{"id":125843,"date":"2026-10-23T13:21:36","date_gmt":"2026-10-23T06:21:36","guid":{"rendered":"https:\/\/infina.vn\/blog\/?p=125843"},"modified":"2026-10-23T13:37:09","modified_gmt":"2026-10-23T06:37:09","slug":"lai-suat-ngan-hang-acb","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB: b\u1ea3ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m m\u1edbi nh\u1ea5t"},"content":{"rendered":"<p><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB<\/strong> thay \u0111\u1ed5i theo k\u1ef3 h\u1ea1n g\u1eedi. Theo l\u00e3i su\u1ea5t ni\u00eam y\u1ebft c\u1eadp nh\u1eadt l\u00fac <strong>17:16 22\/10\/2026<\/strong>, ACB ni\u00eam y\u1ebft k\u1ef3 h\u1ea1n 12 th\u00e1ng \u1edf m\u1ee9c <strong>4,8%\/n\u0103m<\/strong>, k\u1ef3 h\u1ea1n 6 th\u00e1ng <strong>4%\/n\u0103m<\/strong> v\u00e0 ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n <strong>0,01%\/n\u0103m<\/strong>. ACB kh\u00f4ng ni\u00eam y\u1ebft \u0111\u1ee7 m\u1ecdi k\u1ef3 h\u1ea1n trong b\u1ea3ng c\u1ee7a Infina, n\u00ean c\u00f3 nh\u1eefng k\u1ef3 h\u1ea1n b\u1ea1n s\u1ebd th\u1ea5y d\u1ea5u g\u1ea1ch ngang. Trang n\u00e0y t\u1ed5ng h\u1ee3p b\u1ea3ng l\u00e3i su\u1ea5t ACB, ti\u1ec1n l\u00e3i \u01b0\u1edbc t\u00ednh cho c\u00e1c s\u1ed1 ti\u1ec1n ph\u1ed5 bi\u1ebfn v\u00e0 so s\u00e1nh v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, t\u1ef1 c\u1eadp nh\u1eadt m\u1ed7i ng\u00e0y.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Bang_lai_suat_ngan_hang_ACB_theo_tung_ky_han\" >B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB theo t\u1eebng k\u1ef3 h\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Gui_50_trieu_100_trieu_1_ty_tai_ACB_lai_bao_nhieu\" >G\u1eedi 50 tri\u1ec7u, 100 tri\u1ec7u, 1 t\u1ef7 t\u1ea1i ACB l\u00e3i bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#ACB_dung_o_dau_trong_bang_xep_hang_lai_suat\" >ACB \u0111\u1ee9ng \u1edf \u0111\u00e2u trong b\u1ea3ng x\u1ebfp h\u1ea1ng l\u00e3i su\u1ea5t?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Ve_ngan_hang_ACB\" >V\u1ec1 ng\u00e2n h\u00e0ng ACB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Cach_chon_ky_han_khi_gui_tiet_kiem_ACB\" >C\u00e1ch ch\u1ecdn k\u1ef3 h\u1ea1n khi g\u1eedi ti\u1ebft ki\u1ec7m ACB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Gui_tiet_kiem_ACB_tai_quay_hay_tren_ung_dung\" >G\u1eedi ti\u1ebft ki\u1ec7m ACB t\u1ea1i qu\u1ea7y hay tr\u00ean \u1ee9ng d\u1ee5ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Nhung_dieu_can_luu_y_khi_gui_tiet_kiem_ACB\" >Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd khi g\u1eedi ti\u1ebft ki\u1ec7m ACB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Lai_suat_ngan_hang_ACB_va_Tai_khoan_sinh_loi_cua_Infina\" >L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB v\u00e0 T\u00e0i kho\u1ea3n sinh l\u1eddi c\u1ee7a Infina<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Cau_hoi_thuong_gap_ve_lai_suat_ACB\" >C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 l\u00e3i su\u1ea5t ACB<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Lai_suat_ngan_hang_ACB_hien_nay_la_bao_nhieu\" >L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB hi\u1ec7n nay l\u00e0 bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#ACB_gui_100_trieu_lai_bao_nhieu_1_nam\" >ACB g\u1eedi 100 tri\u1ec7u l\u00e3i bao nhi\u00eau 1 n\u0103m?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Co_the_rut_tien_truoc_han_tai_ACB_khong\" >C\u00f3 th\u1ec3 r\u00fat ti\u1ec1n tr\u01b0\u1edbc h\u1ea1n t\u1ea1i ACB kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Gui_tiet_kiem_co_bi_tinh_thue_khong\" >G\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 b\u1ecb t\u00ednh thu\u1ebf kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Lai_suat_ACB_so_voi_cac_ngan_hang_lon_nha_nuoc_the_nao\" >L\u00e3i su\u1ea5t ACB so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u00e0 n\u01b0\u1edbc th\u1ebf n\u00e0o?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-acb\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bang_lai_suat_ngan_hang_ACB_theo_tung_ky_han\"><\/span>B\u1ea3ng l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB theo t\u1eebng k\u1ef3 h\u1ea1n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>B\u1ea3ng d\u01b0\u1edbi tr\u1ea3 l\u1eddi c\u00e2u h\u1ecfi l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB l\u00e0 bao nhi\u00eau: li\u1ec7t k\u00ea l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u1ee7a ACB cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n \u1edf m\u1ecdi k\u1ef3 h\u1ea1n c\u00f3 ni\u00eam y\u1ebft, k\u00e8m m\u1ee9c thay \u0111\u1ed5i so v\u1edbi c\u00e1c ng\u00e0y tr\u01b0\u1edbc v\u00e0 so v\u1edbi trung b\u00ecnh c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c.<\/p>\n<style>.infina-ls table{width:100%;border-collapse:collapse;margin:12px 0}.infina-ls th,.infina-ls td{border:1px solid #d9dde3;padding:8px 10px;text-align:right}.infina-ls th:first-child,.infina-ls td:first-child{text-align:left}.infina-ls th{background:#f3f5f8}.infina-ls-scroll{overflow-x:auto}.infina-ls-sort th{cursor:pointer}.infina-ls-top th:nth-child(2),.infina-ls-top td:nth-child(2){text-align:left}.infina-ls-calc-box{margin:12px 0;padding:12px;border:1px solid #d9dde3;border-radius:8px}.infina-ls-calc-box input{width:11em;padding:6px 8px;margin-left:6px}.infina-ls-note{color:#5b6573}<\/style><div class=\"infina-ls\"><p><strong>L\u01b0u \u00fd:<\/strong> h\u1ec7 th\u1ed1ng ch\u01b0a l\u1ea5y \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t m\u1edbi, b\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y l\u00e0 s\u1ed1 li\u1ec7u l\u00fac 17:16 22\/10\/2026.<\/p><p><strong>L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ACB k\u1ef3 h\u1ea1n 12 th\u00e1ng<\/strong> (c\u00e1 nh\u00e2n) hi\u1ec7n ni\u00eam y\u1ebft <strong>4,8%\/n\u0103m<\/strong> (c\u1eadp nh\u1eadt 17:08 22\/10\/2026). M\u1ee9c n\u00e0y x\u1ebfp th\u1ee9 35 trong 40 ng\u00e2n h\u00e0ng Infina theo d\u00f5i \u1edf k\u1ef3 h\u1ea1n 12 th\u00e1ng, m\u1ee9c cao nh\u1ea5t trong nh\u00f3m l\u00e0 7,2% (Saigonbank). So v\u1edbi m\u1ee9c trung b\u00ecnh 5,7% c\u1ee7a nh\u00f3m, ACB th\u1ea5p h\u01a1n 0,89 \u0111i\u1ec3m ph\u1ea7n tr\u0103m.<\/p><div class=\"infina-ls-scroll\"><table><thead><tr><th>K\u1ef3 h\u1ea1n<\/th><th>L\u00e3i su\u1ea5t (%\/n\u0103m)<\/th><th>Trung b\u00ecnh th\u1ecb tr\u01b0\u1eddng<\/th><\/tr><\/thead><tbody><tr><td>Kh\u00f4ng k\u1ef3 h\u1ea1n<\/td><td>0,01%<\/td><td>0,21%<\/td><\/tr><tr><td>1 th\u00e1ng<\/td><td>4%<\/td><td>3,93%<\/td><\/tr><tr><td>3 th\u00e1ng<\/td><td>4%<\/td><td>4,08%<\/td><\/tr><tr><td>6 th\u00e1ng<\/td><td>4%<\/td><td>5,15%<\/td><\/tr><tr><td>9 th\u00e1ng<\/td><td>4,2%<\/td><td>5,11%<\/td><\/tr><tr><td>12 th\u00e1ng<\/td><td>4,8%<\/td><td>5,7%<\/td><\/tr><tr><td>13 th\u00e1ng<\/td><td>4,9%<\/td><td>5,89%<\/td><\/tr><\/tbody><\/table><\/div><p class=\"infina-ls-note\"><small>Ngu\u1ed3n: l\u00e3i su\u1ea5t ni\u00eam y\u1ebft do Infina t\u1ed5ng h\u1ee3p t\u1ef1 \u0111\u1ed9ng, c\u1eadp nh\u1eadt l\u00fac 17:16 22\/10\/2026. S\u1ed1 li\u1ec7u ch\u1ec9 mang t\u00ednh tham kh\u1ea3o, l\u00e3i su\u1ea5t th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 kh\u00e1c theo h\u00ecnh th\u1ee9c g\u1eedi, s\u1ed1 ti\u1ec1n v\u00e0 th\u1eddi \u0111i\u1ec3m. Vui l\u00f2ng ki\u1ec3m tra l\u1ea1i tr\u00ean website ho\u1eb7c \u1ee9ng d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi g\u1eedi.<\/small><\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Gui_50_trieu_100_trieu_1_ty_tai_ACB_lai_bao_nhieu\"><\/span>G\u1eedi 50 tri\u1ec7u, 100 tri\u1ec7u, 1 t\u1ef7 t\u1ea1i ACB l\u00e3i bao nhi\u00eau?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ti\u1ec1n l\u00e3i ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ed1 ti\u1ec1n v\u00e0 k\u1ef3 h\u1ea1n b\u1ea1n ch\u1ecdn. B\u1ea3ng \u0111\u1ea7u ti\u00ean t\u00ednh s\u1eb5n c\u00e1c s\u1ed1 ti\u1ec1n ph\u1ed5 bi\u1ebfn, b\u1ea3ng th\u1ee9 hai cho b\u1ea1n t\u1ef1 nh\u1eadp s\u1ed1 ti\u1ec1n c\u1ee7a m\u00ecnh.<\/p>\n<p><div class=\"infina-ls\"><p><strong>L\u01b0u \u00fd:<\/strong> h\u1ec7 th\u1ed1ng ch\u01b0a l\u1ea5y \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t m\u1edbi, b\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y l\u00e0 s\u1ed1 li\u1ec7u l\u00fac 17:16 22\/10\/2026.<\/p><p><strong>G\u1eedi ti\u1ebft ki\u1ec7m ACB c\u00e1c s\u1ed1 ti\u1ec1n ph\u1ed5 bi\u1ebfn, ti\u1ec1n l\u00e3i bao nhi\u00eau?<\/strong> Ti\u1ec1n l\u00e3i \u01b0\u1edbc t\u00ednh theo l\u00e3i su\u1ea5t ni\u00eam y\u1ebft l\u00fac 17:08 22\/10\/2026:<\/p><div class=\"infina-ls-scroll\"><table><thead><tr><th>S\u1ed1 ti\u1ec1n g\u1eedi<\/th><th>L\u00e3i 6 th\u00e1ng (4%\/n\u0103m)<\/th><th>L\u00e3i 12 th\u00e1ng (4,8%\/n\u0103m)<\/th><\/tr><\/thead><tbody><tr><td>50 tri\u1ec7u \u0111\u1ed3ng<\/td><td>1.000.000<\/td><td>2.400.000<\/td><\/tr><tr><td>100 tri\u1ec7u \u0111\u1ed3ng<\/td><td>2.000.000<\/td><td>4.800.000<\/td><\/tr><tr><td>200 tri\u1ec7u \u0111\u1ed3ng<\/td><td>4.000.000<\/td><td>9.600.000<\/td><\/tr><tr><td>500 tri\u1ec7u \u0111\u1ed3ng<\/td><td>10.000.000<\/td><td>24.000.000<\/td><\/tr><tr><td>1 t\u1ef7 \u0111\u1ed3ng<\/td><td>20.000.000<\/td><td>48.000.000<\/td><\/tr><\/tbody><\/table><\/div><p class=\"infina-ls-note\"><small>Ngu\u1ed3n: l\u00e3i su\u1ea5t ni\u00eam y\u1ebft do Infina t\u1ed5ng h\u1ee3p t\u1ef1 \u0111\u1ed9ng, c\u1eadp nh\u1eadt l\u00fac 17:16 22\/10\/2026. Ti\u1ec1n l\u00e3i t\u00ednh theo l\u00e3i \u0111\u01a1n tr\u1ea3 cu\u1ed1i k\u1ef3: s\u1ed1 ti\u1ec1n x l\u00e3i su\u1ea5t x s\u1ed1 th\u00e1ng \/ 12, \u0111\u01a1n v\u1ecb VND. S\u1ed1 li\u1ec7u ch\u1ec9 mang t\u00ednh tham kh\u1ea3o, l\u00e3i su\u1ea5t th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 kh\u00e1c theo h\u00ecnh th\u1ee9c g\u1eedi, s\u1ed1 ti\u1ec1n v\u00e0 th\u1eddi \u0111i\u1ec3m. Vui l\u00f2ng ki\u1ec3m tra l\u1ea1i tr\u00ean website ho\u1eb7c \u1ee9ng d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi g\u1eedi.<\/small><\/p><\/div><br \/>\n<div class=\"infina-ls\"><p><strong>L\u01b0u \u00fd:<\/strong> h\u1ec7 th\u1ed1ng ch\u01b0a l\u1ea5y \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t m\u1edbi, b\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y l\u00e0 s\u1ed1 li\u1ec7u l\u00fac 17:16 22\/10\/2026.<\/p><p><strong>G\u1eedi 100 tri\u1ec7u \u0111\u1ed3ng t\u1ea1i ACB l\u00e3i bao nhi\u00eau?<\/strong> Theo l\u00e3i su\u1ea5t ni\u00eam y\u1ebft l\u00fac 17:08 22\/10\/2026, ti\u1ec1n l\u00e3i \u01b0\u1edbc t\u00ednh theo t\u1eebng k\u1ef3 h\u1ea1n nh\u01b0 sau:<\/p><form class=\"infina-ls-calc-box\" onsubmit=\"return false\"><label>S\u1ed1 ti\u1ec1n g\u1eedi (VND): <input type=\"number\" min=\"1000000\" step=\"1000000\" value=\"100000000\"><\/label><\/form><div class=\"infina-ls-scroll\"><table><thead><tr><th>K\u1ef3 h\u1ea1n<\/th><th>L\u00e3i su\u1ea5t (%\/n\u0103m)<\/th><th>Ti\u1ec1n l\u00e3i (VND)<\/th><th>T\u1ed5ng nh\u1eadn cu\u1ed1i k\u1ef3 (VND)<\/th><\/tr><\/thead><tbody><tr data-rate=\"4\" data-months=\"1\"><td>1 th\u00e1ng<\/td><td>4%<\/td><td class=\"infina-ls-int\">333.333<\/td><td class=\"infina-ls-tot\">100.333.333<\/td><\/tr><tr data-rate=\"4\" data-months=\"3\"><td>3 th\u00e1ng<\/td><td>4%<\/td><td class=\"infina-ls-int\">1.000.000<\/td><td class=\"infina-ls-tot\">101.000.000<\/td><\/tr><tr data-rate=\"4\" data-months=\"6\"><td>6 th\u00e1ng<\/td><td>4%<\/td><td class=\"infina-ls-int\">2.000.000<\/td><td class=\"infina-ls-tot\">102.000.000<\/td><\/tr><tr data-rate=\"4.8\" data-months=\"12\"><td>12 th\u00e1ng<\/td><td>4,8%<\/td><td class=\"infina-ls-int\">4.800.000<\/td><td class=\"infina-ls-tot\">104.800.000<\/td><\/tr><\/tbody><\/table><\/div><p class=\"infina-ls-note\"><small>Ngu\u1ed3n: l\u00e3i su\u1ea5t ni\u00eam y\u1ebft do Infina t\u1ed5ng h\u1ee3p t\u1ef1 \u0111\u1ed9ng, c\u1eadp nh\u1eadt l\u00fac 17:16 22\/10\/2026. Ti\u1ec1n l\u00e3i t\u00ednh theo l\u00e3i \u0111\u01a1n tr\u1ea3 cu\u1ed1i k\u1ef3: s\u1ed1 ti\u1ec1n x l\u00e3i su\u1ea5t x s\u1ed1 th\u00e1ng \/ 12. S\u1ed1 li\u1ec7u ch\u1ec9 mang t\u00ednh tham kh\u1ea3o, l\u00e3i su\u1ea5t th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 kh\u00e1c theo h\u00ecnh th\u1ee9c g\u1eedi, s\u1ed1 ti\u1ec1n v\u00e0 th\u1eddi \u0111i\u1ec3m. Vui l\u00f2ng ki\u1ec3m tra l\u1ea1i tr\u00ean website ho\u1eb7c \u1ee9ng d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi g\u1eedi.<\/small><\/p><\/div><script>(function(){function f(n){return Math.round(n).toLocaleString(\"vi-VN\")}function calc(box){var a=parseFloat(box.querySelector(\"input\").value);if(!(a>=0))return;box.parentNode.querySelectorAll(\"tr[data-rate]\").forEach(function(tr){var r=parseFloat(tr.dataset.rate),m=parseFloat(tr.dataset.months);var i=a*r\/100*m\/12;tr.querySelector(\".infina-ls-int\").textContent=f(i);var t=tr.querySelector(\".infina-ls-tot\");if(t)t.textContent=f(a+i)})}document.addEventListener(\"input\",function(e){var b=e.target.closest&&e.target.closest(\".infina-ls-calc-box\");if(b)calc(b)});document.addEventListener(\"click\",function(e){var th=e.target.closest&&e.target.closest(\".infina-ls-sort th\");if(!th)return;var tb=th.closest(\"table\"),i=th.cellIndex,rows=[].slice.call(tb.tBodies[0].rows),asc=th.dataset.asc!==\"1\";th.parentNode.querySelectorAll(\"th\").forEach(function(x){x.dataset.asc=\"\"});th.dataset.asc=asc?\"1\":\"\";rows.sort(function(x,y){var p=x.cells[i],q=y.cells[i];var a=p.dataset.v!==undefined?parseFloat(p.dataset.v):p.textContent;var b=q.dataset.v!==undefined?parseFloat(q.dataset.v):q.textContent;if(typeof a===\"number\"){if(a<0)return 1;if(b<0)return -1;return asc?a-b:b-a}return asc?String(a).localeCompare(b,\"vi\"):String(b).localeCompare(a,\"vi\")});rows.forEach(function(r){tb.tBodies[0].appendChild(r)})});})();<\/script><\/p>\n<h2><span class=\"ez-toc-section\" id=\"ACB_dung_o_dau_trong_bang_xep_hang_lai_suat\"><\/span>ACB \u0111\u1ee9ng \u1edf \u0111\u00e2u trong b\u1ea3ng x\u1ebfp h\u1ea1ng l\u00e3i su\u1ea5t?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u1ede k\u1ef3 h\u1ea1n 12 th\u00e1ng, c\u00e1c ng\u00e2n h\u00e0ng sau \u0111ang ni\u00eam y\u1ebft l\u00e3i su\u1ea5t cao nh\u1ea5t trong s\u1ed1 nh\u1eefng ng\u00e2n h\u00e0ng Infina theo d\u00f5i:<\/p>\n<div class=\"infina-ls\"><p><strong>L\u01b0u \u00fd:<\/strong> h\u1ec7 th\u1ed1ng ch\u01b0a l\u1ea5y \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t m\u1edbi, b\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y l\u00e0 s\u1ed1 li\u1ec7u l\u00fac 17:16 22\/10\/2026.<\/p><div class=\"infina-ls-scroll\"><table class=\"infina-ls-top\"><thead><tr><th>H\u1ea1ng<\/th><th>Ng\u00e2n h\u00e0ng<\/th><th>L\u00e3i su\u1ea5t 12 th\u00e1ng (%\/n\u0103m)<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>Saigonbank<\/td><td>7,2%<\/td><\/tr><tr><td>2<\/td><td>VPBank<\/td><td>7,1%<\/td><\/tr><tr><td>3<\/td><td>MBV<\/td><td>7%<\/td><\/tr><tr><td>4<\/td><td>VRBank<\/td><td>6,8%<\/td><\/tr><tr><td>5<\/td><td>LPBank<\/td><td>6,7%<\/td><\/tr><\/tbody><\/table><\/div><p class=\"infina-ls-note\"><small>Ngu\u1ed3n: l\u00e3i su\u1ea5t ni\u00eam y\u1ebft do Infina t\u1ed5ng h\u1ee3p t\u1ef1 \u0111\u1ed9ng, c\u1eadp nh\u1eadt l\u00fac 17:16 22\/10\/2026. X\u1ebfp h\u1ea1ng theo l\u00e3i su\u1ea5t ni\u00eam y\u1ebft trong s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng Infina theo d\u00f5i. S\u1ed1 li\u1ec7u ch\u1ec9 mang t\u00ednh tham kh\u1ea3o, l\u00e3i su\u1ea5t th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 kh\u00e1c theo h\u00ecnh th\u1ee9c g\u1eedi, s\u1ed1 ti\u1ec1n v\u00e0 th\u1eddi \u0111i\u1ec3m. Vui l\u00f2ng ki\u1ec3m tra l\u1ea1i tr\u00ean website ho\u1eb7c \u1ee9ng d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi g\u1eedi.<\/small><\/p><\/div>\n<p>\u0110\u1ec3 b\u1ea1n d\u1ec5 so s\u00e1nh, c\u0169ng \u1edf k\u1ef3 h\u1ea1n 12 th\u00e1ng: MB <strong>5,7%<\/strong>, Techcombank <strong>5,85%<\/strong>, Vietcombank <strong>5,4%<\/strong>.  Xem x\u1ebfp h\u1ea1ng \u0111\u1ea7y \u0111\u1ee7 \u1edf b\u00e0i <a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-nao-cao-nhat\/\">ng\u00e2n h\u00e0ng n\u00e0o l\u00e3i su\u1ea5t cao nh\u1ea5t<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ve_ngan_hang_ACB\"><\/span>V\u1ec1 ng\u00e2n h\u00e0ng ACB<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ng\u00e2n h\u00e0ng TMCP \u00c1 Ch\u00e2u (ACB) ho\u1ea1t \u0111\u1ed9ng t\u1eeb n\u0103m 1993 v\u00e0 l\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n t\u01b0 nh\u00e2n, kh\u00e1c v\u1edbi nh\u00f3m Big4 l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc chi ph\u1ed1i. Khi so s\u00e1nh l\u00e3i su\u1ea5t, b\u1ea1n n\u00ean \u0111\u1eb7t ACB c\u1ea1nh c\u1ea3 hai nh\u00f3m: ng\u00e2n h\u00e0ng l\u1edbn nh\u00e0 n\u01b0\u1edbc v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n c\u00f3 quy m\u00f4 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng nh\u01b0 <a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-mb\/\">l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng MB<\/a> hay <a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vikki\/\">l\u00e3i su\u1ea5t Vikki Bank<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cach_chon_ky_han_khi_gui_tiet_kiem_ACB\"><\/span>C\u00e1ch ch\u1ecdn k\u1ef3 h\u1ea1n khi g\u1eedi ti\u1ebft ki\u1ec7m ACB<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Khi \u0111\u1ecdc l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB, n\u1ebfu b\u1ea3ng cho th\u1ea5y l\u00e3i su\u1ea5t c\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn g\u1ea7n b\u1eb1ng nhau, k\u1ef3 h\u1ea1n d\u00e0i h\u01a1n ch\u1ec9 \u0111\u00e1ng ch\u1ecdn n\u1ebfu m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n r\u00f5 r\u1ec7t v\u00e0 b\u1ea1n ch\u1eafc ch\u1eafn kh\u00f4ng c\u1ea7n d\u00f9ng ti\u1ec1n s\u1edbm, v\u00ec r\u00fat tr\u01b0\u1edbc h\u1ea1n th\u01b0\u1eddng ch\u1ec9 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i kh\u00f4ng k\u1ef3 h\u1ea1n r\u1ea5t th\u1ea5p (xem <a href=\"https:\/\/infina.vn\/blog\/chinh-sach-rut-tien-gui-truoc-han-tai-ngan-hang-tc\/\">ch\u00ednh s\u00e1ch r\u00fat ti\u1ec1n g\u1eedi tr\u01b0\u1edbc h\u1ea1n<\/a>). N\u1ebfu b\u1ea1n c\u00f3 m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn, c\u00f3 th\u1ec3 chia th\u00e0nh v\u00e0i s\u1ed5 \u1edf c\u00e1c k\u1ef3 h\u1ea1n kh\u00e1c nhau \u0111\u1ec3 v\u1eeba c\u00f3 ti\u1ec1n linh ho\u1ea1t, v\u1eeba h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n \u1edf ph\u1ea7n \u0111\u1ec3 l\u00e2u d\u00e0i. B\u00e0i <a href=\"https:\/\/infina.vn\/blog\/gui-tiet-kiem-co-ky-han\/\">g\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n<\/a> gi\u1ea3i th\u00edch th\u00eam c\u00e1ch ch\u1ecdn.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Gui_tiet_kiem_ACB_tai_quay_hay_tren_ung_dung\"><\/span>G\u1eedi ti\u1ebft ki\u1ec7m ACB t\u1ea1i qu\u1ea7y hay tr\u00ean \u1ee9ng d\u1ee5ng?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Theo th\u00f4ng tin t\u1eeb ACB, b\u1ea1n c\u00f3 th\u1ec3 g\u1eedi v\u00e0 qu\u1ea3n l\u00fd s\u1ed5 ti\u1ebft ki\u1ec7m tr\u00ean \u1ee9ng d\u1ee5ng ACB ONE ho\u1eb7c tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y giao d\u1ecbch. G\u1eedi tr\u00ean \u1ee9ng d\u1ee5ng ti\u1ec7n h\u01a1n khi b\u1ea1n mu\u1ed1n so s\u00e1nh nhanh nhi\u1ec1u k\u1ef3 h\u1ea1n v\u00e0 theo d\u00f5i ng\u00e0y \u0111\u00e1o h\u1ea1n, c\u00f2n g\u1eedi t\u1ea1i qu\u1ea7y ph\u00f9 h\u1ee3p khi b\u1ea1n c\u1ea7n t\u01b0 v\u1ea5n tr\u1ef1c ti\u1ebfp cho kho\u1ea3n ti\u1ec1n l\u1edbn. D\u00f9 ch\u1ecdn k\u00eanh n\u00e0o, h\u00e3y h\u1ecfi r\u00f5 m\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng cho \u0111\u00fang k\u00eanh v\u00e0 s\u1ed1 ti\u1ec1n c\u1ee7a b\u1ea1n v\u00ec b\u1ea3ng ni\u00eam y\u1ebft c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ea3n \u00e1nh h\u1ebft \u0111i\u1ec1u ki\u1ec7n k\u00e8m theo.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Nhung_dieu_can_luu_y_khi_gui_tiet_kiem_ACB\"><\/span>Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd khi g\u1eedi ti\u1ebft ki\u1ec7m ACB<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB ni\u00eam y\u1ebft kh\u00e1c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i.<\/strong> B\u1ea3ng trong b\u00e0i l\u00e0 l\u00e3i su\u1ea5t ni\u00eam y\u1ebft do Infina t\u1ed5ng h\u1ee3p v\u00e0 ch\u01b0a t\u00e1ch ri\u00eang h\u00ecnh th\u1ee9c g\u1eedi t\u1ea1i qu\u1ea7y hay g\u1eedi tr\u1ef1c tuy\u1ebfn. M\u1ee9c b\u1ea1n nh\u1eadn c\u00f3 th\u1ec3 kh\u00e1c t\u00f9y s\u1ed1 ti\u1ec1n, k\u00eanh g\u1eedi v\u00e0 ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i \u0111ang \u00e1p d\u1ee5ng, h\u00e3y \u0111\u1ed1i chi\u1ebfu tr\u00ean website ho\u1eb7c \u1ee9ng d\u1ee5ng c\u1ee7a ACB tr\u01b0\u1edbc khi g\u1eedi.<\/li>\n<li><strong>Thu\u1ebf.<\/strong> Theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, l\u00e3i ti\u1ec1n g\u1eedi t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n (xem <a href=\"https:\/\/thuvienphapluat.vn\/ma-so-thue\/phap-luat-thue\/tien-lai-gui-ngan-hang-co-phai-chiu-thue-thu-nhap-ca-nhan-khong-685580-176842.html\" target=\"_blank\" rel=\"noopener\">Th\u01b0 Vi\u1ec7n Ph\u00e1p Lu\u1eadt<\/a>), \u0111\u1ecdc th\u00eam b\u00e0i <a href=\"https:\/\/infina.vn\/blog\/lai-suat-tien-gui-co-ky-han-co-chiu-thue-khong-tc\/\">l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n c\u00f3 ch\u1ecbu thu\u1ebf kh\u00f4ng<\/a>.<\/li>\n<li><strong>B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi.<\/strong> Ti\u1ec1n g\u1eedi t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng tham gia b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 \u0111\u1ebfn m\u1ed9t h\u1ea1n m\u1ee9c nh\u1ea5t \u0111\u1ecbnh cho m\u1ed7i ng\u01b0\u1eddi t\u1ea1i m\u1ed7i t\u1ed5 ch\u1ee9c. H\u1ea1n m\u1ee9c do c\u01a1 quan nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh v\u00e0 c\u00f3 th\u1ec3 thay \u0111\u1ed5i, h\u00e3y ki\u1ec3m tra tr\u00ean trang <a href=\"https:\/\/www.div.gov.vn\/\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi Vi\u1ec7t Nam<\/a>, \u0111\u1eb7c bi\u1ec7t khi g\u1eedi kho\u1ea3n l\u1edbn.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_ngan_hang_ACB_va_Tai_khoan_sinh_loi_cua_Infina\"><\/span>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB v\u00e0 T\u00e0i kho\u1ea3n sinh l\u1eddi c\u1ee7a Infina<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>G\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n cho l\u00e3i su\u1ea5t cao h\u01a1n nh\u01b0ng b\u1ea1n ph\u1ea3i \u0111\u1ec3 ti\u1ec1n \u0111\u1ebfn h\u1ebft k\u1ef3. N\u1ebfu b\u1ea1n c\u1ea7n ph\u1ea7n ti\u1ec1n nh\u00e0n r\u1ed7i v\u1eabn sinh l\u1eddi m\u00e0 r\u00fat \u0111\u01b0\u1ee3c linh ho\u1ea1t, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o <a href=\"https:\/\/infina.vn\/tai-khoan-sinh-loi\">T\u00e0i kho\u1ea3n sinh l\u1eddi c\u1ee7a Infina<\/a>: l\u1ee3i nhu\u1eadn \u0111\u01b0\u1ee3c ghi nh\u1eadn m\u1ed7i ng\u00e0y v\u00e0 b\u1ea1n c\u00f3 th\u1ec3 n\u1ea1p r\u00fat b\u1ea5t k\u1ef3 l\u00fac n\u00e0o theo m\u00f4 t\u1ea3 tr\u00ean trang s\u1ea3n ph\u1ea9m. \u0110\u00e2y l\u00e0 s\u1ea3n ph\u1ea9m kh\u00e1c v\u1edbi g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i ng\u00e2n h\u00e0ng, h\u00e3y \u0111\u1ecdc \u0111i\u1ec1u kho\u1ea3n v\u00e0 m\u1ee9c sinh l\u1eddi hi\u1ec7n t\u1ea1i tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cau_hoi_thuong_gap_ve_lai_suat_ACB\"><\/span>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 l\u00e3i su\u1ea5t ACB<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Lai_suat_ngan_hang_ACB_hien_nay_la_bao_nhieu\"><\/span>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB hi\u1ec7n nay l\u00e0 bao nhi\u00eau?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>L\u00e3i su\u1ea5t ACB kh\u00e1c nhau theo t\u1eebng k\u1ef3 h\u1ea1n. B\u1ea3ng \u1edf \u0111\u1ea7u b\u00e0i cho th\u1ea5y \u0111\u1ee7 c\u00e1c k\u1ef3 h\u1ea1n ACB ni\u00eam y\u1ebft, t\u1ef1 c\u1eadp nh\u1eadt m\u1ed7i ng\u00e0y v\u00e0 ghi r\u00f5 gi\u1edd c\u1eadp nh\u1eadt g\u1ea7n nh\u1ea5t.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"ACB_gui_100_trieu_lai_bao_nhieu_1_nam\"><\/span>ACB g\u1eedi 100 tri\u1ec7u l\u00e3i bao nhi\u00eau 1 n\u0103m?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ph\u1ee5 thu\u1ed9c l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng t\u1ea1i th\u1eddi \u0111i\u1ec3m g\u1eedi. B\u1ea3ng &#8220;G\u1eedi 50 tri\u1ec7u, 100 tri\u1ec7u, 1 t\u1ef7 t\u1ea1i ACB l\u00e3i bao nhi\u00eau&#8221; trong b\u00e0i t\u00ednh s\u1eb5n ti\u1ec1n l\u00e3i theo l\u00e3i su\u1ea5t m\u1edbi nh\u1ea5t, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 \u0111\u1ed5i s\u1ed1 ti\u1ec1n \u0111\u1ec3 t\u1ef1 t\u00ednh.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Co_the_rut_tien_truoc_han_tai_ACB_khong\"><\/span>C\u00f3 th\u1ec3 r\u00fat ti\u1ec1n tr\u01b0\u1edbc h\u1ea1n t\u1ea1i ACB kh\u00f4ng?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng c\u00f3, nh\u01b0ng ph\u1ea7n l\u00e3i b\u1ecb t\u00ednh l\u1ea1i theo l\u00e3i su\u1ea5t kh\u00f4ng k\u1ef3 h\u1ea1n r\u1ea5t th\u1ea5p. H\u00e3y xem quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 c\u1ee7a ACB v\u00e0 b\u00e0i <a href=\"https:\/\/infina.vn\/blog\/chinh-sach-rut-tien-gui-truoc-han-tai-ngan-hang-tc\/\">ch\u00ednh s\u00e1ch r\u00fat ti\u1ec1n g\u1eedi tr\u01b0\u1edbc h\u1ea1n<\/a>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Gui_tiet_kiem_co_bi_tinh_thue_khong\"><\/span>G\u1eedi ti\u1ebft ki\u1ec7m c\u00f3 b\u1ecb t\u00ednh thu\u1ebf kh\u00f4ng?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, l\u00e3i ti\u1ec1n g\u1eedi t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n (xem <a href=\"https:\/\/thuvienphapluat.vn\/ma-so-thue\/phap-luat-thue\/tien-lai-gui-ngan-hang-co-phai-chiu-thue-thu-nhap-ca-nhan-khong-685580-176842.html\" target=\"_blank\" rel=\"noopener\">Th\u01b0 Vi\u1ec7n Ph\u00e1p Lu\u1eadt<\/a>).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Lai_suat_ACB_so_voi_cac_ngan_hang_lon_nha_nuoc_the_nao\"><\/span>L\u00e3i su\u1ea5t ACB so v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u00e0 n\u01b0\u1edbc th\u1ebf n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u1ede k\u1ef3 h\u1ea1n 12 th\u00e1ng, Vietcombank \u0111ang ni\u00eam y\u1ebft <strong>5,4%<\/strong>, BIDV <strong>5,4%<\/strong>, VietinBank <strong>5,4%<\/strong> v\u00e0 Agribank <strong>5,4%<\/strong>, c\u00f2n ACB <strong>4,8%<\/strong>. Th\u1ee9 h\u1ea1ng thay \u0111\u1ed5i theo t\u1eebng \u0111\u1ee3t \u0111i\u1ec1u ch\u1ec9nh n\u00ean h\u00e3y so s\u00e1nh \u0111\u00fang k\u1ef3 h\u1ea1n b\u1ea1n \u0111\u1ecbnh g\u1eedi.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span>K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0110\u1ec3 bi\u1ebft l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB ch\u00ednh x\u00e1c \u1edf th\u1eddi \u0111i\u1ec3m b\u1ea1n g\u1eedi, h\u00e3y xem b\u1ea3ng l\u00e3i su\u1ea5t theo k\u1ef3 h\u1ea1n \u1edf \u0111\u1ea7u b\u00e0i, so s\u00e1nh v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c r\u1ed3i \u0111\u1ed1i chi\u1ebfu l\u1ea1i tr\u00ean k\u00eanh ch\u00ednh th\u1ee9c c\u1ee7a ACB. S\u1ed1 li\u1ec7u trong b\u00e0i ch\u1ec9 c\u00f3 t\u00ednh tham kh\u1ea3o v\u00e0 \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt m\u1ed7i ng\u00e0y m\u1ed9t l\u1ea7n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ACB theo t\u1eebng k\u1ef3 h\u1ea1n, t\u1ef1 c\u1eadp nh\u1eadt m\u1ed7i ng\u00e0y: b\u1ea3ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m, ti\u1ec1n l\u00e3i khi g\u1eedi 50 tri\u1ec7u \u0111\u1ebfn 1 t\u1ef7 v\u00e0 so s\u00e1nh v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c.<\/p>\n","protected":false},"author":17,"featured_media":125844,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[1254,146,190],"class_list":{"0":"post-125843","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang","8":"tag-acb","9":"tag-lai-suat-ngan-hang","10":"tag-lai-suat-tiet-kiem"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/125843","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=125843"}],"version-history":[{"count":1,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/125843\/revisions"}],"predecessor-version":[{"id":125845,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/125843\/revisions\/125845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/125844"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=125843"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=125843"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=125843"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}