{"id":21348,"date":"2023-06-16T15:42:39","date_gmt":"2023-06-16T08:42:39","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=21348"},"modified":"2024-01-03T11:34:58","modified_gmt":"2024-01-03T04:34:58","slug":"ngan-hang-nha-nuoc-quyet-dinh-ha-lai-suat-dieu-hanh-lan-thu-4-giam-05-diem-tu-ngay-19-6","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/ngan-hang-nha-nuoc-quyet-dinh-ha-lai-suat-dieu-hanh-lan-thu-4-giam-05-diem-tu-ngay-19-6\/","title":{"rendered":"Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc quy\u1ebft \u0111\u1ecbnh h\u1ea1 l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh l\u1ea7n th\u1ee9 4, gi\u1ea3m 0,5 \u0111i\u1ec3m t\u1eeb ng\u00e0y 19\/6"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;21348&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc quy\u1ebft \u0111\u1ecbnh h\u1ea1 l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh l\u1ea7n th\u1ee9 4, gi\u1ea3m 0,5 \u0111i\u1ec3m t\u1eeb ng\u00e0y 19\\\/6&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y<\/span>\n    <\/div>\n    <\/div>\n<p>V\u00e0o tr\u01b0a ng\u00e0y 16\/6, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) \u0111\u00e3 \u0111\u01b0a ra m\u1ed9t th\u00f4ng b\u00e1o b\u1ea5t ng\u1edd v\u1ec1 vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh. Theo th\u00f4ng tin \u0111\u00f3, Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 quy\u1ebft \u0111\u1ecbnh gi\u1ea3m l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh t\u1eeb 0,25 \u0111\u1ebfn 0,5 \u0111i\u1ec3m %.<\/p>\n<p>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh 3 quy\u1ebft \u0111\u1ecbnh \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 19\/6\/2023, nh\u01b0 sau:<\/p>\n<p>1. Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1123\/Q\u0110-NHNN ng\u00e0y 16\/6 v\u1ec1 l\u00e3i su\u1ea5t t\u00e1i c\u1ea5p v\u1ed1n, l\u00e3i su\u1ea5t t\u00e1i chi\u1ebft kh\u1ea5u, l\u00e3i su\u1ea5t cho vay qua \u0111\u00eam trong thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng v\u00e0 cho vay b\u00f9 \u0111\u1eafp thi\u1ebfu h\u1ee5t v\u1ed1n trong thanh to\u00e1n b\u00f9 tr\u1eeb c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng:<\/p>\n<ul>\n<li>L\u00e3i su\u1ea5t cho vay qua \u0111\u00eam trong thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng v\u00e0 cho vay b\u00f9 \u0111\u1eafp thi\u1ebfu h\u1ee5t v\u1ed1n trong thanh to\u00e1n b\u00f9 tr\u1eeb c\u1ee7a NHNN \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng gi\u1ea3m t\u1eeb 5,5%\/n\u0103m xu\u1ed1ng 5,0%\/n\u0103m.<\/li>\n<li>L\u00e3i su\u1ea5t t\u00e1i c\u1ea5p v\u1ed1n gi\u1ea3m t\u1eeb 5,0%\/n\u0103m xu\u1ed1ng 4,5%\/n\u0103m.<\/li>\n<li>L\u00e3i su\u1ea5t t\u00e1i chi\u1ebft kh\u1ea5u gi\u1ea3m t\u1eeb 3,5%\/n\u0103m xu\u1ed1ng 3,0%\/n\u0103m.<\/li>\n<\/ul>\n<p>2. Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1124\/Q\u0110-NHNN ng\u00e0y 16\/6\/2023 v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi ti\u1ec1n g\u1eedi b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam (VND) c\u1ee7a t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 07\/2014\/TT-NHNN ng\u00e0y 17\/3\/2014:<\/p>\n<ul>\n<li>L\u00e3i su\u1ea5t t\u1ed1i \u0111a \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n v\u00e0 c\u00f3 k\u1ef3 h\u1ea1n d\u01b0\u1edbi 1 th\u00e1ng \u0111\u01b0\u1ee3c duy tr\u00ec \u1edf m\u1ee9c 0,5%\/n\u0103m.<\/li>\n<li>L\u00e3i su\u1ea5t t\u1ed1i \u0111a \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1eeb 1 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 6 th\u00e1ng gi\u1ea3m t\u1eeb 5,0%\/n\u0103m xu\u1ed1ng 4,75%\/n\u0103m.<\/li>\n<li>L\u00e3i su\u1ea5t t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi ti\u1ec1n g\u1eedi b\u1eb1ng VND t\u1ea1i Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n v\u00e0 T\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 gi\u1ea3m t\u1eeb 5,5%\/n\u0103m xu\u1ed1ng 5,25%\/n\u0103m.<\/li>\n<li>L\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1eeb 6 th\u00e1ng tr\u1edf l\u00ean do t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u1ea5n \u0111\u1ecbnh tr\u00ean c\u01a1 s\u1edf cung-c\u1ea7u v\u1ed1n th\u1ecb tr\u01b0\u1eddng.<\/li>\n<\/ul>\n<p>3. Ng\u00e0y 16\/6\/2023, NHNN \u0111\u00e3 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1125\/Q\u0110-NHNN v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n t\u1ed1i \u0111a b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam (VND) c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng vay \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n ph\u1ee5c v\u1ee5 m\u1ed9t s\u1ed1 l\u0129nh v\u1ef1c, ng\u00e0nh kinh t\u1ebf theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 39\/2016\/TT-NHNN ng\u00e0y 30\/12\/2016.<\/p>\n<figure id=\"attachment_21350\" aria-describedby=\"caption-attachment-21350\" style=\"width: 650px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-21350\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/06\/nhnn-giam-lai-suat-dieu-hanh-19-6.jpg\" alt=\"Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc h\u1ea1 l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh l\u1ea7n th\u1ee9 4 th\u00eam 0,5 \u0111i\u1ec3m \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 19\/6\" width=\"650\" height=\"406\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/06\/nhnn-giam-lai-suat-dieu-hanh-19-6.jpg 650w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/06\/nhnn-giam-lai-suat-dieu-hanh-19-6-300x187.jpg 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><figcaption id=\"caption-attachment-21350\" class=\"wp-caption-text\">Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc h\u1ea1 l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh l\u1ea7n th\u1ee9 4 th\u00eam 0,5 \u0111i\u1ec3m \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 19\/6<\/figcaption><\/figure>\n<p>Theo \u0111\u00f3, l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n t\u1ed1i \u0111a b\u1eb1ng VND c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng vay \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n ph\u1ee5c v\u1ee5 m\u1ed9t s\u1ed1 l\u0129nh v\u1ef1c, ng\u00e0nh kinh t\u1ebf \u0111\u00e3 gi\u1ea3m t\u1eeb 4,5%\/n\u0103m xu\u1ed1ng c\u00f2n 4,0%\/n\u0103m. \u0110\u1ed3ng th\u1eddi, l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n t\u1ed1i \u0111a b\u1eb1ng VND c\u1ee7a Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n v\u00e0 T\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 \u0111\u1ed1i v\u1edbi c\u00e1c nhu c\u1ea7u v\u1ed1n n\u00e0y c\u0169ng gi\u1ea3m t\u1eeb 5,5%\/n\u0103m xu\u1ed1ng 5,0%\/n\u0103m.<\/p>\n<p>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc nh\u1ea5n m\u1ea1nh r\u1eb1ng, s\u1ebd tu\u00e2n th\u1ee7 Ngh\u1ecb quy\u1ebft c\u1ee7a Qu\u1ed1c h\u1ed9i, ch\u1ec9 \u0111\u1ea1o t\u1eeb Ch\u00ednh ph\u1ee7 v\u00e0 Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7, \u0111\u1ec3 \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng m\u1ed9t c\u00e1ch ch\u1eafc ch\u1eafn, ch\u1ee7 \u0111\u1ed9ng, linh ho\u1ea1t, k\u1ecbp th\u1eddi v\u00e0 hi\u1ec7u qu\u1ea3. Cam k\u1ebft s\u1ebd ph\u1ed1i h\u1ee3p h\u00e0i h\u00f2a v\u00e0 ch\u1eb7t ch\u1ebd v\u1edbi ch\u00ednh s\u00e1ch t\u00e0i kh\u00f3a v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch kinh t\u1ebf v\u0129 m\u00f4 kh\u00e1c. M\u1ee5c ti\u00eau c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc l\u00e0 ki\u1ec3m so\u00e1t l\u1ea1m ph\u00e1t, \u1ed5n \u0111\u1ecbnh kinh t\u1ebf v\u0129 m\u00f4 v\u00e0 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, \u0111\u1ed3ng th\u1eddi h\u1ed7 tr\u1ee3 gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n, nh\u1eb1m \u1ee7ng h\u1ed9 ph\u1ee5c h\u1ed3i v\u00e0 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf.<\/p>\n<p>Trong b\u1ed1i c\u1ea3nh t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf trong n\u01b0\u1edbc v\u1eabn \u0111ang g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, tuy nhi\u00ean, l\u1ea1m ph\u00e1t \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t v\u00e0 thanh kho\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o. V\u00ec v\u1eady, \u0111\u1ec3 ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Qu\u1ed1c h\u1ed9i, ch\u1ec9 \u0111\u1ea1o t\u1eeb Ch\u00ednh ph\u1ee7 v\u00e0 Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 v\u1ec1 vi\u1ec7c gi\u1ea3m m\u1ee9c l\u00e3i su\u1ea5t, h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p t\u0103ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n, \u0111\u1ed3ng th\u1eddi \u0111\u00f3ng g\u00f3p v\u00e0o vi\u1ec7c ph\u1ee5c h\u1ed3i s\u1ea3n xu\u1ea5t kinh doanh, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 quy\u1ebft \u0111\u1ecbnh th\u1ef1c hi\u1ec7n l\u1ea7n th\u1ee9 t\u01b0 gi\u1ea3m m\u1ee9c l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh trong n\u0103m 2023.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V&agrave;o tr&#432;a ng&agrave;y 16\/6, Ng&acirc;n h&agrave;ng Nh&agrave; n&#432;&#7899;c Vi&#7879;t Nam (NHNN) &#273;&atilde; &#273;&#432;a ra m&#7897;t th&ocirc;ng b&aacute;o b&#7845;t ng&#7901; v&#7873; vi&#7879;c &#273;i&#7873;u ch&#7881;nh l&atilde;i su&#7845;t &#273;i&#7873;u h&agrave;nh. Theo th&ocirc;ng tin &#273;&oacute;, Ng&acirc;n h&agrave;ng nh&agrave; n&#432;&#7899;c &#273;&atilde; quy&#7871;t &#273;&#7883;nh gi&#7843;m l&atilde;i su&#7845;t &#273;i&#7873;u h&agrave;nh t&#7915; 0,25 &#273;&#7871;n 0,5 &#273;i&#7875;m %. Ng&acirc;n h&agrave;ng Nh&agrave; n&#432;&#7899;c &#273;&atilde; ban [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":21349,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-21348","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/21348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=21348"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/21348\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/21349"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=21348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=21348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=21348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}