{"id":13532,"date":"2022-10-13T11:03:11","date_gmt":"2022-10-13T04:03:11","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=13532"},"modified":"2023-07-25T14:09:15","modified_gmt":"2023-07-25T07:09:15","slug":"mb-kienlongbank-bacabank-namabank-tang-tiep-lai-suat-tiet-kiem","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/mb-kienlongbank-bacabank-namabank-tang-tiep-lai-suat-tiet-kiem\/","title":{"rendered":"MB, Kienlongbank, BacABank, NamABank t\u0103ng ti\u1ebfp l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;13532&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;4&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;4\\\/5 - (4 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;MB, Kienlongbank, BacABank, NamABank t\u0103ng ti\u1ebfp l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m&quot;,&quot;width&quot;:&quot;103&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 103px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            4\/5 - (4 votes)    <\/div>\n    <\/div>\n<p>Theo chuy\u00ean gia, xu h\u01b0\u1edbng t\u0103ng c\u1ee7a l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m v\u1eabn c\u00f2n ti\u1ebfp di\u1ec5n, v\u00e0 m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng c\u00f3 th\u1ec3 t\u0103ng 1,5 &#8211; 2% trong c\u1ea3 n\u0103m 2022.<\/p>\n<p>Ng\u00e0y 11\/10, Ng\u00e2n h\u00e0ng TMCP Qu\u00e2n \u0111\u1ed9i (<b>MB<\/b>) \u0111\u00e3 c\u00f4ng b\u1ed1 bi\u1ec3u l\u00e3i su\u1ea5t huy \u0111\u1ed9ng m\u1edbi \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n. L\u1ea7n \u0111i\u1ec1u ch\u1ec9nh n\u00e0y, ng\u00e2n h\u00e0ng t\u0103ng m\u1ea1nh \u1edf c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn.<\/p>\n<p>C\u1ee5 th\u1ec3, t\u1ea1i k\u1ef3 h\u1ea1n 1 th\u00e1ng, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i nh\u00e0 b\u0103ng n\u00e0y \u0111\u00e3 t\u0103ng t\u1eeb 4%\/n\u0103m l\u00ean 4,8%\/n\u0103m, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 2 th\u00e1ng t\u0103ng 0,9 \u0111i\u1ec3m % l\u00ean 4,9%\/n\u0103m. Trong khi \u0111\u00f3, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 3 th\u00e1ng \u2013 5 th\u00e1ng t\u0103ng 0,2 \u0111i\u1ec3m % l\u00ean 5%\/n\u0103m \u2013 l\u00e0 tr\u1ea7n quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc hi\u1ec7n nay.<\/p>\n<p>\u0110\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n 6 \u2013 8 th\u00e1ng, l\u00e3i su\u1ea5t c\u1ee7a ng\u00e2n h\u00e0ng t\u0103ng 0,8 \u0111i\u1ec3m % l\u00ean 6,5%\/n\u0103m. T\u01b0\u01a1ng t\u1ef1, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 9 th\u00e1ng t\u0103ng v\u1edbi m\u1ee9c t\u01b0\u01a1ng t\u1ef1 l\u00ean 6,6%\/n\u0103m.<\/p>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/bang-so-sanh-lai-suat-ngan-hang\/\">B\u1ea3ng so s\u00e1nh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng c\u1eadp nh\u1eadt h\u1eb1ng ng\u00e0y m\u1edbi nh\u1ea5t<\/a><\/p>\n<p>MB v\u1eabn gi\u1eef nguy\u00ean c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t \u0111\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n t\u1eeb 12 th\u00e1ng tr\u1edf l\u00ean. Nh\u00e0 b\u0103ng n\u00e0y \u00e1p d\u1ee5ng 6,8%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 th\u00e1ng, 7%\/n\u0103m cho k\u1ef3 h\u1ea1n 15-18 th\u00e1ng, 7,1% cho 24 th\u00e1ng, 7,2% cho 36 th\u00e1ng v\u00e0 7,4%\/n\u0103m cho k\u1ef3 h\u1ea1n 60 th\u00e1ng.<\/p>\n<p>V\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng t\u1ea1i chi nh\u00e1nh thu\u1ed9c Mi\u1ec1n Trung v\u00e0 Mi\u1ec1n Nam, m\u1ee9c l\u00e3i su\u1ea5t s\u1ebd cao h\u01a1n kho\u1ea3ng 0,1 \u0111i\u1ec3m %. T\u1ee9c kh\u00e1ch h\u00e0ng t\u1ea1i nh\u1eefng khu v\u1ef1c n\u00e0y c\u00f3 th\u1ec3 nh\u1eadn l\u00e3i su\u1ea5t cao nh\u1ea5t 7,5%\/n\u0103m t\u1ea1i k\u1ef3 h\u1ea1n 60 th\u00e1ng.<\/p>\n<p>Nh\u01b0 v\u1eady, sau 3 tu\u1ea7n k\u1ec3 t\u1eeb khi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc t\u0103ng l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh (t\u1eeb ng\u00e0y 23\/9), c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 MB, Techcombank, VPBank, Sacombank \u0111\u00e3 c\u00f3 2-3 l\u1ea7n \u0111i\u1ec1u ch\u1ec9nh bi\u1ec3u l\u00e3i su\u1ea5t huy \u0111\u1ed9ng. Trong khi \u0111\u00f3, SHB, ACB v\u00e0 nh\u00f3m Big 4 (Vietcombank, VietinBank, BIDV, Agribank) ch\u1ec9 m\u1edbi t\u0103ng l\u00e3i su\u1ea5t m\u1ed9t l\u1ea7n trong tu\u1ea7n cu\u1ed1i th\u00e1ng 9.<\/p>\n<p>C\u0169ng t\u1eeb ng\u00e0y 11\/10, m\u1ed9t ng\u00e2n h\u00e0ng kh\u00e1c l\u00e0\u00a0<b>NamABank<\/b> c\u0169ng t\u0103ng l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi cho kh\u00e1ch h\u00e0ng. C\u1ee5 th\u1ec3, l\u00e3i su\u1ea5t g\u1eedi online k\u1ef3 h\u1ea1n t\u1eeb 18 th\u00e1ng t\u1ea1i nh\u00e0 b\u0103ng n\u00e0y \u0111\u00e3 t\u0103ng th\u00eam 0,9%\/n\u0103m l\u00ean 8,4%\/n\u0103m. Hi\u1ec7n nay, kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n g\u1eedi k\u1ef3 h\u1ea1n t\u1eeb 12 th\u00e1ng theo h\u00ecnh th\u1ee9c tr\u1ef1c tuy\u1ebfn t\u1ea1i NamABank, kh\u00f4ng \u0111i k\u00e8m \u0111i\u1ec1u ki\u1ec7n g\u00ec c\u0169ng c\u00f3 l\u00e3i su\u1ea5t t\u1eeb 8%\/n\u0103m.<\/p>\n<p>Ngo\u00e0i ra, \u1edf c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn, c\u1ee5 th\u1ec3 nh\u01b0 k\u1ef3 h\u1ea1n 6 th\u00e1ng, l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng t\u0103ng m\u1ea1nh l\u00ean 7,6%\/n\u0103m.<\/p>\n<p><b>BacABank<\/b>\u00a0c\u0169ng th\u00f4ng b\u00e1o bi\u1ec3u l\u00e3i su\u1ea5t m\u1edbi t\u1eeb ng\u00e0y 11\/10. Theo \u0111\u00f3, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n t\u1eeb 1 t\u1ef7 \u0111\u1ed3ng t\u1ea1i nh\u00e0 b\u0103ng n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadnl\u00e3i su\u1ea5t 8,2%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 th\u00e1ng, 8,4%\/n\u0103m cho k\u1ef3 h\u1ea1n 18 th\u00e1ng.<\/p>\n<p>T\u1ea1i\u00a0<b>Kienlongbank<\/b>, l\u00e3i su\u1ea5t cao nh\u1ea5t \u0111\u00e3 t\u0103ng l\u00ean 8,6%\/n\u0103m khi kh\u00e1ch h\u00e0ng g\u1eedi t\u1eeb 1 n\u0103m tr\u1edf l\u00ean. \u0110\u1ed3ng th\u1eddi, v\u1edbi k\u1ef3 h\u1ea1n 6 th\u00e1ng, l\u00e3i su\u1ea5t c\u0169ng t\u0103ng m\u1ea1nh l\u00ean 8,1%\/n\u0103m. Kienlongbank ni\u00eam y\u1ebft m\u1ee9c t\u1ed1i \u0111a 5%\/n\u0103m cho k\u1ef3 h\u1ea1n d\u01b0\u1edbi 6 th\u00e1ng.<\/p>\n<p>Trong b\u00e1o c\u00e1o ph\u00e2n t\u00edch m\u1edbi \u0111\u00e2y, C\u00f4ng ty Ch\u1ee9ng kho\u00e1n Yuanta Vi\u1ec7t Nam cho bi\u1ebft, l\u00e3i su\u1ea5t t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 t\u0103ng th\u00eam trung b\u00ecnh kho\u1ea3ng 1% sau quy\u1ebft \u0111\u1ecbnh t\u0103ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u0111i\u1ec1u h\u00e0nh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n<p>Nh\u00ecn chung, m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t \u0111ang kh\u00e1 nhi\u1ec1u ch\u1ecbu \u00e1p l\u1ef1c t\u1ea1i c\u00e1c NHTM do t\u1ef7 l\u1ec7 LDR (d\u01b0 n\u1ee3 cho vay so v\u1edbi t\u1ed5ng v\u1ed1n huy \u0111\u1ed9ng) v\u00e0 t\u1ef7 l\u1ec7 v\u1ed1n huy \u0111\u1ed9ng ng\u1eafn h\u1ea1n cho vay trung d\u00e0i h\u1ea1n c\u1ee7a nhi\u1ec1u NHTM \u0111ang \u1edf m\u1ee9c cao. Ngo\u00e0i ra, \u00e1p l\u1ef1c l\u1ea1m ph\u00e1t v\u00e0 vi\u1ec7c NHNN h\u00fat ti\u1ec1n VND v\u1ec1 th\u00f4ng qua vi\u1ec7c b\u00e1n USD \u0111\u1ec3 \u1ed5n \u0111\u1ecbnh t\u1ef7 gi\u00e1 c\u0169ng g\u00e2y s\u1ee9c \u00e9p t\u1edbi l\u00e3i su\u1ea5t huy \u0111\u1ed9ng th\u1eddi gian t\u1edbi. C\u00e1c \u00e1p l\u1ef1c n\u00e0y hi\u1ec7n v\u1eabn ch\u01b0a c\u00f3 d\u1ea5u hi\u1ec7u ch\u1ea5m d\u1ee9t s\u1edbm.<\/p>\n<p>C\u00e1c chuy\u00ean gia ch\u1ee9ng kho\u00e1n VCBS th\u00ec nh\u1eadn \u0111\u1ecbnh, xu h\u01b0\u1edbng t\u0103ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u01b0\u1ee3c xem l\u00e0 ph\u1ea3n \u1ee9ng h\u1ee3p l\u00fd khi m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t \u1edf nhi\u1ec1u qu\u1ed1c gia \u0111ang trong xu h\u01b0\u1edbng t\u0103ng.<\/p>\n<p style=\"text-align: right;\"><strong><em>T\u00e1c gi\u1ea3: Minh Vy<\/em><\/strong><\/p>\n<p style=\"text-align: right;\"><strong><em>Ngu\u1ed3n: <a href=\"https:\/\/markettimes.vn\/mb-kienlongbank-bacabank-namabank-tang-tiep-lai-suat-tiet-kiem-5734.html\" rel=\"nofollow noopener\" target=\"_blank\">Nh\u1ecbp s\u1ed1ng th\u1ecb tr\u01b0\u1eddng<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Theo chuy&ecirc;n gia, xu h&#432;&#7899;ng t&#259;ng c&#7911;a l&atilde;i su&#7845;t ti&#7871;t ki&#7879;m v&#7851;n c&ograve;n ti&#7871;p di&#7877;n, v&agrave; m&#7863;t b&#7857;ng l&atilde;i su&#7845;t huy &#273;&#7897;ng c&oacute; th&#7875; t&#259;ng 1,5 &ndash; 2% trong c&#7843; n&#259;m 2022. Ng&agrave;y 11\/10, Ng&acirc;n h&agrave;ng TMCP Qu&acirc;n &#273;&#7897;i (MB) &#273;&atilde; c&ocirc;ng b&#7889; bi&#7875;u l&atilde;i su&#7845;t huy &#273;&#7897;ng m&#7899;i &aacute;p d&#7909;ng cho kh&aacute;ch h&agrave;ng c&aacute; [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":13534,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[752,146,325,422,920],"class_list":{"0":"post-13532","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang","8":"tag-kien-long","9":"tag-lai-suat-ngan-hang","10":"tag-ma-mbb","11":"tag-mb","12":"tag-nam-a"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/13532","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=13532"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/13532\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/13534"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=13532"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=13532"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=13532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}