{"id":10717,"date":"2025-02-13T08:50:02","date_gmt":"2025-02-13T01:50:02","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=10717"},"modified":"2025-03-28T17:34:49","modified_gmt":"2025-03-28T10:34:49","slug":"lai-suat-ngan-hang-vpbank","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/","title":{"rendered":"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank cao nh\u1ea5t hi\u1ec7n nay ng\u00e0y 09\/04\/2026"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;10717&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;4&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;5&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;2&quot;,&quot;greet&quot;:&quot;\u0110\u00e1nh gi\u00e1 t\u1ea1i \u0111\u00e2y&quot;,&quot;legend&quot;:&quot;5\\\/5 - (4 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank cao nh\u1ea5t hi\u1ec7n nay ng\u00e0y [current_date]&quot;,&quot;width&quot;:&quot;129&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 129px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 2px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            5\/5 - (4 votes)    <\/div>\n    <\/div>\n<p>Ng\u00e2n h\u00e0ng VPBank \u0111ang \u00e1p d\u1ee5ng bi\u1ec3u l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m h\u1ea5p d\u1eabn cho kh\u00e1ch h\u00e0ng. Theo c\u1eadp nh\u1eadt g\u1ea7n \u0111\u00e2y, m\u1ee9c l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y dao \u0111\u1ed9ng t\u1eeb 2,3% &#8211; 5%\/n\u0103m, t\u00f9y thu\u1ed9c v\u00e0o k\u1ef3 h\u1ea1n g\u1eedi t\u1eeb 1 th\u00e1ng \u0111\u1ebfn 36 th\u00e1ng. L\u00e3i s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh v\u00e0 thanh to\u00e1n v\u00e0o cu\u1ed1i th\u1eddi h\u1ea1n g\u1eedi ti\u1ec1n. V\u00ec v\u1eady, \u0111\u1ec3 bi\u1ebft l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m m\u1edbi nh\u1ea5t t\u1ea1i VPBank trong th\u00e1ng 04\/2025, ch\u00fang ta h\u00e3y c\u00f9ng theo d\u00f5i v\u00e0 t\u00ecm hi\u1ec3u th\u00f4ng tin chi ti\u1ebft t\u1eeb <a href=\"https:\/\/www.infina.vn\" target=\"_blank\" rel=\"noopener noreferrer\">Infina<\/a> nh\u00e9.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#Lai_suat_ngan_hang_VPBank_moi_nhat_khi_gui_tai_quay\" title=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t khi g\u1eedi t\u1ea1i qu\u1ea7y\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t khi g\u1eedi t\u1ea1i qu\u1ea7y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#Lai_suat_ngan_hang_VPBank_ap_dung_cho_khach_hang_gui_tiet_kiem_online\" title=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m online\">L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#So_sanh_lai_suat_tiet_kiem_VPBank_voi_cac_ngan_hang_khac\" title=\"So s\u00e1nh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m VPBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c\">So s\u00e1nh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m VPBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#Bang_lai_suat_vay_ngan_hang_VPBank\" title=\"B\u1ea3ng l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank\">B\u1ea3ng l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#1_Lai_suat_vay_theo_nhom_khach_hang\" title=\"1. L\u00e3i su\u1ea5t vay theo nh\u00f3m kh\u00e1ch h\u00e0ng\">1. L\u00e3i su\u1ea5t vay theo nh\u00f3m kh\u00e1ch h\u00e0ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#2_Lai_suat_vay_theo_san_pham_vay\" title=\"2. L\u00e3i su\u1ea5t vay theo s\u1ea3n ph\u1ea9m vay\">2. L\u00e3i su\u1ea5t vay theo s\u1ea3n ph\u1ea9m vay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#Cach_tinh_lai_suat_vay_ngan_hang_VPBank\" title=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank\">C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#Gioi_thieu_ve_ngan_hang_VPBank\" title=\"Gi\u1edbi thi\u1ec7u v\u1ec1 ng\u00e2n h\u00e0ng VPBank\">Gi\u1edbi thi\u1ec7u v\u1ec1 ng\u00e2n h\u00e0ng VPBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/#Tong_ket\" title=\"T\u1ed5ng k\u1ebft\">T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_ngan_hang_VPBank_moi_nhat_khi_gui_tai_quay\"><\/span>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t khi g\u1eedi t\u1ea1i qu\u1ea7y<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-10723 size-full\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank.jpg\" alt=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank m\u1edbi nh\u1ea5t khi g\u1eedi t\u1ea1i qu\u1ea7y\" width=\"800\" height=\"600\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank-300x225.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank-768x576.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank-696x522.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank-560x420.jpg 560w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank-80x60.jpg 80w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2022\/08\/lai-suat-ngan-hang-vpbank-265x198.jpg 265w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>Theo th\u00f4ng tin m\u1edbi nh\u1ea5t, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i VPBank dao \u0111\u1ed9ng t\u1eeb 2,3% \u0111\u1ebfn 5%\/n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 36 th\u00e1ng, \u00e1p d\u1ee5ng cho c\u00e1c m\u1ee9c ti\u1ec1n g\u1eedi kh\u00e1c nhau. C\u1ee5 th\u1ec3:<\/p>\n<ul>\n<li><strong>D\u01b0\u1edbi 1 t\u1ef7 \u0111\u1ed3ng<\/strong>: L\u00e3i su\u1ea5t t\u1eeb 2,3% &#8211; 4,8%\/n\u0103m.\n<ul>\n<li>K\u1ef3 h\u1ea1n 1 th\u00e1ng: 2,3%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 2 &#8211; 5 th\u00e1ng: 2,6%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 6 &#8211; 11 th\u00e1ng: 4,1%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 12 &#8211; 18 th\u00e1ng: 4,4%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 24 &#8211; 28 th\u00e1ng: 4,8%\/n\u0103m<\/li>\n<\/ul>\n<\/li>\n<li><strong>T\u1eeb 10 t\u1ef7 \u0111\u1ebfn d\u01b0\u1edbi 50 t\u1ef7 \u0111\u1ed3ng<\/strong>: L\u00e3i su\u1ea5t t\u1eeb 2,4% &#8211; 4,9%\/n\u0103m.\n<ul>\n<li>K\u1ef3 h\u1ea1n 1 th\u00e1ng: 2,4%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 2 &#8211; 5 th\u00e1ng: 2,7%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 6 &#8211; 11 th\u00e1ng: 4,2%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 12 &#8211; 18 th\u00e1ng: 4,5%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 24 &#8211; 36 th\u00e1ng: 4,9%\/n\u0103m<\/li>\n<\/ul>\n<\/li>\n<li><strong>Tr\u00ean 50 t\u1ef7 \u0111\u1ed3ng<\/strong>: L\u00e3i su\u1ea5t t\u1eeb 2,5% &#8211; 5%\/n\u0103m.\n<ul>\n<li>K\u1ef3 h\u1ea1n 1 th\u00e1ng: 2,5%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 2 &#8211; 5 th\u00e1ng: 2,8%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 6 &#8211; 11 th\u00e1ng: 4,3%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 12 &#8211; 18 th\u00e1ng: 4,6%\/n\u0103m<\/li>\n<li>K\u1ef3 h\u1ea1n 24 &#8211; 36 th\u00e1ng: 5%\/n\u0103m<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>L\u01b0u \u00fd, c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m c\u00f3 k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 3 tu\u1ea7n s\u1ebd c\u00f3 l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n, ch\u1ec9 0,4%\/n\u0103m.<\/p>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/ty-gia-ngoai-te\/vpbank\/\" target=\"_blank\" rel=\"noopener noreferrer\">T\u1ef7 gi\u00e1 ngo\u1ea1i t\u1ec7 VPBank m\u1edbi nh\u1ea5t ng\u00e0y h\u00f4m nay<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Lai_suat_ngan_hang_VPBank_ap_dung_cho_khach_hang_gui_tiet_kiem_online\"><\/span>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m online<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-23479 size-full\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/12\/ngan-hang-vpbank.jpg\" alt=\"L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m online\" width=\"800\" height=\"540\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/12\/ngan-hang-vpbank.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/12\/ngan-hang-vpbank-300x203.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/12\/ngan-hang-vpbank-768x518.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/12\/ngan-hang-vpbank-696x470.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/12\/ngan-hang-vpbank-622x420.jpg 622w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>G\u1eedi ti\u1ebft ki\u1ec7m online t\u1ea1i VPBank hi\u1ec7n c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n 0,1 \u0111i\u1ec3m ph\u1ea7n tr\u0103m so v\u1edbi g\u1eedi t\u1ea1i qu\u1ea7y. T\u1ee9c l\u00e0, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t t\u1eeb 2,4% \u0111\u1ebfn 5,1%\/n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 36 th\u00e1ng. M\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t l\u00e0 5,1%\/n\u0103m \u00e1p d\u1ee5ng cho c\u00e1c t\u00e0i kho\u1ea3n c\u00f3 h\u1ea1n m\u1ee9c tr\u00ean 50 t\u1ef7 \u0111\u1ed3ng v\u1edbi k\u1ef3 h\u1ea1n 24 &#8211; 36 th\u00e1ng.<\/p>\n<p>M\u1ee9c l\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t l\u00e0 0,4%\/n\u0103m \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c h\u1ea1n m\u1ee9c, cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 3 tu\u1ea7n.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"So_sanh_lai_suat_tiet_kiem_VPBank_voi_cac_ngan_hang_khac\"><\/span>So s\u00e1nh l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m VPBank v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;K\u1ef3 h\u1ea1n&quot;}\">K\u1ef3 h\u1ea1n<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;VPBank&quot;}\">VPBank<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;TPBank&quot;}\">TPBank<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;BacABank&quot;}\">BacABank<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;OCB&quot;}\">OCB<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Saigonbank&quot;}\">Saigonbank<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;BIDV&quot;}\">BIDV<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Agribank&quot;}\">Agribank<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;1 th\u00e1ng&quot;}\">1 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.026}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,60%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.025}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.0295}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,95%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.029}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,90%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.023}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,30%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.02}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,00%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.016}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">1,60%<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;3 th\u00e1ng&quot;}\">3 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.028}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,80%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.029}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,90%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.0315}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,15%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.03}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,00%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.025}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.023}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">2,30%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.019}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">1,90%<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;6 th\u00e1ng&quot;}\">6 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.039}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,90%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.035}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.045}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.043}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,30%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.033}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,30%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.033}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,30%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.03}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,00%<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;9 th\u00e1ng&quot;}\">9 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.037}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,70%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.038}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,80%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.046}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,60%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.041}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,10%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.037}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,70%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.033}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,30%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.03}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,00%<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;12 th\u00e1ng&quot;}\">12 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.037}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,70%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.045}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.051}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,10%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.041}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,10%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.047}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,70%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.047}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,70%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.047}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,70%<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;18 th\u00e1ng&quot;}\">18 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.039}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">3,90%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;-&quot;}\">&#8211;<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.055}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.041}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,10%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.055}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.047}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,70%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.047}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,70%<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;24 th\u00e1ng&quot;}\">24 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.044}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,40%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.051}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,10%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.055}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,50%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.06}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">6,00%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.057}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,70%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.048}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,80%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.047}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,70%<\/td>\n<\/tr>\n<tr>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;36 th\u00e1ng&quot;}\">36 th\u00e1ng<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;-&quot;}\">&#8211;<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.053}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,30%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;-&quot;}\">&#8211;<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.06}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">6,00%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.058}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">5,80%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:3,&quot;3&quot;:0.048}\" data-sheets-numberformat=\"{&quot;1&quot;:3,&quot;2&quot;:&quot;0.00%&quot;,&quot;3&quot;:1}\">4,80%<\/td>\n<td data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;-&quot;}\">&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<h2 data-sourcepos=\"1:1-1:68\"><span class=\"ez-toc-section\" id=\"Bang_lai_suat_vay_ngan_hang_VPBank\"><\/span>B\u1ea3ng l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 data-sourcepos=\"11:1-11:41\"><span class=\"ez-toc-section\" id=\"1_Lai_suat_vay_theo_nhom_khach_hang\"><\/span>1. L\u00e3i su\u1ea5t vay theo nh\u00f3m kh\u00e1ch h\u00e0ng<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"horizontal-scroll-wrapper\">\n<div class=\"table-block-component\">\n<div class=\"table-block\">\n<div class=\"table-content\">\n<table data-sourcepos=\"13:1-17:65\">\n<tbody>\n<tr data-sourcepos=\"13:1-13:67\">\n<th data-sourcepos=\"13:1-13:17\">Nh\u00f3m kh\u00e1ch h\u00e0ng<\/th>\n<th data-sourcepos=\"13:19-13:41\">L\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p<\/th>\n<th data-sourcepos=\"13:43-13:65\">L\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p<\/th>\n<\/tr>\n<tr data-sourcepos=\"15:1-15:74\">\n<td data-sourcepos=\"15:1-15:33\">Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n th\u00f4ng th\u01b0\u1eddng<\/td>\n<td data-sourcepos=\"15:35-15:53\">10.5% &#8211; 15.5%\/n\u0103m<\/td>\n<td data-sourcepos=\"15:55-15:72\">7.5% &#8211; 12.5%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"16:1-16:56\">\n<td data-sourcepos=\"16:1-16:16\">Kh\u00e1ch h\u00e0ng SME<\/td>\n<td data-sourcepos=\"16:18-16:35\">9.5% &#8211; 14.5%\/n\u0103m<\/td>\n<td data-sourcepos=\"16:37-16:54\">6.5% &#8211; 11.5%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"17:1-17:65\">\n<td data-sourcepos=\"17:1-17:25\">Kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p<\/td>\n<td data-sourcepos=\"17:27-17:44\">8.5% &#8211; 13.5%\/n\u0103m<\/td>\n<td data-sourcepos=\"17:46-17:63\">5.5% &#8211; 10.5%\/n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h3 data-sourcepos=\"19:1-19:38\"><span class=\"ez-toc-section\" id=\"2_Lai_suat_vay_theo_san_pham_vay\"><\/span>2. L\u00e3i su\u1ea5t vay theo s\u1ea3n ph\u1ea9m vay<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"horizontal-scroll-wrapper\">\n<div class=\"table-block-component\">\n<div class=\"table-block\">\n<div class=\"table-content\">\n<table data-sourcepos=\"21:1-26:65\">\n<tbody>\n<tr data-sourcepos=\"21:1-21:44\">\n<th data-sourcepos=\"21:0-21:16\"><strong>S\u1ea3n ph\u1ea9m vay<\/strong><\/th>\n<th data-sourcepos=\"21:18-21:29\"><strong>K\u1ef3 h\u1ea1n<\/strong><\/th>\n<th data-sourcepos=\"21:31-21:43\"><strong>L\u00e3i su\u1ea5t<\/strong><\/th>\n<\/tr>\n<tr data-sourcepos=\"23:1-23:68\">\n<td data-sourcepos=\"23:0-23:25\"><strong>Vay tr\u1ea3 g\u00f3p ti\u00eau d\u00f9ng<\/strong><\/td>\n<td data-sourcepos=\"23:27-23:47\">12 th\u00e1ng &#8211; 60 th\u00e1ng<\/td>\n<td data-sourcepos=\"23:49-23:67\">8.99% &#8211; 14.99%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"24:1-24:59\">\n<td data-sourcepos=\"24:0-24:15\"><strong>Vay mua nh\u00e0<\/strong><\/td>\n<td data-sourcepos=\"24:17-24:38\">12 th\u00e1ng &#8211; 360 th\u00e1ng<\/td>\n<td data-sourcepos=\"24:40-24:58\">5.99% &#8211; 10.99%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"25:1-25:61\">\n<td data-sourcepos=\"25:0-25:18\"><strong>Vay kinh doanh<\/strong><\/td>\n<td data-sourcepos=\"25:20-25:40\">12 th\u00e1ng &#8211; 60 th\u00e1ng<\/td>\n<td data-sourcepos=\"25:42-25:60\">7.99% &#8211; 12.99%\/n\u0103m<\/td>\n<\/tr>\n<tr data-sourcepos=\"26:1-26:65\">\n<td data-sourcepos=\"26:0-26:22\"><strong>Vay th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf<\/strong><\/td>\n<td data-sourcepos=\"26:24-26:44\">12 th\u00e1ng &#8211; 60 th\u00e1ng<\/td>\n<td data-sourcepos=\"26:46-26:64\">6.49% &#8211; 11.49%\/n\u0103m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/lai-suat-vay-ngan-hang\/\" target=\"_blank\" rel=\"noopener noreferrer\">So s\u00e1nh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng m\u1edbi nh\u1ea5t hi\u1ec7n nay 2025<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<h3 data-sourcepos=\"26:1-26:43\"><span class=\"ez-toc-section\" id=\"Cach_tinh_lai_suat_vay_ngan_hang_VPBank\"><\/span>C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-23350\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/tinh-lai-suat-vay-ngan-hang-vpbank.jpg\" alt=\"C\u00e1ch t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank\" width=\"800\" height=\"533\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/tinh-lai-suat-vay-ngan-hang-vpbank.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/tinh-lai-suat-vay-ngan-hang-vpbank-300x200.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/tinh-lai-suat-vay-ngan-hang-vpbank-768x512.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/tinh-lai-suat-vay-ngan-hang-vpbank-696x464.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/tinh-lai-suat-vay-ngan-hang-vpbank-630x420.jpg 630w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p data-sourcepos=\"28:1-28:147\">L\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank \u0111\u01b0\u1ee3c t\u00ednh theo ph\u01b0\u01a1ng ph\u00e1p l\u00e3i su\u1ea5t gi\u1ea3m d\u1ea7n. Theo \u0111\u00f3, s\u1ed1 ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3 h\u00e0ng th\u00e1ng s\u1ebd gi\u1ea3m d\u1ea7n theo s\u1ed1 d\u01b0 n\u1ee3 g\u1ed1c.<\/p>\n<p data-sourcepos=\"30:1-30:53\">C\u00f4ng th\u1ee9c t\u00ednh l\u00e3i su\u1ea5t vay ng\u00e2n h\u00e0ng VPBank nh\u01b0 sau:<\/p>\n<p style=\"text-align: center;\" data-sourcepos=\"30:1-30:53\"><span class=\"td_btn td_btn_md td_outlined_btn\">L\u00e3i su\u1ea5t = S\u1ed1 ti\u1ec1n vay * L\u00e3i su\u1ea5t * Th\u1eddi gian<\/span><\/p>\n<p data-sourcepos=\"36:1-36:100\"><strong>V\u00ed d\u1ee5:<\/strong> B\u1ea1n vay ng\u00e2n h\u00e0ng VPBank 100 tri\u1ec7u \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t 10%\/n\u0103m trong th\u1eddi h\u1ea1n 1 n\u0103m (12 th\u00e1ng).<\/p>\n<ul>\n<li data-sourcepos=\"38:1-38:76\">L\u00e3i su\u1ea5t h\u00e0ng th\u00e1ng = 100 tri\u1ec7u \u0111\u1ed3ng * 10%\/n\u0103m \/ 12 th\u00e1ng = <strong>8,333 tri\u1ec7u \u0111\u1ed3ng<\/strong><\/li>\n<li data-sourcepos=\"40:1-40:68\">L\u00e3i su\u1ea5t c\u1ea3 n\u0103m = 8,333 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng * 12 th\u00e1ng = <strong>100 tri\u1ec7u \u0111\u1ed3ng<\/strong><\/li>\n<\/ul>\n<p data-sourcepos=\"42:1-42:108\">T\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea1n ph\u1ea3i tr\u1ea3 cho ng\u00e2n h\u00e0ng VPBank sau 1 n\u0103m l\u00e0 100 tri\u1ec7u \u0111\u1ed3ng + 100 tri\u1ec7u \u0111\u1ed3ng = 200 tri\u1ec7u \u0111\u1ed3ng. Trong \u0111\u00f3, s\u1ed1 ti\u1ec1n l\u00e3i b\u1ea1n ph\u1ea3i tr\u1ea3 l\u00e0 100 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n<p data-sourcepos=\"42:1-42:108\">Xem th\u00eam: <a href=\"https:\/\/infina.vn\/blog\/cong-cu-tinh-lai-suat-tiet-kiem-ngan-hang\/\">C\u00f4ng c\u1ee5 t\u00ednh l\u00e3i ti\u1ebft ki\u1ec7m ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng ch\u00ednh x\u00e1c nh\u1ea5t<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Gioi_thieu_ve_ngan_hang_VPBank\"><\/span>Gi\u1edbi thi\u1ec7u v\u1ec1 ng\u00e2n h\u00e0ng VPBank<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<p>Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (<a href=\"https:\/\/www.vpbank.com.vn\/ca-nhan\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">VPBank<\/a>) \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp ng\u00e0y 12\/8\/1993, v\u1edbi v\u1ed1n \u0111i\u1ec1u l\u1ec7 70.497 t\u1ef7 \u0111\u1ed3ng. VPBank l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam, n\u1eb1m trong TOP 500 ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t th\u1ebf gi\u1edbi theo The Banker.<\/p>\n<p>VPBank c\u00f3 m\u1ea1ng l\u01b0\u1edbi r\u1ed9ng kh\u1eafp v\u1edbi 566 \u0111i\u1ec3m giao d\u1ecbch, 1.831 ATM v\u00e0 2.000 m\u00e1y POS tr\u00ean to\u00e0n qu\u1ed1c, c\u00f9ng c\u00e1c chi nh\u00e1nh t\u1ea1i L\u00e0o, Campuchia v\u00e0 Singapore.<\/p>\n<p data-sourcepos=\"3:1-3:178\"><img decoding=\"async\" class=\"aligncenter wp-image-23347 size-full\" src=\"http:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/gioi-thieu-ve-ngan-hang-vpbank.jpg\" alt=\"Gi\u1edbi thi\u1ec7u v\u1ec1 ng\u00e2n h\u00e0ng VPBank\" width=\"800\" height=\"533\" title=\"\" srcset=\"https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/gioi-thieu-ve-ngan-hang-vpbank.jpg 800w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/gioi-thieu-ve-ngan-hang-vpbank-300x200.jpg 300w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/gioi-thieu-ve-ngan-hang-vpbank-768x512.jpg 768w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/gioi-thieu-ve-ngan-hang-vpbank-696x464.jpg 696w, https:\/\/infina.vn\/blog\/wp-content\/uploads\/2023\/11\/gioi-thieu-ve-ngan-hang-vpbank-630x420.jpg 630w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<\/div>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/infina.vn\/blog\/lai-suat-ngan-hang-vpbank\/\"><strong>L\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng VPBank<\/strong><\/a> l\u00e0 2,4% &#8211; 5,1%\/n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 36 th\u00e1ng. G\u1eedi ti\u1ebft ki\u1ec7m online s\u1ebd c\u00f3 l\u00e3i su\u1ea5t cao h\u01a1n so v\u1edbi g\u1eedi t\u1ea1i qu\u1ea7y. L\u00e3i su\u1ea5t th\u1ea5p nh\u1ea5t l\u00e0 0,4%\/n\u0103m cho c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 1 \u0111\u1ebfn 3 tu\u1ea7n v\u00e0 cao nh\u1ea5t l\u00e0 5,1%\/n\u0103m cho c\u00e1c t\u00e0i kho\u1ea3n tr\u00ean 50 t\u1ef7 \u0111\u1ed3ng t\u1ea1i k\u1ef3 h\u1ea1n 24 &#8211; 36 th\u00e1ng.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng&acirc;n h&agrave;ng VPBank &#273;ang &aacute;p d&#7909;ng bi&#7875;u l&atilde;i su&#7845;t ti&#7871;t ki&#7879;m h&#7845;p d&#7851;n cho kh&aacute;ch h&agrave;ng. Theo c&#7853;p nh&#7853;t g&#7847;n &#273;&acirc;y, m&#7913;c l&atilde;i su&#7845;t ti&#7873;n g&#7917;i ti&#7871;t ki&#7879;m t&#7841;i qu&#7847;y dao &#273;&#7897;ng t&#7915; 2,3% &ndash; 5%\/n&#259;m, t&ugrave;y thu&#7897;c v&agrave;o k&#7923; h&#7841;n g&#7917;i t&#7915; 1 th&aacute;ng &#273;&#7871;n 36 th&aacute;ng. L&atilde;i s&#7869; &#273;&#432;&#7907;c t&iacute;nh v&agrave; thanh to&aacute;n [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":22592,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1235],"tags":[146,190,462],"class_list":{"0":"post-10717","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ngan-hang","8":"tag-lai-suat-ngan-hang","9":"tag-lai-suat-tiet-kiem","10":"tag-vpbank"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/10717","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=10717"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/10717\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/22592"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=10717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=10717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=10717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}