{"id":17214,"date":"2023-01-11T10:56:57","date_gmt":"2023-01-11T03:56:57","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=17214"},"modified":"2023-10-31T17:23:47","modified_gmt":"2023-10-31T10:23:47","slug":"lai-suat-ngan-hang-nao-dang-cao-nhat","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-nao-dang-cao-nhat\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0o \u0111ang cao nh\u1ea5t, ng\u00e2n h\u00e0ng n\u00e0o \u0111ang th\u1ea5p nh\u1ea5t?"},"content":{"rendered":"\n\n
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\n 5\/5 - (2 votes) <\/div>\n <\/div>\n

M\u1eb7c d\u00f9 l\u00e3i su\u1ea5t huy \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 h\u1ea1 nhi\u1ec7t, nh\u01b0ng v\u1eabn c\u00f3 nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111ang ni\u00eam y\u1ebft m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao h\u01a1n m\u1ee9c 9,5%\/n\u0103m. V\u1eady, l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0o \u0111ang cao nh\u1ea5t?<\/p>\n

Xem th\u00eam: L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng c\u1eadp nh\u1eadt h\u1eb1ng ng\u00e0y m\u1edbi nh\u1ea5t th\u00e1ng 01\/2023<\/a><\/p>\n

Theo kh\u1ea3o s\u00e1t c\u1ee7a PV, Ng\u00e2n h\u00e0ng TMCP Qu\u1ed1c D\u00e2n (NCB) v\u00e0 Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (SCB) \u0111ang l\u00e0 hai nh\u00e0 b\u0103ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng h\u1ea5p d\u1eabn v\u00e0 cao nh\u1ea5t \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi g\u1eedi ti\u1ec1n.<\/p>\n

C\u1ee5 th\u1ec3, NCB \u0111ang \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t 6%\/n\u0103m cho k\u1ef3 h\u1ea1n t\u1eeb 1-6 th\u00e1ng, k\u1ef3 h\u1ea1n 6 th\u00e1ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng n\u00e0y \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t 9,5%\/n\u0103m.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, ti\u1ec1n g\u1eedi c\u00e1c k\u1ef3 h\u1ea1n tr\u00ean 6 th\u00e1ng \u0111\u01b0\u1ee3c NCB tr\u1ea3 l\u00e3i su\u1ea5t cao h\u01a1n m\u1ee9c 9,5% m\u00e0 Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng ki\u1ebfn ngh\u1ecb l\u00ean Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. Trong \u0111\u00f3, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n t\u1eeb 7-9 th\u00e1ng l\u00e0 9,6%\/n\u0103m, k\u1ef3 h\u1ea1n 10-12 th\u00e1ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t 9,7%\/n\u0103m. Kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n k\u1ef3 h\u1ea1n t\u1eeb 13 th\u00e1ng tr\u1edf l\u00ean c\u00f2n \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t l\u00ean \u0111\u1ebfn 9,9%\/n\u0103m, \u0111\u00e2y l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao nh\u1ea5t th\u1ecb tr\u01b0\u1eddng hi\u1ec7n nay.<\/p>\n

SCB c\u0169ng \u0111ang v\u00e0o cu\u1ed9c \u0111ua huy \u0111\u1ed9ng v\u1ed1n b\u1eb1ng l\u00e3i su\u1ea5t h\u1ea5p d\u1eabn khi \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m l\u00ean \u0111\u1ebfn 9,75%\/n\u0103m \u0111\u1ed1i v\u1edbi ti\u1ebft ki\u1ec7m online v\u00e0 9,7% \u0111\u1ed1i v\u1edbi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y.<\/p>\n

Theo \u0111\u00f3, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online k\u1ef3 h\u1ea1n 1-5 th\u00e1ng t\u1ea1i SCB l\u00e0 6%\/n\u0103m, k\u1ef3 h\u1ea1n 6 th\u00e1ng 9,35%\/n\u0103m, k\u1ef3 h\u1ea1n 9 th\u00e1ng l\u00e0 9,5%\/n\u0103m, k\u1ef3 h\u1ea1n 12 th\u00e1ng 9,65% v\u00e0 k\u1ef3 h\u1ea1n 15 th\u00e1ng l\u00ean \u0111\u1ebfn 9,75%\/n\u0103m.<\/p>\n

Trong khi \u0111\u00f3, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y c\u1ee7a SCB l\u00e0 6%\/n\u0103m cho k\u1ef3 h\u1ea1n 1-5 th\u00e1ng, 8,8%\/n\u0103m k\u1ef3 h\u1ea1n 6 th\u00e1ng, 8,9%\/n\u0103m k\u1ef3 h\u1ea1n 9 th\u00e1ng, 9,6%\/n\u0103m k\u1ef3 h\u1ea1n 12 th\u00e1ng v\u00e0 9,70%\/n\u0103m \u0111\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n 36 th\u00e1ng. Ngo\u00e0i ra, SCB c\u00f2n t\u1eb7ng th\u00eam 0,8% coupon l\u00e3i su\u1ea5t v\u1edbi k\u1ef3 h\u1ea1n t\u1eeb 6-11 th\u00e1ng.<\/p>\n

\"l\u00e3i<\/p>\n

V\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n quy m\u00f4 l\u1edbn, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u0111\u00e3 h\u1ea1 nhi\u1ec7t. Theo b\u1ea3ng l\u00e3i su\u1ea5t m\u1edbi nh\u1ea5t \u0111\u01b0\u1ee3c Techcombank c\u00f4ng b\u1ed1 ng\u00e0y 8\/1, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y k\u1ef3 h\u1ea1n 1-5 th\u00e1ng l\u00e0 6%\/n\u0103m.<\/p>\n

L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 6 th\u00e1ng tr\u1edf l\u00ean \u0111\u01b0\u1ee3c nh\u00e0 b\u0103ng n\u00e0y \u1ea5n \u0111\u1ecbnh m\u1ee9c c\u1ed1 \u0111\u1ecbnh 9,3%\/n\u0103m \u0111\u1ed1i v\u1edbi kho\u1ea3n ti\u1ec1n g\u1eedi d\u01b0\u1edbi 1 t\u1ef7 \u0111\u1ed3ng, 9,4%\/n\u0103m \u0111\u1ed1i v\u1edbi ti\u1ec1n g\u1eedi t\u1eeb 1-3 t\u1ef7 \u0111\u1ed3ng, v\u00e0 l\u00e3i su\u1ea5t l\u00ean \u0111\u1ebfn 9,5%\/n\u0103m \u0111\u1ed1i v\u1edbi kho\u1ea3n ti\u1ec1n g\u1eedi tr\u00ean 3 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, lo\u1ea1t ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i ti\u1ebft ki\u1ec7m t\u1eeb 9%\/n\u0103m tr\u1edf l\u00ean \u1edf k\u1ef3 h\u1ea1n n\u00e0y c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn BacABank, KienLongBank, OCB, PVcomBank, \u0110ongABank, PGBank v\u00e0 Saigonbank.<\/p>\n

Ng\u00e2n h\u00e0ng TMCP \u00c1 Ch\u00e2u (ACB) \u0111ang \u00e1p d\u1ee5ng hai g\u00f3i ti\u1ebft ki\u1ec7m v\u1edbi hai m\u1ee9c l\u00e3i su\u1ea5t kh\u00e1c nhau. V\u1edbi g\u00f3i ti\u1ebft ki\u1ec7m An L\u1ed9c, l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c tri\u1ec3n khai t\u1eeb 5,7% \u0111\u1ebfn 8,3%\/n\u0103m v\u00e0 c\u00f3 k\u1ef3 h\u1ea1n t\u1eeb 1 th\u00e1ng \u0111\u1ebfn t\u1ed1i \u0111a 18 th\u00e1ng c\u00f9ng h\u1ea1n m\u1ee9c quy \u0111\u1ecbnh d\u01b0\u1edbi 100 tri\u1ec7u \u0111\u1ed3ng, t\u1eeb 100 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 500 tri\u1ec7u \u0111\u1ed3ng hay t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean.<\/p>\n

G\u00f3i \u201cT\u00edch L\u0169y T\u01b0\u01a1ng Lai\u201d c\u00f3 th\u1eddi h\u1ea1n t\u1eeb 12-60 th\u00e1ng c\u00f9ng h\u1ea1n m\u1ee9c t\u1eeb 100 tri\u1ec7u \u0111\u1ebfn d\u01b0\u1edbi 500 tri\u1ec7u \u0111\u1ed3ng v\u00e0 t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean, v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c ACB \u1ea5n \u0111\u1ecbnh t\u1eeb 7,4% \u0111\u1ebfn 8,1%\/n\u0103m.<\/p>\n

C\u00e1c \u201c\u00f4ng l\u1edbn\u201d th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n nh\u01b0 VPBank, Sacombank, TPBank,… \u0111\u1ec1u \u00e1p m\u1ee9c l\u00e3i su\u1ea5t chung cho k\u1ef3 h\u1ea1n t\u1eeb 1-3 th\u00e1ng l\u00e0 6%\/n\u0103m.<\/p>\n

Nh\u01b0ng c\u00e1c k\u1ef3 h\u1ea1n d\u00e0i h\u01a1n l\u1ea1i c\u00f3 m\u1ee9c ch\u00eanh l\u1ec7ch \u0111\u00e1ng k\u1ec3. L\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 6 th\u00e1ng t\u1ea1i TPBank, Sacombank v\u00e0 VPBank l\u1ea7n l\u01b0\u1ee3t l\u00e0 7,3%, 8,3% v\u00e0 8,7%\/n\u0103m. L\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng t\u1ea1i VPBank \u0111ang cao nh\u1ea5t trong s\u1ed1 3 ng\u00e2n h\u00e0ng n\u00e0y, l\u00ean \u0111\u1ebfn 9,1%\/n\u0103m, trong khi t\u1ea1i Sacombank v\u00e0 TPBank l\u1ea7n l\u01b0\u1ee3t l\u00e0 8,9% v\u00e0 7,7%\/n\u0103m. Th\u1eadm ch\u00ed, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n tr\u00ean 12 th\u00e1ng t\u1ea1i VPBank l\u00ean \u0111\u1ebfn 9,2%\/n\u0103m, nh\u1ec9nh h\u01a1n 0,2% so v\u1edbi Sacombank.<\/p>\n

Trong khi \u0111\u00f3, nh\u00f3m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc g\u1ed3m Agribank, Vietcombank, Vietinbank v\u00e0 BIDV c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u00e9m h\u1ea5p d\u1eabn nh\u1ea5t. K\u1ef3 h\u1ea1n 3-5 th\u00e1ng \u0111\u01b0\u1ee3c nh\u00f3m \u201cbig4\u201d \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t chung 5,4%\/n\u0103m, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng tr\u1edf l\u00ean c\u0169ng c\u00f3 chung m\u1ee9c l\u00e3i su\u1ea5t 7,4%\/n\u0103m.<\/p>\n

C\u00e1c k\u1ef3 h\u1ea1n c\u00f2n l\u1ea1i c\u00f3 s\u1ef1 ch\u00eanh l\u1ec7ch kh\u00f4ng \u0111\u00e1ng k\u1ec3. C\u1ee5 th\u1ec3, Vietcombank v\u00e0 VietinBank \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n 6-9 th\u00e1ng l\u00e0 6%\/n\u0103m, Agribank c\u00f4ng b\u1ed1 l\u00e3i su\u1ea5t 6,1%\/n\u0103m. BIDV c\u00f4ng b\u1ed1 l\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n 6 th\u00e1ng l\u00e0 6%\/n\u0103m, k\u1ef3 h\u1ea1n 9 th\u00e1ng l\u00e0 6,1%\/n\u0103m.<\/p>\n

T\u00e1c gi\u1ea3: Tu\u00e2n Nguy\u1ec5n<\/em><\/strong><\/p>\n

Ngu\u1ed3n: Vietnamnet<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Mặc dù lãi suất huy động của các ngân hàng đã hạ nhiệt, nhưng vẫn có những ngân hàng thương mại đang niêm yết mức lãi suất huy động cao hơn mức 9,5%\/năm. Vậy, lãi suất ngân hàng nào đang cao nhất? Xem thêm: Lãi suất ngân hàng cập nhật hằng ngày mới nhất tháng […]<\/p>\n","protected":false},"author":17,"featured_media":17217,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-17214","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/17214","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=17214"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/17214\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/17217"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=17214"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=17214"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=17214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}