{"id":18850,"date":"2023-03-02T11:37:21","date_gmt":"2023-03-02T04:37:21","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=18850"},"modified":"2024-01-03T11:30:48","modified_gmt":"2024-01-03T04:30:48","slug":"sap-co-dot-ngan-hang-giam-lai-suat-huy-dong","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/sap-co-dot-ngan-hang-giam-lai-suat-huy-dong\/","title":{"rendered":"S\u1eafp c\u00f3 \u0111\u1ee3t ng\u00e2n h\u00e0ng gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng"},"content":{"rendered":"\n\n
\n \n
\n \n
\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n <\/div>\n \n
\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n <\/div>\n<\/div>\n \n\n
\n \u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y<\/span>\n <\/div>\n <\/div>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec1 ngh\u1ecb c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng ng\u00e2n h\u00e0ng<\/a> t\u1eeb ng\u00e0y 6\/3\/2023…<\/p>\n

Theo n\u1ed9i dung t\u1ea1i m\u1ed9t cu\u1ed9c h\u1ecdp m\u1edbi \u0111\u00e2y \u0111\u00e2y do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ee7 tr\u00ec, k\u1ec3 t\u1eeb 6\/3\/2023, h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u00f3 \u0111\u1ee3t \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng, qua \u0111\u00f3 g\u00f3p ph\u1ea7n gi\u1ea3m l\u00e3i su\u1ea5t cho vay, gi\u1ea3m \u00e1p l\u1ef1c chi ph\u00ed v\u1ed1n \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p.<\/p>\n

Trong \u0111\u00f3, 4 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n nh\u00e0 n\u01b0\u1edbc l\u00e0 Vietcombank, BIDV, Agribank v\u00e0 Viettinbank gi\u1ea3m 0,2%\/n\u0103m so v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t ni\u00eam y\u1ebft c\u1ee7a t\u1eebng \u0111\u01a1n v\u1ecb t\u00ednh t\u1eeb ng\u00e0y 27\/02\/2023 v\u1edbi nh\u00f3m k\u1ef3 h\u1ea1n t\u1eeb 6 \u0111\u1ebfn 12 th\u00e1ng.<\/p>\n

T\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n gi\u1ea3m 0,5%\/n\u0103m so v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng t\u00ednh t\u1eeb ng\u00e0y 27\/02\/2023) v\u1edbi nh\u00f3m k\u1ef3 h\u1ea1n t\u1eeb 6 \u0111\u1ebfn 12 th\u00e1ng.<\/p>\n

L\u00e3i su\u1ea5t cao nh\u1ea5t t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay ph\u1ed5 bi\u1ebfn t\u1eeb 8,7-9,5%\/n\u0103m, \u00e1p d\u1ee5ng cho k\u1ef3 h\u1ea1n 12 th\u00e1ng tr\u1edf l\u00ean.<\/p>\n

Hi\u1ec7n m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng v\u1eabn c\u00f2n ni\u00eam y\u1ebft l\u00e3i su\u1ea5t cao nh\u1ea5t \u1edf m\u1ee9c 9,5%\/n\u0103m ho\u1eb7c x\u1ea5p x\u1ec9 9,5%\/n\u0103m c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn BaoVietBank, Kienlongbank, NamABank, PVCombank, SCB, VietABank, DongABank, BacABank.<\/p>\n

Trong khi \u0111\u00f3, \u1edf nh\u00f3m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc Vietcombank, VietinBank, BIDV, Agribank, l\u00e3i su\u1ea5t s\u1ea3n ph\u1ea9m g\u1eedi ti\u1ebft ki\u1ec7m th\u00f4ng th\u01b0\u1eddng cao nh\u1ea5t ch\u1ec9 \u1edf m\u1ee9c 7,4%\/n\u0103m. Khi g\u1eedi online, ho\u1eb7c v\u1edbi kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean, l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u1ed9ng th\u00eam nh\u01b0ng c\u0169ng ch\u1ec9 \u1edf m\u1ee9c kho\u1ea3ng 8%\/n\u0103m.<\/p>\n

\u0110\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n 6 th\u00e1ng, l\u00e3i su\u1ea5t ni\u00eam y\u1ebft t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 s\u1ef1 ch\u00eanh l\u1ec7ch kh\u00e1 l\u1edbn. Ch\u1eb3ng h\u1ea1n, nhi\u1ec1u ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft tr\u00ean 9%\/n\u0103m nh\u01b0 BacABank, BaoVietBank, DongABank, NCB, OCB, PVCombank, VietABank, NamABank. Trong khi \u0111\u00f3, nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c nh\u01b0 Sacombank, Techcombank,\u2026ch\u1ec9 ni\u00eam y\u1ebft nh\u1ec9nh h\u01a1n so v\u1edbi 8%, ph\u1ed5 bi\u1ebfn 8,2-8,5%\/n\u0103m. Th\u1eadm ch\u00ed, \u1edf nh\u00f3m Big 4 khi g\u1eedi ti\u1ebft ki\u1ec7m th\u00f4ng th\u01b0\u1eddng, l\u00e3i su\u1ea5t \u1edf k\u1ef3 h\u1ea1n 6 th\u00e1ng ch\u1ec9 \u1edf m\u1ee9c 6%\/n\u0103m.<\/p>\n

Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a nhi\u1ec1u chuy\u00ean gia, d\u00f9 v\u1eabn c\u00f2n nhi\u1ec1u \u00e1p l\u1ef1c, song m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t nhi\u1ec1u kh\u1ea3 n\u0103ng s\u1ebd t\u1ea1o \u0111\u1ec9nh trong n\u1eeda \u0111\u1ea7u n\u0103m 2023 r\u1ed3i d\u1ea7n \u201cgi\u1ea3m nhi\u1ec7t\u201d, qua \u0111\u00f3 gi\u1ea3m \u00e1p l\u1ef1c l\u00ean l\u00e3i su\u1ea5t cho vay.<\/p>\n

Vi\u1ec7c ti\u1ebfp t\u1ee5c c\u00f3 m\u1ed9t \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng tr\u00ean di\u1ec7n r\u1ed9ng t\u1eeb 6\/3\/2023 s\u1ebd t\u1ea1o ti\u1ec1n \u0111\u1ec1 cho l\u00e3i vay h\u1ea1 nhi\u1ec7t.<\/p>\n

T\u1ea1i H\u1ed9i ngh\u1ecb \u0110\u1ed1i tho\u1ea1i ng\u00e2n h\u00e0ng – doanh nghi\u1ec7p c\u1ee7a TP. H\u1ed3 Ch\u00ed Minh m\u1edbi \u0111\u00e2y, nhi\u1ec1u doanh nghi\u1ec7p cho bi\u1ebft \u0111ang ph\u1ea3i vay v\u1ed1n v\u1edbi l\u00e3i su\u1ea5t m\u01b0\u1eddi m\u1ea5y ph\u1ea7n tr\u0103m. C\u00f3 doanh nghi\u1ec7p khi ng\u00e2n h\u00e0ng \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t th\u00ec bi\u00ean \u0111\u1ed9 c\u1ed9ng th\u00eam t\u1edbi 4,8%\/n\u0103m khi\u1ebfn l\u00e3i su\u1ea5t cho vay sau \u0111i\u1ec1u ch\u1ec9nh t\u0103ng cao.<\/p>\n

Nhi\u1ec1u doanh nghi\u1ec7p kh\u00e1c \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng cam k\u1ebft gi\u1ea3i ng\u00e2n nh\u01b0ng khi doanh nghi\u1ec7p m\u1edf th\u01b0 t\u00edn d\u1ee5ng, h\u00e0ng nh\u1eadp v\u1ec1 c\u1ea3ng nh\u01b0ng v\u1ed1n ch\u01b0a gi\u1ea3i ng\u00e2n k\u1ecbp khi\u1ebfn doanh nghi\u1ec7p ph\u1ea3i t\u1ed1n th\u00eam chi ph\u00ed kho b\u00e3i\u2026 Hay nh\u01b0 vi\u1ec7c doanh nghi\u1ec7p r\u00fat t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o t\u1eeb ng\u00e2n h\u00e0ng n\u00e0y chuy\u1ec3n sang ng\u00e2n h\u00e0ng kh\u00e1c khi \u0111\u01b0\u1ee3c nh\u1eadn l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i c\u1ea1nh tranh h\u01a1n c\u0169ng b\u1ecb ph\u00eda ng\u00e2n h\u00e0ng c\u0169 g\u00e2y kh\u00f3 kh\u0103n.<\/p>\n

Theo c\u00e1c doanh nghi\u1ec7p, l\u00e3i su\u1ea5t trung h\u1ea1n tr\u00ean 10% hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng g\u00e2y kh\u00f3 kh\u0103n, \u00e1p l\u1ef1c l\u1edbn l\u00ean c\u00e1c ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a h\u1ecd. Do \u0111\u00f3, nhi\u1ec1u doanh nghi\u1ec7p mong mu\u1ed1n c\u00e1c ng\u00e2n h\u00e0ng chia s\u1ebb, \u0111\u1ed3ng h\u00e0nh c\u00f9ng doanh nghi\u1ec7p trong giai \u0111o\u1ea1n kh\u00f3 kh\u0103n hi\u1ec7n nay v\u00e0 k\u1ef3 v\u1ecdng l\u00e3i su\u1ea5t s\u1ebd gi\u1ea3m trong th\u1eddi gian t\u1edbi.<\/p>\n

\u0110\u1ec3 h\u1ed7 tr\u1ee3 th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n v\u1ec1 v\u1ed1n, t\u1ea1i ch\u01b0\u01a1ng tr\u00ecnh k\u1ebft n\u1ed1i ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p, 16 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u1ea1i TP. H\u1ed3 Ch\u00ed Minh \u0111\u00e3 k\u00fd cam k\u1ebft cho 64 doanh nghi\u1ec7p, h\u1ee3p t\u00e1c x\u00e3 v\u00e0 h\u1ed9 kinh doanh tr\u00ean \u0111\u1ecba b\u00e0n TP. H\u1ed3 Ch\u00ed Minh vay v\u1edbi t\u1ed5ng v\u1ed1n kho\u1ea3ng 11.000 t\u1ef7 \u0111\u1ed3ng, l\u00e3i su\u1ea5t cho vay ng\u1eafn h\u1ea1n l\u00e0 7%\/n\u0103m, trung-d\u00e0i h\u1ea1n l\u00e0 10%\/n\u0103m.<\/p>\n

T\u00e1c gi\u1ea3: Ho\u00e0ng Lan<\/em><\/strong><\/p>\n

Ngu\u1ed3n: VnEconomy<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Ngân hàng Nhà nước đề nghị các ngân hàng thương mại điều chỉnh giảm lãi suất huy động ngân hàng từ ngày 6\/3\/2023… Theo nội dung tại một cuộc họp mới đây đây do Ngân hàng Nhà nước chủ trì, kể từ 6\/3\/2023, hệ thống ngân hàng có đợt điều chỉnh giảm lãi suất huy […]<\/p>\n","protected":false},"author":17,"featured_media":18852,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-18850","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/18850","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=18850"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/18850\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/18852"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=18850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=18850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=18850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}