{"id":19594,"date":"2023-03-30T11:25:44","date_gmt":"2023-03-30T04:25:44","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=19594"},"modified":"2024-01-03T11:35:52","modified_gmt":"2024-01-03T04:35:52","slug":"ngan-hang-dua-tang-gio-lai-dua-giam-lai-suat-huy-dong","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/ngan-hang-dua-tang-gio-lai-dua-giam-lai-suat-huy-dong\/","title":{"rendered":"Ng\u00e2n h\u00e0ng \u0111ua t\u0103ng, gi\u1edd l\u1ea1i \u0111ua gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng"},"content":{"rendered":"\n\n
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\n 3.5\/5 - (2 votes) <\/div>\n <\/div>\n

Ch\u1ec9 trong v\u00f2ng v\u00e0i tu\u1ea7n, th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u00f3 s\u1ef1 \u0111\u1ea3o chi\u1ec1u nhanh ch\u00f3ng. C\u00e1c ng\u00e2n h\u00e0ng t\u1eeb ch\u1ed7 neo l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u1edf m\u1ee9c cao \u0111\u00e3 ph\u1ea3i li\u00ean t\u1ee5c gi\u1ea3m l\u00e3i su\u1ea5t, tr\u01b0\u1edbc s\u1ee9c \u00e9p bu\u1ed9c ph\u1ea3i gi\u1ea3m l\u00e3i su\u1ea5t cho vay do t\u00edn d\u1ee5ng t\u0103ng qu\u00e1 ch\u1eadm.<\/p>\n

L\u00e3i su\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng nh\u1eefng ng\u00e0y g\u1ea7n \u0111\u00e2y c\u0169ng gi\u1ea3m kh\u00e1 s\u00e2u<\/h2>\n

Techcombank v\u1eeba gi\u1ea3m l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng<\/a> l\u1ea7n th\u1ee9 2 trong v\u00f2ng 10 ng\u00e0y. Theo \u0111\u00f3 v\u1edbi g\u1eedi ti\u1ebft ki\u1ec7m th\u01b0\u1eddng, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n t\u1eeb 6 th\u00e1ng tr\u1edf l\u00ean gi\u1ea3m c\u00f2n 7,5%\/n\u0103m. V\u1edbi ti\u1ebft ki\u1ec7m ph\u00e1t l\u1ed9c, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao nh\u1ea5t c\u00f2n 7,8%\/n\u0103m.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, Ng\u00e2n h\u00e0ng B\u1ea3n Vi\u1ec7t \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u1ea7n th\u1ee9 t\u01b0 trong n\u0103m 2023, v\u1edbi m\u1ee9c gi\u1ea3m m\u1ed7i l\u1ea7n t\u1eeb 0,2-0,5%\/n\u0103m.<\/p>\n

Song song v\u1edbi gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng, ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng ch\u1ee7 \u0111\u1ed9ng gi\u1ea3m l\u00e3i vay t\u1eeb 0,5-1%\/n\u0103m cho t\u1ea5t c\u1ea3 kh\u00e1ch h\u00e0ng. Ri\u00eang cho vay s\u1ea3n xu\u1ea5t kinh doanh trong l\u0129nh v\u1ef1c n\u00f4ng nghi\u1ec7p, d\u1ecbch v\u1ee5 b\u00e1n l\u1ebb, l\u00e0ng ngh\u1ec1, cho vay ti\u00eau d\u00f9ng t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t 2%\/n\u0103m.<\/p>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n nh\u1ecf v\u1ed1n duy tr\u00ec l\u00e3i su\u1ea5t cao tr\u01b0\u1edbc \u0111\u00e2y nh\u01b0 VietBank, SaigonBank, KienlongBank\u2026 c\u0169ng \u0111\u00e3 gi\u1ea3m m\u1ea1nh l\u00e3i su\u1ea5t.<\/p>\n

T\u1ea1i VietBank, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n 6 th\u00e1ng c\u00f2n 8,6%\/n\u0103m, 9 th\u00e1ng c\u00f2n 8,7%\/n\u0103m, 12 th\u00e1ng c\u00f2n 8,8%\/n\u0103m v\u00e0 tr\u00ean 12 th\u00e1ng l\u00e0 8,9%\/n\u0103m. T\u1ea1i KienlongBank, m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t 8,6%\/n\u0103m \u1edf k\u1ef3 h\u1ea1n 12 th\u00e1ng. T\u1ea1i SaigonBank, m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao nh\u1ea5t c\u00f2n 8,4%\/n\u0103m\u2026<\/p>\n

Hi\u1ec7n ch\u1ec9 c\u00f2n hai ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft l\u00e3i su\u1ea5t 9%n\u0103m l\u00e0 ABBank v\u00e0 SCB. T\u1ea1i SCB, m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao nh\u1ea5t l\u00e0 9%\/n\u0103m ch\u1ec9 \u00e1p d\u1ee5ng cho k\u1ef3 h\u1ea1n g\u1eedi 12 th\u00e1ng, k\u1ef3 h\u1ea1n tr\u00ean 12 th\u00e1ng l\u00e3i su\u1ea5t cao nh\u1ea5t ch\u1ec9 c\u00f2n 8,6%\/n\u0103m. T\u1ea1i ABBank, m\u1ee9c l\u00e3i su\u1ea5t 9%\/n\u0103m \u00e1p d\u1ee5ng cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 18 th\u00e1ng.<\/p>\n

\u1ede nh\u00f3m Big4 (Vietcombank, BIDV, Agribank, Vietinbank), l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u00e3 xu\u1ed1ng r\u1ea5t th\u1ea5p, theo \u0111\u00f3 l\u00e3i su\u1ea5t c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1-3 th\u00e1ng ch\u1ec9 t\u1eeb 4,9-5,4%\/n\u0103m. K\u1ef3 h\u1ea1n 6-9 th\u00e1ng ch\u1ec9 kho\u1ea3ng 5,8%\/n\u0103m, c\u00f2n k\u1ef3 h\u1ea1n t\u1eeb 12 th\u00e1ng tr\u1edf l\u00ean l\u00e3i su\u1ea5t ch\u1ec9 c\u00f2n 7,2%\/n\u0103m.<\/p>\n

L\u00e3i su\u1ea5t huy \u0111\u1ed9ng gi\u1ea3m m\u1ea1nh sau khi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc gi\u1ea3m m\u1ed9t lo\u1ea1t l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh v\u00e0o gi\u1eefa th\u00e1ng 3. Tr\u01b0\u1edbc \u0111\u00f3, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng \u0111\u00e3 k\u00eau g\u1ecdi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ed3ng thu\u1eadn gi\u1ea3m l\u00e3i su\u1ea5t v\u1ec1 m\u1ee9c t\u1ed1i \u0111a 9,5%\/n\u0103m v\u00e0o gi\u1eefa th\u00e1ng 12.<\/p>\n

Theo ghi nh\u1eadn, d\u00f9 tr\u00ean th\u1ef1c t\u1ebf v\u1eabn c\u00f2n t\u00ecnh tr\u1ea1ng ng\u00e2n h\u00e0ng huy \u0111\u1ed9ng l\u00e3i su\u1ea5t cao h\u01a1n ni\u00eam y\u1ebft tuy nhi\u00ean ph\u1ed5 bi\u1ebfn ch\u1ec9 \u1edf m\u1ee9c kho\u1ea3ng 9,5%\/n\u0103m. N\u1ebfu so v\u1edbi m\u1ee9c cu\u1ed1i n\u0103m ngo\u00e1i (dao \u0111\u1ed9ng 11-12%\/n\u0103m) th\u00ec m\u1ee9c hi\u1ec7n nay \u0111\u00e3 th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u.<\/p>\n

L\u00e3i su\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng nh\u1eefng ng\u00e0y g\u1ea7n \u0111\u00e2y c\u0169ng gi\u1ea3m kh\u00e1 m\u1ea1nh do thanh kho\u1ea3n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1 d\u1ed3i d\u00e0o. C\u1ee5 th\u1ec3 l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n qua \u0111\u00eam c\u00f2n kho\u1ea3ng 1,14%\/n\u0103m; 1 – 2 tu\u1ea7n c\u00f2n kho\u1ea3ng 1,5 – 2,4%\/n\u0103m, 1 th\u00e1ng c\u00f2n 4,4%\/n\u0103m, 3 th\u00e1ng c\u00f2n 6,74%\/n\u0103m, 6 th\u00e1ng c\u00f2n 8,1%\/n\u0103m.<\/p>\n

T\u00e1c gi\u1ea3: \u00c1nh H\u1ed3ng<\/em><\/strong><\/p>\n

Ngu\u1ed3n: Tu\u1ed5i tr\u1ebb online<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Chỉ trong vòng vài tuần, thị trường đã có sự đảo chiều nhanh chóng. Các ngân hàng từ chỗ neo lãi suất huy động ở mức cao đã phải liên tục giảm lãi suất, trước sức ép buộc phải giảm lãi suất cho vay do tín dụng tăng quá chậm. Lãi suất trên thị trường […]<\/p>\n","protected":false},"author":17,"featured_media":19596,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-19594","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/19594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=19594"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/19594\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/19596"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=19594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=19594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=19594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}