{"id":12491,"date":"2022-09-15T11:04:49","date_gmt":"2022-09-15T04:04:49","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=12491"},"modified":"2023-10-31T16:55:54","modified_gmt":"2023-10-31T09:55:54","slug":"mot-ngan-hang-bat-ngo-giam-lai-suat-tiet-kiem-o-nhieu-ky-han","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/mot-ngan-hang-bat-ngo-giam-lai-suat-tiet-kiem-o-nhieu-ky-han\/","title":{"rendered":"M\u1ed9t ng\u00e2n h\u00e0ng b\u1ea5t ng\u1edd gi\u1ea3m l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u1edf nhi\u1ec1u k\u1ef3 h\u1ea1n"},"content":{"rendered":"\n\n
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\n 5\/5 - (3 votes) <\/div>\n <\/div>\n

Tr\u00e1i ng\u01b0\u1ee3c v\u1edbi s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh t\u0103ng l\u00e3i su\u1ea5t c\u1ee7a h\u00e0ng lo\u1ea1t nh\u00e0 b\u0103ng g\u1ea7n \u0111\u00e2y, ng\u00e2n h\u00e0ng n\u00e0y l\u1ea1i \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u1edf nhi\u1ec1u k\u1ef3 h\u1ea1n trong bi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m m\u1edbi c\u00f4ng b\u1ed1.<\/p>\n

Theo \u0111\u00f3, Ng\u00e2n h\u00e0ng TMCP Nam \u00c1 (Nam A Bank) th\u00f4ng b\u00e1o \u00e1p d\u1ee5ng bi\u1ec3u l\u00e3i su\u1ea5t m\u1edbi t\u1eeb ng\u00e0y 7\/9\/2022. \u0110\u00e1ng ch\u00fa \u00fd, trong khi nhi\u1ec1u nh\u00e0 b\u0103ng c\u00f3 quy m\u00f4 t\u1eeb v\u1eeba t\u1edbi l\u1edbn v\u1eeba \u0111i\u1ec1u ch\u1ec9nh t\u0103ng l\u00e3i su\u1ea5t trong th\u1eddi gian g\u1ea7n \u0111\u00e2y th\u00ec \u1edf l\u1ea7n \u0111i\u1ec1u ch\u1ec9nh n\u00e0y, Nam A Bank l\u1ea1i b\u1ea5t ng\u1edd gi\u1ea3m l\u00e3i ti\u1ebft ki\u1ec7m huy \u0111\u1ed9ng \u1edf nhi\u1ec1u k\u1ef3 h\u1ea1n.<\/p>\n

C\u1ee5 th\u1ec3 v\u1edbi h\u00ecnh th\u1ee9c ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, m\u1ee9c \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m ph\u1ed5 bi\u1ebfn t\u1eeb 0,1-0,4%\/n\u0103m. Trong \u0111\u00f3, t\u1ea1i k\u1ef3 h\u1ea1n 6 th\u00e1ng, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u1ee7a Nam A Bank \u0111\u00e3 gi\u1ea3m 0,15 \u0111i\u1ec3m % xu\u1ed1ng 5,45%\/n\u0103m. L\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 9 th\u00e1ng, 10 th\u00e1ng, 11 th\u00e1ng g\u1eedi t\u1ea1i qu\u1ea7y gi\u1ea3m 0,3 \u0111i\u1ec3m % xu\u1ed1ng 5,6%\/n\u0103m.<\/p>\n

Xem th\u00eam: B\u1ea3ng so s\u00e1nh l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng c\u1eadp nh\u1eadt h\u1eb1ng ng\u00e0y m\u1edbi nh\u1ea5t<\/a><\/p>\n

\u1ede k\u1ef3 h\u1ea1n g\u1eedi ti\u1ebft ki\u1ec7m 18 th\u00e1ng, l\u00e3i su\u1ea5t gi\u1ea3m t\u1edbi 0,4 \u0111i\u1ec3m % xu\u1ed1ng 6,3%\/n\u0103m. L\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 28 th\u00e1ng gi\u1ea3m 0,2 \u0111i\u1ec3m % xu\u1ed1ng 6,3%\/n\u0103m. Nam A Bank gi\u1eef nguy\u00ean l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng g\u1eedi t\u1ea1i qu\u1ea7y \u1edf m\u1ee9c 6,5%\/n\u0103m. \u0110\u1ed3ng th\u1eddi, l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 34 th\u00e1ng \u2013 36 th\u00e1ng ghi nh\u1eadn m\u1ee9c t\u0103ng 0,4%\/n\u0103m l\u00ean 6,3%\/n\u0103m.<\/p>\n

Bi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m online c\u1ee7a nh\u00e0 b\u0103ng n\u00e0y \u00edt c\u00f3 s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh h\u01a1n. Tuy nhi\u00ean, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m cao nh\u1ea5t c\u1ee7a Nam A Bank \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m t\u1eeb 7,4%\/n\u0103m xu\u1ed1ng c\u00f2n 7,3%\/n\u0103m khi l\u00e3i su\u1ea5t g\u1eedi tr\u1ef1c tuy\u1ebfn k\u1ef3 h\u1ea1n 16 th\u00e1ng – 36 th\u00e1ng gi\u1ea3m 0,1 \u0111i\u1ec3m % xu\u1ed1ng 7,3%\/n\u0103m.<\/p>\n

M\u1eb7c d\u00f9 v\u1eady, v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng 7,3%\/n\u0103m \u1edf k\u1ef3 h\u1ea1n 16 \u0111\u1ebfn 36 th\u00e1ng, \u0111\u00e2y v\u1eabn l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao nh\u1ea5t trong h\u1ec7 th\u1ed1ng hi\u1ec7n nay.<\/p>\n

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Ng\u00e2n h\u00e0ng Nam A Bank v\u1eabn l\u00e0 m\u1ed9t trong nh\u1eefng nh\u00e0 b\u0103ng c\u00f3 l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m cao trong h\u1ec7 th\u1ed1ng<\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/div>\n

Tr\u01b0\u1edbc khi Nam A Bank \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i ti\u1ebft ki\u1ec7m \u1edf h\u00e0ng lo\u1ea1t k\u1ef3 h\u1ea1n, nhi\u1ec1u ng\u00e2n h\u00e0ng nh\u01b0 VietinBank, ACB, Sacombank, MB, BacABank, Viet Capital Bank,\u2026 \u0111\u1ec1u t\u0103ng l\u00e3i ti\u1ebft ki\u1ec7m huy \u0111\u1ed9ng trong bi\u1ec3u l\u00e3i su\u1ea5t huy \u0111\u1ed9ng c\u00f4ng b\u1ed1 trong tu\u1ea7n cu\u1ed1i th\u00e1ng 8 v\u00e0 \u0111\u1ea7u th\u00e1ng 9.<\/p>\n

Xem th\u00eam: L\u00e3i su\u1ea5t Ng\u00e2n h\u00e0ng Nam \u00c1 m\u1edbi nh\u1ea5t c\u00f3 h\u1ea5p d\u1eabn c\u00e1c N\u0110T hay kh\u00f4ng?<\/a><\/p>\n

Trong \u0111\u00f3, VietinBank tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh c\u1ed9ng th\u00eam l\u00e3i su\u1ea5t t\u1edbi 0,5%\/n\u0103m cho c\u00e1c kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n g\u1eedi ti\u1ebft ki\u1ec7m online k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 24 th\u00e1ng tr\u00ean VietinBank iPay. Theo \u0111\u00f3, l\u00e3i su\u1ea5t cao nh\u1ea5t t\u1ea1i VietinBank \u0111\u00e3 l\u00ean 6,1%\/n\u0103m.<\/p>\n

Xem th\u00eam: L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng Vietinbank<\/a><\/p>\n

Ng\u00e2n h\u00e0ng Sacombank c\u0169ng \u0111\u00e3 t\u0103ng kho\u1ea3ng 0,2 \u0111i\u1ec3m % \u1edf nhi\u1ec1u k\u1ef3 h\u1ea1n, c\u1ea3 h\u00ecnh th\u1ee9c g\u1eedi ti\u1ec1n t\u1ea1i qu\u1ea7y v\u00e0 g\u1eedi ti\u1ec1n online. Kh\u00e1ch h\u00e0ng Sacombank c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t cao nh\u1ea5t l\u00e0 7,2%\/n\u0103m khi g\u1eedi ti\u1ebft ki\u1ec7m k\u1ef3 h\u1ea1n 36 th\u00e1ng.<\/p>\n

Xem th\u00eam: L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng Sacombank<\/a><\/p>\n

K\u1ec3 t\u1eeb ng\u00e0y 08\/9, Viet Capital Bank t\u0103ng l\u00e3i su\u1ea5t \u0111\u1ed3ng lo\u1ea1t t\u1eeb k\u1ef3 h\u1ea1n 1 th\u00e1ng tr\u1edf l\u00ean. C\u1ee5 th\u1ec3, h\u00ecnh th\u1ee9c g\u1eedi online k\u1ef3 h\u1ea1n 1 th\u00e1ng \u0111\u1ebfn 3 th\u00e1ng t\u0103ng 0,05% l\u00ean k\u1ecbch tr\u1ea7n 4%\/n\u0103m; k\u1ef3 h\u1ea1n 6 th\u00e1ng t\u0103ng 0,2% l\u00ean 6,6%\/n\u0103m.<\/p>\n

V\u1edbi kh\u00e1ch h\u00e0ng tham gia s\u1ea3n ph\u1ea9m Ti\u1ebft ki\u1ec7m linh ho\u1ea1t v\u1edbi k\u1ef3 h\u1ea1n ng\u00e0y t\u1eeb 184 ng\u00e0y tr\u1edf l\u00ean m\u1ee9c g\u1eedi t\u1eeb 100 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 300 tri\u1ec7u \u0111\u1ed3ng l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng 6,7%\/n\u0103m, v\u1edbi m\u1ee9c g\u1eedi t\u1eeb 300 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng 6,8%\/n\u0103m.<\/p>\n

V\u1edbi k\u1ef3 h\u1ea1n 12 th\u00e1ng, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u1ee7a Viet Capital Bank c\u0169ng t\u0103ng 0,2% l\u00ean 7,1%\/n\u0103m v\u00e0 k\u1ef3 h\u1ea1n 24 th\u00e1ng t\u0103ng 0,3% l\u00ean 7,3%\/n\u0103m.<\/p>\n

Xem th\u00eam: L\u00e3i su\u1ea5t g\u1eedi ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng B\u1ea3n Vi\u1ec7t m\u1edbi nh\u1ea5t<\/a><\/p>\n

T\u1eeb cu\u1ed1i th\u00e1ng 8, Ng\u00e2n h\u00e0ng MB c\u0169ng t\u0103ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u1ea1i m\u1ed9t s\u1ed1 k\u1ef3 h\u1ea1n. C\u1ee5 th\u1ec3, v\u1edbi c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 7-8 th\u00e1ng, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi t\u0103ng 0,3% l\u00ean 5,3%\/n\u0103m. T\u1ea1i k\u1ef3 h\u1ea1n 36 th\u00e1ng, l\u00e3i su\u1ea5t t\u0103ng 0,2% l\u00ean 6,8%\/n\u0103m. V\u1edbi k\u1ef3 h\u1ea1n 48 th\u00e1ng v\u00e0 60 th\u00e1ng, ng\u00e2n h\u00e0ng t\u0103ng \u0111\u1ebfn 0,4% l\u00e3i su\u1ea5t l\u00ean 6,8%\/n\u0103m.<\/p>\n

Bac A Bank c\u0169ng \u00e1p d\u1ee5ng bi\u1ec3u l\u00e3i su\u1ea5t m\u1edbi t\u0103ng \u1edf \u0111a s\u1ed1 c\u00e1c k\u1ef3 h\u1ea1n k\u1ec3 t\u1eeb ng\u00e0y 26\/8. \u0110\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n ng\u1eafn t\u1eeb 1-5 th\u00e1ng, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi c\u1ee7a ng\u00e2n h\u00e0ng t\u0103ng 0,1% l\u00ean m\u1ee9c 4%\/n\u0103m.<\/p>\n

V\u1edbi k\u1ef3 h\u1ea1n 6-7 th\u00e1ng, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u0103ng th\u00eam 0,15% l\u00ean 6,5%\/n\u0103m. V\u1edbi c\u00e1c k\u1ef3 h\u1ea1n d\u00e0i h\u01a1n nh\u01b0 k\u1ef3 h\u1ea1n 12 th\u00e1ng tr\u1edf l\u00ean, Bac A Bank t\u0103ng l\u00e3i su\u1ea5t th\u00eam 0,1 \u0111i\u1ec3m % l\u00ean 6,9-7%\/n\u0103m.<\/p>\n

D\u00f9 Nam A Bank v\u1eeba c\u00f3 \u0111\u1ed9ng th\u00e1i gi\u1ea3m l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m nh\u01b0ng c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng \u0111\u00e1nh gi\u00e1 xu h\u01b0\u1edbng trong th\u1eddi gian t\u1edbi l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u0111\u1ec3 thu h\u00fat ngu\u1ed3n ti\u1ec1n nh\u00e0n r\u1ed7i c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n

Vi\u1ec7c Nam A Bank gi\u1ea3m l\u00e3i ti\u1ebft ki\u1ec7m c\u00f3 th\u1ec3 do c\u00e2n \u0111\u1ed1i ngu\u1ed3n v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng \u0111ang d\u1ed3i d\u00e0o h\u01a1n giai \u0111o\u1ea1n tr\u01b0\u1edbc. B\u00ean c\u1ea1nh \u0111\u00f3, d\u00f9 gi\u1ea3m l\u00e3i ti\u1ebft ki\u1ec7m nh\u01b0ng m\u1eb7t b\u1eb1ng l\u00e3i huy \u0111\u1ed9ng c\u1ee7a Nam A Bank v\u1eabn thu\u1ed9c nh\u00f3m cao trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng hi\u1ec7n nay.<\/p>\n

Ngo\u00e0i ra, m\u1ed9t nguy\u00ean nh\u00e2n n\u1eefa khi\u1ebfn cho l\u00e3i su\u1ea5t huy \u0111\u1ed9ng s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng, \u0111\u1eb7c bi\u1ec7t c\u00e1c k\u1ef3 h\u1ea1n d\u00e0i, l\u00e0 t\u1eeb \u0111\u1ea7u th\u00e1ng 10 t\u1edbi \u0111\u00e2y, quy \u0111\u1ecbnh t\u1ef7 l\u1ec7 t\u1ed1i \u0111a c\u1ee7a ngu\u1ed3n v\u1ed1n ng\u1eafn h\u1ea1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 cho vay trung v\u00e0 d\u00e0i h\u1ea1n s\u1ebd gi\u1ea3m t\u1eeb m\u1ee9c 37% xu\u1ed1ng c\u00f2n 34% theo l\u1ed9 tr\u00ecnh c\u1ee7a Th\u00f4ng t\u01b0 08\/2020\/TT-NHNN.<\/p>\n

T\u00e1c gi\u1ea3: Trung Ki\u00ean<\/em><\/strong><\/p>\n

Ngu\u1ed3n: Arttimes<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Trái ngược với sự điều chỉnh tăng lãi suất của hàng loạt nhà băng gần đây, ngân hàng này lại điều chỉnh giảm lãi suất tiết kiệm ở nhiều kỳ hạn trong biểu lãi suất tiết kiệm mới công bố. Theo đó, Ngân hàng TMCP Nam Á (Nam A Bank) thông báo áp dụng biểu […]<\/p>\n","protected":false},"author":17,"featured_media":12494,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-12491","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/12491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=12491"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/12491\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/12494"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=12491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=12491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=12491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}