{"id":10940,"date":"2022-08-11T10:42:29","date_gmt":"2022-08-11T03:42:29","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=10940"},"modified":"2023-03-22T17:32:58","modified_gmt":"2023-03-22T10:32:58","slug":"warren-buffett-co-quan-diem-nhu-the-nao-ve-tiet-kiem","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/warren-buffett-co-quan-diem-nhu-the-nao-ve-tiet-kiem\/","title":{"rendered":"Warren Buffett c\u00f3 quan \u0111i\u1ec3m nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 ti\u1ebft ki\u1ec7m?"},"content":{"rendered":"\n\n
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\n 5\/5 - (2 votes) <\/div>\n <\/div>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0 huy\u1ec1n tho\u1ea1i Warren Buffett cho r\u1eb1ng \u201csai l\u1ea7m l\u1edbn nh\u1ea5t c\u1ee7a m\u1ed9t ng\u01b0\u1eddi l\u00e0 kh\u00f4ng h\u1ecdc c\u00e1ch ti\u1ebft ki\u1ec7m m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd\u201d…<\/p>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0 huy\u1ec1n tho\u1ea1i Warren Buffett hi\u1ec7n s\u1edf h\u1eefu t\u00e0i s\u1ea3n g\u1ea7n 100 t\u1ef7 USD. V\u1edbi kh\u1ed1i t\u00e0i s\u1ea3n kh\u1ed5ng l\u1ed3, r\u00f5 r\u00e0ng \u00f4ng c\u00f3 th\u1ec3 ti\u00eau x\u00e0i tho\u1ea3i m\u00e1i. Tuy nhi\u00ean, v\u1ecb t\u1ef7 ph\u00fa 91 tu\u1ed5i n\u1ed5i ti\u1ebfng v\u1edbi th\u00f3i quen chi ti\u00eau ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1eb7c bi\u1ec7t ch\u00fa tr\u1ecdng t\u1edbi s\u1ef1 an to\u00e0n t\u00e0i ch\u00ednh.<\/p>\n

N\u00f3i v\u1ec1 quan \u0111i\u1ec3m trong vi\u1ec7c ti\u1ebft ki\u1ec7m, trong m\u1ed9t b\u00e0i ph\u00e1t bi\u1ec3u v\u1edbi sinh vi\u00ean \u0111\u1ea1i h\u1ecdc, \u00f4ng Buffett t\u1eebng nh\u1ea5n m\u1ea1nh r\u1eb1ng \u201csai l\u1ea7m l\u1edbn nh\u1ea5t c\u1ee7a m\u1ed9t ng\u01b0\u1eddi l\u00e0 kh\u00f4ng h\u1ecdc c\u00e1ch ti\u1ebft ki\u1ec7m m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd\u201d.<\/p>\n

\u201cH\u1ea7u h\u1ebft m\u1ecdi h\u00e0nh vi \u0111\u1ec1u di\u1ec5n ra theo th\u00f3i quen. V\u00e0 ng\u01b0\u1eddi ta th\u01b0\u1eddng xem nh\u1eb9 nh\u1eefng th\u00f3i quen cho t\u1edbi khi ch\u00fang tr\u1edf n\u00ean qu\u00e1 kh\u00f3 \u0111\u1ec3 t\u1eeb b\u1ecf\u201d, huy\u1ec1n tho\u1ea1i \u0111\u1ea7u t\u01b0 n\u00f3i.<\/p>\n

Kh\u00f4ng gi\u1ed1ng v\u1edbi h\u1ea7u h\u1ebft c\u00e1c t\u1ef7 ph\u00fa th\u1ebf gi\u1edbi, \u00f4ng Buffett hi\u1ec7n v\u1eabn s\u1ed1ng\u00a0trong c\u0103n nh\u00e0 r\u1ed9ng h\u01a1n 600 m2 m\u00e0 \u00f4ng mua v\u1edbi gi\u00e1 31.500 USD t\u1ea1i qu\u00ea nh\u00e0 Omaha, Nebraska v\u00e0o n\u0103m 1958. \u00d4ng khuy\u00ean m\u1ecdi ng\u01b0\u1eddi h\u00e3y mua c\u0103n nh\u00e0 d\u01b0\u1edbi kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u1ee7a m\u00ecnh.<\/p>\n

“Thay v\u00ec tr\u1ea3 qu\u00e1 nhi\u1ec1u ti\u1ec1n cho kho\u1ea3n vay th\u1ebf ch\u1ea5p, b\u1ea1n c\u00f3 th\u1ec3 d\u00e0nh \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n \u0111\u1ec3 ti\u1ebft ki\u1ec7m, ngh\u1ec9 h\u01b0u ho\u1eb7c \u0111i du l\u1ecbch”, \u00f4ng n\u00f3i.\u00a0“N\u1ebfu nh\u01b0 bu\u1ed9c ph\u1ea3i vay ti\u1ec1n, th\u00ec h\u00e3y \u0111\u1ec1 ngh\u1ecb m\u1ed9t kho\u1ea3n vay th\u1ebf ch\u1ea5p k\u1ef3 h\u1ea1n 30 n\u0103m. \u0110\u00f3 l\u00e0 c\u00f4ng c\u1ee5 t\u1ed1t nh\u1ea5t th\u1ebf gi\u1edbi”.<\/p>\n

Theo c\u00e1c chuy\u00ean gia v\u1ec1 t\u00e0i ch\u00ednh, m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng \u0111\u1ec3 ti\u1ebft ki\u1ec7m l\u00e0 c\u00e0i \u0111\u1eb7t t\u1ef1 \u0111\u1ed9ng. Chuy\u00ean gia khuy\u00ean n\u00ean c\u00e0i \u0111\u1eb7t chuy\u1ec3n ti\u1ec1n t\u1ef1 \u0111\u1ed9ng t\u1eeb ti\u1ec1n l\u01b0\u01a1ng sau khi nh\u1eadn \u0111\u01b0\u1ee3c sang t\u00e0i kho\u1ea3n ti\u1ec7n ki\u1ec7m ho\u1eb7c t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed m\u1ed9t c\u00e1ch \u0111\u1ec1u \u0111\u1eb7n. V\u00e0 m\u1ed7i n\u0103m c\u1ea7n r\u00e0 so\u00e1t l\u1ea1i v\u00e0 c\u00e2n nh\u1eafc t\u0103ng ti\u1ec1n ti\u1ebft ki\u1ec7m th\u01b0\u1eddng xuy\u00ean l\u00ean. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 th\u1ef1c h\u00e0nh ti\u1ebft ki\u1ec7m.<\/p>\n

\"quan<\/p>\n

C\u00f9ng v\u1edbi vi\u1ec7c c\u1ea5t gi\u1eef ti\u1ec1n ti\u1ebft ki\u1ec7m, t\u1ef7 ph\u00fa n\u00e0y c\u0169ng cho r\u1eb1ng c\u1ea7n \u0111i\u1ec1u ch\u1ec9nh c\u00e1ch chi ti\u00eau \u0111\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u h\u01a1n. Trong th\u01b0 g\u1eedi c\u1ed5 \u0111\u00f4ng c\u00f4ng ty Berkshire Hathaway, \u00f4ng Buffett n\u00f3i r\u1eb1ng \u00f4ng th\u00edch mua h\u00e0ng h\u00f3a ch\u1ea5t l\u01b0\u1ee3ng khi ch\u00fang \u0111\u01b0\u1ee3c h\u1ea1 gi\u00e1.<\/p>\n

\u201cGi\u00e1 c\u1ea3 l\u00e0 nh\u1eefng g\u00ec b\u1ea1n tr\u1ea3, c\u00f2n gi\u00e1 tr\u1ecb l\u00e0 nh\u1eefng g\u00ec b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c\u201d, \u00f4ng n\u00f3i v\u00e0 khuy\u00ean m\u1ecdi ng\u01b0\u1eddi n\u00ean mua h\u00e0ng h\u1ea1 gi\u00e1 \u0111\u1ec3 tr\u00e1nh m\u1ea5t ti\u1ec1n do tr\u1ea3 gi\u00e1 kh\u00f4ng kh\u1edbp v\u1edbi gi\u00e1 tr\u1ecb. \u201cD\u00f9 l\u00e0 b\u00edt t\u1ea5t hay c\u1ed5 phi\u1ebfu, t\u00f4i th\u00edch mua h\u00e0ng h\u00f3a ch\u1ea5t l\u01b0\u1ee3ng khi ch\u00fang \u0111\u01b0\u1ee3c h\u1ea1 gi\u00e1\u201d.<\/p>\n

Trong cu\u1ed9c s\u1ed1ng th\u01b0\u1eddng ng\u00e0y, v\u1ecb t\u1ef7 ph\u00fa trong top gi\u00e0u nh\u1ea5t th\u1ebf gi\u1edbi n\u00e0y\u00a0kh\u00f4ng c\u00f3 kh\u00e1i ni\u1ec7m ti\u00eau ti\u1ec1n v\u00e0o nh\u1eefng m\u00f3n \u0103n \u0111\u1eaft \u0111\u1ecf. \u00d4ng th\u01b0\u1eddng ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1eb1ng c\u00e1ch mang theo b\u1eefa s\u00e1ng tr\u00ean \u0111\u01b0\u1eddng \u0111i l\u00e0m. Theo CNBC, \u00f4ng th\u01b0\u1eddng b\u1eaft \u0111\u1ea7u m\u1ed9t ng\u00e0y m\u1edbi v\u1edbi m\u1ed9t su\u1ea5t \u0103n t\u1ea1i c\u1eeda h\u00e0ng \u0103n nhanh McDonald’s tr\u00ean \u0111\u01b0\u1eddng t\u1edbi c\u00f4ng s\u1edf.<\/p>\n

Trong m\u1ed9t b\u1ed9 phim t\u00e0i li\u1ec7u c\u1ee7a BBC, con g\u00e1i \u00f4ng, Susie Buffett, cho bi\u1ebft cha m\u00ecnh th\u01b0\u1eddng mua nh\u1eefng chi\u1ebfc xe m\u00e0 \u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1, v\u00ed d\u1ee5 xe b\u1ecb h\u01b0 h\u1ea1i do m\u01b0a \u0111\u00e1. Nh\u1eefng chi\u1ebfc xe n\u00e0y \u0111\u01b0\u1ee3c s\u1eeda ch\u1eefa \u0111\u1ec3 kh\u00f4ng c\u00f3 v\u1ebb h\u01b0 h\u1ea1i g\u00ec v\u00e0 tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n trong cu\u1ed9c s\u1ed1ng th\u01b0\u1eddng nh\u1eadt c\u1ee7a \u00f4ng.<\/p>\n

\n

\"quan
\u00d4ng Buffett d\u00f9ng phi\u1ebfu gi\u1ea3m gi\u00e1 \u0111\u1ec3 mua \u0111\u1ed3 \u0103n m\u1eddi Bill Gates – \u1ea2nh:\u00a0Billionaire Edition<\/figcaption><\/figure><\/figure>\n

\u00d4ng c\u0169ng\u00a0ch\u1ee9ng minh \u0111\u01b0\u1ee3c m\u1ed9t \u0111i\u1ec1u r\u1eb1ng k\u1ec3 c\u1ea3 c\u00e1c t\u1ef7 ph\u00fa c\u0169ng tr\u00e2n tr\u1ecdng m\u1ecdi c\u01a1 h\u1ed9i \u0111\u1ec3 ti\u1ebft ki\u1ec7m ti\u1ec1n. Trong th\u01b0 th\u01b0\u1eddng ni\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c t\u1eeb thi\u1ec7n Bill and Melinda Gates n\u0103m 2017, t\u1ef7 ph\u00fa Bill Gates k\u1ec3 l\u1ea1i m\u1ed9t l\u1ea7n c\u00f9ng \u0111i \u0103n v\u1edbi Buffett v\u00e0 huy\u1ec1n tho\u1ea1i \u0111\u1ea7u t\u01b0 \u0111\u00e3 tr\u1ea3 ti\u1ec1n cho b\u1eefa \u0103n b\u1eb1ng phi\u1ebfu gi\u1ea3m gi\u00e1.\u00a0\u0110\u00f3 l\u00e0 chuy\u1ebfn \u0111i H\u1ed3ng K\u00f4ng v\u00e0 h\u1ecd quy\u1ebft \u0111\u1ecbnh d\u00f9ng b\u1eefa t\u1ea1i McDonald’s. Khi \u0111\u00f3, Buffett \u0111\u00e3 \u0111\u1ec1 ngh\u1ecb m\u1eddi v\u00e0 l\u1ea5y trong t\u00fai ra v\u00e0i phi\u1ebfu gi\u1ea3m gi\u00e1.<\/p>\n

\u0110\u1ec3 duy tr\u00ec th\u00f3i quen ti\u1ebft ki\u1ec7m, nh\u00e0 \u0111\u1ea7u t\u01b0 huy\u1ec1n tho\u1ea1i \u0111\u01b0a ra quan \u0111i\u1ec3m v\u1ec1 ti\u1ebft ki\u1ec7m v\u1edbi m\u1ecdi ng\u01b0\u1eddi l\u00e0 n\u00ean \u0111\u1eb7t \u0111i\u1ec1u n\u00e0y l\u00e0m m\u1ee5c ti\u00eau \u01b0u ti\u00ean.<\/p>\n

\u201cV\u1ec1 c\u01a1 b\u1ea3n, h\u00e3y ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc v\u00e0 m\u1ed9t khi \u0111\u00e3 ti\u1ebft ki\u1ec7m nhi\u1ec1u nh\u1ea5t c\u00f3 th\u1ec3, th\u00ec b\u1ea1n c\u00f3 th\u1ec3 cho ph\u00e9p m\u00ecnh ti\u00eau ti\u1ec1n\u201d, \u00f4ng Bufett n\u00f3i.<\/p>\n

V\u1ec1 ph\u1ea7n m\u00ecnh, v\u1ecb t\u1ef7 ph\u00fa 91 tu\u1ed5i th\u00edch chi ti\u00eau b\u1eb1ng ti\u1ec1n m\u1eb7t. Trong m\u1ed9t chia s\u1ebb v\u1edbi v\u1edbi Yahoo Finance, \u00f4ng cho bi\u1ebft \u0111\u00e3 c\u00f3 th\u1ebb t\u00edn d\u1ee5ng American Express t\u1eeb n\u0103m 1964 nh\u01b0ng 98% th\u1eddi gian t\u1eeb \u0111\u00f3 \u0111\u1ebfn nay \u00f4ng v\u1eabn chi ti\u00eau b\u1eb1ng ti\u1ec1n m\u1eb7t.<\/p>\n

T\u00e1c gi\u1ea3: Ph\u01b0\u01a1ng Linh<\/em><\/strong><\/p>\n

Ngu\u1ed3n: VnEconomy<\/a><\/em><\/strong><\/p>\n

Xem th\u00eam:<\/p>\n