ph\u00e1t tri\u1ec3n l\u00e2u d\u00e0i.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Tom_Tat_Loi_Ich\"><\/span>T\u00f3m T\u1eaft L\u1ee3i \u00cdch<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Khi \u00e1p d\u1ee5ng k\u1ebft h\u1ee3p c\u00e1c ph\u01b0\u01a1ng ph\u00e1p qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3, doanh nghi\u1ec7p c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u l\u1ee3i \u00edch thi\u1ebft th\u1ef1c:<\/p>\n<table>\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<th colspan=\"1\" rowspan=\"1\">Ph\u01b0\u01a1ng Ph\u00e1p<\/th>\n<th colspan=\"1\" rowspan=\"1\">T\u00e1c \u0110\u1ed9ng Tr\u1ef1c Ti\u1ebfp<\/th>\n<th colspan=\"1\" rowspan=\"1\">L\u1ee3i \u00cdch V\u1ec1 L\u00e2u D\u00e0i<\/th>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Quy \u0111\u1ecbnh thanh to\u00e1n r\u00f5 r\u00e0ng<\/td>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1ea3m th\u1eddi gian x\u1eed l\u00fd thanh to\u00e1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">D\u00f2ng ti\u1ec1n \u1ed5n \u0111\u1ecbnh h\u01a1n, c\u1ea3i thi\u1ec7n quan h\u1ec7 kh\u00e1ch h\u00e0ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">S\u1eed d\u1ee5ng h\u1ec7 th\u1ed1ng thanh to\u00e1n s\u1ed1<\/td>\n<td colspan=\"1\" rowspan=\"1\">H\u1ea1n ch\u1ebf sai s\u00f3t, t\u0103ng hi\u1ec7u qu\u1ea3 v\u1eadn h\u00e0nh<\/td>\n<td colspan=\"1\" rowspan=\"1\">Ti\u1ebft ki\u1ec7m chi ph\u00ed v\u1eadn h\u00e0nh l\u00ean \u0111\u1ebfn 60%<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Qu\u1ea3n l\u00fd th\u1eddi gian thanh to\u00e1n h\u1ee3p l\u00fd<\/td>\n<td colspan=\"1\" rowspan=\"1\">D\u00f2ng ti\u1ec1n \u0111\u01b0\u1ee3c duy tr\u00ec \u1ed5n \u0111\u1ecbnh<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u0103ng c\u01a1 h\u1ed9i t\u00e1i \u0111\u1ea7u t\u01b0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">\u00c1p d\u1ee5ng chi\u1ebft kh\u1ea5u thanh to\u00e1n s\u1edbm<\/td>\n<td colspan=\"1\" rowspan=\"1\">\u0110\u1ea9y nhanh qu\u00e1 tr\u00ecnh thu h\u1ed3i v\u1ed1n<\/td>\n<td colspan=\"1\" rowspan=\"1\">T\u0103ng v\u00f2ng quay v\u1ed1n l\u01b0u \u0111\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">Theo d\u00f5i c\u00e1c ch\u1ec9 s\u1ed1 hi\u1ec7u su\u1ea5t<\/td>\n<td colspan=\"1\" rowspan=\"1\">Gi\u1ea3m r\u1ee7i ro t\u00e0i ch\u00ednh<\/td>\n<td colspan=\"1\" rowspan=\"1\">N\u00e2ng cao kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd t\u1ed5ng th\u1ec3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"De_Xuat_Hanh_Dong\"><\/span>\u0110\u1ec1 Xu\u1ea5t H\u00e0nh \u0110\u1ed9ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0110\u1ec3 t\u1ed1i \u01b0u h\u00f3a c\u00f4ng n\u1ee3, doanh nghi\u1ec7p n\u00ean th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc sau:<\/p>\n<ul>\n<li><strong>X\u00e2y d\u1ef1ng quy tr\u00ecnh s\u1ed1 h\u00f3a<\/strong>: S\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 t\u1ef1 \u0111\u1ed9ng h\u00f3a c\u00e1c quy tr\u00ecnh qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3, t\u1eeb \u0111\u00f3 gi\u1ea3m sai s\u00f3t v\u00e0 t\u0103ng t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd.<\/li>\n<li><strong>Thi\u1ebft l\u1eadp h\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t<\/strong>: Theo d\u00f5i ch\u1eb7t ch\u1ebd c\u00e1c ch\u1ec9 s\u1ed1 t\u00e0i ch\u00ednh li\u00ean quan \u0111\u1ebfn c\u00f4ng n\u1ee3 \u0111\u1ec3 k\u1ecbp th\u1eddi \u0111\u01b0a ra c\u00e1c bi\u1ec7n ph\u00e1p \u0111i\u1ec1u ch\u1ec9nh.<\/li>\n<li><strong>\u0110\u00e0o t\u1ea1o \u0111\u1ed9i ng\u0169 nh\u00e2n s\u1ef1<\/strong>: Trang b\u1ecb ki\u1ebfn th\u1ee9c v\u00e0 k\u1ef9 n\u0103ng c\u1ea7n thi\u1ebft cho nh\u00e2n vi\u00ean v\u1ec1 c\u00e1c quy tr\u00ecnh v\u00e0 c\u00f4ng c\u1ee5 qu\u1ea3n l\u00fd c\u00f4ng n\u1ee3 hi\u1ec7n \u0111\u1ea1i.<\/li>\n<\/ul>\n<p>Nh\u1eefng b\u01b0\u1edbc n\u00e0y gi\u00fap doanh nghi\u1ec7p x\u00e2y d\u1ef1ng n\u1ec1n m\u00f3ng v\u1eefng ch\u1eafc cho vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh, \u0111\u1ed3ng th\u1eddi t\u1ea1o \u0111\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng trong t\u01b0\u01a1ng lai. \u00c1p d\u1ee5ng \u0111\u00fang c\u00e1ch s\u1ebd mang l\u1ea1i hi\u1ec7u qu\u1ea3 r\u00f5 r\u1ec7t trong vi\u1ec7c ki\u1ec3m so\u00e1t c\u00f4ng n\u1ee3 v\u00e0 t\u1ed1i \u01b0u h\u00f3a ngu\u1ed3n l\u1ef1c.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>87% doanh nghi&#7879;p g&#7863;p kh&oacute; kh&#259;n v&#7899;i thanh to&aacute;n ch&#7853;m, v&agrave; 40% doanh nghi&#7879;p nh&#7887; &#273;&oacute;ng c&#7917;a trong 5 n&#259;m &#273;&#7847;u v&igrave; d&ograve;ng ti&#7873;n kh&ocirc;ng &#7893;n &#273;&#7883;nh. &#272;&#7875; tr&aacute;nh r&#7911;i ro n&agrave;y, d&#432;&#7899;i &#273;&acirc;y l&agrave; 5 c&aacute;ch gi&uacute;p doanh nghi&#7879;p t&#7889;i &#432;u c&ocirc;ng n&#7907; ph&#7843;i thu v&agrave; ph&#7843;i tr&#7843;: Thi&#7871;t l&#7853;p ch&iacute;nh s&aacute;ch thanh to&aacute;n [&hellip;]<\/p>\n","protected":false},"author":40,"featured_media":26292,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":{"0":"post-26291","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-kien-thuc-tai-chinh"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/26291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/40"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=26291"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/26291\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/26292"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=26291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=26291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=26291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}