{"id":17906,"date":"2023-02-03T10:53:02","date_gmt":"2023-02-03T03:53:02","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=17906"},"modified":"2023-10-31T17:27:03","modified_gmt":"2023-10-31T10:27:03","slug":"ngan-hang-nao-co-lai-suat-cao-nhat-hien-nay-thang-2-2023","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/ngan-hang-nao-co-lai-suat-cao-nhat-hien-nay-thang-2-2023\/","title":{"rendered":"Ng\u00e2n h\u00e0ng n\u00e0o c\u00f3 l\u00e3i su\u1ea5t cao nh\u1ea5t hi\u1ec7n nay th\u00e1ng 2\/2023"},"content":{"rendered":"\n\n
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\n 3.5\/5 - (2 votes) <\/div>\n <\/div>\n

Sau k\u1ef3 ngh\u1ec9 T\u1ebft Nguy\u00ean \u0111\u00e1n, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 “h\u1ea1 nhi\u1ec7t”, v\u1edbi m\u1ee9c gi\u1ea3m \u0111\u1ed3ng lo\u1ea1t t\u1eeb 0,1 – 1%\/n\u0103m \u1edf c\u00e1c k\u1ef3 h\u1ea1n. Tr\u00ean bi\u1ec3u l\u00e3i ch\u00ednh th\u1ee9c, m\u1ee9c l\u00e3i su\u1ea5t tr\u00ean 10% t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng ho\u00e0n to\u00e0n bi\u1ebfn m\u1ea5t, cao nh\u1ea5t ch\u1ec9 kho\u1ea3ng 9,5%\/n\u0103m.<\/p>\n

M\u1ee9c l\u00e3i cao nh\u1ea5t kho\u1ea3ng 9,5%\/ n\u0103m ghi nh\u1eadn \u0111\u01b0\u1ee3c t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n quy m\u00f4 nh\u1ecf nh\u01b0 Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n C\u00f4ng th\u01b0\u01a1ng (Saigonbank), Ng\u00e2n h\u00e0ng TMCP B\u1ea3n Vi\u1ec7t (Vietcapital Bank), Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea1i ch\u00fang Vi\u1ec7t Nam (PVCombank). \u0110\u00e2y c\u0169ng l\u00e0 c\u00e1c nh\u00e0 b\u0103ng c\u00f3 bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t \u0111\u00e1ng ch\u00fa \u00fd trong th\u00e1ng \u0111\u1ea7u n\u0103m.<\/p>\n

Saigonbank l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t gi\u1ea3m m\u1ea1nh nh\u1ea5t. Cu\u1ed1i n\u0103m 2022, l\u00e3i ti\u1ebft ki\u1ec7m t\u1ea1i ng\u00e2n h\u00e0ng n\u00e0y l\u00ean t\u1edbi 10,5%\/n\u0103m. Tuy nhi\u00ean, ch\u1ec9 qua 1 th\u00e1ng, sau T\u1ebft Nguy\u00ean \u0111\u00e1n, theo bi\u1ec3u l\u00e3i su\u1ea5t m\u1edbi, cao nh\u1ea5t t\u1ea1i ng\u00e2n h\u00e0ng n\u00e0y ch\u1ec9 c\u00f2n 9,5%\/n\u0103m, \u00e1p d\u1ee5ng cho c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m k\u1ef3 h\u1ea1n 13 th\u00e1ng.<\/p>\n

\"l\u00e3i
\u0110\u1ebfn cu\u1ed1i th\u00e1ng 11\/2022, t\u1ed5ng ti\u1ec1n g\u1eedi t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ea1t h\u01a1n 11,5 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng.<\/figcaption><\/figure>\n

Th\u00e1ng tr\u01b0\u1edbc, c\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n nh\u01b0 Ng\u00e2n h\u00e0ng TMCP B\u1ea3o Vi\u1ec7t (BaoVietBank), Ng\u00e2n h\u00e0ng \u0110\u1ea1i D\u01b0\u01a1ng (OceanBank), Ng\u00e2n h\u00e0ng TMCP \u0110\u00f4ng \u00c1 (DongABank), Ng\u00e2n h\u00e0ng TMCP B\u1eafc \u00c1 (BacABank) t\u1eebng tr\u1ea3 l\u00e3i ti\u1ebft ki\u1ec7m tr\u00ean d\u01b0\u1edbi 10%\/n\u0103m th\u00ec nay \u0111\u1ed3ng lo\u1ea1t h\u1ea1 xu\u1ed1ng 8,5-9,2%\/ n\u0103m. M\u1ee9c gi\u1ea3m trong kho\u1ea3ng 0,5-0,7%\/n\u0103m.<\/p>\n

L\u00e3i su\u1ea5t huy \u0111\u1ed9ng c\u00f2n ghi nh\u1eadn m\u1ee9c gi\u1ea3m 0,2 – 0,5%\/ n\u0103m \u1edf nhi\u1ec1u ng\u00e2n h\u00e0ng. T\u1ea1i Vietcapital Bank, l\u00e3i su\u1ea5t t\u1ed1i \u0111a nh\u00e0 b\u0103ng n\u00e0y \u0111\u01b0a ra l\u00e0 9%\/n\u0103m, \u00e1p d\u1ee5ng v\u1edbi ti\u1ec1n g\u1eedi tr\u1ef1c tuy\u1ebfn 12 th\u00e1ng tr\u1edf l\u00ean. Tr\u01b0\u1edbc \u0111\u00f3, cu\u1ed1i n\u0103m 2022, Vietcaptial Bank tr\u1ea3 l\u00e3i 9,5%\/ n\u0103m \u1edf c\u00f9ng k\u1ef3 h\u1ea1n 12 \u1edf c\u00e1c k\u1ef3 h\u1ea1n th\u1ea5p h\u01a1n, m\u1ee9c l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0y \u0111\u01b0a ra l\u1ea7n l\u01b0\u1ee3t l\u00e0 8,6%\/n\u0103m v\u1edbi k\u1ef3 h\u1ea1n 6-8 th\u00e1ng; 8,8%\/n\u0103m v\u1edbi k\u1ef3 h\u1ea1n 9-11 th\u00e1ng (\u0111\u1ec1u gi\u1ea3m 0,2-0,5 %).<\/p>\n

T\u1ea1i PVCombank, tr\u01b0\u1edbc \u0111\u00e2y l\u00e3i su\u1ea5t cao nh\u1ea5t l\u00e0 9,9%\/n\u0103m, d\u00e0nh cho kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n tr\u1ef1c tuy\u1ebfn (theo h\u00ecnh th\u1ee9c ti\u1ec1n g\u1eedi b\u1eadc thang, k\u1ef3 h\u1ea1n 36 th\u00e1ng). Tuy nhi\u00ean, hi\u1ec7n t\u1ea1i, lo\u1ea1i s\u1ea3n ph\u1ea9m n\u00e0y ch\u1ec9 c\u00f2n l\u00e3i su\u1ea5t 9,5%\/n\u0103m, gi\u1ea3m 0,4%\/ n\u0103m<\/p>\n

T\u01b0\u01a1ng t\u1ef1, Ng\u00e2n h\u00e0ng TMCP K\u1ef9 th\u01b0\u01a1ng Vi\u1ec7t Nam (Techcombank) \u0111\u1ebfn nay \u0111\u00e3 h\u1ea1 l\u00e3i su\u1ea5t huy \u0111\u1ed9ng 0,3 – 0,4%\/ n\u0103m so v\u1edbi th\u1eddi \u0111i\u1ec3m th\u00e1ng 12\/2022. Hi\u1ec7n m\u1ee9c l\u00e3i su\u1ea5t t\u1ed1i \u0111a Techcombank tr\u1ea3 cho kh\u00e1ch h\u00e0ng VIP l\u00e0 9,2%\/n\u0103m, cho kho\u1ea3n ti\u1ec1n g\u1eedi t\u1eeb 3 t\u1ef7 \u0111\u1ed3ng v\u1edbi k\u1ef3 h\u1ea1n tr\u00ean 6 th\u00e1ng. Trong khi \u0111\u00f3, kh\u00e1ch h\u00e0ng th\u01b0\u1eddng \u0111\u01b0\u1ee3c tr\u1ea3 l\u00e3i 8,9%\/n\u0103m.<\/p>\n

V\u1edbi nh\u00f3m Big 4 (ng\u00e2n h\u00e0ng qu\u1ed1c doanh g\u1ed3m VietinBank, Vietcombank, BIDV, Agribank), m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u1eabn duy tr\u00ec \u1ed5n \u0111\u1ecbnh so v\u1edbi cu\u1ed1i n\u0103m 2022. Hi\u1ec7n, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u1ea1i qu\u1ea7y k\u1ef3 h\u1ea1n 6-11 th\u00e1ng t\u1ea1i nh\u00f3m ng\u00e2n h\u00e0ng n\u00e0y ph\u1ed5 bi\u1ebfn trong kho\u1ea3ng 6-6,1%\/n\u0103m v\u00e0 7,4%\/n\u0103m v\u1edbi k\u1ef3 h\u1ea1n tr\u00ean 12 th\u00e1ng. Tr\u00ean k\u00eanh online, VietinBank v\u00e0 BIDV c\u00f3 l\u00e3i su\u1ea5t v\u01b0\u1ee3t tr\u1ed9i h\u01a1n, \u1edf m\u1ee9c 8,2%\/n\u0103m, k\u1ef3 h\u1ea1n 12-24 th\u00e1ng.<\/p>\n

D\u00f9 c\u00f3 d\u1ea5u hi\u1ec7u gi\u1ea3m nh\u1eb9 trong th\u00e1ng \u0111\u1ea7u n\u0103m, nh\u01b0ng theo Ch\u1ee9ng kho\u00e1n Vietcombank (VCBS), l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u1eabn c\u00f2n d\u01b0 \u0111\u1ecba t\u0103ng trong n\u0103m 2023. Theo \u0111\u00f3, \u00e1p l\u1ef1c l\u1edbn nhi\u1ec1u h\u01a1n v\u00e0o th\u1eddi \u0111i\u1ec3m 6 th\u00e1ng \u0111\u1ea7u n\u0103m, sau \u0111\u00f3 l\u00e3i su\u1ea5t huy \u0111\u1ed9ng d\u1ef1 b\u00e1o \u0111i ngang, th\u1eadm ch\u00ed h\u1ea1 nhi\u1ec7t v\u00e0o n\u1eeda cu\u1ed1i n\u0103m. L\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd \u0111\u1ea1t \u0111\u1ec9nh trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2023 v\u1edbi m\u1ee9c t\u0103ng 1-1,5%.<\/p>\n

Theo s\u1ed1 li\u1ec7u t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 11\/2022, t\u1ed5ng ti\u1ec1n g\u1eedi c\u1ee7a kh\u00e1ch h\u00e0ng t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ea1t h\u01a1n 11,5 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng. So v\u1edbi \u0111\u1ea7u n\u0103m 2022, t\u1ed5ng ti\u1ec1n g\u1eedi c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng t\u0103ng 5,5%, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng t\u0103ng h\u01a1n 600.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

T\u00e1c gi\u1ea3: Vi\u1ec7t Linh<\/em><\/strong><\/p>\n

Ngu\u1ed3n: B\u00e1o Ti\u00ean Phong<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Sau kỳ nghỉ Tết Nguyên đán, lãi suất huy động tại nhiều ngân hàng đã “hạ nhiệt”, với mức giảm đồng loạt từ 0,1 – 1%\/năm ở các kỳ hạn. Trên biểu lãi chính thức, mức lãi suất trên 10% tại các ngân hàng hoàn toàn biến mất, cao nhất chỉ khoảng 9,5%\/năm. Mức lãi […]<\/p>\n","protected":false},"author":17,"featured_media":17909,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-17906","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/17906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=17906"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/17906\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/17909"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=17906"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=17906"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=17906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}