{"id":13463,"date":"2022-10-10T11:43:46","date_gmt":"2022-10-10T04:43:46","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=13463"},"modified":"2023-10-31T17:05:54","modified_gmt":"2023-10-31T10:05:54","slug":"vpbank-techcombank-tiep-tuc-tang-manh-lai-suat-tien-gui","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/vpbank-techcombank-tiep-tuc-tang-manh-lai-suat-tien-gui\/","title":{"rendered":"VPBank, Techcombank ti\u1ebfp t\u1ee5c t\u0103ng m\u1ea1nh l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi"},"content":{"rendered":"\n\n
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\n 5\/5 - (1 vote) <\/div>\n <\/div>\n

Trong v\u00f2ng 2 tu\u1ea7n, nh\u1eefng ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 c\u00f3 t\u1edbi 2 l\u1ea7n \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi v\u1edbi m\u1ee9c t\u0103ng r\u1ea5t m\u1ea1nh.<\/p>\n

Sau khi t\u0103ng m\u1ea1nh l\u00e3i su\u1ea5t th\u00eam 0,7-1%\/n\u0103m ng\u00e0y 24\/9, \u0111\u1ebfn ng\u00e0y 6\/10, VPBank ti\u1ebfp t\u1ee5c \u00e1p d\u1ee5ng bi\u1ec3u l\u00e3i su\u1ea5t huy \u0111\u1ed9ng m\u1edbi d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n. L\u1ea7n \u0111i\u1ec1u ch\u1ec9nh n\u00e0y, VPBank, c\u1ed9ng th\u00eam 0,3 \u0111i\u1ec3m % \u1edf nhi\u1ec1u k\u1ef3 h\u1ea1n.<\/p>\n

C\u1ee5 th\u1ec3, \u0111\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c g\u1eedi t\u1ea1i qu\u1ea7y, VPBank t\u0103ng l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng t\u1eeb 6,2-7%\/n\u0103m l\u00ean 6,5 \u2013 6,8 \u2013 7 \u2013 7,1 \u2013 7,2 – 7,3%\/n\u0103m, t\u01b0\u01a1ng \u1ee9ng v\u1edbi c\u00e1c m\u1ed1c s\u1ed1 ti\u1ec1n g\u1eedi l\u00e0 300 tri\u1ec7u \u2013 3 t\u1ef7 – 10 t\u1ef7 – 50 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 36 th\u00e1ng c\u0169ng t\u0103ng 0,3 \u0111i\u1ec3m % l\u00ean 7-7,8%\/n\u0103m. Theo \u0111\u00f3, l\u00e3i su\u1ea5t cao nh\u1ea5t khi g\u1eedi t\u1ea1i qu\u1ea7y c\u1ee7a VPBank \u0111\u00e3 t\u0103ng l\u00ean 7,8%\/n\u0103m, d\u00e0nh cho kh\u00e1ch h\u00e0ng g\u1eedi t\u1eeb 50 t\u1ef7 \u0111\u1ed3ng. Ng\u00e2n h\u00e0ng gi\u1eef nguy\u00ean l\u00e3i su\u1ea5t c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn d\u01b0\u1edbi 6 th\u00e1ng, v\u1eabn t\u1ed1i \u0111a l\u00e0 4,8%\/n\u0103m \u1edf k\u1ef3 h\u1ea1n 5 th\u00e1ng.<\/p>\n

Xem th\u00eam: B\u1ea3ng so s\u00e1nh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng c\u1eadp nh\u1eadt h\u1eb1ng ng\u00e0y m\u1edbi nh\u1ea5t<\/a><\/p>\n

\u0110\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m online, l\u00e3i su\u1ea5t c\u00e1c k\u1ef3 h\u1ea1n d\u00e0i c\u0169ng t\u0103ng v\u1edbi bi\u00ean \u0111\u1ed9 t\u01b0\u01a1ng t\u1ef1. Trong \u0111\u00f3, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 36 th\u00e1ng t\u0103ng l\u00ean 7,2-8%\/n\u0103m. \u0110\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t 7,5%\/n\u0103m, kh\u00e1ch h\u00e0ng g\u1eedi tr\u00ean 300 tri\u1ec7u \u0111\u1ed3ng; l\u00e3i su\u1ea5t 7,7% t\u01b0\u01a1ng \u1ee9ng s\u1ed1 ti\u1ec1n t\u1eeb 3 t\u1ef7 \u0111\u1ebfn 10 t\u1ef7; l\u00e3i su\u1ea5t 7,8%\/n\u0103m cho s\u1ed1 ti\u1ec1n t\u1eeb 10 t\u1ef7 \u0111\u1ebfn d\u01b0\u1edbi 50 t\u1ef7; l\u00e3i su\u1ea5t cao nh\u1ea5t 8%\/n\u0103m d\u00e0nh cho s\u1ed1 ti\u1ec1n t\u1eeb 50 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Kh\u00f4ng ch\u1ec9 VPBank, t\u1eeb ng\u00e0y 07\/10\/2022, Techcombank c\u0169ng t\u0103ng m\u1ee9c l\u00e3i su\u1ea5t ni\u00eam y\u1ebft cho ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m l\u00ean \u0111\u1ebfn 7,5%\/n\u0103m.<\/p>\n

Theo \u0111\u00f3, v\u1edbi nh\u1eefng kho\u1ea3n ti\u1ec1n g\u1eedi m\u1edf m\u1edbi online v\u00e0 t\u1ef1 \u0111\u1ed9ng quay v\u00f2ng, l\u00e3i su\u1ea5t 1 th\u00e1ng \u2013 3 th\u00e1ng ni\u00eam y\u1ebft \u1edf m\u1ee9c t\u1ed1i \u0111a cho ph\u00e9p l\u00e0 5%\/n\u0103m. Ngo\u00e0i ra, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n 6 th\u00e1ng khi g\u1eedi online t\u0103ng l\u00ean 7,2%\/n\u0103m, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng t\u0103ng l\u00ean 7,5%\/n\u0103m.<\/p>\n

\u0110\u1ed1i v\u1edbi k\u00eanh g\u1eedi tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y d\u00e0nh cho ti\u1ebft ki\u1ec7m m\u1edf m\u1edbi. V\u1edbi s\u1ed1 ti\u1ec1n d\u01b0\u1edbi 1 t\u1ef7, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 1 th\u00e1ng, 3 th\u00e1ng \u1edf m\u1ee9c 5%\/n\u0103m, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 6 th\u00e1ng l\u00e0 6,7%\/n\u0103m v\u00e0 12 th\u00e1ng l\u00e1 7%\/n\u0103m.<\/p>\n

\u0110\u1ed1i v\u1edbi g\u1eedi t\u1ea1i qu\u1ea7y m\u00e0 s\u1ed1 ti\u1ec1n g\u1eedi t\u1eeb 1 t\u1ef7 tr\u1edf l\u00ean, l\u00e3i su\u1ea5t cho ti\u1ebft ki\u1ec7m m\u1edf m\u1edbi l\u00e0 7,2%\/n\u0103m k\u1ef3 h\u1ea1n 6 th\u00e1ng, 7,5%\/n\u0103m k\u1ef3 h\u1ea1n 12 th\u00e1ng. C\u00e1c m\u1ee9c l\u00e3i su\u1ea5t n\u00e0y \u0111\u00e3 t\u0103ng kho\u1ea3ng 0,3-1 \u0111i\u1ec3m % so v\u1edbi tr\u01b0\u1edbc.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, Sacombank c\u0169ng ni\u00eam y\u1ebft bi\u1ec3u l\u00e3i su\u1ea5t m\u1edbi t\u1eeb 6\/10. \u0110\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn, l\u00e3i su\u1ea5t cao nh\u1ea5t c\u1ee7a Sacombank \u0111\u00e3 ch\u1ea1m m\u1ed1c 8%\/n\u0103m, l\u00e0 m\u1ee9c l\u00e3i \u00e1p d\u1ee5ng cho k\u1ef3 h\u1ea1n 36 th\u00e1ng. Ngo\u00e0i ra, kh\u00e1ch h\u00e0ng g\u1eedi t\u1eeb 6 th\u00e1ng tr\u1edf l\u00ean s\u1ebd c\u00f3 l\u00e3i su\u1ea5t tr\u00ean 7%\/n\u0103m: k\u1ef3 h\u1ea1n 6 th\u00e1ng 7%\/n\u0103m, k\u1ef3 h\u1ea1n 9 th\u00e1ng 7,3%\/n\u0103m, k\u1ef3 h\u1ea1n 12 th\u00e1ng 7,4%\/n\u0103m, k\u1ef3 h\u1ea1n 18 th\u00e1ng 7,7%\/n\u0103m. C\u00e1c m\u1ee9c l\u00e3i su\u1ea5t n\u00e0y \u0111\u00e3 t\u0103ng kho\u1ea3ng 0,5 %\/n\u0103m so v\u1edbi tr\u01b0\u1edbc.<\/p>\n

Ngo\u00e0i ra, ng\u00e0y 8\/10 v\u1eeba qua, SCB \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t cao nh\u1ea5t th\u1ecb tr\u01b0\u1eddng. C\u1ee5 th\u1ec3, \u0111\u1ed1i v\u1edbi ti\u1ebft ki\u1ec7m online, l\u00e3i su\u1ea5t ti\u1ebft k\u1ef3 h\u1ea1n 6 th\u00e1ng t\u0103ng l\u00ean 7,8 – 7,95%\/n\u0103m, 7 th\u00e1ng l\u00e0 7,65- 8,05%, 9 th\u00e1ng l\u00ean 8,01 – 8,25%, 12 th\u00e1ng l\u00ean 8,2 – 8,55%. M\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t c\u1ee7a ti\u1ebft ki\u1ec7m online t\u1ea1i SCB l\u00e0 8,90%\/n\u0103m \u1edf k\u1ef3 h\u1ea1n 36 th\u00e1ng. Ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi c\u1ee7a SCB c\u0169ng l\u00ean 8,90%\/n\u0103m cho k\u1ef3 h\u1ea1n 24 th\u00e1ng.<\/p>\n

C\u00e1c chuy\u00ean gia cho bi\u1ebft, l\u00e3i su\u1ea5t huy \u0111\u1ed9ng nhi\u1ec1u kh\u1ea3 n\u0103ng s\u1ebd c\u00f2n ti\u1ebfp t\u1ee5c t\u0103ng t\u1eeb nay \u0111\u1ebfn cu\u1ed1i n\u0103m do v\u00e0o m\u00f9a cao \u0111i\u1ec3m kinh doanh.<\/p>\n

Theo kh\u1ea3o s\u00e1t v\u1eeba qua c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m NHNN \u0111i\u1ec1u ch\u1ec9nh t\u0103ng 1 \u0111i\u1ec3m % c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi \u0111i\u1ec1u h\u00e0nh (ng\u00e0y 23\/9\/2022), m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng-cho vay ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) k\u1ef3 v\u1ecdng xu h\u01b0\u1edbng t\u0103ng trong qu\u00fd IV\/2022 v\u00e0 c\u1ea3 n\u0103m 2022, v\u1edbi 59-61% TCTD k\u1ef3 v\u1ecdng l\u00e3i su\u1ea5t t\u0103ng b\u00ecnh qu\u00e2n 0,37 \u0111pt trong qu\u00fd IV\/2022 (ch\u1ec9 c\u00f3 7-9% TCTD k\u1ef3 v\u1ecdng l\u00e3i su\u1ea5t gi\u1ea3m nh\u1eb9) v\u00e0 66-69% TCTD k\u1ef3 v\u1ecdng l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u0103ng b\u00ecnh qu\u00e2n 0,56-0,57 \u0111i\u1ec3m % trong n\u0103m 2022 (c\u00f3 8-10% TCTD k\u1ef3 v\u1ecdng l\u00e3i su\u1ea5t gi\u1ea3m).<\/p>\n

Huy \u0111\u1ed9ng v\u1ed1n to\u00e0n h\u1ec7 th\u1ed1ng TCTD \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng t\u0103ng b\u00ecnh qu\u00e2n 4,3% trong qu\u00fd IV\/2022 v\u00e0 t\u0103ng 10,2% trong n\u0103m 2022, \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m 1,3 \u0111pt so v\u1edbi m\u1ee9c k\u1ef3 v\u1ecdng t\u1ea1i k\u1ef3 \u0111i\u1ec1u tra tr\u01b0\u1edbc.<\/p>\n

T\u00e1c gi\u1ea3: Minh Vy<\/em><\/strong><\/p>\n

Ngu\u1ed3n: Nh\u1ecbp s\u1ed1ng th\u1ecb tr\u01b0\u1eddng<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Trong vòng 2 tuần, những ngân hàng này đã có tới 2 lần điều chỉnh lãi suất tiền gửi với mức tăng rất mạnh. Sau khi tăng mạnh lãi suất thêm 0,7-1%\/năm ngày 24\/9, đến ngày 6\/10, VPBank tiếp tục áp dụng biểu lãi suất huy động mới dành cho khách hàng cá nhân. Lần […]<\/p>\n","protected":false},"author":17,"featured_media":13464,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-13463","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/13463","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=13463"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/13463\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/13464"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=13463"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=13463"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=13463"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}