{"id":10505,"date":"2022-08-03T11:55:53","date_gmt":"2022-08-03T04:55:53","guid":{"rendered":"http:\/\/infina.vn\/blog\/?p=10505"},"modified":"2024-10-07T19:40:36","modified_gmt":"2024-10-07T12:40:36","slug":"lai-suat-tiet-kiem-ngan-hang-dang-ngay-cang-co-loi-cho-cac-nha-dau-tu","status":"publish","type":"post","link":"https:\/\/infina.vn\/blog\/lai-suat-tiet-kiem-ngan-hang-dang-ngay-cang-co-loi-cho-cac-nha-dau-tu\/","title":{"rendered":"L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng \u0111ang ng\u00e0y c\u00e0ng c\u00f3 l\u1ee3i cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0"},"content":{"rendered":"\n\n
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\n 5\/5 - (1 vote) <\/div>\n <\/div>\n

B\u01b0\u1edbc sang th\u00e1ng 8, xu h\u01b0\u1edbng “\u0111ua” t\u0103ng l\u00e3i su\u1ea5t v\u1eabn ti\u1ebfp t\u1ee5c n\u00f3ng khi nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eeba \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u1ea1i nhi\u1ec1u k\u1ef3 h\u1ea1n.<\/p>\n

M\u1ee9c t\u0103ng dao \u0111\u1ed9ng trong kho\u1ea3ng t\u1eeb 0,1 – 0,6%\/n\u0103m so v\u1edbi h\u1ed3i \u0111\u1ea7u th\u00e1ng tr\u01b0\u1edbc<\/h2>\n

C\u1ee5 th\u1ec3, Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (VPBank) v\u1eeba t\u0103ng m\u1ea1nh l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n t\u1eeb 6 th\u00e1ng \u0111\u1ebfn 11 th\u00e1ng th\u00eam 0,4%\/n\u0103m, l\u00ean m\u1ee9c t\u1eeb 5,2-6,2%\/n\u0103m.<\/p>\n

L\u00e3i su\u1ea5t huy \u0111\u1ed9ng cao nh\u1ea5t c\u1ee7a VPBank c\u0169ng t\u0103ng l\u00ean m\u1ee9c 7%\/n\u0103m k\u1ec3 t\u1eeb ng\u00e0y 1\/8\/2022, t\u0103ng nh\u1eb9 0,1%\/n\u0103m so v\u1edbi tr\u01b0\u1edbc v\u00e0 \u00e1p d\u1ee5ng cho kho\u1ea3n ti\u1ec1n g\u1eedi online t\u1eeb 50 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean t\u1ea1i k\u1ef3 h\u1ea1n 36 th\u00e1ng. T\u1ea1i k\u1ef3 h\u1ea1n 12 th\u00e1ng, l\u00e3i su\u1ea5t c\u0169ng t\u0103ng nh\u1eb9 0,1%\/n\u0103m l\u00ean cao nh\u1ea5t l\u00e0 6,5%\/n\u0103m.<\/p>\n

Trong khi \u0111\u00f3, Ng\u00e2n h\u00e0ng TMCP K\u1ef9 th\u01b0\u01a1ng Vi\u1ec7t Nam (Techcombank) t\u0103ng \u0111\u1ed3ng lo\u1ea1t t\u1eeb 0,1-0,5%\/n\u0103m l\u00e3i su\u1ea5t cho c\u00e1c k\u1ef3 h\u1ea1n 3, 6,12 v\u00e0 24 th\u00e1ng. Trong \u0111\u00f3, t\u0103ng cao nh\u1ea5t l\u00e0 k\u1ef3 h\u1ea1n 6 th\u00e1ng v\u1edbi 0,5%\/n\u0103m, \u0111\u01b0a l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u1ea1i k\u1ef3 h\u1ea1n n\u00e0y l\u00ean m\u1ee9c 5,25%\/n\u0103m.<\/p>\n

Tuy nhi\u00ean \u0111\u00f3 v\u1eabn ch\u01b0a ph\u1ea3i m\u1ee9c t\u0103ng cao nh\u1ea5t. Ng\u00e2n h\u00e0ng TMCP Ki\u00ean Long (KienlongBank) c\u00f2n t\u0103ng \u0111\u1ebfn 0,6%\/n\u0103m cho ti\u1ec1n g\u1eedi 1 th\u00e1ng t\u1ea1i qu\u1ea7y, \u0111\u01b0a l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n n\u00e0y l\u00ean m\u1ee9c tr\u1ea7n 4%\/n\u0103m.<\/p>\n

T\u1ea1i c\u00e1c k\u1ef3 h\u1ea1n kh\u00e1c, KienlongBank c\u0169ng \u0111i\u1ec1u ch\u1ec9nh t\u0103ng t\u1eeb 0,3-0,6%\/n\u0103m v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 t\u1eeb 0,3-0,8%\/n\u0103m v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p. Hi\u1ec7n t\u1ea1i, c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m cao nh\u1ea5t t\u1ea1i KienlongBank l\u00e0 7,2%\/n\u0103m cho k\u1ef3 h\u1ea1n 24 th\u00e1ng v\u00e0 7,3%\/n\u0103m cho k\u1ef3 h\u1ea1n 36 th\u00e1ng.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam (Vietcombank) \u0111\u00e3 t\u0103ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u00e1c k\u1ef3 h\u1ea1n th\u00eam t\u1eeb 0,1-0,2%\/n\u0103m, n\u00e2ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m cao nh\u1ea5t t\u1ea1i Vietcombank l\u00ean 5,8%\/n\u0103m, t\u0103ng 0,2%\/n\u0103m so v\u1edbi tr\u01b0\u1edbc. M\u1ee9c l\u00e3i su\u1ea5t n\u00e0y \u00e1p d\u1ee5ng cho ti\u1ec1n g\u1eedi tr\u1ef1c tuy\u1ebfn, k\u1ef3 h\u1ea1n 12 th\u00e1ng. M\u1ee9c t\u0103ng t\u01b0\u01a1ng t\u1ef1 c\u0169ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ti\u1ec1n g\u1eedi tr\u1ef1c tuy\u1ebfn k\u1ef3 h\u1ea1n 24 th\u00e1ng, l\u00ean th\u00e0nh 5,6%\/n\u0103m.<\/p>\n

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\n Cu\u1ed9c \u0111ua l\u00e3i su\u1ea5t huy \u0111\u1ed9ng ti\u1ebfp t\u1ee5c “n\u00f3ng” gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng\n<\/div>\n<\/div>\n

C\u00e1c k\u1ef3 h\u1ea1n ng\u1eafn, m\u1ee9c t\u0103ng ch\u1ec9 0,1%\/n\u0103m so v\u1edbi tr\u01b0\u1edbc \u0111\u00f3. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn k\u1ef3 h\u1ea1n 1 th\u00e1ng l\u00e0 3,2%\/n\u0103m; 3 th\u00e1ng l\u00e0 3,6%\/n\u0103m; l\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n t\u1eeb 6 \u0111\u1ebfn 9 th\u00e1ng l\u00e0 4,2%\/n\u0103m.<\/p>\n

C\u00f2n v\u1edbi h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, l\u00e3i su\u1ea5t c\u1ee7a h\u1ea7u h\u1ebft c\u00e1c k\u1ef3 h\u1ea1n \u0111\u1ec1u \u0111\u01b0\u1ee3c Vietcombank \u0111i\u1ec1u ch\u1ec9nh t\u0103ng 0,1%\/n\u0103m. C\u1ee5 th\u1ec3, k\u1ef3 h\u1ea1n 12 th\u00e1ng, l\u00e3i su\u1ea5t t\u0103ng t\u1eeb 5,5%\/n\u0103m l\u00ean 5,6%\/n\u0103m; k\u1ef3 h\u1ea1n 24 \u0111\u1ebfn 60 th\u00e1ng, l\u00e3i su\u1ea5t t\u0103ng t\u1eeb 5,3%\/n\u0103m l\u00ean 5,4%\/n\u0103m.<\/p>\n

Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (BIDV) v\u00e0 Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (Agribank) h\u1ed3i th\u00e1ng 7\/2022 c\u0169ng \u0111\u00e3 c\u00f3 b\u01b0\u1edbc \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t t\u0103ng nh\u1eb9 0,1%\/n\u0103m \u1edf c\u00e1c k\u1ef3 h\u1ea1n d\u00e0i. L\u00e3i su\u1ea5t cao nh\u1ea5t t\u1ea1i 2 ng\u00e2n h\u00e0ng n\u00e0y hi\u1ec7n \u00e1p d\u1ee5ng \u1edf m\u1ee9c 5,6%\/n\u0103m.<\/p>\n

Trong th\u00e1ng 8\/2022, l\u00e3i su\u1ea5t cao nh\u1ea5t h\u1ec7 th\u1ed1ng \u0111ang \u0111\u01b0\u1ee3c ghi nh\u1eadn t\u1ea1i Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i TNHH MTV X\u00e2y d\u1ef1ng Vi\u1ec7t Nam (CBBank) v\u1edbi m\u1ee9c 7,5%\/n\u0103m cho k\u1ef3 h\u1ea1n 24 th\u00e1ng; 7,45%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 th\u00e1ng.<\/p>\n

Gi\u1eefa cu\u1ed9c \u0111ua t\u0103ng l\u00e3i su\u1ea5t, Ng\u00e2n h\u00e0ng TMCP Ph\u00e1t tri\u1ec3n TP H\u1ed3 Ch\u00ed Minh (HDBank) l\u1ea1i \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t nhi\u1ec1u k\u1ef3 h\u1ea1n v\u1edbi m\u1ee9c gi\u1ea3m t\u1eeb 0,2- 0,3%\/n\u0103m. L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m k\u1ef3 h\u1ea1n t\u1eeb 1 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 6 th\u00e1ng t\u1ea1i HDBank hi\u1ec7n l\u00e0 3,9%\/n\u0103m; t\u1eeb 6 th\u00e1ng \u0111\u1ebfn d\u01b0\u1edbi 12 th\u00e1ng l\u00e0 5,8%\/n\u0103m.<\/p>\n

C\u00e1c m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t t\u1ea1i HDBank \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho k\u1ef3 h\u1ea1n 12 v\u00e0 13 th\u00e1ng l\u1ea7n l\u01b0\u1ee3t l\u00e0 7,1 v\u00e0 7,15%\/n\u0103m v\u1edbi kho\u1ea3n ti\u1ebft ki\u1ec7m t\u1ed1i thi\u1ec3u t\u1eeb 300 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean. N\u1ebfu g\u1eedi d\u01b0\u1edbi 300 t\u1ef7 \u0111\u1ed3ng, l\u00e3i su\u1ea5t c\u00e1c k\u1ef3 h\u1ea1n n\u00e0y l\u00e0 6,5 v\u00e0 6,7%\/n\u0103m.<\/p>\n

Theo b\u00e1o c\u00e1o m\u1edbi \u0111\u00e2y c\u1ee7a Ph\u00f2ng Ph\u00e2n t\u00edch C\u00f4ng ty c\u1ed5 ph\u1ea7n Ch\u1ee9ng kho\u00e1n Everest (EVS), d\u01b0\u1edbi \u00e1p l\u1ef1c t\u0103ng l\u00e3i su\u1ea5t to\u00e0n c\u1ea7u v\u00e0 t\u1ef7 gi\u00e1 VND trong th\u1eddi gian qua, m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u1eeb doanh nghi\u1ec7p v\u00e0 d\u00e2n c\u01b0 \u0111\u00e3 nh\u00edch l\u00ean \u0111\u00e1ng k\u1ec3 so v\u1edbi n\u0103m 2021. L\u00e3i su\u1ea5t cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u00ec th\u1ebf c\u0169ng \u0111\u00e3 t\u0103ng trong kho\u1ea3ng 30-70 \u0111i\u1ec3m c\u01a1 b\u1ea3n t\u1eeb \u0111\u1ea7u n\u0103m t\u1edbi nay trong b\u1ed1i c\u1ea3nh t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng nhanh.<\/p>\n

EVS k\u1ef3 v\u1ecdng xu h\u01b0\u1edbng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m ng\u00e2n h\u00e0ng huy \u0111\u1ed9ng s\u1ebd ti\u1ebfp t\u1ee5c duy tr\u00ec trong n\u1eeda cu\u1ed1i n\u0103m 2022 trong khi l\u00e3i su\u1ea5t cho vay c\u00f3 th\u1ec3 gi\u1ea3m 25-50 \u0111i\u1ec3m c\u01a1 b\u1ea3n nh\u1edd g\u00f3i c\u1ea5p b\u00f9 l\u00e3i su\u1ea5t 2% c\u1ee7a Ch\u00ednh ph\u1ee7.<\/p>\n

Ngu\u1ed3n: vtv.vn<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Bước sang tháng 8, xu hướng “đua” tăng lãi suất vẫn tiếp tục nóng khi nhiều ngân hàng vừa điều chỉnh lãi suất huy động tại nhiều kỳ hạn. Mức tăng dao động trong khoảng từ 0,1 – 0,6%\/năm so với hồi đầu tháng trước Cụ thể, Ngân hàng TMCP Việt Nam Thịnh Vượng (VPBank) […]<\/p>\n","protected":false},"author":17,"featured_media":10507,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[189,182,70],"class_list":{"0":"post-10505","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tiet-kiem","8":"tag-lai-suat","9":"tag-ngan-hang","10":"tag-tiet-kiem"},"_links":{"self":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/10505","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/comments?post=10505"}],"version-history":[{"count":0,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/posts\/10505\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media\/10507"}],"wp:attachment":[{"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/media?parent=10505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/categories?post=10505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infina.vn\/blog\/wp-json\/wp\/v2\/tags?post=10505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}