{"id":11642,"date":"2025-03-31T14:26:06","date_gmt":"2025-03-31T07:26:06","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=11642"},"modified":"2025-03-31T15:33:48","modified_gmt":"2025-03-31T08:33:48","slug":"lai-suat-ngan-hang-ocb","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-ocb\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t hi\u1ec7n nay 07\/04\/2026"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;11642&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;3&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;5&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;5\\\/5 - (3 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t hi\u1ec7n nay [current_date]&quot;,&quot;width&quot;:&quot;129&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 129px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            5\/5 - (3 votes)    <\/div>\n    <\/div>\n<p>Theo cu\u1ed9c kh\u1ea3o s\u00e1t v\u00e0o ng\u00e0y 07\/04\/2026, l\u00e3i su\u1ea5t cao nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n 36 th\u00e1ng v\u00e0 h\u00ecnh th\u1ee9c l\u00e3i l\u0129nh cu\u1ed1i k\u1ef3 l\u00e0 6,1%\/n\u0103m. V\u1eady, l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB m\u1edbi nh\u1ea5t 07\/04\/2026 l\u00e0 bao nhi\u00eau? C\u00f9ng <a href=\"https:\/\/www.infina.vn\/\" target=\"_blank\" rel=\"noopener noreferrer\">Infina<\/a> t\u00ecm hi\u1ec3u nh\u00e9!<\/p>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-nao-cao-nhat\/\">L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng n\u00e0o cao nh\u1ea5t hi\u1ec7n nay 04\/2025?<\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-ocb\/#Gioi_thieu_ngan_hang_Phuong_Dong_OCB\" title=\"Gi\u1edbi thi\u1ec7u ng\u00e2n h\u00e0ng Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB)\">Gi\u1edbi thi\u1ec7u ng\u00e2n h\u00e0ng Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-ocb\/#Bieu_lai_suat_ngan_hang_OCB_moi_nhat_hien_nay\" title=\"Bi\u1ec3u l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB m\u1edbi nh\u1ea5t hi\u1ec7n nay\">Bi\u1ec3u l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB m\u1edbi nh\u1ea5t hi\u1ec7n nay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-ocb\/#Lai_suat_ngan_hang_OCB_danh_cho_khach_hang_doanh_nghiep\" title=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-ocb\/#Ket_luan\" title=\"K\u1ebft lu\u1eadn\">K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Gioi_thieu_ngan_hang_Phuong_Dong_OCB\"><\/span>Gi\u1edbi thi\u1ec7u ng\u00e2n h\u00e0ng Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-11645 size-full\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/gioi-thieu-ngan-hang-phuong-dong.jpg\" alt=\"l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng ocb\" width=\"800\" height=\"493\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/gioi-thieu-ngan-hang-phuong-dong.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/gioi-thieu-ngan-hang-phuong-dong-300x185.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/gioi-thieu-ngan-hang-phuong-dong-768x473.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/gioi-thieu-ngan-hang-phuong-dong-696x429.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/gioi-thieu-ngan-hang-phuong-dong-682x420.jpg 682w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/gioi-thieu-ngan-hang-phuong-dong-356x220.jpg 356w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<p data-sourcepos=\"1:1-2:43\">Ng\u00e2n h\u00e0ng TMCP Ph\u01b0\u01a1ng \u0110\u00f4ng (<a href=\"https:\/\/ocb.com.vn\/vi\" rel=\"nofollow noopener\" target=\"_blank\">OCB<\/a>) l\u00e0 m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp ng\u00e0y 13 th\u00e1ng 10 n\u0103m 1996. Ng\u00e2n h\u00e0ng c\u00f3 tr\u1ee5 s\u1edf ch\u00ednh t\u1ea1i Th\u00e0nh ph\u1ed1 H\u1ed3 Ch\u00ed Minh v\u00e0 c\u00f3 m\u1ea1ng l\u01b0\u1edbi ho\u1ea1t \u0111\u1ed9ng r\u1ed9ng kh\u1eafp c\u1ea3 n\u01b0\u1edbc v\u1edbi h\u01a1n 1.000 \u0111i\u1ec3m giao d\u1ecbch.<\/p>\n<p data-sourcepos=\"19:1-19:214\">OCB lu\u00f4n n\u1ed7 l\u1ef1c mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng nh\u1eefng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng t\u1ed1t nh\u1ea5t v\u1edbi ch\u1ea5t l\u01b0\u1ee3ng cao v\u00e0 gi\u00e1 c\u1ea3 c\u1ea1nh tranh. Ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nhi\u1ec1u gi\u1ea3i th\u01b0\u1edfng uy t\u00edn trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc, trong \u0111\u00f3 c\u00f3:<\/p>\n<ul data-sourcepos=\"21:1-25:0\">\n<li data-sourcepos=\"21:1-21:44\">Top 500 doanh nghi\u1ec7p l\u1edbn nh\u1ea5t Vi\u1ec7t Nam<\/li>\n<li data-sourcepos=\"22:1-22:62\">Top 10 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n uy t\u00edn nh\u1ea5t Vi\u1ec7t Nam<\/li>\n<li data-sourcepos=\"23:1-23:51\">Top 10 ng\u00e2n h\u00e0ng c\u00f3 s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 s\u00e1ng t\u1ea1o<\/li>\n<li data-sourcepos=\"24:1-25:0\">Top 10 ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb ti\u00eau bi\u1ec3u<\/li>\n<\/ul>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bieu_lai_suat_ngan_hang_OCB_moi_nhat_hien_nay\"><\/span>Bi\u1ec3u l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB m\u1edbi nh\u1ea5t hi\u1ec7n nay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>V\u00e0o th\u00e1ng 4, Ng\u00e2n h\u00e0ng OCB hi\u1ec7n \u0111ang ni\u00eam y\u1ebft l\u00e3i su\u1ea5t cho ti\u1ec1n g\u1eedi c\u1ee7a kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n trong kho\u1ea3ng t\u1eeb 3,9% \u0111\u1ebfn 6,1%\/n\u0103m khi g\u1eedi ti\u1ec1n v\u00e0o c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 36 th\u00e1ng v\u1edbi l\u00e3i \u0111\u01b0\u1ee3c tr\u1ea3 v\u00e0o cu\u1ed1i k\u1ef3.<\/p>\n<p>C\u00f3 th\u1ec3 th\u1ea5y r\u1eb1ng khung l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m kh\u00f4ng thay \u0111\u1ed5i trong th\u00e1ng 11 sau m\u1ed9t \u0111i\u1ec1u ch\u1ec9nh nh\u1ecf v\u00e0o th\u00e1ng tr\u01b0\u1edbc.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-23051\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/gioi-thieu-ngan-hang-ocb.jpg\" alt=\"Gi\u1edbi thi\u1ec7u ng\u00e2n h\u00e0ng OCB\" width=\"800\" height=\"533\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/gioi-thieu-ngan-hang-ocb.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/gioi-thieu-ngan-hang-ocb-300x200.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/gioi-thieu-ngan-hang-ocb-768x512.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/gioi-thieu-ngan-hang-ocb-696x464.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/gioi-thieu-ngan-hang-ocb-630x420.jpg 630w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB cho ti\u1ec1n g\u1eedi 1 th\u00e1ng v\u00e0 2 th\u00e1ng l\u1ea7n l\u01b0\u1ee3t l\u00e0 3,9%\/n\u0103m v\u00e0 4%\/n\u0103m. Kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m trong kho\u1ea3ng 3 \u0111\u1ebfn 5 th\u00e1ng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t t\u01b0\u01a1ng \u1ee9ng l\u00e0 4,1%\/n\u0103m.<\/p>\n<p>Ti\u1ebfp theo, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m OCB v\u1edbi k\u1ef3 h\u1ea1n t\u1eeb 6 \u0111\u1ebfn 8 th\u00e1ng \u0111ang \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 5,1%\/n\u0103m. Ngo\u00e0i ra, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u1ed1 \u0111\u1ecbnh cho c\u00e1c kho\u1ea3n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1eeb 9 \u0111\u1ebfn 11 th\u00e1ng v\u1eabn duy tr\u00ec \u1edf m\u1ee9c 5,2%\/n\u0103m, kh\u00f4ng thay \u0111\u1ed5i so v\u1edbi th\u00e1ng tr\u01b0\u1edbc.<\/p>\n<p>T\u01b0\u01a1ng t\u1ef1, l\u00e3i su\u1ea5t cho ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n t\u1eeb 12 \u0111\u1ebfn 15 th\u00e1ng v\u1eabn \u1ed5n \u0111\u1ecbnh \u1edf m\u1ee9c 5,5%\/n\u0103m. \u0110\u1ed1i v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n trong k\u1ef3 h\u1ea1n 18 th\u00e1ng v\u00e0 21 th\u00e1ng, h\u1ecd s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t l\u00e0 5,9%\/n\u0103m.<\/p>\n<p>C\u00e1c l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng b\u1edfi Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Ph\u01b0\u01a1ng \u0110\u00f4ng cho c\u00e1c k\u1ef3 h\u1ea1n 24 th\u00e1ng v\u00e0 36 th\u00e1ng duy tr\u00ec \u1ed5n \u0111\u1ecbnh \u1edf m\u1ee9c 6%\/n\u0103m v\u00e0 6,1%\/n\u0103m.<\/p>\n<p>Ngo\u00e0i ra, kh\u00e1ch h\u00e0ng c\u00f3 c\u00e1c kho\u1ea3n <a href=\"https:\/\/infina.vn\/blog\/gui-tiet-kiem-khong-ky-han\/\">ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n<\/a> s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t t\u01b0\u01a1ng \u1ee9ng l\u00e0 0,1%\/n\u0103m v\u00e0 ti\u1ec1n g\u1eedi ng\u1eafn h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 3 tu\u1ea7n s\u1ebd c\u00f3 l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh l\u00e0 0,5%\/n\u0103m.<\/p>\n<p>H\u01a1n n\u1eefa, kh\u00e1ch h\u00e0ng c\u00f2n c\u00f3 th\u1ec3 kh\u00e1m ph\u00e1 c\u00e1c l\u1ef1a ch\u1ecdn thanh to\u00e1n l\u00e3i su\u1ea5t OCB v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u0111a d\u1ea1ng, nh\u01b0 sau:<\/p>\n<ul>\n<li>Thanh to\u00e1n l\u00e3i su\u1ea5t \u0111\u1ea7u k\u1ef3: L\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 3,88% \u0111\u1ebfn 5,42%\/n\u0103m.<\/li>\n<li>Thanh to\u00e1n l\u00e3i h\u00e0ng th\u00e1ng: L\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 3,99% \u0111\u1ebfn 5,67%\/n\u0103m.<\/li>\n<li>Thanh to\u00e1n l\u00e3i h\u00e0ng qu\u00fd: L\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 5,06% \u0111\u1ebfn 5,7%\/n\u0103m.<\/li>\n<li>Thanh to\u00e1n l\u00e3i h\u00e0ng 6 th\u00e1ng: L\u00e3i su\u1ea5t dao \u0111\u1ed9ng t\u1eeb 5,42% \u0111\u1ebfn 5,74%\/n\u0103m.<\/li>\n<\/ul>\n<figure id=\"attachment_23050\" aria-describedby=\"caption-attachment-23050\" style=\"width: 700px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-23050\" src=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/lai-suat-ngan-hang-ocb-11-2023.jpg\" alt=\"l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB 11\/2023\" width=\"700\" height=\"609\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/lai-suat-ngan-hang-ocb-11-2023.jpg 700w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/lai-suat-ngan-hang-ocb-11-2023-300x261.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/lai-suat-ngan-hang-ocb-11-2023-696x606.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/10\/lai-suat-ngan-hang-ocb-11-2023-483x420.jpg 483w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><figcaption id=\"caption-attachment-23050\" class=\"wp-caption-text\">Ngu\u1ed3n: OCB<\/figcaption><\/figure>\n<p>So v\u1edbi c\u00f9ng k\u1ef3 th\u00e1ng tr\u01b0\u1edbc, l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m OCB ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c duy tr\u00ec \u1ed5n \u0111\u1ecbnh trong kho\u1ea3ng t\u1eeb 4,1% \u0111\u1ebfn 6,1%\/n\u0103m \u0111\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 36 th\u00e1ng v\u00e0 h\u00ecnh th\u1ee9c l\u0129nh l\u00e3i cu\u1ed1i k\u1ef3.<\/p>\n<p>\u0110\u00e1ng ch\u00fa \u00fd, kh\u00e1ch h\u00e0ng l\u1ef1a ch\u1ecdn h\u00ecnh th\u1ee9c g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cao h\u01a1n t\u1eeb 0,15 \u0111i\u1ec3m % \u0111\u1ebfn 0,2 \u0111i\u1ec3m % so v\u1edbi bi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m th\u00f4ng th\u01b0\u1eddng, t\u00f9y theo t\u1eebng k\u1ef3 h\u1ea1n.<\/p>\n<p>Nh\u01b0 v\u1eady, m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t hi\u1ec7n nay v\u1eabn l\u00e0 6,1%\/n\u0103m, \u00e1p d\u1ee5ng cho c\u1ea3 ti\u1ebft ki\u1ec7m th\u00f4ng th\u01b0\u1eddng v\u00e0 ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn t\u1ea1i k\u1ef3 h\u1ea1n 36 th\u00e1ng v\u1edbi l\u00e3i l\u0129nh cu\u1ed1i k\u1ef3.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_ngan_hang_OCB_danh_cho_khach_hang_doanh_nghiep\"><\/span>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB d\u00e0nh cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<p data-sourcepos=\"1:1-1:135\">Theo bi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u1ee7a Ng\u00e2n h\u00e0ng OCB c\u1eadp nh\u1eadt ng\u00e0y 07\/04\/2026, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m d\u00e0nh cho doanh nghi\u1ec7p \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng nh\u01b0 sau:<\/p>\n<div class=\"horizontal-scroll-wrapper\">\n<div class=\"table-block-component\">\n<div class=\"table-block\">\n<div class=\"table-content\">\n<table data-sourcepos=\"3:1-13:34\">\n<tbody>\n<tr data-sourcepos=\"3:1-3:56\">\n<th data-sourcepos=\"3:1-3:8\">K\u1ef3 h\u1ea1n<\/th>\n<th data-sourcepos=\"3:10-3:33\">Ti\u1ebft ki\u1ec7m th\u00f4ng th\u01b0\u1eddng<\/th>\n<th data-sourcepos=\"3:35-3:54\">Ti\u1ebft ki\u1ec7m t\u00edch l\u0169y<\/th>\n<\/tr>\n<tr data-sourcepos=\"5:1-5:33\">\n<td data-sourcepos=\"5:1-5:9\">1 th\u00e1ng<\/td>\n<td data-sourcepos=\"5:11-5:20\">3.9%\/n\u0103m<\/td>\n<td data-sourcepos=\"5:22-5:31\">4.0%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"6:1-6:33\">\n<td data-sourcepos=\"6:1-6:9\">3 th\u00e1ng<\/td>\n<td data-sourcepos=\"6:11-6:20\">4.1%\/n\u0103m<\/td>\n<td data-sourcepos=\"6:22-6:31\">4.2%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"7:1-7:33\">\n<td data-sourcepos=\"7:1-7:9\">6 th\u00e1ng<\/td>\n<td data-sourcepos=\"7:11-7:20\">5.1%\/n\u0103m<\/td>\n<td data-sourcepos=\"7:22-7:31\">5.2%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"8:1-8:33\">\n<td data-sourcepos=\"8:1-8:9\">9 th\u00e1ng<\/td>\n<td data-sourcepos=\"8:11-8:20\">5.2%\/n\u0103m<\/td>\n<td data-sourcepos=\"8:22-8:31\">5.3%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"9:1-9:34\">\n<td data-sourcepos=\"9:1-9:10\">12 th\u00e1ng<\/td>\n<td data-sourcepos=\"9:12-9:21\">5.3%\/n\u0103m<\/td>\n<td data-sourcepos=\"9:23-9:32\">5.4%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"10:1-10:34\">\n<td data-sourcepos=\"10:1-10:10\">15 th\u00e1ng<\/td>\n<td data-sourcepos=\"10:12-10:21\">5.4%\/n\u0103m<\/td>\n<td data-sourcepos=\"10:23-10:32\">5.5%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"11:1-11:34\">\n<td data-sourcepos=\"11:1-11:10\">18 th\u00e1ng<\/td>\n<td data-sourcepos=\"11:12-11:21\">5.5%\/n\u0103m<\/td>\n<td data-sourcepos=\"11:23-11:32\">5.6%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"12:1-12:34\">\n<td data-sourcepos=\"12:1-12:10\">24 th\u00e1ng<\/td>\n<td data-sourcepos=\"12:12-12:21\">5.6%\/n\u0103m<\/td>\n<td data-sourcepos=\"12:23-12:32\">5.7%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"13:1-13:34\">\n<td data-sourcepos=\"13:1-13:10\">36 th\u00e1ng<\/td>\n<td data-sourcepos=\"13:12-13:21\">5.7%\/n\u0103m<\/td>\n<td data-sourcepos=\"13:23-13:32\">5.8%\/n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p data-sourcepos=\"15:1-15:199\">L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p th\u00f4ng th\u01b0\u1eddng. T\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ed9 th\u00e2n thi\u1ebft c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi ng\u00e2n h\u00e0ng, OCB c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng m\u1ee9c l\u00e3i su\u1ea5t kh\u00e1c ph\u00f9 h\u1ee3p theo t\u1eebng th\u1eddi k\u1ef3.<\/p>\n<p data-sourcepos=\"17:1-17:184\">\u0110\u1ec3 bi\u1ebft ch\u00ednh x\u00e1c m\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng cho kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a m\u00ecnh, kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p c\u1ea7n \u0111\u1ebfn ph\u00f2ng giao d\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng OCB g\u1ea7n nh\u1ea5t \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u01b0\u1edbng d\u1eabn l\u00e0m th\u1ee7 t\u1ee5c.<\/p>\n<\/div>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span>K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang ta \u0111\u00e3 t\u00ecm hi\u1ec3u v\u1ec1 <strong><a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-ocb\/\">l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng OCB<\/a><\/strong>. L\u00e3i su\u1ea5t l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng khi l\u1ef1a ch\u1ecdn ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 ho\u1eb7c ti\u1ebft ki\u1ec7m ti\u1ec1n. Ng\u00e2n h\u00e0ng OCB cung c\u1ea5p c\u00e1c l\u00e3i su\u1ea5t c\u1ea1nh tranh, l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn h\u1ea5p d\u1eabn cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 ng\u01b0\u1eddi ti\u1ebft ki\u1ec7m. H\u00e3y xem x\u00e9t c\u00e1c t\u00f9y ch\u1ecdn l\u00e3i su\u1ea5t c\u1ee7a OCB \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a l\u1ee3i nhu\u1eadn c\u1ee7a b\u1ea1n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Theo cu&#7897;c kh&#7843;o s&aacute;t v&agrave;o ng&agrave;y , l&atilde;i su&#7845;t cao nh&#7845;t &#273;&#7889;i v&#7899;i c&aacute;c kho&#7843;n ti&#7873;n ti&#7871;t ki&#7879;m c&oacute; k&#7923; h&#7841;n 36 th&aacute;ng v&agrave; h&igrave;nh th&#7913;c l&atilde;i l&#297;nh cu&#7889;i k&#7923; l&agrave; 6,1%\/n&#259;m. V&#7853;y, l&atilde;i su&#7845;t ng&acirc;n h&agrave;ng OCB m&#7899;i nh&#7845;t l&agrave; bao nhi&ecirc;u? C&ugrave;ng Infina t&igrave;m hi&#7875;u nh&eacute;! Xem th&ecirc;m: L&atilde;i su&#7845;t ti&#7871;t ki&#7879;m ng&acirc;n [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":22749,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[],"class_list":{"0":"post-11642","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/11642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=11642"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/11642\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/22749"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=11642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=11642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=11642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}