{"id":17437,"date":"2023-01-16T11:19:42","date_gmt":"2023-01-16T04:19:42","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=17437"},"modified":"2024-03-05T17:38:05","modified_gmt":"2024-03-05T10:38:05","slug":"lai-suat-ngan-hang-nao-cao-nhat-thang-01-2023","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-nao-cao-nhat-thang-01-2023\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0o cao nh\u1ea5t th\u00e1ng 01\/2023?"},"content":{"rendered":"\n\n
\n \n
\n \n
\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n <\/div>\n \n
\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n
\n \n\n
<\/div>\n <\/div>\n <\/div>\n<\/div>\n \n\n
\n \u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y<\/span>\n <\/div>\n <\/div>\n

L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m hi\u1ec7n nay cao nh\u1ea5t l\u00e0 9,5% cho k\u1ef3 h\u1ea1n 1 n\u0103m (12 th\u00e1ng) v\u00e0 th\u1ea5p nh\u1ea5t l\u00e0 7,3%\/n\u0103m. V\u1eady v\u00e0o th\u00e1ng 01\/2023, l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng<\/a> n\u00e0o cao nh\u1ea5t hi\u1ec7n nay?<\/p>\n

\u0110\u1ea7u n\u0103m 2023, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f3 xu h\u01b0\u1edbng gi\u1ea3m. N\u1ebfu cu\u1ed1i n\u0103m 2022, m\u1ee9c l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 l\u00ean t\u1edbi h\u01a1n 10%\/n\u0103m th\u00ec hi\u1ec7n th\u1ecb tr\u01b0\u1eddng l\u00e3i su\u1ea5t \u0111\u00e3 b\u1edbt n\u00f3ng.<\/p>\n

V\u1edbi k\u1ef3 h\u1ea1n 1 n\u0103m, 4 ng\u00e2n h\u00e0ng l\u00e0 Kienlongbank, HDBank, Techcombank v\u00e0 Ng\u00e2n h\u00e0ng \u0110\u00f4ng \u00c1 hi\u1ec7n \u0111ang c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t l\u00ean t\u1edbi 9,5%.<\/p>\n

\"G\u1eedi
G\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng n\u00e0o \u01b0u \u0111\u00e3i nh\u1ea5t hi\u1ec7n nay?<\/figcaption><\/figure>\n

\u0110\u1ee9ng th\u1ee9 hai l\u00e0 ng\u00e2n h\u00e0ng Saigonbank v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t l\u00e0 9,4%\/n\u0103m. So v\u1edbi th\u00e1ng tr\u01b0\u1edbc, Saigonbank \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1edbi 0,6 \u0111i\u1ec3m %.<\/p>\n

Ti\u1ebfp theo l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng VietBank, Ng\u00e2n h\u00e0ng B\u1eafc \u00c1, VPBank, Ng\u00e2n h\u00e0ng Qu\u1ed1c d\u00e2n (NCB), OceanBank, PVcomBank, Ng\u00e2n h\u00e0ng Vi\u1ec7t \u00c1 \u0111\u1ec1u \u0111ang huy \u0111\u1ed9ng ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n 1 n\u0103m v\u1edbi l\u00e3i su\u1ea5t t\u1eeb 9%\/n\u0103m \u0111\u1ebfn 9,3%\/n\u0103m.<\/p>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f3 xu h\u01b0\u1edbng \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m so v\u1edbi th\u00e1ng tr\u01b0\u1edbc nh\u01b0: Ng\u00e2n h\u00e0ng \u0110\u00f4ng \u00c1 (gi\u1ea3m 0,35 \u0111i\u1ec3m %), Ng\u00e2n h\u00e0ng B\u1eafc \u00c1 (gi\u1ea3m 0,3 \u0111i\u1ec3m %), Saigonbank (gi\u1ea3m 0,5 \u0111i\u1ec3m %), ABBank (gi\u1ea3m 2,5 \u0111i\u1ec3m %) v\u00e0 Ng\u00e2n h\u00e0ng B\u1ea3n Vi\u1ec7t (gi\u1ea3m 0,4 \u0111i\u1ec3m %).<\/p>\n

Sau c\u00e1c ch\u1ec9 \u0111\u1ea1o quy\u1ebft li\u1ec7t t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN), l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u00e0 cho vay ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u1eefng l\u1ea1i v\u00e0 h\u1ea1 nhi\u1ec7t. T\u00edn hi\u1ec7u \u0111\u00e1ng m\u1eebng l\u00e0 l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng trong th\u1eddi gian qua \u0111\u00e3 gi\u1ea3m m\u1ea1nh.<\/p>\n

\u0110\u00e2y \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t trong nh\u1eefng th\u00f4ng \u0111i\u1ec7p t\u00edch c\u1ef1c d\u1ef1 b\u00e1o m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t chung c\u00f3 th\u1ec3 h\u1ea1 nhi\u1ec7t, t\u1ea1o \u0111\u1ed9ng l\u1ef1c t\u1ed1t cho kinh t\u1ebf.<\/p>\n

\u0110\u1ebfn nay, l\u00e3i su\u1ea5t cho vay qua \u0111\u00eam tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng ch\u1ec9 c\u00f2n 3,49%\/n\u0103m, th\u1ea5p h\u01a1n kh\u00e1 nhi\u1ec1u so v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t qua \u0111\u00eam th\u1eddi \u0111i\u1ec3m \u0111\u1ea7u th\u00e1ng 11 c\u00f3 l\u00fac \u0111\u00e3 l\u00ean t\u1edbi 6,36%.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng k\u1ef3 h\u1ea1n 1 tu\u1ea7n \u0111\u00e3 gi\u1ea3m th\u1ea5p xu\u1ed1ng ch\u1ec9 c\u00f2n 4,24%, th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi m\u1ee9c \u0111\u1ec9nh l\u00ean t\u1edbi tr\u00ean 7% v\u00e0o \u0111\u1ea7u th\u00e1ng 11\/2022. V\u1eady b\u1ea1n \u0111\u00e3 bi\u1ebft l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0o cao nh\u1ea5t \u0111\u1ec3 g\u1eedi ti\u1ebft ki\u1ec7m ch\u01b0a?<\/p>\n

T\u00e1c gi\u1ea3: Ng\u1ecdc Vy<\/em><\/strong><\/p>\n

Ngu\u1ed3n: VTC<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Lãi suất tiết kiệm hiện nay cao nhất là 9,5% cho kỳ hạn 1 năm (12 tháng) và thấp nhất là 7,3%\/năm. Vậy vào tháng 01\/2023, lãi suất ngân hàng nào cao nhất hiện nay? Đầu năm 2023, lãi suất tiết kiệm tại nhiều ngân hàng có xu hướng giảm. Nếu cuối năm 2022, mức […]<\/p>\n","protected":false},"author":17,"featured_media":17440,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-17437","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/17437","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=17437"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/17437\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/17440"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=17437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=17437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=17437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}